Financial Goals 2017: Budget Harder

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Financial Goals 2017: Budget Harder

Proposition Castle: Aug 9, 2004; Witty message goes here.

Proposition Castle posted:

Putting this in writing so I can hit this goal and hopefully next year's:

2016:
Get student loan payments down from $1304.62 to $1200 per month.
Bad napkin math (85 months left * 104.62) shows about a $9000 overpayment needed by the end of the year. This is only doable with a lot of butt-clenching.

2017:
Maintain $2400 per month on the loans.
Put all overtime towards loans with a goal of reducing the payment to $970 per month.
Why $970? More bad math shows this would allow me to continue paying the loans off with double the monthly payment while automating contributions to a Roth IRA.

With two paychecks in 2016 left the loan payment is down to $1100. Edit: after submitting the recalculation request the payment is $1050

I SAY, gently caress YOU JO-BOU, I DO IT MYSELF.

new 2017 goal: Dave Ramsey the gently caress out of the rest of the loans. $62000 to go.

Proposition Castle fucked around with this message at 00:08 on Jan 2, 2017

# ¿ Dec 18, 2016 16:03

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# ¿ May 3, 2024 00:00

Proposition Castle: Aug 9, 2004; Witty message goes here.

Proposition Castle posted:

With two paychecks in 2016 left the loan payment is down to $1100. Edit: after submitting the recalculation request the payment is $1050

I SAY, gently caress YOU JO-BOU, I DO IT MYSELF.

new 2017 goal: Dave Ramsey the gently caress out of the rest of the loans. $62000 to go.

Down to $47,700 and my discipline is cracking real bad. Also I hate my job and am really close to walking out.

# ¿ Mar 11, 2017 14:30

Proposition Castle: Aug 9, 2004; Witty message goes here.

Thanks for the replies everyone! I'll spend my vacation trying to find something new.

# ¿ Mar 14, 2017 21:32

Proposition Castle: Aug 9, 2004; Witty message goes here.

Proposition Castle posted:

Down to $47,700 and my discipline is cracking real bad. Also I hate my job and am really close to walking out.

Finished. Just submitted my last payment and have had the opposite of a panic attack for the last 20 minutes. Gonna play my trombone now so there's at least some sort of fanfare.

# ¿ Jul 27, 2017 15:59

Proposition Castle: Aug 9, 2004; Witty message goes here.

IllegallySober posted:

You killed $47K of loans in like five months? That's seriously impressive.

I worked a ton of overtime and had a good quarterly bonus put me over the top.

# ¿ Jul 30, 2017 00:32

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Financial Goals 2017: Budget Harder