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readingatwork posted:Americans just want to shoot the problem and make it go away. From this perspective the Republicans are the better choice because everyone and their racist uncle knows those fuckers are crazy and will kill whoever it takes to get the job done.
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# ? Apr 4, 2015 20:53 |
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# ? May 30, 2024 12:16 |
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site posted:Sorry for dragging this up, but time value only works when the person in question has the ability to invest those earning in the first place, which for the type of people in question (low-income earners) is a highly dubious proposition. Not really, because the returns don't have to be literal money percentages. $10 now that lets you get your kid a flu shot can save him weeks of missed school, saving him a year of repeating a grade or just doing lovely forever more, saving him from finding a poo poo job instead of achieving potential to go to college and earn more actual money later. If (*if*) you assume someone willing and psychologically able to plan for the future, time value of money still very much applies.
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# ? Apr 4, 2015 20:55 |
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berzerker posted:Not really, because the returns don't have to be literal money percentages. $10 now that lets you get your kid a flu shot can save him weeks of missed school, saving him a year of repeating a grade or just doing lovely forever more, saving him from finding a poo poo job instead of achieving potential to go to college and earn more actual money later. If (*if*) you assume someone willing and psychologically able to plan for the future, time value of money still very much applies.
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# ? Apr 4, 2015 21:05 |
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Branis posted:I don't think there's ever been an actual existential threat to the US except maybe the civil war. Germany in the 40s couldn't get enough ships together to invade England, let alone cross the atlantic and invade the US. Bah, the Nazis would have colonized Venus by 1962.
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# ? Apr 4, 2015 21:23 |
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site posted:I was talking about direct investments into stocks, bonds, etc., and savings of enough lump sums of cash to gain returns on it. That poo poo just ain't gonna happen when you're poor. If you're poor, you still get affected by time value of money on stuff like borrowing. Stuff like this really highlights the need for financial literacy.
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# ? Apr 4, 2015 21:36 |
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site posted:I was talking about direct investments into stocks, bonds, etc., and savings of enough lump sums of cash to gain returns on it. That poo poo just ain't gonna happen when you're poor. And I'm sure if you offered a poor person $10 today or $10 tomorrow, they'd be indifferent, because time value of money just doesn't apply. Present value is if anything even more heavily discounted over time for poor people than for others.
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# ? Apr 4, 2015 21:57 |
Ghost of Reagan Past posted:I thought I'd drop a little local shenanigans here. Build a goddamned statue of that man. How have I never heard of him before? I hope they keep asking him about it forever.
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# ? Apr 4, 2015 22:47 |
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Grapplejack posted:By using his terminator time travel powers to go back in time and rewrite the constitution. Like the founders will listen to a loving Hessian. His best bet is using his time travel powers to make his mother visit America for his birth. An anchor baby even Representative King can get behind, despite cantaloupe sized calves.
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# ? Apr 4, 2015 23:04 |
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Branis posted:I don't think there's ever been an actual existential threat to the US except maybe the civil war. Germany in the 40s couldn't get enough ships together to invade England, let alone cross the atlantic and invade the US. The Cold War was more of an existential threat to the US than WW2, in that it was an existential threat to the human race.
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# ? Apr 4, 2015 23:48 |
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Joementum posted:How to make a cocktail, according to the US Department of Agriculture Forrest Service, 1974. I cannot respect an agency that doesn't use 2oz pours for their cocktails
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# ? Apr 4, 2015 23:49 |
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Happy Noodle Boy posted:Obama will add an exception once he finishes his 5th term as Emperor. That's not necessary since he's already rendered the provision moot.
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# ? Apr 4, 2015 23:57 |
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Joementum posted:Get back with Maria and run her as a Lurleen Wallace style candidate. *does not apply to bleeding edge technology like the F35
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# ? Apr 5, 2015 00:15 |
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mdemone posted:Build a goddamned statue of that man. How have I never heard of him before? He took a term off, ran again, and won in a landslide. So not only did it not work, a lot of the people that knew him and worked with him, Republicans and Democrats alike, were gone. Now it's a bunch of tea partiers getting slapped by a guy who's been in the Unicameral for two generations.
