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spinst
Jul 14, 2012



Bring it, 2017.

Current Figures:
Age: 30
Savings: $11k (5.5k e-fund, 1.7k vacay, 1k car stuff, 2.5k house, the rest is misc.)
Retirement Funds: $45k (401a + Roth)
Debt: $0
Net Worth: $72k


2017 Goals:
1. Increase net worth to 94k.
2. Increase emergency fund from 5.5k to 7.5k.
3. Increase house fund from 2.5k to 11k.
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k.
5. Contribute a minimum of $2400 to my Roth IRA.
6. Stay debt free.
7. Lose 15 pounds.

spinst fucked around with this message at 18:54 on Dec 26, 2016

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spinst
Jul 14, 2012



Alright dudes, it's January 1! Let's kick this year's rear end.

spinst
Jul 14, 2012



1. Increase net worth to 94k. Currently 75k
2. Increase emergency fund from 5.5k to 7.5k. Currently 5.8k
3. Increase house fund from 2.5k to 11k. Currently 3.7k
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k. Destination Chosen: Iceland.
5. Contribute a minimum of $2400 to my Roth IRA. $200
6. Stay debt free. Yup.
7. Lose 15 pounds. Pounds lost: 1. Meh.

spinst
Jul 14, 2012



End of February Update!

1. Increase net worth from 72k to 94k. Currently 78.2k
2. Increase emergency fund from 5.5k to 7.5k. Currently 6k
3. Increase house fund from 2.5k to 11k. Currently 4.7k
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k. Passport Renewal Sent. Total Spent so far: $130
5. Contribute a minimum of $2400 to my Roth IRA. $400
6. Stay debt free. Yup.
7. Lose 15 pounds. Pounds lost: 1. Meh.

spinst
Jul 14, 2012



End of March Update!

1. Increase net worth from 72k to 94k. Currently 81k
2. Increase emergency fund from 5.5k to 7.5k. Currently 6.3k
3. Increase house fund from 2.5k to 11k. Currently 5.6k
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k. Trip on hold. See below.
5. Contribute a minimum of $2400 to my Roth IRA. $600
6. Stay debt free. Yup.
7. Lose 15 pounds. Pounds lost: 1. Need to step this up.

I've been thinking about going back to school again, which might change a lot of this up significantly. There is a chance of getting my work to pay for the additional schooling, but also a possibility of them not. Until this all gets figured out, my vacation is on hold.

spinst
Jul 14, 2012



End of April Update!

1. Increase net worth from 72k to 94k. Currently 81k. No progress due to the move.
2. Increase emergency fund from 5.5k to 7.5k. Currently 6.5k.
3. Increase house fund from 2.5k to 11k. Currently 6.5k.
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k. Trip on hold. Drained the vacation fund to move!
5. Contribute a minimum of $2400 to my Roth IRA. $800.
6. Stay debt free. Yup.
7. Lose 15 pounds. Haven't weighed in awhile. Scale is packed. Fail.

Moved this month. :homebrew: Love the new place - hoping to stay here until I'm ready to buy!

spinst
Jul 14, 2012



moana posted:


Where did you move to?


I'm in the same city (I live in wonderful western Washington State, not in Seattle but still in a relatively expensive part). But I'm in a duplex instead of a lovely basement apartment, with a yard and a garage and ~150 more square feet. My rent is only $25 or so more a month, though there will of course be a slight increase in utilities as well.

Woo!

In slightly more terrifying news - I've decided to go back to school again to become a Board Certified Behavior Analyst! :rip: I signed up for my first class today - and start in July.

If my school district opts not to pay for it, total costs should be around 7k over a year and a half for tuition and books. Usually you are also required to pay for a current BCBA to supervise 5% of a 1500 hour practicum at roughly $75/hr. One of my bosses is a BCBA and said he'd do my supervision piece for free. Savings of at least $5.6k. Fuckin' score. My boss was going to bat for me today with Human Resources to get them to pay the 7k, so we'll see.

Anyway, that should slow my house saving fund down by about 33%.

spinst
Jul 14, 2012



End of May Update!

