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imabanana: thank you I will check the book out. I've been looking for something to read lately. Rurutia: I would appreciate an extra set of eyes looking for that stuff thanks. In YNAB the balance is the remaining money in that budget category. Because we're so close to the end of the month it's pretty zeroed out. We can use the blinds to until we have the lattice. Engineer Lenk: Good idea thanks. Edit: old budget for reference: http://forums.somethingawful.com/showthread.php?threadid=3586966&userid=0&perpage=40&pagenumber=15#post432563726
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# ? Jul 25, 2014 22:14 |
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# ? May 13, 2024 10:41 |
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Knyteguy posted:we have a truck tonneau bed cover that I don't know what to do with from our F150 we sold That'd be worth something sold, no?
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# ? Jul 25, 2014 22:30 |
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cstine posted:That'd be worth something sold, no? Well maybe. It's got some scratches and scuffs but it is structurally sound. The only problem is I don't have the mounting hardware. It got lost in our previous move.
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# ? Jul 25, 2014 22:37 |
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Home Depot will surely take the hand truck back. I've returned all sorts of defective crap to them. Easy! Shower curtain, $10-12 for a nice fabric one (WASH IT BIWEEKLY, COLD) or $5-8 for a plastic one (WASH IT MONTHLY, COLD). Bed Bath & Beyond. You'll get a moving coupon from them, too. Micro - I can't stand not having one. Ovens cost a lot to heat a meal (eg I can see it on my daily power consumption!) and are slow. I'd pickup a CL micro. I've done this twice, for $25 each. My current one has been in use 1yr and near daily use. Knyteguy posted:Well maybe. It's got some scratches and scuffs but it is structurally sound. The only problem is I don't have the mounting hardware. It got lost in our previous move.
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# ? Jul 25, 2014 22:48 |
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For the SloMo competition, what do ya'll think about seeing who can get closest to their budget rather than who can spend the least?
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# ? Jul 25, 2014 23:46 |
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That just incentivizes them to give themselves a very generous budget.
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# ? Jul 25, 2014 23:57 |
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SiGmA_X posted:Shower curtain, $10-12 for a nice fabric one (WASH IT BIWEEKLY, COLD) or $5-8 for a plastic one (WASH IT MONTHLY, COLD). Bed Bath & Beyond. You'll get a moving coupon from them, too. I am pretty sure you can get 3 plastic ones for $1 at Dollar Tree.
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# ? Jul 26, 2014 01:01 |
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SiGmA_X posted:Home Depot will surely take the hand truck back. I've returned all sorts of defective crap to them. Easy! OK I'm going to try to take back the hand truck today. I kind of dig the dual shower curtains - 1 clear plastic inside with magnets to stick to the tub and one cloth one outside for looks and privacy. Gonna get this today. Nothing like cutting your effective square feet to 1/3 to realize you have/buy too much poo poo. And also just to complain: the loving internet tops out at 8mbps, even though we pay for 60mbps. I'm going to call them but I guarantee they say they don't guarantee the speed. Also agreed on the microwave thing. From a power perspective it makes sense. I'll check out CL.
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# ? Jul 26, 2014 17:02 |
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Knyteguy posted:OK I'm going to try to take back the hand truck today. I was referring to cloth liners! We have a cloth pretty curtain on the outside, too. I was thinking from a über cheap perspective, you only neeeed a liner. I believe the not clear liners are cheaper and it doesn't matter what they are so much when you have a cloth one. Make sure it goes with your towels and floor-mat.. I'm sure your wife can help there haha. Ive also never bought one from the dollar store. There are no dollar stores within 15min of me, and I haven't been in one for 6yrs or so. I should go tho, I remember they had super cheap cleaning supplies back in the day... Oh boy that's some awesome Comcast BS! I'm lucky mine clocks in at maybe 48~52 *always* and we pay for 50.
