quote:

but this isnt a normal dog. did you read my post? it lives in a house alone. doesnt that make it more of a person under the law then a dog? since it owns something? how can property own property?

quote:

interesting rebuttal. are any of you actual lawyers? i dont think your understanding what im saying. the dog owns the house. it is called the doghouse by the neighborhood. thaT makes it more human law than dog laws or nature which would mean normally someone could shoot it but once again i dont want violence not just because its wrong but i dont want to be in trouble for shooting a property owner. but the dog owns the house and i cant sue the caretaker because the dog lives alone. i want the dog out of the house. am i making myself clear yet?
also ive talked to one of my smarter friends who took some pre law classes in college and he too agrees that this isnt a normal dog. its a special dog with many friends of the town and suing it will be difficult since the dog is very popular.
i plan on meeting with a lawyer tomorrow and hopefully he will let you guys know how this dog is very special and different as far as the law goes and its not a normal dog. it has local political power.

duTrieux. posted:

sweet

california just passed a law stripping the religious exemption from people who want to send their kids to public school.

quote:

I live in an in-law unit in SF. I signed the lease knowing that this was an illegal unit, but the rent is low considering the location and I didn't have any other options.

Anyway, so my apartment is essentially the ground floor underneath a 4 story building. I have a separate entrance to my apartment than everyone else in the building and am the only one who has access to it. There is a small sewer vent right by my front door. This door is my only entrance and exit. Lately this sewer has been getting clogged and backed up, and I will walk out the door to discover standing water/ human feces/toilet paper flooding the fenced walkway out to the street. Sometimes I can walk around it, and sometimes the puddle is so large I have to try to jump over and hope I don't step in it.

Every time this has happened, I've contacted my landlord and he's sent someone out to either clean it up, or snake the drain and temporarily unclog the pipe. However it's started to happen really frequently and I'm getting really sick of it.

Is there something that the landlord or the city should be doing to prevent this from happening any more? What are some of the risks associated with living in this kind of environment? Is there any way I can get assistance relocating if this becomes persistent or detrimental to my health?

H.P. Hovercraft posted:

religious AND personal belief exemptions were removed


“Once you allow vaccines in, you can’t get them back out,” said Hayes, who says her three children all suffered vaccine-related injuries. “A cataclysmic series of events begin, which manifest themselves over the course of the child’s lifetime. Might be a fever and inconsolable crying today. Seizures next week. Autism and a life-threatening peanut allergy by age 2. Tourette’s and gut dysbiosis by age 5. Type 1 diabetes at age 10. Special ed and no diploma of any sort at age 22. Joblessness, nowhere to go, nothing productive to do through middle age and institutionalization and victimization until they die.”

Luigi Thirty posted:

hi yes I live in a literal sewer in SF but at least the rent is cheap

New York Times posted:

And because Reddit provides a democratic forum based on voting to determine what content gets seen, this means that the most interesting content will rise to the top.

Smythe posted:

these antivaxers, these mother fuckers. these loving treash cans. i hate them!!

H.P. Hovercraft posted:

a fever and inconsolable crying today. Seizures next week. Autism and a life-threatening peanut allergy by age 2. Tourette’s and gut dysbiosis by age 5. Type 1 diabetes at age 10. Special ed and no diploma of any sort at age 22. Joblessness, nowhere to go, nothing productive to do through middle age and institutionalization and victimization

quote:

Okay, for a bit of context, my Mother passed away a few years ago and it was only around 1 year ago that her estate was settled. I received a little over $100,000 AUD (I'm Australian) not long after I had turned 19. This was highly unexpected as she didn't technically have much in her name due to irrelevant reasons, so it was a major surprise when I was informed.

Anyway, prior to this, I was just your average small-town boy with a modest job and still living at home. I was brought up in a low-income home, and always made do with what we had, and was more than happy with that. I never complained about money, and my parents were the type of people that would give us kids their last $10 if we needed it. They weren't wasteful, and were incredibly humble people. I have been fortunate enough, though, to always be able to land myself well-paying jobs, and I believe this is where my bad spending habits start.

