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Illegal Move posted:Wow, the healthcare system in the US is really strange. How do people normally pay for their health issues? I mean, if you don't have a group of whales who you can turn to for help, what do you do? lol you die
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Mar 3, 2016 12:50
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Illegal Move posted:How do people normally pay for their health issues? I mean, if you don't have a group of whales who you can turn to for help, what do you do? personal bankruptcy
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Mar 3, 2016 12:50
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Illegal Move posted:Wow, the healthcare system in the US is really strange. How do people normally pay for their health issues? I mean, if you don't have a group of whales who you can turn to for help, what do you do? You have a poo poo rear end plan in case of a catastrophic accident and crippling debt for anything else or if you have a nice job then it comes with an ok plan thats barely enough to not fall into crippling debt if something bad but not catastrophic happens to you.
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Mar 3, 2016 12:51
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Doom 3 had a working shotgun. Makes you think...
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Mar 3, 2016 12:51
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Illegal Move posted:Wow, the healthcare system in the US is really strange. How do people normally pay for their health issues? I mean, if you don't have a group of whales who you can turn to for help, what do you do? I've often wondered the same. I've had a few friends over there simply go without care because they couldn't afford it. These weren't exactly life threatening situations but enough to make their general situations worse. It also made me wonder what happens to all those people who suffer from more serious conditions or suffer accidents.. I guess this is a good example of that. A friend has wisdom teeth removed and I think the costs were closer to 2000 bucks in total. I think I paid tenth of it for all four of mine.
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Mar 3, 2016 12:56
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Illegal Move posted:Wow, the healthcare system in the US is really strange. How do people normally pay for their health issues? I mean, if you don't have a group of whales who you can turn to for help, what do you do? The short answer is: you don't. Your insurance that you get from work will cover some portion of your expenses, based on a fuckton of criteria that changes from insurance company to insurance company, employer to employer, and risk group to risk group. Whatever is left over is up to you to pay, in whatever ways you can. Medical bills are the number one cause of bankruptcy in the US. It's hosed.
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Mar 3, 2016 13:00
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Mar 3, 2016 13:00
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Guess you should have invested better into your genetic stock's holdings.
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Mar 3, 2016 13:01
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Many young people either don't have health insurance after they turn 18 (because when you're filling out your forms at your "I'm a teenager" job, nobody wants to give up that extra $20 a paycheck) OR they have health insurance but don't have enough of a financial safety net to pay for the uncovered portions of healthcare so they simply go without. If it's an emergency you can always go to the emergency room and then duck out on the bill, so there's that.
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Mar 3, 2016 13:03
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Beet Wagon posted:The short answer is: you don't. Now LTI makes sense! 
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Mar 3, 2016 13:04
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Lonkface posted:I've often wondered the same. I've had a few friends over there simply go without care because they couldn't afford it. These weren't exactly life threatening situations but enough to make their general situations worse. It also made me wonder what happens to all those people who suffer from more serious conditions or suffer accidents.. I guess this is a good example of that. Cannot imagine having to risk your health because of money. Had my wisdom teeth out for the total cost of £0.00. And that included takeaway morphine. You chaps need to sort that poo poo out, pronto. Also you should reconsider 'broiling' as a term for grilling. For the longest time I thought that meant you boiled steaks in water.
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Mar 3, 2016 13:07
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I wonder if they will try to turn this into a marketing story if they manage to collect the 50K in 2-3 days... To show all the doubters that SC has the most excellent and considerate community in gaming who has nothing to prove to themselves.
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Mar 3, 2016 13:11
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So I take it that CIG doesn't offer health insurance for their employees?
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Mar 3, 2016 13:14
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G0RF posted:MassivelyOP: Overthinking the Star Citizen Money Machine We didn't post about it because that's another of the SC shill sites where Spergs and ShitiZens hang out. You think /r/StarCitizen is toxic? heh.
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Mar 3, 2016 13:15
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fuctifino posted:So I take it that CIG doesn't offer health insurance for their employees? It's a revolutionary Kickstarter based health insurance system. Get in early if you want LTI.
