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GoutPatrol
Oct 17, 2009

*Stupid Babby*

what the gently caress is a snapchat filter says a man still in his twenties

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brugroffil
Nov 30, 2015


Zo posted:

i think I'm finally getting old enough to lose my grasp on new technology because i have no idea what that person is buying in that post and how time/area factors into Snapchat filters

:same:

Tiny Brontosaurus
Aug 1, 2013

by Lowtax

Zo posted:

i think I'm finally getting old enough to lose my grasp on new technology because i have no idea what that person is buying in that post and how time/area factors into Snapchat filters

Remember how in the 90s the really swank suburban weddings would get custom disposable cameras made that would print like, "Dan and Jenny's Wedding!" all over the photos? Like that, but for Snapchat. It's geotagged so it's not available for just anyone to clain they were at your party, just people inside the 20k-square-foot exclusivity zone.

Pompous Rhombus
Mar 11, 2007

Zo posted:

i think I'm finally getting old enough to lose my grasp on new technology because i have no idea what that person is buying in that post and how time/area factors into Snapchat filters

Same, and I'm really happy to keep it that way.

Foma
Oct 1, 2004
Hello, My name is Lip Synch. Right now, I'm making a post that is anti-bush or something Micheal Moore would be proud of because I and the rest of my team lefty friends (koba1t included) need something to circle jerk to.

Blinkman987 posted:

He had to stand in a line. Being a tech bro, I do believe his outrage at standing in a line is genuine. The year 2017 and we haven't innovated out the line yet!?!?! He got mad at a Chipotle and decided to open a grilled cheese restaurant.

I can sort of see the logic to it...

Krispy Wafer
Jul 26, 2002

I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat

Grimey Drawer
Wait until you have kids and they want custom Snapchat filters for their birthday parties.

At least it's cheap and you could upload FiestaCat if you want to.

crazypeltast52
May 5, 2010



I kind of want to get a snapchat filter for my apartment now. $70 for 2 weekends, I would do that for the hell of it.

CitizenKain
May 27, 2001

That was Gary Cooper, asshole.

Nap Ghost
That sounds like an amazing thing to do with a friends wedding.

Or a complete stranger's.

Sic Semper Goon
Mar 1, 2015

Eu tu?

:zaurg:

Switchblade Switcharoo

GoutPatrol posted:

what the gently caress is a snapchat filter says a man still in his twenties

I don't have to update to a smartphone, you young whippersnapper. Back in my day, we had monochrome screens!

(Yeah, I know I'll eventually have to, someday.)

Shame Boy
Mar 2, 2010

Tiny Brontosaurus posted:

Remember how in the 90s the really swank suburban weddings would get custom disposable cameras made that would print like, "Dan and Jenny's Wedding!" all over the photos?

No but that sounds really funny and I kinda wanna see big clive or someone do a teardown of one or something

e: Wait this means I'm too young to remember that but apparently too old or uncool to know how to snap a chat or whatever :sigh:

Shame Boy fucked around with this message at 06:55 on Jun 5, 2017

BonerGhost
Mar 9, 2007

Zo posted:

i think I'm finally getting old enough to lose my grasp on new technology because i have no idea what that person is buying in that post and how time/area factors into Snapchat filters

Thank God I'm not the only one who didn't understand that moonspeak.

And gently caress Snapchat in general. The bro dude owners have bragged about reviewing private pics and they think they've got rights to everything on your device when you install the app. Screw that. When my embarrassing photos get leaked, I want it to be the old fashioned way: revenge porn.

goddamnedtwisto
Dec 31, 2004

If you ask me about the mole people in the London Underground, I WILL be forced to kill you
Fun Shoe

ate all the Oreos posted:

No but that sounds really funny and I kinda wanna see big clive or someone do a teardown of one or something

e: Wait this means I'm too young to remember that but apparently too old or uncool to know how to snap a chat or whatever :sigh:

There's really not much to them, although Clive could presumably have the same kind of fun with the cheap flash condensors as I used to when I worked in a camera shop.

Tiny Brontosaurus
Aug 1, 2013

by Lowtax
Man, SA is really demographically weird. I don't have much use for Snapchat but I know what it is. I know what lots of things I don't use are.