1. Increase net worth from 72k to 94k. Currently 82.8k.
2. Increase emergency fund from 5.5k to 7.5k. Currently 6.7k.
3. Increase house fund from 2.5k to 11k. Currently 6.4k.
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k. Trip cancelled.
5. Contribute a minimum of $2400 to my Roth IRA. $1000.
6. Stay debt free. Yup.
7. Lose 15 pounds. -2

Paid for my tuition and books for my first class. Going to slow down the house fund a bit, but should still hit the rest of my goals.

spinst fucked around with this message at 20:44 on Jun 5, 2017

spinst
Jul 14, 2012



End of June Update!

1. Increase net worth from 72k to 94k. Currently 84.8k.
2. Increase emergency fund from 5.5k to 7.5k. Currently 6.8k.
3. Increase house fund from 2.5k to 11k. Currently 7.1k.
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k. Trip cancelled.
5. Contribute a minimum of $2400 to my Roth IRA. $1200.
6. Stay debt free. Yup.
7. Lose 15 pounds. -2

Seem to be on schedule for everything but the weight loss, of course.

spinst
Jul 14, 2012



End of July Update!

1. Increase net worth from 72k to 94k. Currently 87.5k.
2. Increase emergency fund from 5.5k to 7.5k. Currently 7k.
3. Increase house fund from 2.5k to 11k. Currently 8k.
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k. Trip cancelled.
5. Contribute a minimum of $2400 to my Roth IRA. $1400.
6. Stay debt free. Yup.

spinst
Jul 14, 2012



End of August Update!

1. Increase net worth from 72k to 94k. Currently 89.7k.
2. Increase emergency fund from 5.5k to 7.5k. Currently 7.1k.
3. Increase house fund from 2.5k to 11k. Currently 8.1k.
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k. Trip cancelled.
5. Contribute a minimum of $2400 to my Roth IRA. $1600.
6. Stay debt free. Yup.

spinst
Jul 14, 2012



Still doin' them monthly updates! September:

1. Increase net worth from 72k to 94k. Currently 92.4k.
2. Increase emergency fund from 5.5k to 7.5k. Currently 7.2k.
3. Increase house fund from 2.5k to 11k. Currently 9k.
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k. Trip cancelled.
5. Contribute a minimum of $2400 to my Roth IRA. $1800.
6. Stay debt free. Yup.

On track to meet or exceed all of my goals! Feels good - especially since I decided to go back to school, again, and have been paying cash for it.

spinst
Jul 14, 2012



October was a good month:

1. Increase net worth from 72k to 94k. Currently 97k. Done!
2. Increase emergency fund from 5.5k to 7.5k. Currently 7.5k. Done!
3. Increase house fund from 2.5k to 11k. Currently 9.5k.
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k. Trip cancelled.
5. Contribute a minimum of $2400 to my Roth IRA. $2000.
6. Stay debt free. Yup.

On track to meet or exceed all of my goals! Feels good - especially since I decided to go back to school, again, and have been paying cash for it.

spinst
Jul 14, 2012



November:

1. Increase net worth from 72k to 94k. Currently 99.5k. DONE! 100k net worth this year? Sweet.
2. Increase emergency fund from 5.5k to 7.5k. Currently 7.5k. DONE!
3. Increase house fund from 2.5k to 11k. Currently 10.8k. Next month should do it!
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k. Trip cancelled. DONE, I guess?
5. Contribute a minimum of $2400 to my Roth IRA. $2200.
6. Stay debt free. Yup.

Will hit the rest of the goals at the end of this month. Feels good. It's been a decent year.

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spinst
Jul 14, 2012



End of the year!!!

1. Increase net worth from 72k to 94k. Currently 101k. DONE! 100k net worth? :yotj:
2. Increase emergency fund from 5.5k to 7.5k. Currently 7.6k. DONE!
3. Increase house fund from 2.5k to 11k. Currently 11.2k. DONE!
4. Go on a fun (overseas?) trip this summer. Spending Limit: 3k. Trip cancelled. DONE, I guess?
5. Contribute a minimum of $2400 to my Roth IRA. $2400. DONE!
6. Stay debt free. Yup.

I did everything except taking the trip!

Hoping next year goes this smoothly.

spinst fucked around with this message at 23:11 on Dec 29, 2017

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