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Cartoon posted:Shock! Horror! It's a bad Tele Photoshop. The guy is called Spedding hence "Speddo's". It was fruit too low for team Tele to resist. What the gently caress? Edit: To contribute: Abbott government scraps GP co-payment http://www.theage.com.au/federal-politics/political-news/abbott-government-scraps-gp-copayment-20150303-13thxg.html quote:The Abbott government's GP co-payment has been killed off for good with Heath Minister Sussan Ley telling Coalition MPs "we are not pursuing it at all". Halo14 fucked around with this message at 02:35 on Mar 3, 2015 |
# ? Mar 3, 2015 02:29 |
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# ? May 27, 2024 04:01 |
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BloatedCorpse posted:The national interest rate is set by the reserve bank which loans money to the other banks. They then loan out that money at whatever rate they want, which tends to hug the national rate pretty closely because if they had their rates too high then a competitor would undercut them and people would move their loans over to the competitor. The RBA sets the cash rate which is the rate at which banks settle overnight loans with the RBA which is generally used for operational purposes such as settling accounts with the RBA. That money isn't used by banks for funding loans for things like mortgages, personal loans, credit cards or business loans. Money for those purposes come from a variety of sources including short and long bonds (and also securitisation) but these funds come from the wholesale lending market. Funds from the wholesale market are usually available at the cash rate + a premium so when the RBA moves the cash rate, the change in cash rate can influence a change in the wholesale rate but there's no guarantee it will change. If it does change the wholesale funding rate, then a bank may choose to pass on (some or all) of the difference to the consumer or be greedy and don't change anything. Also if a bank's funding source is primarily, from foreign sources, then the cost of those funds would, in theory, be much less affected by movements in the Australian cash rate.
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# ? Mar 3, 2015 02:34 |
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My favourite part of a housing bubble is it may hit sometime soon after a labor government takes office federally, leading idiots(otherwise known as voters) to believe that was the cause and effect, firmly entrenching us in a thousand year reich under fuhrer Morrison with an austerity package harder to take than a suppository of all wisdom.
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# ? Mar 3, 2015 02:35 |
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No need to effort post, Cook Suck summed it up pretty well.
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# ? Mar 3, 2015 02:45 |
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The whole mortgage you can't afford thing just reeks of victim blaming. Sure there are people who live far beyond their means, but houses are expensive and not everyone is rich.
open24hours fucked around with this message at 04:19 on Mar 3, 2015 |
# ? Mar 3, 2015 02:47 |
They are doubling down on the flags. EIGHT!!
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# ? Mar 3, 2015 02:55 |
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open24hours posted:The whole mortgage you can't afford thing just wreaks of victim blaming. Sure there are people who live far beyond their means, but houses are expensive and not everyone is rich. then dont guy a house if you cant afford it. victim blaming my rear end
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# ? Mar 3, 2015 02:57 |
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open24hours posted:The whole mortgage you can't afford thing just wreaks of victim blaming. Sure there are people who live far beyond their means, but houses are expensive and not everyone is rich. Are you serious? I mean I know the whole borrowing money thing implies you cant afford a house, but if you actually cant afford the repayments, no one is holding a loving gun to your head to take on the loan.
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# ? Mar 3, 2015 02:59 |
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Cartoon posted:Shock! Horror! It's a bad Tele Photoshop. The guy is called Spedding hence "Speddo's". It was fruit too low for team Tele to resist. I'm really looking forward to the Tele getting sued for libeahahahahahahahaha
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# ? Mar 3, 2015 03:01 |
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TheMightyHandful posted:
DEATH CULT DEATH CULT DEATH CULT
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# ? Mar 3, 2015 03:02 |
Cartoon posted:Shock! Horror! It's a bad Tele Photoshop. The guy is called Spedding hence "Speddo's". It was fruit too low for team Tele to resist. Good christ that's something they can get done for, right?
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# ? Mar 3, 2015 03:02 |
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Laserface posted:Are you serious? When the alternatives are likely to lead to an even more miserable life than the one you get when you have a mortgage you can't afford they might as well be.
