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Got unwanted counterfeit money? Safely dispose of it by putting it in the church collection plate! #georgecarlinhacks
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Jan 5, 2015 17:54
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Meowjesty posted:Please just pay the $10 or whatever a month for phone insurance.  I was sold a protection plan that COVERS EVERYTHING, LIKE SERIOUSLY MAN EVERYTHING when I got my first mp3 player. Being dumb and naive I took it, when I later accidentally put the player through the wash, I was advised by my dad to actually read the plan I got before bringing it in. Sure enough it didn't cover water damage, which kind of seems like it'd be rather common or fall under "everything." Granted this was long ago so I just told them I don't know why it stopped working and got a replacement anyway. In general protection/damage plans seem pretty lovely in general, and are always heavily pushed, so I don't really blame anyone for abusing them. It's probably personal bias, but I think it's the least stupid/destructive/dickish of that bunch of "hacks."
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Jan 5, 2015 18:23
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If you try to pull that on an insurance company they'll charge you the full price of the phone (usually around $600 for smart phones) instead of your $100 - $200 deductible. Don't Do the thing 
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Jan 5, 2015 21:13
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i had my phone in a pool and somehow the water sensor wasn't tripped. so that was cool
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Jan 5, 2015 21:17
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Popoi posted:Nobody checks small bills for counterfeit, so if you use the materials you already have, and your own time which is free, it's all profit baby! Use your counterfeit money to buy hairspray 
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Jan 5, 2015 21:25
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Just buy a goddamn Sony phone. Never worry about water damage again. Lifehack!
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Jan 5, 2015 21:35
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Shai-Hulud posted:Just buy a goddamn Sony phone. Never worry about water damage again. Lifehack! Keep track of your poo poo and don't loving get your phone wet! WALLA
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Jan 6, 2015 00:41
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Shai-Hulud posted:Just buy a goddamn Sony phone. Never worry about water damage again. Lifehack! Most decent android phones are "water resistant" nowadays. My moto g has dealt with being dropped in a pool way too many times to count at this point.
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Jan 6, 2015 01:22
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She puts a ziplock bag over her phone, and I'm never getting a replacement plan again!
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Jan 6, 2015 01:23
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The Peccadillo has a new favorite as of 05:05 on Jan 6, 2015 |
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Jan 6, 2015 04:58
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Can't keep your phone from falling in the water? Join us in the dark below and become one with us! You'll never need a phone again as your thoughts will become one with ours, and you shall know the peace and serenity that comes from serving Th'chraak the Leviathan! When the world drowns on its own congealed blood you will be safe and secure in the belly of the beast, and cell phone bills will never trouble you again! #cosmichorrorhacks
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Jan 6, 2015 08:23
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Cakefool posted:Haha gently caress, I thought it was the same person That site is great:  Paint over the red lines while you're at it and you're got a foolproof hack!  Has this person ever worked retail, or do places actually exist where they'll employee discount gift cards?  Mensrights.jpg    Can't wait to make big $$$ from HIGHTLY ANTICIPATED poo poo.  So simple it shows you how in the above image!!  No fresh flowers when you arrive? Kill somebody, track down their funeral, and loot all the flowers! Extra unethical!  Got finals and you haven't studied? Your grandmother passed away. Running late and have a meeting? Grandmother passed away! There's lots more, Link for the lazy. Bonus: the people who like this page seem really cool 
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Jan 6, 2015 09:32
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Dropped your iPhone in water? Buy 100 water sensor stickers from ebay for £3. Sell the surplus to other clumsy, less resourceful people. #life/proft/ihack
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Jan 6, 2015 09:32
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Jan 6, 2015 10:09
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I love that website's description: "Unethical hacks are life hacks that will help you advance through life by taking advantage of loopholes in society." Loopholes in society.
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Jan 6, 2015 10:10
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Karma Monkey posted:I love that website's description: "Unethical hacks are life hacks that will help you advance through life by taking advantage of loopholes in society." "Well if they didn't want me to steal flowers from their kid's grave, they shouldn't just leave flowers on their kid's grave!"
