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Fojar38 posted:lol since when do people make "decisions" about their care Uh-oh, having a heart attack right now, better do some price shopping
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Oct 25, 2015 22:45
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What is the benefit of health savings accounts over something like medicare anyway? I don't know much about HSAs, but from what I understand, you take a portion of your own money, put it into this account, and then use whatever money you saved up in that account to pay for your medical bills. This seems pretty pointless to me because if it's your own money, why would you need to put it into an account to begin with? Can't you just pay your medical bills when you need to since, again, it's your own money to begin with? The only benefit from an HSA is that the money you save is not taxed. But even then, it's not THAT much of a huge saving, unlike say with medicare, where you get many times what you pay into it. Mr Interweb fucked around with this message at 22:52 on Oct 25, 2015 |
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Oct 25, 2015 22:49
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I know the joke is that doctors are idiots about anything not exactly in their field of expertise, but you'd think "planning around getting a horrible medical condition isn't something you can do" would be within their knowledge.
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Oct 25, 2015 22:49
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Mr Interweb posted:What is the benefit of health savings accounts over something like medicare anyway? Makes the purple wedge become part of the red one. 
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Oct 25, 2015 22:51
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Do they think the $2000 from a health savings account is enough to cover health insurance premiums for a year, or do they actually believe $2000 can come close to covering yearly medical expenses for someone in an accident or with actual medical conditions? It's so obvious that they haven't seen a medical or insurance bill in decades and just picked a nice round number out of thin air. It's just like that ridiculous personal budget McDonald's put out a while ago that implied you can live well off of minimum wage as long as you have no childcare expenses, insanely cheap health insurance, a second job, and you don't need to heat your home or buy food. Radish posted:I know the joke is that doctors are idiots about anything not exactly in their field of expertise, but you'd think "planning around getting a horrible medical condition isn't something you can do" would be within their knowledge. Especially when your specialty is pediatric neurosurgery. Pulling brain tumors out of five year olds for a living should be more than enough to convince someone that we don't live in a just world. Rhesus Pieces fucked around with this message at 23:06 on Oct 25, 2015 |
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Oct 25, 2015 23:00
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Mr Interweb posted:What is the benefit of health savings accounts over something like medicare anyway? Mr Interweb posted:But even then, it's not THAT much of a huge saving, unlike say with medicare, where you get many times what you pay into it. The benefit is that this solution doesn't do that. This is the reason they support things like that.
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Oct 25, 2015 23:00
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Mr Interweb posted:What is the benefit of health savings accounts over something like medicare anyway? Yeah the only benefit really is that it's untaxed income if you shove it into an HSA.
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Oct 25, 2015 23:02
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I'm assuming the "health care savings account" isn't going to get the negotiated prices either. So the medication I am currently paying $5 for is actually something like $300. They will go through that two grand in a month paying actual street price on medicine.
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Oct 25, 2015 23:02
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Rhesus Pieces posted:Do they think the $2000 from a health savings account is enough to cover health insurance premiums for a year, or do they actually believe $2000 can come close to covering yearly medical expenses for someone in an accident or with actual medical conditions? No. Carson openly admits it's not enough. That's why there's a way to take money from your family's accounts to help pay for your care.
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Oct 25, 2015 23:05
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thefncrow posted:The benefit is that this solution doesn't do that. This is the reason they support things like that. I mean, yeah I understand why Republican pundits and politicians support that. I'm just trying to figure out how this seems attractive to the people who actually, you know, need health care.
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Oct 25, 2015 23:05
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Conservative democrats will always exist. They're called "democrats with fiscally conservative stances". Conservative voters didnt get the politicians to hold stances they want by going "welp, we expunged the Red Donkeys, guess we're Conservative Enough now!", we shouldn't do just that because blue dogs are gone.
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Oct 25, 2015 23:05
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Hollismason posted:
I think that quote from House of Cards about wealth versus power is applicable here. https://www.youtube.com/watch?v=LYnnm3L12fA
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Oct 25, 2015 23:05
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Also Carson's plan (along with his hsa) is to repeal Obamacare. So that means you'll have the privilege, as someone who would have been covered under Medicare, to buy insurance out of your own pocket without any of the protections under Obamacare!
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Oct 25, 2015 23:06
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Fojar38 posted:lol since when do people make "decisions" about their care This is why you go to your local church, and get them to run/host 1000+ bake sales and charity runs for your costs. And another 1000+ bake sales/charity runs for each and every other person in its congregation.