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# ? Mar 3, 2015 03:02 |
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National security update: death cult
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# ? Mar 3, 2015 03:04 |
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katlington posted:DEBT CULT DEBT CULT DEBT CULT Props to Mad As Hell
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# ? Mar 3, 2015 03:08 |
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tithin posted:Good christ that's something they can get done for, right? Not read the article but defamation wouldn't be a stretch.
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# ? Mar 3, 2015 03:09 |
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Murodese posted:I want to watch the bubble burst and the Australian economy implode into a gaping black hole just because some men want to watch the world burn I was on the train yesterday with a couple of guys in high-vis clothing, one bitching about how their wages haven't increased so they were struggling to meet the payments on their investment properties. As in, plural of property. There are going to be so many (former) CUB tears when the bubble bursts, especially seeing as the mining jobs are already stalling / disappearing. e: 8 flags at Tony Abbott's press conference. 8 flags + 1 Prime Minister = 9 19 members of Cabinet - 8 flags = 11 therefore, LNP did 9/11, wake up sheeple!!!1111one Mattjpwns fucked around with this message at 03:12 on Mar 3, 2015 |
# ? Mar 3, 2015 03:09 |
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Up to 11 death cults now
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# ? Mar 3, 2015 03:11 |
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Abbott just said the US pulled out of Iraq with the job half done lol. It's funny watching him talk he, only gets animated when talking about death cult bad. Also given up trying to stop that tongue thing.
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# ? Mar 3, 2015 03:12 |
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How well must "death cult" have gone in focus groups? Spontaneous hate-boners for everyone present?
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# ? Mar 3, 2015 03:13 |
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open24hours posted:When the alternatives are likely to lead to an even more miserable life than the one you get when you have a mortgage you can't afford they might as well be. Renting really isn't that bad, honest. But there is an element of victim blaming going on. We live in a culture that has hammered the notion of buying into your own home into its citizens since birth, and we shouldnt go around sneering at people because they aren't that economically educated, are worse off, or succumb to the weight of cultural pressures. I have a lot of friends/family that have dumb mortgages but I wont be sitting around all when the market goes belly up and they all get royally hosed over.
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# ? Mar 3, 2015 03:14 |
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quote:The inquiry heard that a student came to Paterson in the late 1980s to complain a teacher, Damian Vance, had touched him inappropriately and asked him to engage in mutual masturbation. Paterson told the boy to go to the library and “think about what he was alleging”, he told the inquiry. Good jorb.
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# ? Mar 3, 2015 03:17 |
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Well how the gently caress are we supposed to feel better about our own banal lives if not by sneering at others
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# ? Mar 3, 2015 03:17 |
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SynthOrange posted:Good jorb. quote:11:21am: Dr Paterson says he believed the boy. When Dr Paterson confronted Vance about the incident he made admissions.
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# ? Mar 3, 2015 03:20 |
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Renting loving sucks especially if you want to settle in an area (i.e once you have kids that go to local schools) or you want to have pets at all.
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# ? Mar 3, 2015 03:22 |
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quote:Paterson told the boy to go to the library and “think about what he was alleging”. quote:Dr Paterson replies: "I was not aware that it was a crime." Ow. My head.
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# ? Mar 3, 2015 03:24 |
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hiddenmovement posted:Ow. My head. "Catholic Headmaster does not realise offering sex to children is a crime." summarises why there is a Royal Commission into child abuse quite neatly.
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# ? Mar 3, 2015 03:32 |
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hooman posted:"Catholic Headmaster does not realise offering sex to children is a crime." summarises why there is a Royal Commission into child abuse quite neatly. Knox is actually Protestant (not that it makes it any better).
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# ? Mar 3, 2015 03:34 |
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Does anyone have a link to the Sussan Ley announcement? I have just had another loving paper modelling the second part of Medicare part B accepted for publication. gently caress this Government - keep your policies long enough so that we can peer review them!