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# ? Jul 26, 2014 17:39 |
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Knyteguy posted:OK I'm going to try to take back the hand truck today. I thought they made it illegal to for companies to advertise top speeds but instead were forced to advertise guaranteed speeds? Maybe that's just in CA? We always get 50 MBPS and we pay for 50 MBPS
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# ? Jul 26, 2014 18:18 |
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Thanks for the Home Depot stuff Sigma I will post what happens. Glad to know their return policy is reasonable. I didn't realize you meant cloth liners; we'll have to check those out.Bugamol posted:I thought they made it illegal to for companies to advertise top speeds but instead were forced to advertise guaranteed speeds? Maybe that's just in CA? We always get 50 MBPS and we pay for 50 MBPS I don't think it's illegal here, but when I worked there we would do what we could if it was < 2/3 advertised speed or something. I think there's a problem somewhere because this is awful: Our cable company is usually pretty decent, so I'll give them the benefit of the doubt for the moment.
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# ? Jul 26, 2014 19:30 |
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Knyteguy posted:
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# ? Jul 26, 2014 19:37 |
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My Rhythmic Crotch posted:I'm not sure if anyone else touched on this, but I think this toxx is actually not the greatest idea. If you don't meet this goal, your financial situation will be roughly the same as it was before, except now you'll be banned and lose whatever accountability and advice this thread provides. Considering how huge of a change to your spending and lifestyle habits this toxx represents, I'm struggling to believe that you're going to make it. I'm rooting for you to do it, don't get me wrong! Thanks. It will be tough. I/we will do our best to hit this goal. However if I'm banned I will re-register, and continue with the thread. It will be a $10.00 mistake.
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# ? Jul 26, 2014 19:42 |
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Knyteguy posted:Thanks for the Home Depot stuff Sigma I will post what happens. Glad to know their return policy is reasonable. I didn't realize you meant cloth liners; we'll have to check those out. Didn't the FCC or some government agency just drop the hammer about speeds not being as advertise and letting companies know it is against the law and they can't be doing it? I thought I heard something on NPR about it.
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# ? Jul 26, 2014 23:17 |
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You're in IT so I'm assuming that's jacked into your modem, or router? Holy poo poo that's bad. For funsies, go to speedtest.comcast.com [or is it .net] and see how bad it says it is? Mine is always faster with their site than speedtest, but speedtest is always near full rating. It was NOT when we first got service and I called and bitched. Fixed within a couple days.
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# ? Jul 27, 2014 01:15 |
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spwrozek posted:Didn't the FCC or some government agency just drop the hammer about speeds not being as advertise and letting companies know it is against the law and they can't be doing it? I thought I heard something on NPR about it. Didn't know that but it is great news. Cable companies with their near limitless power over the internet for their customers need to be pretty regulated. SiGmA_X posted:You're in IT so I'm assuming that's jacked into your modem, or router? Holy poo poo that's bad. Comcast's speed test said 10mbps and speedtest said 12mbps just a few moments within eachother. I know that our ISP generally pads their speed test a little too though. I can't get my over the power line network thing working for some reason, so I'm just using wifi yes. At my old place with the exact same equipment we were getting 60mbps as expected. I think it might be a jacked RG5 tip or either not enough or too much signal. But that doesn't make complete sense either. I'll give them a call and let them figure it out though. loving annoying trying to play any online game right now though. Video streaming is also incredibly spotty and I'm pretty annoyed about it right now. Also thought I'd let you know we took back the hand truck trouble free for a nice $60.00. We picked up some stuff we needed (shower curtain, couple shelf parts to mount our projector television) and we still ended up a little ahead. We got the shower curtain & liner from Target. My biggest problem right now is restaurants. We went over budget about $23.00. It's really hard to cook when we're still trying to unpack everything. We brought a bunch of food over from the old place now though so hopefully we can stay on track. I think if we can beat restaurants we can beat our spending habits. I'm not having any trouble saying no to Gadget X or anything right now. I have no desired for video games; nothing like that. We had to run into Best Buy for a wireless router and I didn't even bother looking at anything at all. It's just those damned restaurants that tempt me.
