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WOW! And here I was feeling self conscious of my food spending when the universal suggestion from BFC and r/personalfinance seems to always be $300/mo and I was working hard to keep mine under $500. 2017 Goals! - Keep recording my expenses (spreadsheet is created and formula-ed) - Keep to the budget I've laid out (last year's budget has been realistically adjusted for this year) - Max his & hers IRAs (auto-transaction is set up) - More than double my monthly contribution to brokerage (auto-transaction is set up) Stretch goal: Convince my boss to get a 401(k) plan for the company even if they don't do any matching. It's been a while since I looked into it but it appeared to be really affordable for such a small company; <$1000/yr
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Jan 4, 2017 22:34
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| # ¿ May 5, 2024 11:04 |
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spwrozek posted:Remember that this is all food (eating in and out) and alcohol. This includes food and drinks on vacation for me as well. I used to split it out but it was kind of a hassle so I stopped. Still not great. But at the same time I am saving ~$37K per year so I don't know. I still want to enjoy life. It is interesting to see where people draw their categorization lines for ambiguous purchases: Dinner and drinks on vacation? For you: food category; for me: vacation category. I also put toiletries and cleaning supplies purchased at the grocery store under "groceries" because that would be annoying to break receipts up each time. I hope I didn't imply negativity toward any posters with bigger food spending, it was intended neutral and personally eye-opening. Maybe the $300/mo figure is mostly for people trying to get out of a hole, and since I am not in a hole I think I'll bump up our restaurants/bars/groceries budget category to $600/mo in this year's budget. Husband has been a good sport about my cooking attempts, but he'll be thrilled about the restaurant wiggle room.
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Jan 5, 2017 17:40
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