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Mar 3, 2016 13:15
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alphabettitouretti posted:Cannot imagine having to risk your health because of money. Had my wisdom teeth out for the total cost of £0.00. And that included takeaway morphine. Neither of those will ever happen. The first one because America will never stop voting for people who think single-payer systems are the devil, and the second one because that's dumb and it's my God-given right as an American to never have to do stuff that Europeans want me to do. e: risking your health because of money super sucks. I was uninsured for a very long time and it's a horrible feeling. I have great insurance now but if something happens I still find myself agonizing over whether or not to go to a doctor" because for a large part of my life that decision carried as much financial weight as the decision to like buy a car or something. Beet Wagon fucked around with this message at 13:21 on Mar 3, 2016 |
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Mar 3, 2016 13:17
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alphabettitouretti posted:
Broiling is generally heat coming from the top, while grilling is heat coming from the bottom.
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Mar 3, 2016 13:17
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fuctifino posted:So I take it that CIG doesn't offer health insurance for their employees? They do, I'm sure. In fact I would bet dollars to pesos they are legally obligated to provide health insurance (I think 50 employees is the cutoff where you HAVE to start providing health insurance but I could be wrong). Typically though, health insurance would only cover a fraction of the costs associated with an injury like that.
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Mar 3, 2016 13:19
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Lonkface posted:I've often wondered the same. I've had a few friends over there simply go without care because they couldn't afford it. These weren't exactly life threatening situations but enough to make their general situations worse. It also made me wonder what happens to all those people who suffer from more serious conditions or suffer accidents.. I guess this is a good example of that. In Belgium that would cost about 160 euro's ( at an expensive dental clinic ) From that 160 euro's you only pay about 45 euros in real life.
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Mar 3, 2016 13:19
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Beet Wagon posted:They do, I'm sure. In fact I would bet dollars to pesos they are legally obligated to provide health insurance (I think 50 employees is the cutoff where you HAVE to start providing health insurance but I could be wrong). Typically though, health insurance would only cover a fraction of the costs associated with an injury like that. Thanks for the info. So chances are, CIG provide the shittiest healthplan they can get away with?
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Mar 3, 2016 13:21
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fuctifino posted:So I take it that CIG doesn't offer health insurance for their employees? Probably not. Either that or they don't offer family coverage.
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Mar 3, 2016 13:21
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Beet Wagon posted:Neither of those will ever happen. The first one because America will never stop voting for people who think single-payer systems are the devil, and the second one because that's dumb and it's my God-given right as an American to never have to do stuff that Europeans want me to do. Well, Europe might be in all sort of shits right now but at least we can look over to U.S once in a while and feel slightly better. And I guess some folks in U.S do the same with us?
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Mar 3, 2016 13:22
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Lonkface posted:Well, Europe might be in all sort of shits right now but at least we can look over to U.S once in a while and feel slightly better. And I guess some folks in U.S do the same with us? Remember the good old days when us euros could laugh with the American migrant problem? How the mighty have fallen.
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Mar 3, 2016 13:25
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Crazy_BlackParrot posted:In Belgium that would cost about 160 euro's ( at an expensive dental clinic ) Yeah, I think my costs were pretty much the same, though it's been 8-9 years so I can't remember exactly. Still, cheap, very cheap compared to what friends have had to pay across the pond.
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Mar 3, 2016 13:28
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healthcare in the US is taking nyquil every day for 2 years
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Mar 3, 2016 13:32
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darkarchon posted:http://imgur.com/a/VZznH Why on Earth are all components made on Earth?
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Mar 3, 2016 13:32
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Crazy_BlackParrot posted:Remember the good old days when us euros could laugh with the American migrant problem? We've also ran out of places where we can ship people to and genocides went out of fashion. Whatever shall we do?
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Mar 3, 2016 13:33
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fuctifino posted:Thanks for the info. So chances are, CIG provide the shittiest healthplan they can get away with? Honestly? Probably not. They probably provide average to good health insurance. In America, job benefits can be a huge draw to potential employees (I've turned down great jobs that had poo poo insurance before) and typically don't cost the company a whole lot. Some of the more average ones are free to the company, even. The problem is that his daughter sustained some pretty serious injuries. Although both the broken back and the broken arm would be covered by health insurance, the patient (or patient's family, in this case) is likely going to be responsible for 30% or more of the cost of treatment, plus doctor co-pays, plus any additional tests or treatment that might not be covered for whatever reason (for example, some insurance companies will cover the cost to repair a broken arm, but not the extra fee the surgeon charges for doing the procedure). Surgical treatment of a broken arm, which is likely what she would need if she broke both the radius and ulna can cost well in excess of $2500, and treatment of a broken back can cost as much as $150,000. So even being on the hook for only 30% of that, a patient can walk away with medical bills totalling about half of what an average US citizen makes in a year.
