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SiGmA_X
May 3, 2004
SiGmA_X
I think Chapter 7 is by far the best option as it should discharge your debt. I'm not sure how to structure things so you qualify without committing fraud, ask a lawyer. Your asset values may be a problem too, you may have too much equity in the car/house. Again, ask a lawyer.

I hope you're getting help as your vices are way too high for your income.

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