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# ? Mar 3, 2015 03:37 |
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Adnar posted:Renting loving sucks especially if you want to settle in an area (i.e once you have kids that go to local schools) or you want to have pets at all. Cats are not really a good reason to go into crippling debt you cant afford.
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# ? Mar 3, 2015 03:41 |
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^^^ My cat is the only thing that keeps me sane. Granted I moved back with my parents after getting divorced and then going broke, and now stereotypically live in their garage, but I have my cat SynthOrange posted:Good jorb. Where is this from? I need to find, and then get super angry, about this.
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# ? Mar 3, 2015 03:43 |
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Ragingsheep posted:Knox is actually Protestant (not that it makes it any better). Royal Commissions have so far shown endemic child abuse in catholic, protestant, muslim, jewish and hindu conclaves. The theme seems to less be about a single religion as much as protecting their religion. In others words: organised religion.
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# ? Mar 3, 2015 03:49 |
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Freudian Slip posted:Does anyone have a link to the Sussan Ley announcement? Still happening. Saying index will stay "paused" while she conducts "consultations." e for last question Ley said she has now learned that rural healthcare is just as important as others SMILLENNIALSMILLEN fucked around with this message at 03:52 on Mar 3, 2015 |
# ? Mar 3, 2015 03:49 |
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markgreyam posted:^^^ My cat is the only thing that keeps me sane. Granted I moved back with my parents after getting divorced and then going broke, and now stereotypically live in their garage, but I have my cat Oh yeah, my dog did the same when that happened to me, but My parents love her to bits and I know shes got a good home with them. I wouldnt buy a house just to keep her around anyway - every place I rented I just took her and didnt tell anyone and it was never an issue.
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# ? Mar 3, 2015 03:51 |
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markgreyam posted:Where is this from? I need to find, and then get super angry, about this. http://www.theguardian.com/australia-news/2015/mar/03/former-knox-grammar-head-pupil-who-reported-sex-abuse-was-a-drama-boy
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# ? Mar 3, 2015 03:51 |
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Lid posted:Royal Commissions have so far shown endemic child abuse in catholic, protestant, muslim, jewish and hindu conclaves. The theme seems to less be about a single religion as much as protecting their religion. I kinda get the feeling that any badly supervised organization that had control over the welfare of children, secular or otherwise, would have run into these sorts of problems. Penn. State football team isn't really a religious organization and look at the diddling that went on there.
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# ? Mar 3, 2015 03:55 |
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Lid posted:Royal Commissions have so far shown endemic child abuse in catholic, protestant, muslim, jewish and hindu conclaves. The theme seems to less be about a single religion as much as protecting their religion. http://www.theguardian.com/commentisfree/2015/mar/02/jehovahs-witnesses-silencing-techniques-child-abuse quote:But the Jehovah’s Witnesses make it a lot harder.
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# ? Mar 3, 2015 03:58 |
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Laserface posted:Cats are not really a good reason to go into crippling debt you cant afford. If only somehow there was a way people could buy a house that they could afford! My mortgage costs me exactly the same as rent would (to the $$ almost), I pay a little more on top for taxes and strata. How is renting better than that?
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# ? Mar 3, 2015 04:00 |
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katlington posted:Still happening. Saying index will stay "paused" while she conducts "consultations." We have had three major health policy announcements in less than 6 months. About 2 months apart. Peer review process takes about 2 months if its quick - let alone the time it takes to run a study and write it up. Just further proof this Government doesn't support good science
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# ? Mar 3, 2015 04:01 |
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Freudian Slip posted:
This Changes Everything has to be the most depressing book I've read (am in the middle of reading)
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# ? Mar 3, 2015 04:04 |
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# ? May 27, 2024 04:01 |
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Adnar posted:If only somehow there was a way people could buy a house that they could afford! *walks into a conversation about people taking mortgages they can't afford* I can afford my mortgage, why would anyone rent!
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# ? Mar 3, 2015 04:05 |