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Current Figures: Age: 28 Retirement Funds: $114k House Equity: $41k Non-Mortgage Debt: $0 Net Worth: $155k 2017 Goals: 1. Increase net worth to 210k. (This seems insane, but this is just what my spreadsheet tells me should happen. Depends on 10% stock market gain). 2. Max RRSP & TFSA again 3. Start brewing beer again, allowing for cheap fun with friends 4. Maybe buy one more bike @ -$1000~ and sell two others (+$400). Ideally this will be my only non-regular purchase aside from gifts and some home reno supplies...nothing major, hopefully. 5. Gain 10 pounds. Currently 142. Rick Rickshaw fucked around with this message at 00:46 on Feb 26, 2017 |
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Jan 3, 2017 18:09
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Sundae posted:As long as we're doing this whole self-shaming thing: Holy cow. That's the total for both of you though? I spent about $6721 for myself on everything food-related. That includes *everything* purchased at the grocery store, mind you. I don't separate out toilet paper and other nonsense. Maybe that stuff would total $500 for the year? Soaps, bags, toilet paper / paper towel... I seriously can see how things can easily get out of control. I mean, I hardly ever eat out ($500 on the year total, I think), and I still rack up that much of a bill for food. I eat a lot though. I can't imagine what a yuppie DINK couple who eats out for every second meal and has a latte habit spends on food. Could easily top $25-30k Rick Rickshaw fucked around with this message at 02:51 on Jan 5, 2017 |
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Jan 5, 2017 02:45
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C-Euro posted:How the gently caress are you and I the same age but you have 50x the retirement savings Haha. Well, I pretty much have no life by traditional standards. I spend money on cycling and my dog, and that's about it. I have three roommates, which leaves me paying only about $100 for housing. Factoring in the principal payment and I'm a net positive on housing. Most people can't handle roommates, but my situation is actually pretty sweet. I've had 6 different roommates (one mainstay - childhood friend) over the past few years, and all have been very chill. I also have my own decently-sized room that is two floors away from the other three bedrooms, with en-suite bath. Aside from killing it on housing, I sold my car two years ago in favour of biking and eBiking. And finally I meal-prep, so I never eat out except for social occasions. My upright freezer probably has about 25 meals in it right now ready to go. Most people could in no way handle my lifestyle. But it's not that hard for me. Since you mentioned it, looking at that number is pretty shocking even to me. It seems like the number grew huge all of a sudden, but it's been about three years since I sunk all of my money into my house purchase and then started saving.
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Jan 7, 2017 01:33
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Tell me your secrets
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C-Euro posted:$100/mo for housing is nuts, do you live in the Yukon or something? I also haven't had a roommate since my sophomore year of college that isn't my wife because I'm an rear end in a top hat. I'd definitely meal prep if I could though, I love to make a big slow cooker's worth of stuff and pick away at it over a week but my wife hates eating the same thing too many days in a row. Maybe if she complains enough I will start asking her to pitch in more on our grocery bills each month Ironically housing in the North can be very expensive! My sister lives in the Northwest Territories and it's quite pricey. I'm in Halifax. It's amazing what I can charge per-room here. I live next to a community college, so I've mostly been renting to students, and they're willing to pay a nice premium to live <10 minute walk from school. So with three roommates, my mortgage, taxes, condo fees (townhouse), electricity, Internet and insurance are all covered except about $100. Subtract the principal payment and I'm in the money about $500 on housing. As for meal-prepping, my trick is to have a huge stock on-hand in my freezer. Right now I have an assortment of pasta (sausage & chicken, differing noodle types), stir fry (beef & chicken with differing sauces and rice-types), lasagna, chickpea curry, left-over pizza, fajitas...I think that's it. I also keep cooked/chopped frozen chicken in the freezer so it's easy to throw together a delicious wrap. I also only freeze the chicken/peppers/onion/sauce portion of the fajitas. Fresh avocado, pita wrap, lettuce and salsa goes with! This primarily works because I have a huge upright freezer. It's awesome! Most meal-preppers do eat the same thing all the time, but I can't handle that. I'd rather pay for the freezer space to have some variety. So, tell her to buy you an upright freezer is the real answer here! 
Rick Rickshaw fucked around with this message at 12:54 on Jan 7, 2017 |
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Jan 7, 2017 12:48
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I'm updating on a "when I feel like it" schedule. Time for a random update!Rick Rickshaw posted:Current Figures: Rick Rickshaw fucked around with this message at 14:00 on Mar 20, 2017 |
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Mar 20, 2017 12:06
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Seems like a good time to update. Rick Rickshaw posted:Current Figures:
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Jun 1, 2017 14:57
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| # ¿ May 2, 2024 07:07 |
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It's been a while since my last update!Rick Rickshaw posted:Current Figures:
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Oct 5, 2017 15:31
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