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http://www.bloomberg.com/news/articles/2015-07-17/canada-inflation-accelerates-on-higher-food-shelter-pricesquote:
I think this isn't quite the inflation effect that we want.
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# ? Jul 17, 2015 15:19 |
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# ? May 15, 2024 03:31 |
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eXXon posted:On the next episode of Fraser institute, we survey rich people on our mailing list that we hand picked to see if they agree with our ideology based on a series of leading questions and bad data.
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# ? Jul 17, 2015 15:29 |
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computer parts posted:It's opportunity cost, to be accurate. Yes, true.
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# ? Jul 17, 2015 15:42 |
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quote:http://www.cbc.ca/news/business/bank-of-canada-rate-cut-will-lure-canadians-deeper-into-debt-say-experts-1.3154931
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# ? Jul 17, 2015 15:47 |
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Buying furniture on credit #blessed
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# ? Jul 17, 2015 15:50 |
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Cultural Imperial posted:Buying furniture on credit #blessed You're richer than you think!
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# ? Jul 17, 2015 15:53 |
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You need to build up furniture equity.
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# ? Jul 17, 2015 16:01 |
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That's some expensive furniture
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# ? Jul 17, 2015 16:42 |
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I must be a sucker for paying for a wedding with cash.
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# ? Jul 17, 2015 16:43 |
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More like big house, more space to furnish. Mind you, this is the same guy that had trouble finding money to initially furnish his place because he wanted to do silly things like pay $40k for a glass railing so he's definitely not inclined towards practicability or cheapness.
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# ? Jul 17, 2015 16:46 |
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OSI bean dip posted:I must be a sucker for paying for a wedding with cash. You silly goose! Credit is for buying things. Cash is just for drugs and making minimum monthly payments.
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# ? Jul 17, 2015 17:01 |
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OSI bean dip posted:I must be a sucker for paying for a wedding with cash. My WIFE and I did the same thing.
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# ? Jul 17, 2015 17:37 |
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OSI bean dip posted:I must be a sucker for paying for a wedding with cash. I know TWO couples right now who can't afford to get divorced because of their debt, the majority of which is derived from expensive weddings. Like, they can't get enough separate credit to afford to split it up.
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# ? Jul 17, 2015 17:42 |
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PK loving SUBBAN posted:I know TWO couples right now who can't afford to get divorced because of their debt, the majority of which is derived from expensive weddings. Like, they can't get enough separate credit to afford to split it up. Stay together for the
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# ? Jul 17, 2015 17:59 |
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PK loving SUBBAN posted:I know TWO couples right now who can't afford to get divorced because of their debt, the majority of which is derived from expensive weddings. Like, they can't get enough separate credit to afford to split it up. Hahaha, I'm nursing a semi just thinking about this level of financial retardation.
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# ? Jul 17, 2015 18:09 |
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quote:He estimates he'll borrow about $50,000 to buy more furniture for his new Richmond Hill, Ont., home. How in the flying gently caress do you spend $50K on furniture? I could throw away every single non-keepsake item (including throwing away clothing and electronics) in my 3BR apartment and still couldn't spend $50K to refurnish.
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# ? Jul 17, 2015 18:34 |
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Buy a McLaren couch.
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# ? Jul 17, 2015 18:37 |
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Of all the dumb life choices trashy people make, I think the $5000+ wedding is my favourite.
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# ? Jul 17, 2015 18:37 |
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Sundae posted:How in the flying gently caress do you spend $50K on furniture? I could throw away every single non-keepsake item (including throwing away clothing and electronics) in my 3BR apartment and still couldn't spend $50K to refurnish. Have you never been to an "upper class" furniture store. It's the same particle board poo poo as you'd get at any lower middle class suburban furniture big-box, but everything costs 10x as much because it's designer. I saw some cool shelves, was just a grid of black particle board and some plastic doors with metal trim. Each 2' unit was $6,000 because it was "Italian designed". Absolutely hideous over-stuffed leather sofas straight out of the 90's for $5-8k. Glass coffee table wit a slight curve? Another few thousand. Some of it was actually nice looking but most looked like the sort of ugly dated poo poo you'd be getting rid of clearing our your grandma's town house after she went into a nursing home. Overly "ornate" wood, recliners. Wooden coffee tables with tacky airline style trays that fold up and out so you can have a nice TV dinner. Every single little chair, shelf, or sofa all many thousands of dollars. A lot of people, specially the sort that just have to have the biggest nicest house they can't afford think the same way with furniture. They have absolutely no taste, no understanding of quality, and just throw all their money away on garbage furniture that they think is good just because it's expensive. There's whole chains of furniture stores that sell to this sort of tasteless consumer. They can't tell the difference between a $1000 sofa and a $3000 sofa, but the more expensive one has to be at least 3x as nice. The sales guy said it's genuine italian leather and it's luxury and premium. You can't put a price on premium luxury. Well I guess you can but the price doesn't matter because we NEED the most expensive furniture to go with our house, it's all building equity anyways.
