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infernal machines posted:The issue is many drivers don't have it, and there's no enforcement on Uber's part to ensure that they do and no way for the municipality to track unbadged jitneys to ensure compliance. So when your e-jitney gets t-boned and it turns out Joe Blogs UberX partner extraordinaire doesn't have the right insurance, well too bad for you, maybe you can sue him to try to cover the lifetime of physio and lost wages you'll be facing. Or maybe not. Financial Services Commission of Ontario posted:https://www.fsco.gov.on.ca/en/auto/brochures/Pages/brochure_autoins.aspx Ontario has an assistance fund for uninsured drivers and their victims. quote:ut Ontario drivers don't just pay for the uninsured in their premiums. Whenever a driver renews his licence in the province, $15 of the $75 licensing fee goes into the Motor Vehicle Accident Claims (MVAC) Fund, which acts as the “payer of last resort” to people who are injured in car accidents but have no access to insurance. flakeloaf fucked around with this message at 14:29 on Apr 1, 2016 |
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Apr 1, 2016 14:20
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EvilJoven posted:What kind of backward rear end province doesn't have no-fault insurance? In any sane country the other party not being insured shouldn't be the victims problem. He was talking about insurance covering claims from a passenger I believe, not another driver. If my uber driver makes a mistake and I get injured, what are my options? I sue the driver, his personal insurance company tells him to gently caress off, I sue him personally, he declares bankruptcy and I can't work anymore and now I live on the street because I tried to save 5 bucks.
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Apr 1, 2016 14:22
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Ikantski posted:He was talking about insurance covering claims from a passenger I believe, not another driver. If my uber driver makes a mistake and I get injured, what are my options? I sue the driver, his personal insurance company tells him to gently caress off, I sue him personally, he declares bankruptcy and I can't work anymore and now I live on the street because I tried to save 5 bucks. That's the gist, yes. flakeloaf posted:Or maybe not. Yeah... Also this gem: Uber claims $5 million in coverage, how does it work? No one knows because you can't claim it
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Apr 1, 2016 14:25
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Ikantski posted:He was talking about insurance covering claims from a passenger I believe, not another driver. If my uber driver makes a mistake and I get injured, what are my options? I sue the driver, his personal insurance company tells him to gently caress off, I sue him personally, he declares bankruptcy and I can't work anymore and now I live on the street because I tried to save 5 bucks. Not everyone who uses Uber is going to have car insurance but many will.
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Apr 1, 2016 14:27
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Uber is also getting sued in the US under antitrust laws for price-fixing. Because they don't claim their drivers as employees, the people suing them are arguing that essentially Uber and all of their drivers are conspiring to fix prices by obeying the Uber algorithm (which frequently decides to increase prices in time of high demand), instead of the individual drivers competing with each other to offer lower prices to customers.
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Apr 1, 2016 14:29
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flakeloaf posted:Ontario has an assistance fund for uninsured drivers and their victims. That's good, I didn't know about that one. Let's hope there's enough cash in the kitty to cover the increased load from UberX commercializing uninsured driving. Does Alberta have the same thing?
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Apr 1, 2016 14:36
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vyelkin posted:Uber is also getting sued in the US under antitrust laws for price-fixing. Because they don't claim their drivers as employees, the people suing them are arguing that essentially Uber and all of their drivers are conspiring to fix prices by obeying the Uber algorithm (which frequently decides to increase prices in time of high demand), instead of the individual drivers competing with each other to offer lower prices to customers. That's actually really clever.
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Apr 1, 2016 14:37
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vyelkin posted:Uber is also getting sued in the US under antitrust laws for price-fixing. Because they don't claim their drivers as employees, the people suing them are arguing that essentially Uber and all of their drivers are conspiring to fix prices by obeying the Uber algorithm (which frequently decides to increase prices in time of high demand), instead of the individual drivers competing with each other to offer lower prices to customers. That's pretty cool.
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Apr 1, 2016 14:53
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vyelkin posted:Uber is also getting sued in the US under antitrust laws for price-fixing. Because they don't claim their drivers as employees, the people suing them are arguing that essentially Uber and all of their drivers are conspiring to fix prices by obeying the Uber algorithm (which frequently decides to increase prices in time of high demand), instead of the individual drivers competing with each other to offer lower prices to customers. Regulations and red tape and technicalities trying to stop the *~*DISRUPTIVE ECONOMY*~*  Seriously though gently caress Uber, my only question will be if they manage to get to the end of a trial without having burned through their gigantic pile of cash first.