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# ? Apr 5, 2015 00:23 |
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Today is the 47th anniversary of this happening. RFK spoke that evening from Indiana. https://www.youtube.com/watch?v=j6mxL2cqxrA LBJ monitored the situation from the Oval Office.
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# ? Apr 5, 2015 00:43 |
RFK would have been President. His speeches were so enthralling. Speaking of the F35, someone on my Facebook feed shared an article of how the helmets for the pilots were going to cost $400,000 a piece because they would allow the pilot to be able to see in all angles as if the plane was not even there.
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# ? Apr 5, 2015 00:58 |
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# ? Apr 5, 2015 01:55 |
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Hmmmmmmmmmm Joementum, is there any way for Schwartzeneger to become President? Run for Veep and el pres resigns?
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# ? Apr 5, 2015 02:05 |
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My Imaginary GF posted:Joementum, is there any way for Schwartzeneger to become President? Run for Veep and el pres resigns? Sadly, the 25th amendment prevents this. Anyone in the Presidential line of succession who's not otherwise eligible for the office gets skipped over, so he can't even get named Ag Secretary and become President by being the designated survivor during the State of the Union.
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# ? Apr 5, 2015 02:11 |
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Ghost of Reagan Past posted:I thought I'd drop a little local shenanigans here. Man, I'm reading about this guy. And apparently he's amazing. quote:Chambers insisted he was simply making use of the legislative rules, and announced he would now retaliate against all his fellow lawmakers. That’s the way the game is played – according to the rules," he said, adding that he would now "punish you – all of you." http://netnebraska.org/article/news/967328/defeat-prairie-dog-bill-provokes-chambers-revenge And the bill that made him go full scorched earth on? Its about prairie dogs of course.
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# ? Apr 5, 2015 02:16 |
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Reminder that he said this (I have an older sister that was born with autism):
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# ? Apr 5, 2015 02:45 |
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ComradeCosmobot posted:While true, I suppose what I was getting at is that, while the culture war will continue, Republican strength will likely successfully shift to economic (EDIT: and defense; the meme is so entrenched that Democrats will never be known as strong on the military no matter how many ISIS-held hillsides Obama or Hillary bomb) issues to stay relevant as a national party so long as public opinion on major hot-button culture war issues other than abortion keeps swinging to the left. William Bear posted:It's pretty sad. I looked up voter perceptions of both parties. FlamingLiberal posted:I'll never understand that perception at all. I guess it's probably driven by the media. I'd laugh if it wasn't so goddamn infuriating. Shageletic posted:Man, I'm reading about this guy. And apparently he's amazing. fade5 fucked around with this message at 21:48 on Apr 5, 2015 |
# ? Apr 5, 2015 03:02 |
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fade5 posted:It's a combination of inertia, media, talking point twisting, and flat-out denial of reality. Literally killing Osama Bin Laden doesn't count because that was Seal Team Six who did it and not Obama personally going over there to shoot Bin Laden's face Gotta admit it made me chuckle a little.
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# ? Apr 5, 2015 03:53 |
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Joementum posted:Sadly, the 25th amendment prevents this. Anyone in the Presidential line of succession who's not otherwise eligible for the office gets skipped over, so he can't even get named Ag Secretary and become President by being the designated survivor during the State of the Union. Clearly, we need to repeal the 25th like we did prohibition. South side Chicago family get-together political chat: Despite varied and nuanced opinions on Obama, from "he's a goddamn...." to "He was just a very charismatic man without a plan" to "I liked him, he got in over his head," there is nigh universal support for Hillary One member rememebered Cruz as "that preacher from Texas, he's really crazy." Four wishes they voted for Perot in '92. All made varied jokes about Monika, Bill, cigars where they shouldn't be, and how Hillary really ran things during the 90s. Hillary '16: She's got the white, middle-class Chicago vote locked up. Except against Christie, everybody loves him.
