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What in particular are the vices? What is the medical thing? If it's something like Lasik or whatever, please put it off. You are in no way, shape or form able to spend 35k right now. You don't have them. Simple as that. Do you contribute anything to your GF or her kids, do you share costs or somesuch? What's her income, how is she affected? I'm not very well versed in bankcrupty stuff but your debts are pretty nuts. Do I see it right that you have debt on a whopping 9 credit cards? Don't take out more loans, for the love of god. Look at all the loans you already have, is that working out for you? Please talk to a financial lawyer and figure out if bankcrupty is an option, or if they have any other useful plans for you. You should definitely improve your lifestyle to be healthier and financially more sound. You should definitely learn how to meal prep and buy smart. You should most definitely, absolutely get counseling for your addiction issues and get yourself banned from all the casinos in the area. But most of all, take this poo poo seriously as gently caress and don't let yourself off the hook. There is no point in being a sadsack about it or constantly shaming yourself. Accept the reality of it, accept that it's really hosed up and you have to learn to do better, and invest your energy in that. You can feel guilty and complain all you like, it's a natural feeling to have here, but use to as an actual motivator, not to self-pity. I don't want to insult you, I want you to get the gently caress on fixing this.
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# ¿ May 22, 2019 16:36 |
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# ¿ May 21, 2024 18:47 |