Shame Boy
Mar 2, 2010

Tiny Brontosaurus posted:

Man, SA is really demographically weird. I don't have much use for Snapchat but I know what it is. I know what lots of things I don't use are.

I mean yeah I'm aware of what it is but I've never actually seen it somehow and I can't tell you why anyone would use it besides what I think was the original use of "teens sending nudes and test answers to each other" :shrug:

curufinor
Apr 4, 2016

by Smythe

Tiny Brontosaurus posted:

Man, SA is really demographically weird. I don't have much use for Snapchat but I know what it is. I know what lots of things I don't use are.

Lol, a friend of a friend of a friend founded snapchat and I still don't understand anything about it

cowofwar
Jul 30, 2002

by Athanatos
The hardware and software technology advancements during my formative years were seemingly a lot more significant if now the big advancements are software bullshit like filters.

SpelledBackwards
Jan 7, 2001

I found this image on the Internet, perhaps you've heard of it? It's been around for a while I hear.

I know I'm over 30, which makes me old and out of touch, by what the gently caress is a geofenced time-expiring Snapchat filter, and why would someone want that?

Edit: didn't realize I waa at the end of the page. Also, agreed that I don't get what Snapchat is even for aside from sending nudes. I've also never seen a fidget spinner.

SpelledBackwards fucked around with this message at 12:47 on Jun 5, 2017

Solice Kirsk
Jun 1, 2004

.

SpelledBackwards posted:

I know I'm over 30, which makes me old and out of touch, by what the gently caress is a geofenced time-expiring Snapchat filter, and why would someone want that?

Edit: didn't realize I waa at the end of the page. Also, agreed that I don't get what Snapchat is even for aside from sending nudes. I've also never seen a fidget spinner.

Basically it's a filter that labels snap chat images taken in a certain location. So if you're throwing a concert it's advertising for your venue or the event. Businesses have them a lot now.

22 Eargesplitten
Oct 10, 2010



Yeah, I missed the part where apparently Snapchat pictures don't delete themselves anymore. Wasn't that its whole thing?

Subjunctive
Sep 12, 2006

✨sparkle and shine✨

There were other key design choices in Snapchat, but ephemerality was the initial cornerstone, yes.

Shame Boy
Mar 2, 2010

22 Eargesplitten posted:

Yeah, I missed the part where apparently Snapchat pictures don't delete themselves anymore. Wasn't that its whole thing?

Yep, turns out you can't base an umpteen billion dollar valuation on solely that. Who knew?!

No Butt Stuff
Jun 10, 2004

Tiny Brontosaurus posted:

Man, SA is really demographically weird. I don't have much use for Snapchat but I know what it is. I know what lots of things I don't use are.

Pretty much everyone in my office uses snapchat.

I don't but that's because I'm boring as hell and I don't really care about yet another way to see their food pictures.

22 Eargesplitten
Oct 10, 2010



So what does Snapchat do that Instagram (which I also don't use) didn't already do?

Pryor on Fire
May 14, 2013

they don't know all alien abduction experiences can be explained by people thinking saving private ryan was a documentary

Apparently all the girls have moved to insta, that's really all you need to know about snap's future. Like seriously that's it end of story, you don't need to google the financials or whatever.

cowofwar
Jul 30, 2002

by Athanatos

Pryor on Fire posted:

Apparently all the girls have moved to insta, that's really all you need to know about snap's future. Like seriously that's it end of story, you don't need to google the financials or whatever.

Check's out

Barry
Aug 1, 2003

Hardened Criminal
There's a sucker born every minute.

https://www.reddit.com/r/personalfinance/comments/6feap6/was_recently_scammed_and_i_am_curious_as_to_what/

quote:

Hi PF! I did something kinda dumb a few days ago. I responded to an online job interview, and they proceeded to hire me. They then sent me a check for $1,850 and told me it was for equipment for my home office. They said it would be explained to me on the following day, just deposit the check into my account. So I did. The next day comes, and they tell me to withdraw the cash and take it to a Walmart for a Walmart2Walmart transfer. My "boss" gave me the contact info of someone to send the money to, telling me that I am sending it to a vendor and that the vendor will buy the equipment and send it to me. I honestly should have picked up on this earlier but I didn't. So, an hour after I try to make the transfer Walmart calls me and says the money is on hold because the situation seemed similar to a lot of scams going on and they explained everything to me. I asked them what I should do with the money, they said it's up to my bank. I called my bank and no one was able to give me a straight answer. The money is still at Walmart and I have 10 days from when I initially brought it to pick it up. PF, what do I do?

