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Hot Dog Day #91
Jun 19, 2003

I just want to point out that earlier on this page, Jeffrey of Yospos revealed himself to be a talmudic scholar. He contains multitudes y'all.

E: gently caress.

Hot Dog Day #91 fucked around with this message at 13:26 on Aug 19, 2016

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pig slut lisa
Mar 5, 2012

irl is good


The gematria of ישפש unlocks the secret of everlasting prosperity

Nail Rat
Dec 29, 2000

You maniacs! You blew it up! God damn you! God damn you all to hell!!
Kids absolutely makes sense to get on that soon if she wants to have kids, however it doesn't sound like she's with the right person to have them with (or in a great position herself to have them, but that's another can of worms...)

As far as the house, if you want to have one it's a very powerful pull when you see other people your age getting homes and the praise they get heaped upon them and all the attention given to their new home by family members and friends. Not saying it's not BWM, I just understand the allure. It falls into being a corollary of the advertising/capitalist society we live in.

gvibes
Jan 18, 2010

Leading us to the promised land (i.e., one tournament win in five years)

Boon posted:

Someone please sanity check and challenge me here. My parent's are not financially savvy and hosed up their retirement a bit and since then I've been advising (my undergrad was in Finance but I became a Naval Officer... and got out and now heading back for an MBA).

The background is thus, after my parents went to an insurance agent (trusted - small town) for advice, who promptly swindled them by having a pension cashed out and placed into a State Farm account with high front-end loads and administrative expenses, I about lost my mind and got directly involved. I have since advised that they seek the advice of a financial specialist, they have done so. After reviewing the offer (Edward Jones), visiting with the agent to answer some of my own questions with my dad, I advised them to continue to seek advice from the agent but only so far as his help in determining what their retirement needs will be and to not sign a goddamn thing past that point. Then we we do the following:

Review what he has to offer (I trust that he will provide a decent breakdown of their expenses and requirements in retirement, as I'm not able to really provide that analysis), and then promptly determine:
- If an annuity will be required, if so how much. We'll pick one up but shop around for it first.
- If not, then we'll invest into a Vanguard retirement portfolio.

I'm outright rejecting any investments through Edward Jones that isn't an annuity (if it's the best offer available) as I place no real value in their availability of advising and advice in something as simple as a retirement fund. Your thoughts?
FYI, I doubt Edward Jones's recommendations will be any better. They put my parents in all front loaded funds. You may want to check out https://www.napfa.org/ to find someone better.

Boon
Jun 21, 2005

by R. Guyovich
Yeah that's why I'm going to reject their offer on retirement funds (possibly take an annuity). I'll probably help them into a Vanguard targeted date retirement fund.

DEMAG
Aug 14, 2003

You're it.

the littlest prince posted:

Holy poo poo.

https://www.youtube.com/watch?v=n-yGL7kQqxY

Are these common? They're showing off a house that's nice, sure, but it doesn't seem at all worthy of this treatment.

Dr. Dude and Terminator 2 Pinball is definitely BMW.

Should have invested in a good game like Pinbot, The Machine, or Black Knight.

Nail Rat
Dec 29, 2000

You maniacs! You blew it up! God damn you! God damn you all to hell!!
After seeing an NBA Jam derail in SAS the other day, I've decided that once I buy a house my first BWM move(besides buying the house :v: ) will be to buy an original NBA Jam machine. Much better than those lovely pinball machines IMO.

DrBouvenstein
Feb 28, 2007

I think I'm a doctor, but that doesn't make me a doctor. This fancy avatar does.

DEMAG posted:

Dr. Dude and Terminator 2 Pinball is definitely BMW.

Should have invested in a good game like Pinbot, The Machine, or Black Knight.

Addams Family Pinball or GTFO. :colbert:

silvergoose
Mar 18, 2006

IT IS SAID THE TEARS OF THE BWEENIX CAN HEAL ALL WOUNDS




DrBouvenstein posted:

Addams Family Pinball or GTFO. :colbert:

Super Mario imo, though I've only seen the machine in one arcade and it broke and died and isn't there anymore so :shrug:

VendaGoat
Nov 1, 2005

DrBouvenstein posted:

Addams Family Pinball or GTFO. :colbert:

This, Medieval Madness, Twilight Zone, Arabian Nights or a select few others I can not remember.