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# ? Jul 27, 2014 02:31 |
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The AT&T Uverse equipment would not work with the powerline ethernet things. It didn't even matter if I put a router in between the powerline stuff and the Uverse modem. Also, wifi speeds are full of poo poo and only get the advertised speed if your computer is having sex with the wifi router at the time. Once you are 20 feet away you probably won't get more than 10-20mbps. You should run a cable and then do a speedtest.
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# ? Jul 27, 2014 21:21 |
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Knyteguy posted:I think if we can beat restaurants we can beat our spending habits. I'm not having any trouble saying no to Gadget X or anything right now. I have no desired for video games; nothing like that. We had to run into Best Buy for a wireless router and I didn't even bother looking at anything at all. It's just those damned restaurants that tempt me. For me it's take-out (or McDs drive-thru), but the principle is the same. I get home from a long day at work after picking up the kids and I just stare into the abyss that is the freezer with no motivation to make anything. I've remedied the situation, for the most part, by planning meals for the week on Saturday and making and freezing a couple of dinners so we aren't cooking every night. It's also easier to think up quick meals (ca. 30 min) well before the kids are screaming that they're hungry. My wife has late shifts a couple of days a week, so frozen/fast meals are ideal for me to not have to put a lot of effort into dinner while trying to keep tabs on two toddlers. This meal plan will serve you well in the near future, because (as I think was pointed out earlier in the thread) your collective motivation to cook will plummet shortly after the baby is born. Leverage that chest freezer you bought and freeze whatever you like (chili, casseroles, stew, etc.). When family come to visit and ask what they can bring, tell them food. Or gift cards for Swiss Chalet (my parents are the best - insert whatever chicken and wing place is good in Nevada). You may have it somewhat easier (my view is always skewed by twins - there were a lot of jobs that needed both of us so it was harder to trade off and get some down time/sleep), but it's still a slog when a baby feeds for 1-1.5 hours every 2-3 hours. Anything that can alleviate effort in all other aspects of the home is time well spent.
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# ? Jul 27, 2014 22:24 |
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Droo posted:The AT&T Uverse equipment would not work with the powerline ethernet things. It didn't even matter if I put a router in between the powerline stuff and the Uverse modem. This is tested via torrents. I get way less via SpeedTest over Wifi... Go figure?
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# ? Jul 28, 2014 02:12 |
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Aagar posted:For me it's take-out (or McDs drive-thru), but the principle is the same. I get home from a long day at work after picking up the kids and I just stare into the abyss that is the freezer with no motivation to make anything. Alright we'll give meal plans a try again. I think with a kid on the way it would be a good habit to get into. The absolute biggest problem right now is being stuck in limbo during the move: having stuff packed still, missing essentials like butter, oil, salt & pepper, tomatoes, etc. Once we finish the move, and get a chance to get some groceries in August we'll be back on track. Moving is expensive and lovely. We might stay here for a couple years to help us save cash. SiGmA_X posted:I pull 40-48mbps 25' away through 3 walls. AirPort Extreme (5th Gen) ftmfw. $60 on eBay. Do like. Jealous at the moment. Droo posted:The AT&T Uverse equipment would not work with the powerline ethernet things. It didn't even matter if I put a router in between the powerline stuff and the Uverse modem. It's weird though I used to use the same equipment at our old place. Our new place was built in the 70s though so I'd guess it's the infrastructure somewhere. Back to lovely PS3 download speeds over wifi . I need Google balloon internet.
