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Reduce spending, particularly on food as it's really the main thing I can cut (I cook fancy meats all the time) Groceries: 5800 -> 4800 Fast food: 1400 -> 800 Alcohol and bars: 700 -> 500 Restaurants: 1200 -> 1200 (no change) Cut cord TV service: 900-> 200 Net annual savings of $2500. Got lazy last year I guess. Here's my last years graph. Spent $70k, but $15k of that was paying off a home loan that is now gone.  Also need to adjust deductions, tax rebate getting too big.
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Jan 20, 2017 20:32
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| # ¿ May 5, 2024 02:26 |
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TouchyMcFeely posted:PMI works the same way with FHA loans as it does with non-FHA loans. Once you break 80(ish)% and 5 years it gets removed. That's very much not what that link says at all. It says you will pay MIP for the entire loan term unless you put down at least 10%, in which case you will pay MIP for 11 years. Of course, refinancing gets you out of that.
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Feb 14, 2017 20:46
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