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Moneyball posted:Is 100k rich?? You have a real knack for throwing out bait that you know will derail the thread and then complaining about the inevitable derail.
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Jan 11, 2017 22:08
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Krispy Kareem posted:If I was rich I'd fund lawsuits against stupid rules like not sharing salaries in hopes companies would appeal verdicts to the point where you'd create legal precedents. Kind of like how the ACLU would back legal challenges to advance Civil Rights. Discussing your salary/wage is already legally protected in many states, the problem is that as long as you have at-will employment these kind of protections aren't very useful unless your boss literally storms out of his office and shouts 'I heard you talking about your bonus in the break room, you're fired!' in front of a bunch of other people.
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Jan 11, 2017 22:19
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Moneyball posted:Is 100k rich?? You're rich if your annual income is $0 but you fly around in private jets and snort coke off the tits of a prostitute. e: and having health insurance.
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Jan 11, 2017 22:49
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Ashcans posted:Discussing your salary/wage is already legally protected in many states, the problem is that as long as you have at-will employment these kind of protections aren't very useful unless your boss literally storms out of his office and shouts 'I heard you talking about your bonus in the break room, you're fired!' in front of a bunch of other people. But some companies are more assholes about it than others so it comes down to finding an employer who will admit to firing for cause and setting up a honeypot that can be argued in court. So many stupid, easy to defeat rules don't get tested because it's too expensive for individuals to challenge. I'd totally fund that kind of poo poo if I was rich. Just look at what one rich guy with a grudge did to Gawker.
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Jan 11, 2017 22:59
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Krispy Kareem posted:If I was rich I'd fund lawsuits against stupid rules like not sharing salaries in hopes companies would appeal verdicts to the point where you'd create legal precedents. Kind of like how the ACLU would back legal challenges to advance Civil Rights. Company rules against sharing your pay details with your co-workers are already 100% illegal under current law. Unfortunately, your recourse is limited.
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Jan 11, 2017 22:59
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Vox Nihili posted:Company rules against sharing your pay details with your co-workers are already 100% illegal under current law. Unfortunately, your recourse is limited. As this thread has been over a bunch, no they're not. Acting on them is, which is also impossible to prove.
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Jan 11, 2017 23:01
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what do you guys think are the best most important tips to not be bad with money
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Jan 11, 2017 23:01
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Moneyball posted:Is 100k rich?? why are you trying to summon the tiny brontosaurus Empress Brosephine posted:what do you guys think are the best most important tips to not be bad with money #1, don't buy/rent/lease/gently caress horses
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Jan 11, 2017 23:03
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Empress Brosephine posted:what do you guys think are the best most important tips to not be bad with money 1. Have lots of money
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Jan 11, 2017 23:04
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Empress Brosephine posted:what do you guys think are the best most important tips to not be bad with money - Work hard and put your money in a savings account! - Stay at one job as long as you can because showing loyalty to your company is the fastest way to earn more money - When it comes to investments remember "A managed garden is a healthy garden." In layman's terms that means actively managed accounts are typically better for the average investor than passively managed accounts. It makes sense if you think about it, would you let a spreadsheet decide when your oil needs to be changed? Of course not, you need a mechanic. - Buy a house! Houses are good investments against inflation and generally can be turned into reliable income streams later in life. Think of your home as your main retirement account that you happen to live in. Hope this helps you out!
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Jan 11, 2017 23:11
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Buying a horse combines both transport and pet ownership, so it's a two for one savings. Plus it opens up the possibility to win contest prize money from time to time to supplement your income.
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Jan 11, 2017 23:21
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Once a month, put it all on black.
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Jan 11, 2017 23:54
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Inept posted:I wouldn't ever post anything on Facebook related to my own finances. Not like "this is my new car/house", "paid off my student loans!", "flying to resort X for holiday"? I'm not worried about a home invasion from my friends knowing my income.
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Jan 12, 2017 00:03
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Moneyball posted:Is 100k rich?? Depends on what it is as a % of your area's baseline Cost-of-Living.
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Jan 12, 2017 00:08
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Empress Brosephine posted:what do you guys think are the best most important tips to not be bad with money tipping is bad with money
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Jan 12, 2017 00:09
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I know lots of people that make way more than 100k, they are not rich.
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Jan 12, 2017 00:16
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Subjunctive posted:Not like "this is my new car/house", "paid off my student loans!", "flying to resort X for holiday"? Well if you tell the world that you're going on vacation and therefore your home will be vacant...
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Jan 12, 2017 00:17
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Accretionist posted:Depends on what it is as a % of your area's baseline Cost-of-Living. no stop
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Jan 12, 2017 00:31
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Cross posting this as penance for the earlier derail: http://www.richmond-news.com/news/richmond-driver-of-bond-style-car-shaken-stirred-over-bill-1.6930405 quote:Richmond driver of Bond-style car shaken, stirred over bill I'm the loving idiot who buys an expensive $200,000 car where only 100 were made and whines about how much it costs to fix after probably driving it way too loving fast.
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Jan 12, 2017 00:37
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Man, and I was annoyed at what it was going to cost to repair my car after someone backed into it.
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Jan 12, 2017 00:38
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Pompous Rhombus posted:no stop What is the baseline cost of living in Des Moines?