I was making $1000+ a week in my first year out of school, with very minimal expenses combined with free accommodation + food 5 days a week (living on site). I held that job for around 10 months, before I decided I didn't like it. From this, you may assume that I should have saved quite a generous amount, but I in fact did not save one single cent. I left that job poorer than when I started. I would come home on weekends and blow all my money on whatever the hell I felt like, buy all the latest gadgets and toys, drink and gamble myself stupid, and whatever else 18 year old boys enjoy doing. I have never had a job that paid less than $20/hr, yet somehow I had absolutely nothing to show for it. I was living paycheck to paycheck, blowing it all, and then borrowing money from family and friends because I knew I'd be more than able to pay it back the following week. And hence started a vicious cycle. So by the time I inherited this $100K, I thought that this would be the end of my troubles. I was slowly making the transition into adulthood, and I had a nice little head start to help me along.
Nope. Wrong. By the time I received this money, I owed my Dad around $6K, had around $3K in credit card debt and owed around $2K for my car.

Rightly, the first thing I did with this money was make myself debt free (I should add that I gave my Dad $20K all up, because he deserved at least that much for putting up with my poo poo for 19 years). So within a day I was already $25K down. Within the space of a few months I had gone out and bought myself a new car, new motorbike, TV, gadgets, games, clothes, gone on road trips and festivals and other stupid, little, unnecessary purchases. Cue around another approx $45K gone. So now I was down to around $30K, and this was the point when I realised WTF am I doing. I wasn't stupid enough to quit my job, as obviously this amount of money wasn't lifetime sustainable, so I still had a steady income week-to-week and was still living at home, but somehow this money was still dwindling faster than a US cop pulls his gun.

So I now had around $30K sitting in my bank account, and I had bought all the toys I wanted, had all my fun, and realised that okay, now I need to start acting sensible and invest/save this money wisely. I was finally starting to lower my spending, began reading into the best ways to utilise this money I had left, opened a high-interest savings account for the time being and stopped going out every weekend. Then, all of a sudden, I have a petty fight with a girl I was seeing, basically said a big gently caress you to her, packed all my things into my car and moved to an entirely new city by myself. It was such a spontaneous decision I didn't organise it one little bit. I barely even knew where I was going. For the first few months, I was unemployed, paying a grossly excessive amount of rent, and basically living like a king with the money I had left. By the time I was down to around $5K, I went out and got myself another well-paying job, and cut back on a lot of spending. I guess one of the reasons I spent it so erratically was because I felt like I didn't deserve it, and every time I looked at it I was reminded of my mother, and how I would have gave it all back in an instance to spend one last day with her. So I guess I decided to use this money to treat myself, to go out and have fun to make up for the last few years of heartache, and one part of me is glad that I did. At the same time though, I have now reached a point where I realised how much was wasted unnecessarily and how stupid I was.

Cue to today, roughly 1 year later, I have almost zero savings and although I try not to dwell on it, I often wish I had been a lot smarter than what I was. I owe $4K in credit card debt, I owe my Dad $5K and my brother $5K (both agreed to pay back over 2 years). One plus is that I have no loans, I own my car and bike and all the furniture/white goods/electronics in my apartment. I make around $600/week and also study full-time (will owe approx. $30K student loans when I finish).

My expenses include the following per month:
$1200 for rent
$80 for utilities
$120 for phone bill
$300 for food and fuel
$90 for internet, VPN, Netflix and Spotify
$60 for gym
$60 for cable TV

I have absolutely no value for money. I see money and I spend it. I have always lived by the philosophy that I'd rather die with 1 million good memories, than 1 million wasted dollars. But I am now at a point in my life where I need to start becoming financially independent, and starting to realise that I need to find a good balance between the two. I know it's necessary for survival, and I know that I will always be in a position where I will be making money, but I just keep digging myself further and further into holes.

