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A bunch of people want a 2017 thread, so here we are. Current figures: -$9k in savings. -$7,200 in HSA. -$65,000 in 401k. -$18,000 in Roth IRA. -$7,000 outstanding 401k loan. Net worth: $95k Goals for 2017: -Pay off 401k loan and be debt free for the first time in 7 years. -Increase emergency fund to $10k. -Max out 401k. -Max out IRA. -Max out HSA. -$20k to house down payment fund. -Increase net worth to $150k(assuming no big market collapse). Of course this is just a combination of the above goals but it would feel good!
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Dec 16, 2016 19:59
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| # ¿ May 3, 2024 16:40 |
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KYOON GRIFFEY JR posted:Non monetary: Preemptive congrats but get a prenup and don't take no for an answer!
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Dec 16, 2016 23:40
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potatoducks posted:Screw that. Just marry someone who makes more than you do. Well yeah that's the ideal. In that case don't let them make you sign one.
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Dec 17, 2016 00:16
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Nail Rat posted:Goals for 2017: Done with this one! Nail Rat fucked around with this message at 16:54 on Feb 1, 2017 |
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Feb 1, 2017 16:42
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IllegallySober posted:Well, now what are you gonna do with the next 11 months? Haha well that was only one goal...gotta build the e-fund back up and save up a shitton towards a house while keeping trucking with the retiremend funding...but being debt-free finally feels good.
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Feb 1, 2017 16:54
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Nail Rat posted:Goals for 2017: Changing my goals a bit, because I realized it's kind of silly to put all my eggs in the house basket when I'm bare minimum another 2 years away from a down payment after this year, possibly more. It'd be good to get a taxable fund going as well now that I'm in the clear financially and able to (more or less) max retirement funds, that way I have some compounding growth that I can tap into before I'm old if need be. Revised Goals for 2017: -Pay off 401k loan and be debt free for the first time in 7 years. (DONE) -Increase emergency fund to $10k. -Contribute at least 16k to 401k before employer match. STRETCH GOAL: Max out 401k. I know theoretically I should make sure to max this before doing any of the below but...I feel a lot better about my retirement situation than my liquid assets. If I end up eating cat food I doubt it'll be due to not tax protecting 2k more when I was in my early 30s. -Max out IRA. -Max out HSA. -At least $17k to house down payment fund. STRETCH GOAL: $20k. -Contribute at least $4k to a new taxable investment fund. STRETCH GOAL: $5k. I'll be opening the taxable investment fund (vanguard) and house fund (ally) sometime next month with modest amounts which I'm pumped about. I could hit all my stretch goals pretty easily if I get a typical bonus and a typical raise, but last year's bonuses sucked across the board in the company so we'll see. Cutting cable in May will help! Nail Rat fucked around with this message at 21:04 on Feb 9, 2017 |
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Feb 9, 2017 16:20
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| # ¿ May 3, 2024 16:40 |
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Nail Rat posted:A bunch of people want a 2017 thread, so here we are. So it turns out that dating and going on soul-searching trips to Europe is expensive, but here's what happened: -Pay off 401k loan and be debt free for the first time in 7 years. - Done. -Increase emergency fund to $10k. Done. -Max out 401k. 13 k  -Max out IRA. 3k -Max out HSA. Done -$20k to house down payment fund. 12k -Increase net worth to $150k(assuming no big market collapse). Of course this is just a combination of the above goals but it would feel good! 145.1k So yeah not as good as I was hoping but still feel pretty good about increasing my net worth by 50k. Now I'm buying a condo in a couple months so clearly I'm just determined to undo all the progress here. Nail Rat fucked around with this message at 16:02 on Dec 18, 2017 |
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Dec 18, 2017 15:59
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