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paternity suitor posted:Well, it's $270k over 18 years starting whenever she turns 62. $15k a year, paid out around 30 years from now, is worth something like $30k in todays money. I didn't run that through a calculator, that's just my recollection. I have a pension that's worth about the same, and there was talk of a buyout, so I ran the calculator about a year ago. Actually it's $98k discounted at the 30 year treasury rate. Not sure how you got anywhere close to $30k.
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May 3, 2017 13:21
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You've come to the right thread
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May 7, 2017 18:51
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When people talk about themselves in this thread, it leads exactly to those lovely discussions about whether or not someone's hobby horse is BWM, which was just awful.
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May 7, 2017 20:44
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There's moral reasons you shouldn't ask those questions but also practical reasons - even if the outcome in court is likely to be in your favor whether or not you were bigoted, your employer doesn't want to pay for lawyers either. Why pay more for a lawyer when you can just make it policy to not ask questions that would lead to sticky situations? Sure, lots of places don't have such policies and lots of places are also incompetently managed...
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May 10, 2017 16:53
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Well if there's a phpBB forum for it, it's got to be true...
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May 13, 2017 20:19
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And what happens if you stop taking the drug?
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May 13, 2017 20:46
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You don't call them cured
ohgodwhat fucked around with this message at 21:04 on May 13, 2017 |
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May 13, 2017 21:02
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I'm glad to hear it helped you. It sounds like you'd like other people to be helped by it as well. If so, please think about finding something that appears more reputable than a link to a sketchy looking forum. That only enhances people's skepticism.
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May 13, 2017 21:19
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H110Hawk posted:Thankfully it's per-depositor per-institution per-category. Basically the easiest way to do this is to open accounts at different banks, but if you just call up your bank and ask how to spread the money so it is all insured they will do it for you. Fidelity, for example, will do it by splitting your deposits over something like 5 different institutions: "If you have more than $245,000 in uninvested cash in your account, the Program maximizes your eligibility for FDIC insurance by systematically allocating this uninvested cash across multiple program banks. At a minimum, there are generally five banks available to accept customer deposits, making customers eligible for nearly $1,250,000 of FDIC insurance."
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May 15, 2017 02:59
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I know a theoretical physicist who clears over half a million a year in royalties from his textbooks. Clearly everyone should publish physics 101 textbooks. Very GWM.
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May 22, 2017 07:22
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lol, loving lemmings. "look at this sap pushing a pump and dump, jokes on him though, I'm going to get in on the action!"
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May 23, 2017 05:25
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Well here's the post where everyone tells him, as far as I understand it, that he is actually a pretty poo poo candidate https://np.reddit.com/r/premed/comments/5riubf/need_advice_on_future_reapplication_3rd_time/ Apparently med schools don't value his volleyball club participation? 
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May 24, 2017 05:40
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It's probably a joke but you know there are people that dumb out there
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May 28, 2017 04:57
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Barry posted:Slightly different type of BWM. quote:That's where you miss the greatest benefit of real estate. Your ROI increases with more leverage.
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Jun 5, 2017 19:04
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Today I learned it's BWL to imply that a woman has any culpability for anything
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Jun 7, 2017 00:54
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quote:I thought he was doing fine because he told me he sold stocks that were making him a profit and kept the ones that were doing bad Lol
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Jun 7, 2017 21:37
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"bad luck"
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Jun 13, 2017 14:27
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Enfys posted:Debt collectors: GWM, BWL Cool I'm sure Congress will fix it
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Jun 13, 2017 14:54
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BWL is spending your days on a subreddit about a twitch streamer just to complain about how mean he is to the people that watch him
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Jun 14, 2017 20:58
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Haifisch posted:I'm guessing 'no withdrawl limits' vanishes fast if you try to cash out $250k at once. That's how it always seems to work. No, withdrawal limits
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Jun 15, 2017 01:17
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I mean, there is a Bitcoin ETF and it's trading at a significant premium to bitcoins themselves.