Moneyball
Jul 11, 2005

It's a problem you think we need to explain ourselves.

Nail Rat posted:

After seeing an NBA Jam derail in SAS the other day, I've decided that once I buy a house my first BWM move(besides buying the house :v: ) will be to buy an original NBA Jam machine. Much better than those lovely pinball machines IMO.

Boom shakalaka.

And the TMNT and Simpsons games are GWM and I will fight anyone who says otherwise.

Leon Trotsky 2012
Aug 27, 2009

YOU CAN TRUST ME!*


*Israeli Government-affiliated poster
Ugh. My Aunt is into (several) MLM groups, but one of them in particular, is Scentsy; It's some kind of candle / air freshener that is literally sold at Wal-Mart for less than 1/4 the price. The 4x price increase probably all goes to the distributor. She has been in deep with this company for years and now she has gotten my mom and her coworkers into it.

They apparently formed a Scentsy group at her work months ago and they all sell to each other. They all have access to the same supply, so it makes no sense at all. But my mom is now convinced that "it all evens out" because she buys 4 packages from the distributor, buys 4 packages from my Aunt and her coworkers, and sells 8 packages to the same group. I told her to look at what they are all actually spending, because they are all artificially giving extra money to the distributor for no reason on top of the already 4x price increase (and arguable 100% loss of money by buying a Scentsy).

They are all convinced that it is not actually costing them money because the same amount of candle packs are exchanging hands. I can't tell if all of them are in denial or just not keeping track of the costs at all.

Moneyball
Jul 11, 2005

It's a problem you think we need to explain ourselves.
That's pervasive at my work, as is ThirtyOne bags.

Somewhat related: maybe I'm a snob but when I have a kid, I'm not going to be pushing my kids' fundraisers on coworkers and family. I'd rather just give the school/girl scouts/whatever the money and be done with it.

KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22
If my kid wants to hit the bricks power to 'em but I'm not doing the legwork on their behalf.

CannonFodder
Jan 26, 2001

Passion’s Wrench

Nail Rat posted:

After seeing an NBA Jam derail in SAS the other day, I've decided that once I buy a house my first BWM move(besides buying the house :v: ) will be to buy an original NBA Jam machine. Much better than those lovely pinball machines IMO.

Simpsons 4 player arcade game is going in my BWM cave next to the kegorator. Or at least a 4 player MAME machine so it can also play the 4 player TMNT games.

Moneyball posted:

Boom shakalaka.

And the TMNT and Simpsons games are GWM and I will fight anyone who says otherwise.
How about I say the games are good, the man child cave is BWM in general.

Xenaba
Feb 18, 2003
Pillbug
Lets not forget the X-men arcade game.

JUST MAKING CHILI
Feb 14, 2008
Where's the six player X-Men cabinet going?

edit: well poo poo

GoGoGadgetChris
Mar 18, 2010

i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog
I'll be BWM when I buy a Killer Queen cabinet for $10,000 one day



It's the most phenomenal game. 5v5, and big as hell.

The rules also crack me up:

Win by one of three routes:
1. Military victory - defeat the enemy queen 3 times
2. Economic victory - harvest sufficient honey
3. Bring the snail home

Dik Hz
Feb 22, 2004

Fun with Science

Moneyball posted:

Boom shakalaka.

And the TMNT and Simpsons games are GWM and I will fight anyone who says otherwise.
The TMNT game was awesome. I think it's one of those things you'd get sick of if you owned one, though.

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS

Dik Hz posted:

The TMNT game was awesome. I think it's one of those things you'd get sick of if you owned one, though.
Playing games like that on mame is pretty bad actually. The fun was mostly from the trying to make your quarter last part and it's not even particularly fair about it. With unlimited lives its just sorta mashing a button. I've tried to go back and play simpsons, tmnt, etc and it's really not good.

VendaGoat
Nov 1, 2005

Jeffrey of YOSPOS posted:

Playing games like that on mame is pretty bad actually. The fun was mostly from the trying to make your quarter last part and it's not even particularly fair about it. With unlimited lives its just sorta mashing a button. I've tried to go back and play simpsons, tmnt, etc and it's really not good.