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# ? Apr 5, 2015 03:54 |
shrike82 posted:If you're poor, you still get affected by time value of money on stuff like borrowing. "Financial Literacy" is a pile of bullshit served up by the financial services industry to try and blame the victim of predatory practices which they fight to keep legal. If you are poor the time value of money isn't even a rounding error compared to the traps set up to extract as much money as possible regardless of the amount of pain inflicted on the "customer". You spend the money you have now because if you let it sit it will soon disappear to fees and assorted bullshit that the non-poor don't even know exist. And when they choose the "nearly certain financial ruin" over "completely certain financial ruin" they get tut-tutted at by smug assholes who don't even consider the possibility that perhaps not everyone has the opportunity they have. The poor don't have the option of paying cash later or borrowing now... they can either lose all their income or accept the razor-wire "lifeline" of a Buy here Pay Here lot offering a 25% APR on an unreliable car marked up to triple what any legitimate dealer would charge. They pay 50% higher monthly rent to stay in a run down motel because they don't have three months cash to sink into a deposit (partly because they are paying too much in rent).
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# ? Apr 5, 2015 04:08 |
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Wow he really is great, he is also the only African American Senator of the Nebraska Senate.quote:
I love reading about politicians here is my favourite since I am Louisianian. Earl K Long , Governor of Lousiania quote:
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# ? Apr 5, 2015 04:11 |
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Shifty Pony posted:"Financial Literacy" is a pile of bullshit served up by the financial services industry to try and blame the victim of predatory practices which they fight to keep legal. Boy, kind of like money today would be worth more to poor people than money a week from now... Huh, wonder what they call that.
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# ? Apr 5, 2015 04:25 |
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So do poor folk not have debt or am I just missing something about this whole "time value of money is a bougie affectation" shtick cos it's applicable to pretty much everyone
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# ? Apr 5, 2015 04:28 |
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It's completely legal to pay someone with specific disabilities lower than the minimum wage. That's not even waiter territory, just straight up you can pay people with specific disabilities less money than the minimum wage. Then you don't allow them to save little beyond more than 1 months salary.
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# ? Apr 5, 2015 04:35 |
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Hollismason posted:It's completely legal to pay someone with specific disabilities lower than the minimum wage. That's not even waiter territory, just straight up you can pay people with specific disabilities less money than the minimum wage. Then you don't allow them to save little beyond more than 1 months salary. Goodwill does this in a lot of their warehouses and distribution centers. And they pay their execs a poo poo ton for a non profit.
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# ? Apr 5, 2015 04:38 |
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notthegoatseguy posted:Goodwill does this in a lot of their warehouses and distribution centers. And they pay their execs a poo poo ton for a non profit. Doing this allows people to continue to have a job at all without removing their benefits, dude. It's a system that exists solely because people demanded hard caps on any sort of government assistance programs. Lots of people with the disabilities want to work for whatever reason, this allows them to be able to continue to recipe things like very expensive ongoing care without having to go straight from unemployed to CEO.
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# ? Apr 5, 2015 04:43 |
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Jagchosis posted:So do poor folk not have debt or am I just missing something about this whole "time value of money is a bougie affectation" shtick cos it's applicable to pretty much everyone Sure they do, but poor person debt doesn't work the same way as not poor person debt. Not poor person debt is generally designed to be paid off after a set amount of time.
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# ? Apr 5, 2015 04:46 |
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Remember when it came out that some major school district paid mentally disabled janitors like $0.10 an hour because they should be proud to have a job?
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# ? Apr 5, 2015 04:47 |
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The Salvation Army, is called the Salvation Army because they are structured like a military organization originally. They even have a battle cry "Blood and Fire" , and are not that great when it comes to LGBT rights because they are in fact a literal church.Nintendo Kid posted:Doing this allows people to continue to have a job at all without removing their benefits, dude. It's a system that exists solely because people demanded hard caps on any sort of government assistance programs. Wait are you being serious? I can't tell. I mean if you are there's some things you need to know...
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# ? Apr 5, 2015 04:47 |
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Hollismason posted:
Yes, it's literally how the law works.