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# ? Jul 28, 2014 16:57 |
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For anyone reading this thread and also maybe trying to learn from my mistakes I just found a cool site with great tips. http://www.feedthepig.org/toolbox/tips Here's one I'm reading now: http://www.feedthepig.org/toolbox/tips/habit-changers posted:Weekend Tripper I signed up for their email as well: edit: Welp just found a new line of podcasts to listen to from them: https://itunes.apple.com/us/podcast/episode-5-ftp-compulsive-spending!/id220271991?i=16375476&mt=2 Knyteguy fucked around with this message at 21:49 on Jul 28, 2014 |
# ? Jul 28, 2014 21:42 |
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Knyteguy posted:For anyone reading this thread and also maybe trying to learn from my mistakes I just found a cool site with great tips. I've posted this in a few financial threads, but I don't know if anyone besides me does this. Anyway, my husband and I both work 40-50 hour weeks & have 2 kids, and I've learned that the slow cooker is a life saver. I can buy meat in large quantities when I find a sale, spend 2-3 hours on a weekend packaging & freezing it, then all I have to do is yank a bag out of the freezer & dump it in the slow cooker with a few tablespoons of water, and dinner is ready when we get home. For example, at GFS, you can get a good deal on a GIANT pork roast - usually about 10 lbs. I cut it into 4 pieces, put each piece in a gallon-size ziploc, toss some sauce & veggies over it, and presto - 4 dinners already made & in the freezer. (This sauce is amazing on pork roast, by the way: http://crockpot365.blogspot.com/2008/06/orange-chipotle-ribs-in-crockpot.html). Buy a 10-lb roll of hamburger. Brown half of it with onions, drain, throw in a couple of ziplocs. You can yank out a bag of already browned meat, toss it in the slow cooker with manwich, spaghetti sauce, or taco seasoning - again, 10 minutes in the morning, dinner is made. Take the other half, mix with bread crumbs, eggs & spices, shape into 2-4 meat loaves (I don't know how much you eat or if you'll want leftovers), ziploc & freeze raw. Put a bowl upside-down in the slow cooker, or something else to keep it off the bottom, sit it in there, put a little ketchup or whatever your favorite topping is on it, and leave it on all day. And we haven't even started on the beef roasts! This site has hundreds of slow cooker recipes, and a lot of them are fantastic: http://crockpot365.blogspot.com/2007/12/alphabetical-listing-of-recipes.html It's very easy to put up 15-20 meals in an afternoon. And if you are smart, you can repurpose your leftovers. Make a plain beef roast today, tomorrow, shred it & make chili or fajitas or barbecue beef sandwiches. Really, the hardest part is the planning. I try to look at what I've already got in the freezer, or what's on sale. I also, about once a year, buy half a cow from a friend of my dad's who has a farm - it's a lot of money to spend at once (about $750-800 depending on size), but we usually pull about 320 or so pounds of beef, already prepped & wrapped & frozen - steaks, ribs, burger, even soup bones. If you live in a rural area, and can have a large freezer dedicated to beef, it's the way to go. I would seriously start doing the freezer-meal thing now. You have NO idea how glad you'll be when the baby gets here that you have a couple dozen already-made dinners in the freezer. Just make sure you remember to turn on the crock pot when you're so sleep-deprived you try to diaper the wrong end.
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# ? Jul 28, 2014 22:43 |
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April posted:... Thank you very much for the tips. I think we took it a bit far with going pretty much full on rice and beans earlier this year, and my wife got burnt out on it. I was actually pretty OK with it however (I lost something like 15 lbs and I thought it tasted great). We're going grocery shopping ASAP in August, so maybe we'll start off trying the hamburger one you posted. Do you ever try pork butts/pork shoulders? I really like making pulled pork but I'm wondering if it's economical. I really like the idea of front loading cooking... we just need to spend some time planning like you said. I'll make this my focus in August. fake edit: also I hope the baby doesn't want much attention in the middle of the night. fake edit 2: guys I had LASIK done 10 years ago but I could use a second application.