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Apr 1, 2016 14:57
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infernal machines posted:Also this gem: Uber claims $5 million in coverage, how does it work? No one knows because you can't claim it He wasn't at fault and there were no injuries to his passengers. Under what theory would he be eligible to claim any part of the $5mil liability policy provided by Uber? Liability is there for when you gently caress up and damage things/people, not to fix your car when you've been in an accident. Is it possible that most people just don't understand how insurance works? It's possible the Uber-provided liability policy is just smoke and mirrors, but I don't think the case in the story really has anything to do with it at all.
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Apr 1, 2016 15:00
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PT6A posted:It's possible the Uber-provided liability policy is just smoke and mirrors, but I don't think the case in the story really has anything to do with it at all. It's illustrative of the fact that Uber has no interest in educating their "driver partners" about the insurance coverage they have or need beyond a **$5 Million** bullet point in their advertising.
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Apr 1, 2016 15:02
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After decades of Access to Information requests and some serious digging by a whole generation of researchers Library Archives Canada finally released the military records of James "Logan" Howlett quote:Logan was born in 1882 in Cold Lake, Alberta, Canada, to wealthy landowner Elizabeth Howlett and her grounds-keeper Thomas Logan.
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Apr 1, 2016 15:09
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infernal machines posted:It's illustrative of the fact that Uber has no interest in educating their "driver partners" about the insurance coverage they have or need beyond a **$5 Million** bullet point in their advertising. It's illustrative of the fact that Uber drivers are retarded, more like. How do you own a car without knowing the difference between liability insurance, collision and comprehensive? Uber probably thinks, and I would argue they are correct, that explaining the insurance as "$5 mil. liability when carrying passengers" is quite sufficient in terms of explanation. How is it their problem that drivers don't understand how insurance works? EDIT: Do insurance companies get yelled at all the time when people find out their liability-only policy will not pay to have their car fixed after an accident? More importantly: does anyone blame the insurance company? PT6A fucked around with this message at 15:15 on Apr 1, 2016 |
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Apr 1, 2016 15:12
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Cmon archives. The devil's brigade was a WWII special forces unit made up of Canadians and Americans. Also surprised no mention of weapon x, Alpha Flight, him meeting PET, or his work alongside a fellow from Regina named Wilson (But actually well done)
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Apr 1, 2016 15:12
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Can't confirm the existence of any of that bunny, sounds like pure fiction to me!
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Apr 1, 2016 15:15
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Look I have access to secret files stored in acid free plastic in long boxes guarded by a man with a fedora and neckbeard. It is highly priveldged info. Edit: for real devil's brigade was a real WWII unit of badasses
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Apr 1, 2016 15:19
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PT6A posted:EDIT: Do insurance companies get yelled at all the time when people find out their liability-only policy will not pay to have their car fixed after an accident? More importantly: does anyone blame the insurance company? All the drat time. Still doesn't fix the car.
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Apr 1, 2016 15:25
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PT6A posted:It's illustrative of the fact that Uber drivers are retarded, more like. How do you own a car without knowing the difference between liability insurance, collision and comprehensive? So you can't imagine what the insurance issues are, but when you're given a direct example (drivers aren't getting commercial insurance, there's no enforcement of insurance requirements, and riders are exposed to massive financial risk because of it), you claim it's the driver's fault so there's no problem?
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Apr 1, 2016 15:27
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tom stop https://twitter.com/ThomasMulcair/status/715872579744043008
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Apr 1, 2016 15:28
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I like that #YOLO translates to #why not? in French.
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Apr 1, 2016 15:31
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Should've done this before the election. Men with beards can't be trusted.
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Apr 1, 2016 15:34
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Tom Mulcair is the Nickleback of the Canadian centre-right.
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Apr 1, 2016 15:34
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Dreylad posted:After decades of Access to Information requests and some serious digging by a whole generation of researchers Library Archives Canada finally released the military records of James "Logan" Howlett Normally April Fools jokes are pretty lame but this is fantastic. Thank you for posting it.
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Apr 1, 2016 15:35
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infernal machines posted:So you can't imagine what the insurance issues are, but when you're given a direct example (drivers aren't getting commercial insurance, there's no enforcement of insurance requirements, and riders are exposed to massive financial risk because of it), you claim it's the driver's fault so there's no problem? 1) There is no insurance issue in that case, though. There is no evidence that, if the passengers were actually injured, Uber's liability policy wouldn't have paid out*. That's the only thing I care about as a passenger. It's the driver's choice whether to carry collision or comprehensive. How is that my problem? 2) Point 1 aside, I think Uber drivers should get commercial insurance, and I do think it should be enforced. All the proposed regulatory frameworks have ways of dealing with that, though. The issues I was originally referring to is multiple people claiming that there doesn't exist a suitable insurance product for Uber drivers, which is completely false. * I am still suspicious of Uber's liability policy, though. Do you have a link to a case where damages that should've been covered under a liability policies were not covered by Uber's liability policy when an Uber driver was carrying passengers? I've only heard cases where either it's not a liability claim, or it was during a time when the Uber driver was not carrying passengers.