This is why pinball is infinitely better.

Devian666
Aug 20, 2008

Take some advice Chris.

Fun Shoe

monster on a stick posted:

Vancouver just put the squeeze on their housing bubble by adding a 15% real estate tax on Chinese foreign buyers, I wonder if NZ is getting some of that mad cash.

We've been getting the inflow of capital the whole time. It's taken a while to investigate and find out where it's all coming from. A few of us have been discussing the 15% tax/stamp duty in Vancouver. The one thing that will hold back the NZ Government is that most people think they're getting rich by just owning a house, they are, of course, retarded so the Government would lose the next election if the tax came in.

There's a real gently caress you got mine attitude in NZ at the moment. Half the population seems to have turned into arseholes with the greed effect kicking in.

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS

VendaGoat posted:

This is why pinball is infinitely better.
Agreed - plenty of arcade games still hold up. Fighting games, games with competitive high score lists, games that are viable to beat on one quarter by getting better(shmups are my goto), games you can't progress with money alone, etc.

Jeffrey of YOSPOS fucked around with this message at 23:43 on Aug 19, 2016

silvergoose
Mar 18, 2006

IT IS SAID THE TEARS OF THE BWEENIX CAN HEAL ALL WOUNDS




Jeffrey of YOSPOS posted:

Agreed - plenty of arcade games still hold up. Fighting games, games with competitive high score lists, games that are viable to beat on one quarter by getting better(shmups are my goto), games you can't progress with money alone, etc.

Gradius :3:

VendaGoat
Nov 1, 2005

Jeffrey of YOSPOS posted:

Agreed - plenty of arcade games still hold up. Fighting games, games with competitive high score lists, games that are viable to beat on one quarter by getting better(shmups are my goto), games you can't progress with money alone, etc.


:hfive:

Agile Sumo
Sep 17, 2004

It could take teams quite a bit of time to master.

GoGoGadgetChris posted:

I'll be BWM when I buy a Killer Queen cabinet for $10,000 one day



It's the most phenomenal game. 5v5, and big as hell.

The rules also crack me up:

Win by one of three routes:
1. Military victory - defeat the enemy queen 3 times
2. Economic victory - harvest sufficient honey
3. Bring the snail home

I played this at Ground Kontrol in Portland. It was really fun. Especially because two guys on our team wouldn't let anyone else play as a queen or soldier and kept telling us we had to harvest honey. They got really pissed when I won for our team 2 times in a row with the snail having never played the game before.

Porfiriato
Jan 4, 2016


Apo123 posted:

While maybe not as detailed and personal as the stories in here, you can read the legal results of DoD security clearance denial appeals online. http://www.dod.mil/dodgc/doha/industrial/, just look for the cases involving Guideline F or Financial Considerations.

For example, this case involves a woman spending $75,000 at a casino in a single day, among other poor financial decisions.

I'm slowly working my way through this thread (only like 500 more pages to go!!), and this was posted way the hell back near the beginning. There's still tons of gold in that link.

Like this guy.

Feds posted:

While the Judge's characterization of Applicant as a 'foolish victim' may not be short of the mark, it does nothing to ameliorate concerns that Applicant's poor judgment is an ongoing feature of his life, one not checked by lessons painfully learned at the hands of swindlers. Viewing the evidence as a whole, the Judge's decision fails to consider important aspects of the case and runs contrary to the weight of the record evidence. Favorable decision reversed. CASE NO: 14-05803.a1

What's that, "poor judgment", you say?

quote:

Applicant entered into an agreement with a company whereby the company would use Applicant’s credit to buy houses and pay him a percentage of the transaction. Twenty to thirty credit cards were opened in Applicant’s name, and the company charged about $200,000 on them. Although they made payments for a while, the company “disappeared” in 2008.

:stare:

In the conclusions the judge is basically, "even if he were somehow able to pay off that debt, he's such an idiot for doing this in the first place that we doubt he should be trusted with national secrets."

BonerGhost
Mar 9, 2007

He might even be fine with national secrets, people compartmentalize in weird ways. But he's too dumb not to fall prey to another money scam, and that kind of debt is a non-starter.