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Jan 6, 2015 10:24
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Karma Monkey posted:I love that website's description: "Unethical hacks are life hacks that will help you advance through life by taking advantage of loopholes in society." Exactly the kind of thing you'd expect to hear from someone twattish enough to have a guy fawkes mask in their facebook picture.
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Jan 6, 2015 11:06
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Screaming Idiot posted:Can't keep your phone from falling in the water? Join us in the dark below and become one with us! You'll never need a phone again as your thoughts will become one with ours, and you shall know the peace and serenity that comes from serving Th'chraak the Leviathan! When the world drowns on its own congealed blood you will be safe and secure in the belly of the beast, and cell phone bills will never trouble you again! #cosmichorrorhacks Hmm... I don't know. The screaming children of G'ork the Eyeless give out a free tablet when you join, plus 10% off on floggings over the first six months.
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Jan 6, 2015 17:19
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 Does no one remember 2008?
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Jan 6, 2015 18:17
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SaltLick posted:
Apply for a loan BEFORE car shopping. Most dealerships use predatory lenders to finance clients
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Jan 6, 2015 18:37
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The Door Frame posted:Apply for a loan BEFORE car shopping. Most dealerships use predatory lenders to finance clients Realtalk: Do this. And use a bank you trust. Be ready for a fight, though. They hate when people come in pre-approved for car loans and will try to run your credit "just in case they can beat the interest rate your bank gave you." Nine times out of ten, they'll happily tell you they can beat it by five or ten points, but won't tell you about all the hidden fees and poo poo these lenders somehow get away with charging people. Don't give a dealership your credit information. Ever. Give a dealership your information and they'll mass-apply you for loans at all of their partnered "banks." That poo poo shows up on your credit report, and it also guarantees you'll be inundated with junk mail from them and whoever they sold your information to without your knowledge or permission.
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Jan 6, 2015 19:43
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I've always been told to negotiate as much as you can first, then claim you will use their financials to try and get it lower, then when it comes to signing just use your own
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Jan 6, 2015 19:48
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Thinky Whale posted:Lifehack: Don't do things that characters in Chuck Palahniuk novels do. Funnily enough, a lot of the weird Creedish etiquette/housecleaning tips from Survivor actually work. #Creedishhacks
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Jan 6, 2015 19:59
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SaltLick posted:I've always been told to negotiate as much as you can first, then claim you will use their financials to try and get it lower, then when it comes to signing just use your own I wouldn't really know, I had the luck of stumbling across a mid 2000's, base model civic at a high end luxury car dealership and they were basically begging me to take it off their hands. My bank's interest was 10% lower than theirs, but the guy didn't push it at all, he just wanted the drat thing off his lot and away from his Porsches. Apparently someone got a huge windfall and traded it to a place that didn't have any other cars less than $100,000 Life hack: go to a luxury car dealer in something other than your jdm econobox if you want to be taken seriously and then you can test drive a car worth more than the house I grew up in E: strangemusic posted:Funnily enough, a lot of the weird Creedish etiquette/housecleaning tips from Survivor actually work. #Creedishhacks Suck the juice out of artichoke hearts and stuff them in your breast pocket The Door Frame has a new favorite as of 20:16 on Jan 6, 2015 |
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Jan 6, 2015 20:14
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Themata posted:
Gap employees can purchase gift cards at a 10% discount, but I can't remember if you still get your employee discount when using one. I'm pretty sure you don't. This "hack" would end up costing you money, unless you planned to quit and use the card after you had left.
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Jan 7, 2015 01:07
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bringmyfishback posted:Gap employees can purchase gift cards at a 10% discount, but I can't remember if you still get your employee discount when using one. I'm pretty sure you don't. This "hack" would end up costing you money, unless you planned to quit and use the card after you had left. tbf that's exactly the kind of thing a person reading this in seriousness would do.