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Jun 15, 2017 11:44
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It was my understanding that typically withholding would be calculated assuming that you received the current pay period's payment through the whole year, so a raise tends to lead to over withholding...
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Jun 16, 2017 01:40
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Every "0%" loan I ever saw always had monthly financing charges on the order of $15/month per $1000 financed. Sure sounds like interest for all practical purposes.
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Jun 18, 2017 20:53
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Well....
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Jun 20, 2017 01:25
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Just a reminder, the flawed but better than nothing Obamacare is the ACA or PPACA. AHCA is the Republican replacement/dumpster fire. It doesn't do anyone any good to conflate those two.
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Jun 21, 2017 12:26
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You just need to work somewhere with such a lovely work life balance that your only friends are your coworkers.
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Jun 21, 2017 22:34
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RheaConfused posted:Cats live to be much older than 12. Especially indoor ones. I have a 14 year old that is in perfect health. Yeah but then you have to pay for their food, throwing good money after bad.
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Jun 22, 2017 00:03
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EAT FASTER!!!!!! posted:I don't think there will be any clawing back. These exchanges are live fire asset transaction platforms, there aren't training wheels. Most US exchanges bust trades regularly. I think they even did so for the flash crash of 2010. These people are still idiots though. Those exchanges have rules that lay out when they will take action.
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Jun 22, 2017 21:17
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I imagine many of the margin calls were executed at a price where they would be left with a negative balance. I wonder how GDAX is going to handle that? I imagine they were the ones providing the margin...
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Jun 22, 2017 23:13
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Oooh great we've found a new way to be offended.
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Jun 27, 2017 19:40
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Man he hosed up but his life would suck regardless
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Jun 30, 2017 15:25
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Inept posted:Who the gently caress takes a vacation overseas for less than a week? It's not like it disqualifies you but they'll want to know what you were doing. Especially if it was a three month vacation in Moscow.
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Jul 6, 2017 05:33
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But if it was something like that, would they really go "lol jk" a couple of years later?
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Jul 10, 2017 00:10
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April posted:And the bad decision train just keeps on chuggin along.... 6% interest on their mortgage...
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Jul 12, 2017 01:57
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I'm the average 25 year old with 80k in savings
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Jul 19, 2017 03:49
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GamingHyena posted:If you have an escrow shortage you typically have the option to make a payment to cover it or 12 monthly payments, so him using his tax refund to cover part of it might make sense. As for the massive shortfall (at least relative to the previous year) it's possible the mortgage servicer hosed up and wasn't including his homeowner's insurance or taxes at all in the previous year and this represents the shortfall from that. Yeah but then his tax refund would be like $4500
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Jul 23, 2017 20:39
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"I signed something to share the responsibility for payments so that the bank would actually agree to the loan, but now that the exact situation for which they required a cosigner occurs, I would like to renege. " What do people think they're doing when they cosign? Do they even wonder why a bank is suddenly cool with giving someone money once someone else cosigns for it? Do they think it's the bank going, "hey family member, is this person totally cool with money? yes? ok, great, your totally unbiased opinion means a lot to us, here's $50k"
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Aug 4, 2017 00:35
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I wonder how that thread would have gone if the nurse has posted that thread from her perspective? How many replies until someone claimed it was her fault?
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Aug 8, 2017 23:50
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Why do people with no money say they're ready to pursue their passions? Do they think other people aren't pursuing their passions because they're just not ready for it yet?
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Aug 9, 2017 19:56
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Barry posted:BWM Favorites: Houses, Cars, Rings, Education, Horses... Pine Straw? Like, I realize this guy is an idiot, but he apparently figured out this was a scam before handing over the money. Surely he had other recourses than paying out 66% more than he agreed to? Really I'm just curious what the best course of action is? Tell him to take the $300 or take it back?
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Aug 21, 2017 23:56
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