|
If I go in for an annual check up this week and my insurance ends next week because I'm leaving my job, what will and what won't the insurance company provide coverage for? For instance, the place where I get my annual check up doesn't have on site blood testing. So when the results for the blood work come back in 2-3 weeks, would this have been covered under insurance since the tests were started during a period when I was covered?
|
# ? Oct 24, 2023 02:13 |
|
|
# ? May 3, 2024 17:10 |
|
Usually the date of service is the thing that matters, which would be when the blood was drawn, I think. Don't trust this if being wrong would be catastrophic for you
|
# ? Oct 24, 2023 17:36 |
|
It's covered by the insurance you had when you went to do the blood work Edit to be clear: everything will be covered Source: my wife does utilization management (claims and denials) for an insurance company. Also just a good thing to know: if insurance tried to deny this (or anything really) you can appeal it. You can always appeal, no matter what they say, and like 75% of appeals end in favor of the patient cinnamon rollout fucked around with this message at 22:34 on Oct 24, 2023 |
# ? Oct 24, 2023 22:21 |
|
Date of service is what matters but if you're not a current customer that's even less incentive for them to play ball in terms of just normal insurance bs
|
# ? Nov 3, 2023 13:54 |
|
The above information is correct except for instances wherein a medical device is being dispensed to you, in which case the date of dispensing also factors in. eg: Orthotics, knee brace, CPAP machine, etc. Your blood test would not fall under this requirement and the date of service is what matters exclusively.
|
# ? Nov 7, 2023 17:48 |