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# ? Jul 28, 2014 23:07 |
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April posted:Really, the hardest part is the planning. I try to look at what I've already got in the freezer, or what's on sale. I also, about once a year, buy half a cow from a friend of my dad's who has a farm - it's a lot of money to spend at once (about $750-800 depending on size), but we usually pull about 320 or so pounds of beef, already prepped & wrapped & frozen - steaks, ribs, burger, even soup bones. If you live in a rural area, and can have a large freezer dedicated to beef, it's the way to go. How do you get through all that beef before it gets freezer burn? I love buying meat on sale but at some point I have to stop due to freezer space and how much I think we'll be able to eat within 3 months. Or maybe I'm missing something (vacuum seal)? We use Ziploc bags for the most part, and I'd say after about 3-4 months meat starts looking iffy. I found a whole chicken yesterday dated Aug 1, 2013 (to convince my wife that things weren't going to sit at the bottom of the freezer forever I took to dating the Ziploc bags) and it was in rough shape. That said this is the only piece of meat I can recall, since getting the freezer last year, that didn't get used within 3 months. And Knyte - April isn't kidding. There will be times you are so tired you won't know which end of your kid is which. At about the 3 month mark we were using the motorized swings to help them sleep. I was so tired when I went to check on them I thought one of them was missing. Turned out his swing had stopped (it was on a timer) and because of that it somehow escaped my T-rex-like field of vision (I only noticed he wasn't in his crib). I freaked out until I realized he was in the swing and then I laughed like a loon. Sleep deprivation can do weird things to you. I think I'll check out the feedthepig website as well - it never hurts to learn a few new tricks.
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# ? Jul 28, 2014 23:25 |
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Aagar posted:How do you get through all that beef before it gets freezer burn? I love buying meat on sale but at some point I have to stop due to freezer space and how much I think we'll be able to eat within 3 months. It's packaged ridiculously well. The way it works is, we pay the farmer guy (IIRC) $2/lb for the half-cow, and then we pay the butcher $0.50/lb to cut & package it. Each package is in a few layers of super-tight plastic wrap, then white paper & tape on the outside, and it's frozen solid when we pick it up. It generally keeps for about a year. We also share some, sending a few pounds of burger or a couple of roasts home with my mother-in-law or whoever happens to be hanging out here when we're cooking it. It's an awesome deal, because the burger is like the 93% lean stuff, and we get T-bone steaks, ribs, the works, and it's all a straight $2.50/lb. It helps to have a chest freezer that you can dedicate just to beef as well. I have a food-sealing-bag contraption, I don't care much for it. The bags are pretty expensive, especially compared to ziplocs at Costco or somewhere similar, and sometimes the bag doesn't seal and instead sucks the liquid out. Probably just me. I also go through phases, where sometimes I'll stock up a bunch of meals, eat them for a few weeks, get bored, and go for frozen chicken strips or pizza or whatever. But I can't emphasize enough how awesome it is to open a bag, dump it in a slow cooker, and come home to a meal that's already made. Here's another one - a couple of chicken breasts, a can of corn (drained), a can of black beans (rinsed thoroughly & drained) a jar or so of salsa, and a couple of tablespoons of taco seasoning. Toss it in the ziploc & freeze. Slow cook, shred the chicken, and it's the best tacos you've ever had in your life. Easy meals, few ingredients, and it's so much healthier than eating out. Edited to add: Pulled pork is super-easy. My favorite way to do it is toss a pork roast in, cover it with root beer (trust me on this) with an onion cut up in it, let it get to where it's falling apart, drain the root beer, shred, dump your favorite barbecue sauce on it. If the root beer thing is too weird, just put it in water with a half-cup or so of fat-free italian dressing. The vinegar & seasonings in the dressing give it a really good flavor & tenderness. Same deal, cook till shredable, shred, sauce & chow down. April fucked around with this message at 00:07 on Jul 29, 2014 |
# ? Jul 29, 2014 00:03 |
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The GWS baseline pulled pork recipe: put pork butt in crockpot. So like, $4 on sale? Maybe $8? Pat a thin layer of brown sugar on top. Splash some worchestershire, JUST enough to cover the bottom of the pot. I like to chop some onions, add a bit of smoked paprika, black pepper, smoked chili in there. Cook. Drain liquid. Make BBQ sauce with liquid or don't. Shred pork. Done! So delicious.