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Jan 12, 2017 00:56
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Subjunctive posted:Not like "this is my new car/house", "paid off my student loans!", "flying to resort X for holiday"? From context clues such as the article I linked, I meant poo poo like how much money I have saved. And if someone DMed me asking how much I made I'd probably tell them, but yeah I'm not going to randomly tell my friends list what I make. Inept fucked around with this message at 01:09 on Jan 12, 2017 |
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Jan 12, 2017 01:01
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Solice Kirsk posted:- Work hard and put your money in a savings account! - make sure to buy as much whole life insurance as possible in order to both insure against a bad future and invest in case of a good future - win/win! - if you have a horse make sure to also buy whole life insurance for the horse - (and if you don't have a horse, buy one because you can race it and make money by betting on your horse as well) - buy as much property as possible, especially a house with a huge lawn because then you can let your horse run around and graze the lawn
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Jan 12, 2017 01:35
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OSI bean dip posted:Cross posting this as penance for the earlier derail: I'm the idiot who apparently doesn't have insurance on their $200,000 car unless I'm missing something
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Jan 12, 2017 01:38
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moana posted:Great advice, also: If you have a horse you don't need to buy a lawnmower and it makes its own fertilizer, just think of the lawn care savings you'd get! You could even rent the horse out to neighbors when their lawns need a trim!
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Jan 12, 2017 01:39
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BEHOLD: MY CAPE posted:What is the baseline cost of living in Des Moines? non monetary cost very high due to Jastiger proximity
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Jan 12, 2017 01:40
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ate all the Oreos posted:I'm the idiot who apparently doesn't have insurance on their $200,000 car unless I'm missing something They have liability insurance but no comprehensive.
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Jan 12, 2017 01:43
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Solice Kirsk posted:- Work hard and put your money in a savings account! thank you for the advice. i always read that its actually more harmful to stay at one place of employer more than 10 years is that still true?
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Jan 12, 2017 01:54
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Empress Brosephine posted:thank you for the advice. They are loving with you. Basically the opposite of everything he posted is true.
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Jan 12, 2017 02:06
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Empress Brosephine posted:i always read that its actually more harmful to stay at one place of employer more than 10 years is that still true? Loyalty is neither given nor received. Management would fire you the moment it increased their annual bonus by ten cents.
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Jan 12, 2017 02:43
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OSI bean dip posted:Cross posting this as penance for the earlier derail: The owner of that shop also owns a bunch of property in Vancouver and used to be my landlord. He was easily one of the best/fairest landlords I've ever had. It was probably only the second or third time out of dozens of apartments I've had a landlord fix things quickly and not nickle and dime me on the deposit.
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Jan 12, 2017 02:53
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https://www.reddit.com/r/personalfinance/comments/5ndbum/talked_to_a_coworker_who_says_he_pays_no_income/ posted:What's the truth to this? https://www.reddit.com/r/personalfinance/comments/5nb0d8/college_grad_2_in_my_checking_account_unemployed/ posted:I've been looking for work every single day. Never been more motivated in my life. However, I need to earn some type of money in the mean time. quote:[–]Kingswing1 88 points 17 hours ago
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Jan 12, 2017 03:48
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Sic Semper Goon posted:Loyalty is neither given nor received. Hey man, this is an unfair characterization. Sometimes management is noble and selfless and will fire you the second it increases the company's profit by ten cents.
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Jan 12, 2017 04:16
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Haifisch posted:tax truther In the US you're allowed to just opt out of withholding? You need to get permission from the revenue agency to reduce withholding in Canada.
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Jan 12, 2017 04:19
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Subjunctive posted:In the US you're allowed to just opt out of withholding? You need to get permission from the revenue agency to reduce withholding in Canada. I doubt most payroll processors will let you claim exempt since they'd assume you're just loving up.
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Jan 12, 2017 04:24
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Subjunctive posted:In the US you're allowed to just opt out of withholding? You need to get permission from the revenue agency to reduce withholding in Canada. You can self report exemptions from withholding to reduce withholding but if you end up under withholding you can be subject to penalties.
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Jan 12, 2017 04:24
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Subjunctive posted:In the US you're allowed to just opt out of withholding? You need to get permission from the revenue agency to reduce withholding in Canada. And you can adjust your number of withholdings yourself(as long as you don't bring them to 0), but you can be penalized for underwitholding too much.
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Jan 12, 2017 04:26
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Subjunctive posted:In the US you're allowed to just opt out of withholding? You need to get permission from the revenue agency to reduce withholding in Canada. You can withhold zero dollars, but you get fined if you owe too much at year's end. Even if you pay your taxes in full with one payment.
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Jan 12, 2017 04:26
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Nostalgia4Infinity posted:OH wait, is this a thread where we can make fun of excessive wedding plans? lol @ you if you don't have a video from your wedding where everyone is wishing you well but at least one guest drunkenly stares right into the camera and says "for the cost of this wedding you could have had a WHOLE HOUSE" The minimum to even book the venue where our wedding was held was $25,000 just for the food. Don't get me started on the stage lights or choreographer the teleprompters or the band or the string quartet or the mariachi band or the open bar or the horse drawn carriage or the cakes.
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Jan 12, 2017 04:46
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They were at least your own horses right? Just one of the benefits of horse ownership.
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Jan 12, 2017 04:51
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