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# ? Jul 17, 2015 18:45 |
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Wow... that's horrifying. I can walk down the street to a handmade, high-quality wooden furniture shop here (a benefit of living in Amish country) and stock out an entire house with stuff that will never, ever break and (probably) not go too much further out of style since it's already antique-looking, and $15K could do every single piece of furniture in the entire place, custom-built. Even that is over the top and ridiculous to me. Instead, there's the St. Vincent's furniture thrift store where the exact same stuff is $100 a pop used if I don't care about it being a perfect fit in every possible way (which I don't).quote:There's whole chains of furniture stores that sell to this sort of tasteless consumer. This is the first time I've ever felt compelled to become an arsonist.
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# ? Jul 17, 2015 18:59 |
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Sundae posted:Wow... that's horrifying. I can walk down the street to a handmade, high-quality wooden furniture shop here (a benefit of living in Amish country) and stock out an entire house with stuff that will never, ever break and (probably) not go too much further out of style since it's already antique-looking, and $15K could do every single piece of furniture in the entire place, custom-built. Even that is over the top and ridiculous to me. Instead, there's the St. Vincent's furniture thrift store where the exact same stuff is $100 a pop used if I don't care about it being a perfect fit in every possible way (which I don't). You should visit the "Design District" in Toronto. it's a few blocks of some of the most outrageously priced poo poo you will ever see. $1000 vacuum formed plastic lawn chairs. But they're for inside.
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# ? Jul 17, 2015 19:06 |
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I felt like such a bougie yuppie piece of poo poo for doing our whole place up in mostly mid-century poo poo. Lot of teak and solid wood, quality items that have lasted for 50 years and will last for another 50 no problem. One chair we fell in love with was $300, a fancy writing desk with the roll-up top for about $600. Our sofa was almost a grand. I'd sit there wracked with guilt, dizzy at our wasteful extravagance. Then I'd walk into a "cheap" furniture store and see that anything new are around those prices, but absolute garbage that looks like poo poo and the laminate will peel off the lovely MDF in a few years. Then I'd go online and look up some of the pieces we bought and see ones in worse condition selling for double the price. This shop owner knows she could get way more if she mostly sold online. There's another mid-century modern shop in town and they've basically transitioned to only selling online and all their poo poo ends up going for about 2-5x as much, sometimes 10x if there's some obsessive collector that JUST HAS to have that starburst clock. But it means dealing with shipping and packaging and snooty fussy people that jump at the chance to demand refunds. She actually rather just sell at reasonable prices to normal people and not hate life.
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# ? Jul 17, 2015 19:43 |
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Baronjutter posted:One chair we fell in love with
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# ? Jul 17, 2015 19:48 |
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That whole thing reads like it was from a home improvement show
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# ? Jul 17, 2015 19:55 |
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32MB OF ESRAM posted:You should visit the "Design District" in Toronto. it's a few blocks of some of the most outrageously priced poo poo you will ever see. $1000 vacuum formed plastic lawn chairs. But they're for inside. I work in that area and it's really hilarious, the prices on some of these plastic pieces of crap. Like you put it besides something from IKEA and I probably couldn't tell the difference. But maybe I'm just a filthy poor that way.
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# ? Jul 17, 2015 19:56 |
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Baronjutter posted:I felt like such a bougie yuppie piece of poo poo for doing our whole place up in mostly mid-century poo poo. Lot of teak and solid wood, quality items that have lasted for 50 years and will last for another 50 no problem. One chair we fell in love with was $300, a fancy writing desk with the roll-up top for about $600. Our sofa was almost a grand. I'd sit there wracked with guilt, dizzy at our wasteful extravagance. Then I'd walk into a "cheap" furniture store and see that anything new are around those prices, but absolute garbage that looks like poo poo and the laminate will peel off the lovely MDF in a few years. Then I'd go online and look up some of the pieces we bought and see ones in worse condition selling for double the price. Charmaine's? I get lots of teak stuff there, great people.
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# ? Jul 17, 2015 20:09 |
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The "outdoor living" stores are the loving worst. Yeah, let's spend 3 grand on furniture that's going to sit out on the loving balcony! Why, that sounds like a fantastic idea! Went to the barbecue store and picked up two of those wood-looking heavy plastic Adirondack chairs that will never ever require any kind of care, or ever break, for $150 or so (and even that was probably a little overpriced, but I didn't care at that point, I just wanted something that was comfortable, required no care, and wouldn't blow around).
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# ? Jul 17, 2015 20:09 |
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There are like a dozen designer furniture shops like that in gastown. The first time I saw one I thought "oh cool its like an offbrand ikea." Then I went in and saw they were asking 10-100x for literal knockoffs of discontinued and even currently available ikea products. Because "designer". It's amazing.