VendaGoat
Nov 1, 2005

NancyPants posted:

He might even be fine with national secrets, people compartmentalize in weird ways. But he's too dumb not to fall prey to another money scam, and that kind of debt is a non-starter.

Quote your sources.

Xenaba
Feb 18, 2003
Pillbug

Dear lord. I've been lurking in this thread for a long time now, but that is one of the stupidest things I've ever heard of.

Boon
Jun 21, 2005

by R. Guyovich

NancyPants posted:

He might even be fine with national secrets, people compartmentalize in weird ways. But he's too dumb not to fall prey to another money scam, and that kind of debt is a non-starter.

People lose their security clearances for financial issues because the financial stress makes them vulnerable to be leveraged.

Shame Boy
Mar 2, 2010

Known Lecher posted:

I'm slowly working my way through this thread (only like 500 more pages to go!!), and this was posted way the hell back near the beginning. There's still tons of gold in that link.

Like this guy.


What's that, "poor judgment", you say?


:stare:

In the conclusions the judge is basically, "even if he were somehow able to pay off that debt, he's such an idiot for doing this in the first place that we doubt he should be trusted with national secrets."

From one of the footnotes:

quote:

“[Applicant] thought he had listed all or most of the credit cards and judgments on his application, although he inserted phony loan/account numbers because he did not know the appropriate loan/account numbers.”
:psyduck:

Shame Boy
Mar 2, 2010

Boon posted:

People lose their security clearances for financial issues because the financial stress makes them vulnerable to be leveraged.

That's true most of the time but if you read the full thing it's clear that in this case the debt itself isn't the actual problem and the judge just (rightly) thinks this guy is too incredibly naive and stupid to be trusted with national secrets.

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS

Ckwiesr posted:

Dear lord. I've been lurking in this thread for a long time now, but that is one of the stupidest things I've ever heard of.
it's beautiful

GoutPatrol
Oct 17, 2009

*Stupid Babby*


Those is someone with good taste.

Porfiriato
Jan 4, 2016


Parallel Paraplegic posted:

That's true most of the time but if you read the full thing it's clear that in this case the debt itself isn't the actual problem and the judge just (rightly) thinks this guy is too incredibly naive and stupid to be trusted with national secrets.

The amazing thing to me is that this was a "Favorable decision reversed", meaning that this guy appealed his initial denial to an administrative judge, who actually signed off on giving this moron a security clearance. Luckily, it's not like the traditional court system in that the DoD lawyers (aka the prosecution) were allowed to go "wait, what the hell?!?" and appeal that decision as well, resulting his eventual (and final) denial.

Bastard Tetris
Apr 27, 2005

L-Shaped


Nap Ghost
My cousin's husband just started a kickstarter for his company's 3rd product. (they work in baby products, the first two are sold at major retailers and are in the top 100 at Amazon) They live in a house with a car elevator that lifts a bunch of late model Audis. I'm assuming this is BWM cause if you're living this loving rich and need crowdfunding you're either doing something wrong and are hard up for capital or you just seriously don't give a gently caress about offloading risk via crowdfunding.

Cloks
Feb 1, 2013

by Azathoth

Bastard Tetris posted:

My cousin's husband just started a kickstarter for his company's 3rd product. (they work in baby products, the first two are sold at major retailers and are in the top 100 at Amazon) They live in a house with a car elevator that lifts a bunch of late model Audis. I'm assuming this is BWM cause if you're living this loving rich and need crowdfunding you're either doing something wrong and are hard up for capital or you just seriously don't give a gently caress about offloading risk via crowdfunding.

Sounds like they have a built in customer base and are using Kickstarter for publicity around a new product launch.

Bastard Tetris
Apr 27, 2005

L-Shaped


Nap Ghost
Either way it's crass as hell to hit up the family for it, guess who's getting clowned at thanksgiving.

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DarkHorse
Dec 13, 2006

Nap Ghost

Cloks posted:

Sounds like they have a built in customer base and are using Kickstarter for publicity around a new product launch.
You also gain a lot of freedom from investors dictating conditions on providing their money, including requesting some percentage of the profits or stock in the company (if one exists/results from the launch). Plus with Kickstarter they're only beholden to the perks they promise in the campaign, and anything overshooting their goals is gravy.

Crass as hell yes, but I doubt BWM.

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