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Apr 1, 2016 15:39
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PT6A posted:* I am still suspicious of Uber's liability policy, though. Do you have a link to a case where damages that should've been covered under a liability policies were not covered by Uber's liability policy when an Uber driver was carrying passengers? I've only heard cases where either it's not a liability claim, or it was during a time when the Uber driver was not carrying passengers. As well you should be, since they refuse to release any information on the specifics of their insurance, claiming it's a trade secret. There's this http://gas2.org/2015/08/04/how-does-ubers-driver-insurance-work-exactly/ from California, but it's not easy to find stories about Uber actually paying or otherwise. Odd that. Suffice it to say, we're not the only ones raising these concerns.
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Apr 1, 2016 15:59
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If someone was injured while riding in an Uber cab, and insurance wasn't willing to pay up, you better believe they'll be going after Uber directly.
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Apr 1, 2016 16:02
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Spent last Saturday doing some campaigning for the provincial conservatives because gently caress 20 year dynasties
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Apr 1, 2016 16:28
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TheKingofSprings posted:Spent last Saturday doing some campaigning for the provincial conservatives because gently caress 20 year dynasties Ontario?
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Apr 1, 2016 16:30
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Ikantski posted:Ontario? Manitoba
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Apr 1, 2016 16:32
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TheKingofSprings posted:Spent last Saturday doing some campaigning for the provincial conservatives because gently caress 20 year dynasties Your face is going to be so red when Manitoba faces a yurt shortage in four years.
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Apr 1, 2016 16:32
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quote:http://www.cbc.ca/beta/news/politics/tom-mulcair-donald-trump-fascist-1.3513166 https://twitter.com/ThomasMulcair/status/715554567270739969
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Apr 1, 2016 16:32
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I have a small sheaf of paper that says an insurance company has promised to compensate me if I get in a collision or my house burns down and I'm not terribly confident that they wouldn't fight me if I tried to make a claim - not because I necessarily mistrust this insurance company or the industry in general but just because I know how much easier it is to promise than to do. A few words on a website saying they totally have super-secret insurance that'll way definitely cover you dude isn't worth squat. Of more local import, if anyone in Ottawa likes Native fiction or storytelling, and you haven't already read Waubgeshig Rice's Midnight Sweatlodge, just ask and I'll give you my copy. Waub's a pretty good storyteller (and not a bad twitter man either) and it took me a while after reading it to come up with something more articulate than "Holy poo poo, dude."
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Apr 1, 2016 16:34
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El Scotch posted:If someone was injured while riding in an Uber cab, and insurance wasn't willing to pay up, you better believe they'll be going after Uber directly. Good luck winning a legal battle against Uber. THey have $50B in the bank and nothing to spend it on except legal fees. This is also why so many municipalities are unwilling to go after them, because Uber can outspend pretty much anyone in a legal battle.
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Apr 1, 2016 16:44
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The reply tweets are pretty brutal. I've gotta say that Mulcair's behavior here is really just reinforcing all my negative opinions of him. If his idea of a reset is to shave his beard and call Trump a fascist then that really just tells us that he isn't capable of running a different kind of campaign than the one he ran in 2015.
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Apr 1, 2016 17:38
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TheKingofSprings posted:Spent last Saturday doing some campaigning for the provincial conservatives because gently caress 20 year dynasties Becuase a reform era conservative who wants to ban Halloween is so much better 
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Apr 1, 2016 17:54
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DariusLikewise posted:Becuase a reform era conservative who wants to ban Halloween is so much better The desire to do something does not translate into an ability to do something. While it's a stupid thing he wants to do, it is also a stupid thing to be worried about. While I am sure he is a big dumbo, perhaps his Halloween plank isn't the part of the platform to attack.
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Apr 1, 2016 17:59
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Ikantski posted:Storyland freaks me out every single time I drive past it to get my cheap french beer.
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Apr 1, 2016 18:04
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CBC is reporting that Jean Lapierre and 4 family members were travelling on that plane that crashed to attend his father's funeral. I don't think it can get much shittier than that, like, ever. 
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Apr 1, 2016 18:07
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PT6A posted:CBC is reporting that Jean Lapierre and 4 family members were travelling on that plane that crashed to attend his father's funeral. I don't think it can get much shittier than that, like, ever. Welcome to 2-3 days ago.
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Apr 1, 2016 18:11
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Jordan7hm posted:Should've done this before the election. Excellent native cockney wit.
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Apr 1, 2016 18:11
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