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Jan 7, 2015 01:38
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SaltLick posted:Does no one remember 2008? Lifehack: If you can't afford something just finance it. That way if the item is worth less then what you owe you can just go delinquent on the payments and let the banks figure it out. F1DriverQuidenBerg has a new favorite as of 02:56 on Jan 7, 2015 |
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Jan 7, 2015 02:00
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Lifehack: can't afford an item? Don't buy it and save yourself a potentially crippling debt! Creditors HATE this one weird tip!
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Jan 7, 2015 03:52
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bringmyfishback posted:Gap employees can purchase gift cards at a 10% discount, but I can't remember if you still get your employee discount when using one. I'm pretty sure you don't. This "hack" would end up costing you money, unless you planned to quit and use the card after you had left. Buy gift cards with employee discount, use those gift cards to buy more gift cards with employee discount, repeat until you own the company hacked
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Jan 7, 2015 06:59
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SaltLick posted:
Life hack: get a credit card and engage in responsible borrowing practices to establish credit and be able to qualify for loans legitimately. Walla! #hacked
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Jan 7, 2015 11:00
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Bertrand Hustle posted:Life hack: get a credit card and engage in responsible borrowing practices to establish credit and be able to qualify for loans legitimately. Walla! #hacked Life hack: pay cash for everything, never need your credit score or loans again! #hack I find it interesting how often people lose their drat minds when they find out the only debt I have is some student loans. I've never had a credit card and never checked my credit score. I don't even know what it is.
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Jan 7, 2015 12:09
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Lifehack: Be rich and purchase your house with cash.
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Jan 7, 2015 15:55
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bamhand posted:Lifehack: Be rich and purchase your house with cash. That's only a life hack if mortgage rates way outpace medium risk investment return rates. Lifehack: take on debt to free up your liquid capital for investment opportunities.
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Jan 7, 2015 16:10
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To be quite fair this is actually hilarious.
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Jan 7, 2015 16:15
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ToxicSlurpee posted:I've never had a credit card and never checked my credit score. I don't even know what it is. I can tell you what your credit score is right now: poo poo. Positive transactions are what build credit. You should get a low-limit, no-fee credit card, use it here and there and pay it off immediately. It costs you nothing, makes buying stuff online easier, and builds your credit rating. Good credit is important, whether you think so or not. Go ahead and pay cash for your car, that's fine. You'll still want to get a good rate on the insurance, and insurance companies look at your credit score. Employers look at your credit score. Everybody looks at your credit score. That date you had last week that you thought went really well but then they stopped returning your texts? Equifax.com, mother fucker.
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Jan 7, 2015 17:02
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Avoid potentially poo poo relationships by running a credit check before you go on a date. Don't forget to see if they have any convictions if your state allows public access to judicial repositories!
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Jan 7, 2015 17:51
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RandomFerret posted:I can tell you what your credit score is right now: poo poo. Positive transactions are what build credit. You should get a low-limit, no-fee credit card, use it here and there and pay it off immediately. It costs you nothing, makes buying stuff online easier, and builds your credit rating. I thought paying off your student loans on time helped build your credit score? If not, I'm hosed for buying a house 20 years from now.
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Jan 7, 2015 18:13
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Big Grunty Secret posted:I thought paying off your student loans on time helped build your credit score? If not, I'm hosed for buying a house 20 years from now. It does since it adds to the "does this person pay bills on time," the "how old are this jerks accounts," and what ever other voodoo magic they use. Seriously though get a small limit card and use it for gas or something. A lot of them have sweet (and 'free') credit monitoring that turn it into a video game.
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Jan 7, 2015 18:19
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Yeah it's not a bad idea to have a credit card. According to my credit card statement, after about a year and a half of having one, I have good credit and I've earned over $100 in cashback just for using the thing to buy gas or make online purchases on Amazon.
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Jan 7, 2015 18:32
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Just don't be an irresponsible gently caress with wasting money you don't have, and it will give you lots of benefits.
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Jan 7, 2015 18:42
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