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# ? Jul 29, 2014 04:26 |
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Thanks to both of you. We did most of our August shopping yesterday and we're going to pay ourselves back this Friday. We have about $130.00 to supplement groceries with the rest of the month. We picked up 4lbs of hamburger, about 10 lbs of pork roast, a big thing of chicken breasts, and we have a prime rib, a pork shoulder, and two roaster chickens from previous shopping. We're going to try some of the ideas April posted (and also both pulled pork recipes since we have a shoulder). I figure we bought enough stuff for about 20 cooked dinners and there will be leftovers from all of them. We also bought some quick frozen meals to help curb restaurants if we're feeling lazy ala that feedthepig.org website. Gonna get them ready tonight or tomorrow. So we'll see what happens. Hopefully this will be a winning strategy for us that we can permanently implement into our routine. Now we just need a microwave. It took 35 minutes to cook two small frozen mac n cheese things in the oven last night. I've been looking on CraigsList and we'll probably pick up one this weekend for $20-$40.
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# ? Jul 29, 2014 18:09 |
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If there's a Habitat for Humanity ReStore or other thrift near you, you can probably find a microwave there too.
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# ? Jul 29, 2014 18:23 |
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Knyteguy posted:Thanks to both of you. We did most of our August shopping yesterday and we're going to pay ourselves back this Friday. We have about $130.00 to supplement groceries with the rest of the month. Good luck! Also, if you put something in the slow cooker that's frozen, or you do the meat loaf thing, or any situation where there isn't liquid on the bottom of the slow cooker the second you turn it on, put a few tablespoons of water in the bottom - just enough to cover it & keep the temperature even, or the crock part will crack. I forgot to mention that before, and it's kind of important.
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# ? Jul 29, 2014 18:45 |
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April posted:Good luck! Also, if you put something in the slow cooker that's frozen, or you do the meat loaf thing, or any situation where there isn't liquid on the bottom of the slow cooker the second you turn it on, put a few tablespoons of water in the bottom - just enough to cover it & keep the temperature even, or the crock part will crack. I forgot to mention that before, and it's kind of important. I need to go through the 365 cookbook again and find some more things to make. We've recently made some delicious curry, and we've made lots of chili and various chicken&spices dishes. My gf just stopped eating meat last month tho, so that's been different. Once the curry was made, I chopped some oven baked chicken and simmered it together before serving/portioning. She also doesn't eat rice, so I made some rice on the stovetop and included that in the Pyrex portions.
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# ? Jul 29, 2014 19:03 |
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SiGmA_X posted:I was wondering why you said add a few tablespoons of water! Makes sense. I've never slow cooked something that didn't include some non-frozen liquid, but now I know! Here's a really really good vegetarian one. I always just throw everything in the crockpot without measuring, but I think you'll get the idea: Lentils - as much as you want 2-3 of the big (28 oz?) cans of petite diced tomatoes, with juice 1 bigass onion all chopped up A couple of tablespoons of chopped garlic (I use the stuff in the jar - sue me, it's convenient) About a pound or so of carrots, peeled & sliced (if you can find the "carrot chips" on sale, I use them sometimes too) A bag of fresh spinach, rinsed Toss it all in, cover it with enough water to almost reach the top (leave an inch or two, the veggies will sweat as they cook), and squirt it with sriracha till you like it. I always start with just a little bit, let it cook a couple of hours, taste, add more, etc. It's done when the lentils & carrots are soft, you might need to add a little more water. This stuff freezes awesomely, and has a lot of good-for-you stuff in it. drat, now I want to make some.
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# ? Jul 29, 2014 19:14 |
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Gonna post photos of the food I cook for myself here to motivate you Knyte. WOOOOooo spartan August.