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Oct 25, 2015 23:06
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Mr Interweb posted:I mean, yeah I understand why Republican pundits and politicians support that. I'm just trying to figure out how this seems attractive to the people who actually, you know, need health care. I'm guessing the AARP will come out against it as they should leading to that dumbass conservative version to start calling them socialists again like when Mitt was running.
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Oct 25, 2015 23:07
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Hmmmmm my medication is 6,888.88 I just checked that's for a 1 month supply of 1 medication. In total my medical bills are for medication just for last month 9,000 Dollars. So hrmm I need to save 108,000 dollars a year from birth to pay for my medication.
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Oct 25, 2015 23:07
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Hollismason posted:Hmmmmm my medication is 6,888.88 I just checked that's for a 1 month supply of 1 medication. In total my medical bills are for medication just for last month 9,000 Dollars. Good Lord, I'm so sorry to hear that! I really am. But yeah, in Ben Carson's America, you're loving dead.
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Oct 25, 2015 23:11
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Hollismason posted:Hmmmmm my medication is 6,888.88 I just checked that's for a 1 month supply of 1 medication. In total my medical bills are for medication just for last month 9,000 Dollars. Start spurting out kids. I am sure they can pay that off in the new debtor prisons they want to set up to Make America Great Again(tm).
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Oct 25, 2015 23:14
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Mr Interweb posted:I mean, yeah I understand why Republican pundits and politicians support that. I'm just trying to figure out how this seems attractive to the people who actually, you know, need health care. Works great if you're wealthy and just want to make a couple thousand dollars of the money you're already using to buy non-Medicare premium coverage tax exempt.
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Oct 25, 2015 23:15
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Hollismason posted:Hmmmmm my medication is 6,888.88 I just checked that's for a 1 month supply of 1 medication. In total my medical bills are for medication just for last month 9,000 Dollars. Nah two thousand clams should be enough. If it isn't just bum some HSA cash from your four dozen perfectly healthy relatives who aren't using their allocations. Also gently caress student loan debt aid, if they had just painted houses between semesters they wouldn't be in this mess.
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Oct 25, 2015 23:17
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radical meme posted:Good Lord, I'm so sorry to hear that! I really am. Yes, yes I would. This is why people don't understand medical costs. Basically even on the best Obamacare plan I am hosed. I think last time I looked I'd have to make at minimum 70,000 dollars a year to not be in poverty from medical bills. Glad I'm going for lawyer. Hollismason fucked around with this message at 23:22 on Oct 25, 2015 |
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Oct 25, 2015 23:19
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Hollismason posted:Yes, yes I would. This is why people don't understand medical costs. Basically even on the best Obamacare plan I am hosed. Mind me asking what kind of drugs cost that much please, am curious.
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Oct 25, 2015 23:21
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It's a drug called Humira and Entocort/Budesonide. Both are used for the treatment of Crohn's Disease. The Humira is once a week injections and the Entocort is 1 tablet a day. I think Entocort costs like 11 dollars a tablet. For a while I was at 3 tablets a day. So my prescription was around I think 1800 dollars a month. That's just two medications. I have other medications. Weird looking at the drug prices apparently my Entocort is 434 dollars a month but named Entocort is cheaper than a Generic. Hollismason fucked around with this message at 23:26 on Oct 25, 2015 |
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Oct 25, 2015 23:22
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Hollismason posted:It's a drug called Humira and Entocort. Appreciated, and sorry to hear you have to suffer like that.
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Oct 25, 2015 23:27
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Hollismason posted:It's a drug called Humira and Entocort. Both are used for the treatment of Crohn's Disease. Even Remicad is pretty expensive and it's very invasive. Luckily the patent on Humira expires soon- but AbbVie is coming out with better versions that are easier and less frequent to use that'll cost even more. That's why I bought a lot of ABBV stock. Maybe I'll get my money back. We're getting away with Imuran only right now but with the genetics test and flare ups it's clear we're going to be moving to Humira + other stuff soon. I'm sorry that you/your family's flare ups are that bad.
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Oct 25, 2015 23:27
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I don't trust patents to expire until I see the generic on the shelf. Working as a pharm tech was super depressing at times, our system is beyond hosed
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Oct 25, 2015 23:31
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Radish posted:I know the joke is that doctors are idiots about anything not exactly in their field of expertise, but you'd think "planning around getting a horrible medical condition isn't something you can do" would be within their knowledge. You might be surprised (or not) at how many people in the healthcare field believe that people with conditions like Type 2 Diabetes or hypertension "deserve it" and should be stomped on as much as possible.