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# ? Apr 5, 2015 04:54 |
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How is it decided how little they can be paid? Is it somehow based on what kind of disability they have?
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# ? Apr 5, 2015 04:57 |
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Samurai Sanders posted:How is it decided how little they can be paid? Is it somehow based on what kind of disability they have? http://www.ssa.gov/ssi/text-income-ussi.htm
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# ? Apr 5, 2015 05:01 |
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Samurai Sanders posted:How is it decided how little they can be paid? Is it somehow based on what kind of disability they have? It's somewhere around $0.24 an hour as the bare minimum. Typically the wage is adjusted to ensure that the worker never exceeds any limits that would start impacting their SSI/SSDI/etc eligibility. This could be fixed if we removed the ridiculous caps on what people can earn before they stop receiving neccesary benefits: essentially by introducing full UHC.
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# ? Apr 5, 2015 05:04 |
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The limit for SSI is $1035ish, the way SSI works is that regardless of what you make they take that amount of your net gross, reduce it by 80 dollars, then half that and take it out of your SSI payment for the month. So you made 500 gross, you'd have 80 not so it'd be calculated at 420, then that would be halved, to 210, then that amount would be taken out of your SSI amount. These "shops" are places that the local vocational rehabilitation sends people or they get sent to as in the long run these are basically a baby sitting company . It works out for the Vocational because they don't have to pay a caregiver a hourly wage to watch these people while their at work. It works out for companies like Goodwill because they get dirt cheap labor on low skilled job tasks. These were designed around the idea that work would lead to a fulfilment in the workers life, IE it'd give them a purpose which would increase their mood, and overall health. Another benefit the company get's is that they get a tax credit for these workers of 1200 dollars. So you get a tax credit of 1200 dollars, and in a years time you only pay them 200 dollars. That's a huge racket. Each individual person gives you a 1200 dollar tax credit and you can pay them 200 dollars or less in a year. What actually happens is these companies take advantage of the fact that you have a mixed group of workers, some who could actually be trained to do better jobs, but can't find placement, then those that cannot and that's the only job they have. That's the whole point of these types of programs, as a fulfilment to the individual not the company. This isn't a economic program but it's turned into one. The biggest offender is Goodwill. So no, it's not beneficial because a large majority of those workers could be trained to do other jobs that are not low skilled labor but instead they get lumped in with all the other workers who's only ability is to do those low skill jobs. Have you ever been to a super market, and they have a person with a disability working there? Yeah, they are getting paid less than minimum wage. These programs are prevalent through out bad vocational rehabilitation programs. So why is that bad? Well the entire system of SSI is kind of rotten to the core, it revolves and comes back to our discussion of saving money in low income household, because the way SSI works it requires you to SAVE through out a full month, before your next check because payments are deducted the following month. IE; You report your income from Jan. in Feb. and that reduces your check in MARCH. That's bad. January you make 800 dollars, but really you didn't you made 360 dollars gross, because remember that money is coming out of your check in two months time. So what happens? The person on SSI doesn't count on this, so let's say they don't work as much in Feb. They only make 400 dollars all of February, well if they did not save that 360 dollars they're gonna be hurting come March 1st. So that's one of the many flaws in the system. Hollismason fucked around with this message at 05:41 on Apr 5, 2015 |
# ? Apr 5, 2015 05:28 |
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Nintendo Kid posted:It's somewhere around $0.24 an hour as the bare minimum. Typically the wage is adjusted to ensure that the worker never exceeds any limits that would start impacting their SSI/SSDI/etc eligibility. You would probably also have to institute things like housing and food for all. Not that I'm against that in any way mind you, I think the state should collect enough taxes (especially from the rich) to make sure everyone is given food, shelter, healthcare, and an education.
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# ? Apr 5, 2015 05:37 |
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# ? May 30, 2024 12:16 |
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SSI creates its own dependents, they're making steps to alleviate this problem but people do adjust to living on the meager money that SSI gives. I have previous personal experience with this.
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# ? Apr 5, 2015 05:44 |