Krispy Wafer
Jul 26, 2002

I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat

Grimey Drawer
All the girls in the 404 still Snap. They Instagram too, but they don't Facebook. That's for losers.

22 Eargesplitten posted:

So what does Snapchat do that Instagram (which I also don't use) didn't already do?

Instagram keeps copying Snapchat. They now have stickers, which I guess is similar to the geotags. They also have a version of Snapchat Stories. Everything Snap does Instagram copies and the Instagram versions are actually more popular, so I don't know whether Snap is going to make it. They probably should have taken the 6 billion Facebook offered.

Barry
Aug 1, 2003

Hardened Criminal
Slightly different type of BWM.

https://www.reddit.com/r/personalfinance/comments/6fcp4e/financial_transition_where_to_invest_only_asset/

quote:

A family of 3, dad was an uber driver but stopped working due to health problems. I'm in college younger one in school. Recently sold our house, after expense/debt payments, we're left with 200k in cash.

Hello r/personalfinance, I'm asking for your help in making a well thought out investment plan that will at the very least yield an annual/monthly income of 18% / 3k. With my dads narrowed experiences he was thinking along the lines of buying another house and renting, then jumped over to buying nyc cab medallions instead and leasing cabs. I'm worried he'll just burn through it all and render us homeless. Dad can work but not to his full potential because of heat condition. Do you have any other ideas on how to invest these little 200k to generate ~3k monthly ?

Thank you!

Good luck with that.

paragon1
Nov 22, 2010

FULL COMMUNISM NOW
Everything I can think of that would guarantee that ROI would be illegal as all hell.

Lysandus
Jun 21, 2010
Heard from a guy at work today that he wants to get a horse. Apparently they only cost "a couple hundred bucks a month in upkeep."

He lives in the city on a half acre lot. He didn't mention where he was going to put the horse.

Tiny Brontosaurus
Aug 1, 2013

by Lowtax

ate all the Oreos posted:

I mean yeah I'm aware of what it is but I've never actually seen it somehow and I can't tell you why anyone would use it besides what I think was the original use of "teens sending nudes and test answers to each other" :shrug:

Snapchat's mostly used now for putting funny captions on the world, like so:



I text variations of this to my best friend a couple times a week:

Subjunctive
Sep 12, 2006

✨sparkle and shine✨

My GF and I use mostly it to send goofy pics between our kids, or "is this the type of shampoo you meant?" messages that don't need to live forever in our photo collections.

Our daughters just save local copies of pics/videos with filters to send to their parents or friends via other channels.

AmericanBarbarian
Nov 23, 2011

Of course the guy who posted that comments on pissing videos on gonewild. I just don't know if I can handle reality anymore, it's getting too weird.

Edit: Even more hilarious is the real story behind the latest personalfinance post (assuming its real), his dad is leaving the country to retire and is giving his kid this 200k, and he is trying to figure out a way to make 25k-35k a year in return so he can just live for free basically.

AmericanBarbarian fucked around with this message at 18:14 on Jun 5, 2017

ohgodwhat
Aug 6, 2005


quote:

That's where you miss the greatest benefit of real estate. Your ROI increases with more leverage.

Leon Trotsky 2012
Aug 27, 2009

YOU CAN TRUST ME!*


*Israeli Government-affiliated poster
My friend and her boyfriend (of less than 2 years) decided to buy a house together.

They put an offer in and got a house for $382,000. There was about 6 weeks between this and the actual closing on the house. During this period, they broke up because the boyfriend's ex had recently become single and she was the girl of his dreams. The ex indicated that she was sad that they hadn't worked out and wished they could have given it another shot. My friend's boyfriend dumped her to pursue his true love.

They would have lost about 11k if they decided to walk away from the house.

