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You could use a MLM to launder money, but that's the only useful purpose it could serve. Everything else is just a flat-out scam.
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Mar 2, 2017 03:11
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therobit posted:Wow. Does your company not have a rule against hawking poo poo to other employees at work? We're actually a government agency! We can't use any public money for employee events, so they have to raise money from employees throughout the year to pay for our Christmas party. Employees have to fund 100% of the cost of any employee appreciation event or food. The employee appreciation committee is exempt from the rules about hawking poo poo to other employees. Leon Trotsky 2012 fucked around with this message at 03:15 on Mar 2, 2017 |
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Mar 2, 2017 03:12
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Submarine Sandpaper posted:What can you tell me about converting a bread starter to use with homebrew? Sent you a PM Devian666 posted:I have to admit to making some amazing beer at university. We didn't save money because we drank more but we were drinking good beer at higher percentages. Better than the cheap lovely beer we'd be drinking for years. Its possible to save money but unlikely for the reasons you've stated, plus people become interested and buy more expensive beers to try commercial examples and its just a huge rabbit hole that never ends. 
epic bird guy fucked around with this message at 03:16 on Mar 2, 2017 |
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Mar 2, 2017 03:13
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therobit posted:Wow. Does your company not have a rule against hawking poo poo to other employees at work? The big advantage to working for a monolithic F500 is they've seen all these problems a million times and have put blanket "do not solicit your coworkers" policies in place to avoid these issues. You take the bad with the good 
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Mar 2, 2017 03:14
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Guinness posted:Not only is their software and security absolutely, laughably terrible but I regularly got a peek into their database (because lol what's anonymized/generated test data). There's perhaps a few hundred people out of tens of thousands making any significant amount of money out of the whole scheme. Of those few hundred, a very small handful of people making six-seven figures while the others were typically in the five figure range. All the rest of the thousands of "consultants" are regularly losing money, sometimes enormous amounts of it. MLMs are actually required to release this information publicly and it's astonishing the first time you look at it. Last year sometime I posted about my bf whose relative suckered him into an MLM. I found their income disclosure and no-poo poo 80% of their Like I knew they were bad investments but that just blew me away. Luckily that (combined with his preexisting unease about his relative telling him to trick people into hearing his pitch by calling up old friends and pretending he wants to just get coffee and catch up, then selling them) was enough to get him to back away.
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Mar 2, 2017 03:20
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Of course, MLM's try to skirt this requirement. Here's a particularly egregious example:
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Mar 2, 2017 03:31
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Konstantin posted:Of course, MLM's try to skirt this requirement. Here's a particularly egregious example: If you don't cross post that in the Bad/Funny Graphs thread, I'm going to.
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Mar 2, 2017 03:32
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SCA Enthusiast posted:Its possible to save money but unlikely for the reasons you've stated, plus people become interested and buy more expensive beers to try commercial examples and its just a huge rabbit hole that never ends. Mix that in with living in a city that is a craft beer hub. It's getting really expensive to drink at the pub and after a few 6-8% beers walking gains a few challenges. I was going to become a private investor in one company but missed the deadline, there's a lot of exporting going on now.
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Mar 2, 2017 03:52
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BigDave posted:You could use a MLM to launder money, but that's the only useful purpose it could serve. Everything else is just a flat-out scam. Do you think the mobster that has to sell Cutco to launder the money ever gets made fun of by the other mobsters?
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Mar 2, 2017 04:09
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Solice Kirsk posted:Do you think the mobster that has to sell Cutco to launder the money ever gets made fun of by the other mobsters? Depends if it cuts into their profits.
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Mar 2, 2017 04:14
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Solice Kirsk posted:Do you think the mobster that has to sell Cutco to launder the money ever gets made fun of by the other mobsters? Maybe the Cutco knives fell off the truck.
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Mar 2, 2017 04:15
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Solice Kirsk posted:Do you think the mobster that has to sell Cutco to launder the money ever gets made fun of by the other mobsters? Only once. 