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# ? Jul 17, 2015 20:10 |
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Baronjutter posted:I felt like such a bougie yuppie piece of poo poo for doing our whole place up in mostly mid-century poo poo. Lot of teak and solid wood, quality items that have lasted for 50 years and will last for another 50 no problem. One chair we fell in love with was $300, a fancy writing desk with the roll-up top for about $600. Our sofa was almost a grand. I'd sit there wracked with guilt, dizzy at our wasteful extravagance. Then I'd walk into a "cheap" furniture store and see that anything new are around those prices, but absolute garbage that looks like poo poo and the laminate will peel off the lovely MDF in a few years. Then I'd go online and look up some of the pieces we bought and see ones in worse condition selling for double the price. I have furniture made out of milk crates. It serves me.
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# ? Jul 17, 2015 20:15 |
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I buy my furniture from Ikea because A) it's cheap B) I don't have to give my money to a Canadian small business owner.
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# ? Jul 17, 2015 20:18 |
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Tighclops posted:I have furniture made out of milk crates. It serves me. Milk crates, old desks and pieces of wood across them for a flat surface.
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# ? Jul 17, 2015 21:35 |
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large hands posted:Charmaine's? I get lots of teak stuff there, great people. Easy Livin' on Mason. Charmaine's is mostly antiquey stuff vs modern. They got a little modern ghetto corner but its always really expensive.
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# ? Jul 17, 2015 21:44 |
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We paid The Brick $800 for a leather couch that reclines. I don't get how anyone would want to spend $50K on furniture unless their 3,000 sq. ft. home burnt down or something.
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# ? Jul 17, 2015 22:16 |
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THC posted:Of all the dumb life choices trashy people make, I think the $5000+ wedding is my favourite.
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# ? Jul 17, 2015 22:25 |
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OSI bean dip posted:We paid The Brick $800 for a leather couch that reclines. I don't get how anyone would want to spend $50K on furniture unless their 3,000 sq. ft. home burnt down or something. I don't understand it either. I'm given to many forms of profligacy, but spending money on furniture of all things is not even on the radar. I bought a whole bunch of faux-antique poo poo that's built like a brick shithouse and doesn't show stains or damage easily, and that's exactly what I like. If I get married, it's going to be a very small affair with the most amazing booze. 10-20 people max, so I think $5000 would be a reasonable budget. PT6A fucked around with this message at 22:37 on Jul 17, 2015 |
# ? Jul 17, 2015 22:34 |
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PT6A posted:I don't understand it either. I'm given to many forms of profligacy, but spending money on furniture of all things is not even on the radar. I bought a whole bunch of faux-antique poo poo that's built like a brick shithouse and doesn't show stains or damage easily, and that's exactly what I like. $5000 is a good party budget but if someone wants a wedding that's a different number.
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# ? Jul 17, 2015 22:49 |
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cowofwar posted:This is what everyone says before planning a wedding but unless both people have distant family and are asocial recluses it rarely pans out. how often do you blow 5k on a loving party?
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# ? Jul 17, 2015 22:57 |
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Baronjutter posted:Easy Livin' on Mason. Charmaine's is mostly antiquey stuff vs modern. They got a little modern ghetto corner but its always really expensive. I'll have to check then out, I've bought a few mid century things at Charmaine's and the prices were reasonable but maybe they've gone up as the stuff has become more fashionable in the last few years.
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# ? Jul 17, 2015 23:25 |
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You don't need custom clothes, matching china and silverware, elaborate decorative arrangements, professional catering, and/or expensive jewelry to celebrate getting hitched. You just don't. You're not Kanye West.
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# ? Jul 17, 2015 23:28 |
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# ? May 15, 2024 03:31 |
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Hall Rental = $500-$1000 DJ = $500-1000 Catering = ~$30/guest depending on what you want. You are looking at four or five grand for a wedding with about a hundred guests, which is a bit on the smaller side. And that is before booze, dresses, tuxedo rentals, any travel, or any of the other million things that come up. Or if you come from a culture where you are expected to invite your entire extended family, when you could have 500 people at the wedding. Try to only do it once, or failing that, go to Vegas for subsequent marriages. Sundae posted:How in the flying gently caress do you spend $50K on furniture? I could throw away every single non-keepsake item (including throwing away clothing and electronics) in my 3BR apartment and still couldn't spend $50K to refurnish. Once you get out of Ikea, furniture gets stupid expensive. Not justifying it as there is no reason for it, but there are entire districts in most cities where you could easily drop 50K on furniture. Your house would however, look like grandmas before you stuffed her in a home and left all her furniture on the corner for the city to deal it. (Perhaps that is where it came from originally.)
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# ? Jul 17, 2015 23:41 |