Instead, they are buying the house and moving in together after breaking up.

Neither of them can afford to pay their half of the mortgage and rent on their own and neither of them want to sell because "it's an up-and-coming neighborhood" and they'd be losing a lot of money.

They are going to "figure out the rules as we go along" and so far the only rule is that the new girlfriend (former ex) isn't allowed to move in. But I am expecting that to happen soon.

DarkHorse
Dec 13, 2006

Nap Ghost

Leon Trotsky 2012 posted:

My friend and her boyfriend (of less than 2 years) decided to buy a house together.

They put an offer in and got a house for $382,000. There was about 6 weeks between this and the actual closing on the house. During this period, they broke up because the boyfriend's ex had recently become single and she was the girl of his dreams. The ex indicated that she was sad that they hadn't worked out and wished they could have given it another shot. My friend's boyfriend dumped her to pursue his true love.

They would have lost about 11k if they decided to walk away from the house.

Instead, they are buying the house and moving in together after breaking up.

Neither of them can afford to pay their half of the mortgage and rent on their own and neither of them want to sell because "it's an up-and-coming neighborhood" and they'd be losing a lot of money.

They are going to "figure out the rules as we go along" and so far the only rule is that the new girlfriend (former ex) isn't allowed to move in. But I am expecting that to happen soon.
:suspense:

There are so many ways this could fail spectacularly and a few where they all happen simultaneously. Just... what?!

Take the $11k bath as the cost of your stupidity you idiots!

brugroffil
Nov 30, 2015


Barry
Aug 1, 2003

Hardened Criminal

Leon Trotsky 2012 posted:

My friend and her boyfriend (of less than 2 years) decided to buy a house together.

They put an offer in and got a house for $382,000. There was about 6 weeks between this and the actual closing on the house. During this period, they broke up because the boyfriend's ex had recently become single and she was the girl of his dreams. The ex indicated that she was sad that they hadn't worked out and wished they could have given it another shot. My friend's boyfriend dumped her to pursue his true love.

They would have lost about 11k if they decided to walk away from the house.

Instead, they are buying the house and moving in together after breaking up.

Neither of them can afford to pay their half of the mortgage and rent on their own and neither of them want to sell because "it's an up-and-coming neighborhood" and they'd be losing a lot of money.

They are going to "figure out the rules as we go along" and so far the only rule is that the new girlfriend (former ex) isn't allowed to move in. But I am expecting that to happen soon.

This is why I keep coming back to this thread. Please post updates.

Leon Trotsky 2012
Aug 27, 2009

YOU CAN TRUST ME!*


*Israeli Government-affiliated poster
The BWL aspect of this whole situation is that I'm pretty sure she still wants to get back together with him and that the house will help.

She basically thinks that he got scared of commitment from buying the house and that as long as he doesn't sleep with his ex (and she finds out about it) that he never really cheated or left.

Everyone told her not to go through with it, but when she did she kept waffling between "He just got cold feet! He'll be back!" and "I need to go through with it because I'll own half a house in an up-and-coming neighborhood and I can be financially independent! I'm doing this to stick it to him!"

For the record, the girl her boyfriend left her for was his girlfriend in high-school (10+ years ago) and cheated on him twice. Once on a band trip to Florida and another within two months of him going to college. They originally broke up when he was 20 and he is now 31.

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Solice Kirsk
Jun 1, 2004

.

Leon Trotsky 2012 posted:

The BWL aspect of this whole situation is that I'm pretty sure she still wants to get back together with him and that the house will help.

She basically thinks that he got scared of commitment from buying the house and that as long as he doesn't sleep with his ex (and she finds out about it) that he never really cheated or left.

Everyone told her not to go through with it, but when she did she kept waffling between "He just got cold feet! He'll be back!" and "I need to go through with it because I'll own half a house in an up-and-coming neighborhood and I can be financially independent! I'm doing this to stick it to him!"

For the record, the girl her boyfriend left her for was his girlfriend in high-school (10+ years ago) and cheated on him twice. Once on a band trip to Florida and another within two months of him going to college. They originally broke up when he was 20 and he is now 31.

How does someone jump through this sort of mental hoop?

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