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Mar 2, 2017 05:31
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Leon Trotsky 2012 posted:We're actually a government agency! We can't use any public money for employee events, so they have to raise money from employees throughout the year to pay for our Christmas party. Our employees association just charged people  at the door. No fuss, no fundraising, just straight cash.
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Mar 2, 2017 07:08
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Doc Hawkins posted:Yeah, by sleeping in them. Daaaaaaamn potee posted:The big advantage to working for a monolithic F500 is they've seen all these problems a million times and have put blanket "do not solicit your coworkers" policies in place to avoid these issues. Do they have an exemption for Girl Scout Cookies? Those seem to be the only thing that people genuinely want in the "please buy my poo poo" category.
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Mar 2, 2017 07:27
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Jeffrey of YOSPOS posted:I still don't understand how anyone could think it through all the way and conclude "yes, I will surely make sufficient profit over the 96000+interest driving for uber over the lifetime of this single luxury car". What did he think his probability of success was? His estimated yearly income after loan payments/expenses? That's insane. you used to be able to only drive uber black or uber xl but uber changed the rules so now black/xl drivers have to also take x (and maybe pool?) customers. i dunno about the last few years but i knew people in los angeles making six figures (grain of salt, before expenses) driving black/xl. from what i've heard you're lucky to make $10/hr driving x
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Mar 2, 2017 07:43
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Senf posted:Yeah, you're right: he'd still be making a ton of money that could afford him a very comfortable life in San Diego. But $350k/year is enough to live comfortably in the Bay Area, too. And I think it goes deeper than his salary. Yeah, the guy is a moron. If he doesn't think San Diego has expensive juice and bagels, lol But somehow he's not even the most egregious unsympathetic character in the article. Remember that a woman in a couple that makes $1m a year was quoted as saying "‘The American dream is not working out here" because they can't afford a house. FUUUUUUUUUUUUUUCK YOUUUUUUUUUUUUUU I feel for the people who get their first six-figure deal and want to feel like they hit some huge successful life milestone but don't "feel rich" because they can't afford to live on their own in the city. Yeah, it probably sucks. But, everyone knows what the deal is in SF and have known for years. It was stupid expensive 10 years ago and it's only gotten worse. And, that article is also cute in that tech workers are suddenly concerned about displacement and housing costs and losing their place in their community because they're now the victims and not the perpetrators.
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Mar 2, 2017 08:00
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How do you even repo a funeral? I mean maybe if they're buried but what are you gonna do if they're cremated, go out and collect the scattered ashes?
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Mar 2, 2017 09:09
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ate all the Oreos posted:How do you even repo a funeral? I mean maybe if they're buried but what are you gonna do if they're cremated, go out and collect the scattered ashes? Raise the dead?
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Mar 2, 2017 10:13
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Senf posted:Not everything in this article is BWM, but there are a few that kind of kill me. Here's one: I took a 75% comp cut to move from the Bay Area back to Toronto. I don't regret it at all. E: more, actually. hmm! Subjunctive fucked around with this message at 12:02 on Mar 2, 2017 |
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Mar 2, 2017 11:49
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Subjunctive posted:I took a 75% comp cut to move from the Bay Area back to Toronto. I don't regret it at all. Somehow I think your particular situation was orders of magnitude above the "$100k to $25k" that people would envisage.
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Mar 2, 2017 12:07
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Weatherman posted:Somehow I think your particular situation was orders of magnitude above the "$100k to $25k" that people would envisage. Not orders of magnitude, but more than that, yes. Certainly not orders of magnitude above the guy being discussed.
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Mar 2, 2017 12:16
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BigDave posted:Pretty much. 6 months ago, just for kicks, I applied for the AmEx Gold Card. I'm a full-time college student making about $14k a year on paper, and they approved me. There are no differences in qualifying for a green/gold/plat card with amex. It's just a difference in annual fees/card features. For example, I pay the outrageously high $450/year for a platinum card for myself because of my travel patterns. Between the precheck/global entry credit and lounge access it makes up for that insanity. Should my travel pace change I'll be switching that thing back out to a green card ($95/year) before the next annual fee.