Is this because I am too optimistic about my future? Am I too careless with my spending? I have tried budgeting, keeping detailed records of all my expenses, cutting down on wasteful spending, reading through pages and pages of financial advice, this sub, putting my money in places it's harder to touch and so on and so on. All to no avail. I'll finally get on a good run, have myself in a decent financial position, and then a friend will call me to come away for the weekend or go to a show I really want to see or a new game will come out and I just can't help myself. I go overboard, all in the name of fun. Money comes and goes, experiences last a lifetime. Is this a bad attitude to have? Or am I just simply still too young to really be worrying about this sort of thing right now? I've never been that desperate for money, or had to starve for a week or anything that major. I have had times where I've struggled to put fuel in my car or unable to pay phone bills or had to count silver coins to buy myself a meal, but I think every young adult/uni student goes through those moments. But I just feel like I should really have a hell of a lot more than what I do to show for myself. I mean, I live 1000's of miles away from home, supporting myself and living on my own, but I still often feel like I should be doing a whole lot better than what I am. Basically, Reddit, and I apologise for the rambling and the wall-of-text, but I am asking how the hell do you teach yourself the value of money? Do you think that me wasting all this money in a space of a year, from the point of being $100K up, to now being over $10K down, was a valuable life lesson? Or is it just a sign of a never-ending cycle? Is this more a personal problem than a money problem? I just don't even know where to begin.
EDIT: some further questions:
My CC interest rate is 19.74% p.a. Should I consider transferring this to a 0% for x amount of months kind of deal?
What should I be focused on more right now, eliminating debt, or building up a decent savings account for emergencies and what-not?
Is investing out of the question until I am in a financial position more stable to do so?

Luigi Thirty posted:

personal finance is as good as legal advice


how the gently caress do you spend $45,000 in 3 months at age 19

Luigi Thirty posted:

personal finance is as good as legal advice


how the gently caress do you spend $45,000 in 3 months at age 19

Luigi Thirty posted:

personal finance is as good as legal advice


how the gently caress do you spend $45,000 in 3 months at age 19

Smythe posted:

these antivaxers, these mother fuckers. these loving treash cans. i hate them!!

eschaton posted:

gently caress yeah

they should be exposed to minuscule doses of infectious disease

faxlore posted:

"vaccine safety assessment clinics" gonna pop up in every strip mall in California.

EVGA Longoria posted:

reddit is loving hilarious

it's probably a troll but gently caress it, keep the dream alive

Luigi Thirty posted:

hi yes I live in a literal sewer in SF but at least the rent is cheap

quote:

Is there something that the landlord or the city should be doing to prevent this from happening any more? What are some of the risks associated with living in this kind of environment? Is there any way I can get assistance relocating if this becomes persistent or detrimental to my health?

Luigi Thirty posted:

hi yes I live in a literal sewer in SF but at least the rent is cheap

crusader_complex posted:

yes if only there were some kind of public health code that regulated things like housing density and sewage

qirex posted:

most in-laws are illegal and most people who live in them are afraid to say anything because they'll lose their place

H.P. Hovercraft posted:

oh no please don't increase the rent by $3000/month on my leaseless dwelling i'll snake the open sewer pipe myself and install the toilet camera

qirex posted:

if you are in an illegal unit and report it then the illegal unit is vacated, e.g. you have no place to live in the most expensive rental market in america

Space-Pope posted:

maybe dont be in san francisco until the bubble pops

after that happens, u will be able to rent an abandoned ballpit for really cheap

Space-Pope posted:

dont be in san francisco

Jonny 290 posted:

so? you're out the next time you do anything not perfect anyways
make it work in your favor

THC posted:

renter protections are so strong in BC that there's literally no benefit to having a lease at all. it just protects the landlord from you leaving

rent increases are capped at 2.5% per year
it takes 6+ months to evict someone if they don't agree to move out

it's great

SmokaDustbowl posted:

but what does this have to do with meaningful things like yogscast and white kids you know

Space-Pope posted:

wow ur really upset about not knowing those things in the pics thread

atomicthumbs posted:

qirex posted:

nope, all those places bought by foreign money are in it for the long haul, the chinese market crash might even make things worse as those people try to get what they have left to this side of the pacific

Bloody posted:

just 2^460000 images to generate!!

H.P. Hovercraft posted:

religious AND personal belief exemptions were removed


“Once you allow vaccines in, you can’t get them back out,” said Hayes, who says her three children all suffered vaccine-related injuries. “A cataclysmic series of events begin, which manifest themselves over the course of the child’s lifetime. Might be a fever and inconsolable crying today. Seizures next week. Autism and a life-threatening peanut allergy by age 2. Tourette’s and gut dysbiosis by age 5. Type 1 diabetes at age 10. Special ed and no diploma of any sort at age 22. Joblessness, nowhere to go, nothing productive to do through middle age and institutionalization and victimization until they die.”