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# ? Jul 29, 2014 20:04 |
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April posted:Here's a really really good vegetarian one. I always just throw everything in the crockpot without measuring, but I think you'll get the idea:
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# ? Jul 29, 2014 20:06 |
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SiGmA_X posted:Sounds delicious. I sent it to my gf, we'll pick up things at the next shopping trip! Slice some french bread, and toast it with garlic butter to have on the side.... HEAVEN.
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# ? Jul 29, 2014 20:13 |
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Here's an easy one that owns, and is really good to eat with some beans or in tacos / burritos: -3 pounds Chicken (I use boneless skinless thighs, but breasts or a mixture will also work) -One small jar of Pace Picante (I use hot) Cover the chicken with the salsa in your slow cooker, and cook on low heat for 7-8 hours. Shred it up and eat it. Pretty sure this is a GWS favorite. I make up a big pot of black beans and take the beans and chicken for lunch at work. 3 pounds can last me two weeks. il serpente cosmico fucked around with this message at 20:24 on Jul 29, 2014 |
# ? Jul 29, 2014 20:22 |
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Noted another couple recipes thanks guys/gals. Just got the wife's paycheck. It was $135.00 over estimated (like I said I tried to go conservative). We used $444.00 to pay ourselves back for laundry stuff, groceries, and gasoline. New apartment uses coin operated machines so we got a laundry card and we needed detergent. $3.33 for miscellaneous. $5.00 towards supplemental groceries for a couple things we forgot for the recipes. $15.00 towards the baby fund. $50.00 towards the emergency fund. (total $1052.91) $200.00 for blow money $100.00 each. Total budget here is actually $225 for Netflix, Hulu, and something else small. Pet budget gonna have to go up to $350.00 this month because all of the subsidized spaying places around here either aren't accepting or have a 4 month wait. I didn't realize it was going to be like this or we would have pre scheduled. We're looking at a $210.00-$275.00 bill from our veterinarian, but I don't want a dog that goes into heat so it's getting done this month. We have an additional $5,400 in income (again conservative) coming in this month so we should still be on track to meeting our larger goal at hand, which is saving $3,800 this month (August). For accountability:
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# ? Jul 30, 2014 19:06 |
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Knyteguy posted:$15.00 towards the baby fund. Do you not see the immediate, obvious, sad reality here?
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# ? Jul 30, 2014 19:25 |
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a worthy uhh posted:Do you not see the immediate, obvious, sad reality here? It is the first paycheck of the month, and that is our entire month's budget for our entertainment/restaurants/clothes/whatever, but we'll be putting large sums of money in our emergency fund starting the 7th. We spent almost our entire discretionary fund on the 5th of July last month so we've been sitting at home quite a bit lately. I want to have the option to go out this weekend and not break our budget. Blow money is meant to keep us on budget for the rest of the stuff. It is simply a tool that I was even encouraged to raise. Please look at the total budget I've posted a couple times in the last page or two if you want to see our entire plan for the month of August, instead of simply 12% of the expected monthly income.
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# ? Jul 30, 2014 19:31 |
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I'm confused by your YNABBERY. How are you paying back the stuff you over budgeted?
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# ? Jul 30, 2014 19:47 |
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# ? May 13, 2024 10:41 |
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Veskit posted:I'm confused by your YNABBERY. How are you paying back the stuff you over budgeted? For overbudgeted stuff it just takes it from the income we make this month. The red rent was already accounted for when we paid it, but I left it red to reflect that we're really paying for it this month. All of the red categories are being taken out of our August budget (so it will count towards the budget numbers I posted at the top of this page). We just needed some stuff really badly from moving that couldn't wait, like groceries. It was either buy groceries when we did or get take out. Our August plan is much more thought out than our July plan, especially since moving won't throw a wrench into things, so I'm hoping we come closer to our numbers. I will post a summary of expected vs actual at the end of August to see how close my budget predictions were. Also YNABBERY is a good word. Edit: everything except rent. We paid for that from July's income. Knyteguy fucked around with this message at 20:02 on Jul 30, 2014 |
# ? Jul 30, 2014 19:56 |