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Oct 25, 2015 23:37
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 broken gut buddies. Remicade and Asacol here. It's ~ $1,500 a month.
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Oct 25, 2015 23:42
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Mitt Romney posted:Even Remicad is pretty expensive and it's very invasive. Luckily the patent on Humira expires soon- but AbbVie is coming out with better versions that are easier and less frequent to use that'll cost even more. That's why I bought a lot of ABBV stock. Maybe I'll get my money back. I am unsure of what your last statement means. Do you mean your family or you yourself have Crohn's and are taking Imuren?
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Oct 25, 2015 23:43
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bartlebyshop posted:You might be surprised (or not) at how many people in the healthcare field believe that people with conditions like Type 2 Diabetes or hypertension "deserve it" and should be stomped on as much as possible. I hang out with a nurse in one of my gaming circles and half the words out of his mouth are "loving fat gently caress diabetes subhuman garbage people I hope they all die"
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Oct 25, 2015 23:43
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My wife slipped down some stairs which required $45,000 dollars in surgery ($2k after insurance which we pay $13k/year for), I'm sure in Ben Carson's America she would have died of cholera or something since we couldn't afford a surgeon that used sterile technique. Are all his policies this loving stupid?
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Oct 25, 2015 23:44
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Silver Nitrate posted:
I never got along with Asacol and after a while developed the antibodies for Remicade. So pretty much Humira. Also Remicade kind of hosed my memory.
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Oct 25, 2015 23:45
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Bastard Tetris posted:My wife slipped down some stairs which required $45,000 dollars in surgery ($2k after insurance which we pay $13k/year for), I'm sure in Ben Carson's America she would have died of cholera or something since we couldn't afford a surgeon that used sterile technique. She would've died of something else earlier on in her life probably, most likely in childhood, thus avoiding the expense entirely!
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Oct 25, 2015 23:47
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Bastard Tetris posted:My wife slipped down some stairs which required $45,000 dollars in surgery ($2k after insurance which we pay $13k/year for), I'm sure in Ben Carson's America she would have died of cholera or something since we couldn't afford a surgeon that used sterile technique. Yes. He's fantastically stupid other than the brain surgery thing. Also like most extreme Christians he's an unrepentant liar.
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Oct 25, 2015 23:48
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If we kill everyone at birth we won't have any medical expenses. Please elect me president.
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Oct 25, 2015 23:48
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I like the idea that whole plan comes from a factoid that medicare costs are $2000 per capita. Which completely ignores who is getting medicare benefits or the costs of administering the HSAs (or how they will collect interest, or the role of insurance companies...)
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Oct 25, 2015 23:52
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Hollismason posted:I am unsure of what your last statement means. Do you mean your family or you yourself have Crohn's and are taking Imuren? I was saying sorry that you have to deal with a lot of suffering, it appears from your post and the meds you are taking that you've dealt with a lot of pain with Crohn's disease. My family member that has it doesn't have quite as bad flare ups yet and we're only using Imuran right now but it's not working good. Mitt Romney fucked around with this message at 00:08 on Oct 26, 2015 |
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Oct 26, 2015 00:04
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Rhesus Pieces posted:Everything Carson personally doesn't like is synonymous with either nazism or slavery. His reservoir of historical knowledge is less than an inch deep. quote:NBC's Chuck Todd confronted Republican presidential candidate Ben Carson about his repeated use of Nazi comparisons in an interview that aired on "Meet The Press" Sunday. http://www.huffingtonpost.com/entry/ben-carson-nazi-metaphors_562cd358e4b0aac0b8fd26c4 Also this needs to be seen to be believed: http://gawker.com/reasonable-person-ben-carson-compares-women-seeking-abo-1738559113
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Oct 26, 2015 00:05
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Shageletic posted:http://www.huffingtonpost.com/entry/ben-carson-nazi-metaphors_562cd358e4b0aac0b8fd26c4 As i said. carson is just black, "smarter", quieter huckabee.
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Oct 26, 2015 00:07
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Mitt Romney posted:I was saying sorry that you have to deal with a lot of suffering, it appears from your post and the meds you are taking that you've dealt with a lot of pain with Crohn's disease. My family member that has it doesn't have quite as bad flare ups yet and we're only using Imuran right now but it's not working good. Ah okay. Sorry to hear that.
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Oct 26, 2015 00:10
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