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Mar 3, 2016 13:34
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orcinus posted:Why on Earth are all components made on Earth? Why does everyone dress like a truck driver from 2005? Why does everyone manually perform basic cargo loading that could clearly be managed by a robot? Simple, they're space Amish.
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Mar 3, 2016 13:37
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Crazy_BlackParrot posted:Remember the good old days when us euros could laugh with the American migrant problem? We can still do that. We don't have a migrant problem; we have a nationalistic/neo-nazi-cunts-and-pandering-politicians problem.
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Mar 3, 2016 13:37
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Beet Wagon posted:Honestly? Probably not. They probably provide average to good health insurance. In America, job benefits can be a huge draw to potential employees (I've turned down great jobs that had poo poo insurance before) and typically don't cost the company a whole lot. Some of the more average ones are free to the company, even. I'm from the UK where (for now) we have free healthcare for all, and I find the US healthcare system really baffling to comprehend.
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Mar 3, 2016 13:39
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fuctifino posted:I'm from the UK where (for now) we have free healthcare for all, and I find the US healthcare system really baffling to comprehend. Dude I'm from the US and I worked in the health insurance field and I find the US Healthcare system really baffling to comprehend. It boggles my mind that half of Americans will argue that this is the absolute best system.
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Mar 3, 2016 13:41
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Beet Wagon posted:Honestly? Probably not. They probably provide average to good health insurance. In America, job benefits can be a huge draw to potential employees (I've turned down great jobs that had poo poo insurance before) and typically don't cost the company a whole lot. Some of the more average ones are free to the company, even. Dont forget they cant get people now. So I bet some upgrades have been made to packages and salaries to entice more in. I am in canada and the only issue is wait times here. So we pay and go to the usa. intardnation fucked around with this message at 13:48 on Mar 3, 2016 |
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Mar 3, 2016 13:42
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fuctifino posted:I'm from the UK where (for now) we have free healthcare for all, and I find the US healthcare system really baffling to comprehend.
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Mar 3, 2016 13:43
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tooterfish posted:Don't worry, it'll get depressingly easy to comprehend once Jeremy nickname rhymes like Hunt is finished selling the NHS to the US health insurance industry! 
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Mar 3, 2016 13:46
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Happy Sisyphus posted:healthcare in the US is taking nyquil every day for 2 years I was hesitant to even post this on Twitter and Facebook just in case some rear end-clowns start making poo poo up in their heads. https://twitter.com/dsmart/status/705371969852739586
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Mar 3, 2016 13:47
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Happy Sisyphus posted:healthcare in the US is taking nyquil every day for 2 years Yeah, that's to wash down the Tylenol.
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Mar 3, 2016 13:48
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hanales posted:Broiling is generally heat coming from the top, while grilling is heat coming from the bottom. But you know where the heat is coming from by the device you're using to grill. It's unnecessary to have different terms for it. If you don't have a bbq (or 'grill') then simply put it in your broiler (aka 'grill') upside down. Problem solved.
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Mar 3, 2016 13:51
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Beet Wagon posted:Honestly? Probably not. They probably provide average to good health insurance. In America, job benefits can be a huge draw to potential employees (I've turned down great jobs that had poo poo insurance before) and typically don't cost the company a whole lot. Some of the more average ones are free to the company, even. I agree. However, for something like this, believe it or not, your estimates are way off. I have lots of doctor friends and we talk about this poo poo all the time. Something like this is probably over $250K from start to finish; not including physical therapy. Regardless of the insurance type, the average out of pocket cost is usually around 40% after the yearly deductible is met. So my guess is that Mark's family is probably on the hook for around $100K. Which makes sense that he is asking for $50K in crowd-funding.
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Mar 3, 2016 13:52
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Beet Wagon posted:Honestly? Probably not. They probably provide average to good health insurance. In America, job benefits can be a huge draw to potential employees (I've turned down great jobs that had poo poo insurance before) and typically don't cost the company a whole lot. Some of the more average ones are free to the company, even. And lord knows how much physical therapy would cost. The US healthcare system is a mess.
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Mar 3, 2016 13:52
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