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Mar 2, 2017 15:28
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Motronic posted:There are no differences in qualifying for a green/gold/plat card with amex. It's just a difference in annual fees/card features. For example, I pay the outrageously high $450/year for a platinum card for myself because of my travel patterns. Between the precheck/global entry credit and lounge access it makes up for that insanity. Should my travel pace change I'll be switching that thing back out to a green card ($95/year) before the next annual fee. If your spend is high enough, and some smooth talking, they might give you a year for free when you go to do that.
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Mar 2, 2017 16:40
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My parents just called me to ask how much vacation time I have. They went on a vacation to a timeshare presentation in Hollywood, Florida just to get the free rooms and not buy anything. They bought a timeshare. They can't use it this year, so they wanted to let me use it. I probably will out of guilt and to make their BWM move seem less BWM to them. Leon Trotsky 2012 fucked around with this message at 16:51 on Mar 2, 2017 |
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Mar 2, 2017 16:45
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Leon Trotsky 2012 posted:My parents just called me to ask how much vacation time I have. They went on a vacation to a timeshare presentation in Hollywood, Florida just to get the free rooms and not buy anything. Might not be too late to be able to cancel it, try and persuade them. If not, look up the rules about refusing an inheritance when the time comes.
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Mar 2, 2017 16:48
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BarbarianElephant posted:Might not be too late to be able to cancel it, try and persuade them. Bonus potential BWM: My mom signed up for a credit card while on the flight to get a discount on her next ticket purchase. I have no idea what card it is, but it does have an annual fee of about 100 bucks. She is in her early 60's and this is her first credit card that offers rewards and they were on a flight to a "free" hotel stay, so I think she was in a bargain euphoria and just went with it. I'm going to talk to them about the card, but not the timeshare. They liked it there and want to use it when they retire. I'm not going to be able to convince them.
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Mar 2, 2017 16:52
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It's a lot easier to get rid of a credit card than a timeshare.
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Mar 2, 2017 17:02
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BarbarianElephant posted:It's a lot easier to get rid of a credit card than a timeshare. Agreed, but they are all in for the timeshare. The first thing I said when they told me was that they said they weren't going to buy anything and that timeshares are almost always more expensive than they are worth. But they want a place to vacation when they retire and you can only access this specific beach and place as a timeshare member, blah blah.
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Mar 2, 2017 17:07
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Leon Trotsky 2012 posted:My parents just called me to ask how much vacation time I have. They went on a vacation to a timeshare presentation in Hollywood, Florida just to get the free rooms and not buy anything. My wife was a collections agent for a huge Mexico-based timeshare company. The amount of bullshit fees that even trying to use a vacation week anywhere, the blackouts, the maintenance fees that you're on the hook for regardless... I can only imagine the people who buy into that are also those that think buying an RV or a trailer-able boat for use twice a year is a good idea. We got married on the beach in Hollywood, FL and I can't think of a reason to buy some ratty timeshare for what amounts to a stay in the Setai. I'd much rather stay in a resort where your plate from the buffet is brought to your table for you. I felt so stupid for not being able to carry my own plate of eggs. No wait, I want to spend a week in a motel with moldy blue carpet and buy oreos and cheez-its from Publix to eat because the timeshare took all my money. I hope I don't inherit my Grandparents' timeshare.
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Mar 2, 2017 17:51
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the talent deficit posted:you used to be able to only drive uber black or uber xl but uber changed the rules so now black/xl drivers have to also take x (and maybe pool?) customers. i dunno about the last few years but i knew people in los angeles making six figures (grain of salt, before expenses) driving black/xl. from what i've heard you're lucky to make $10/hr driving x
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Mar 2, 2017 17:57
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Subjunctive posted:I took a 75% comp cut to move from the Bay Area back to Toronto. I don't regret it at all. Glad it worked out for you then!
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Mar 2, 2017 17:57
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My aunt impulsively bought a timeshare yesterday while on her vacation to mexico but her son talked her out of it before the cooloff period ended.
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Mar 2, 2017 18:07
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My grandparents own several time shares, I do not envy the headaches that will cause for my mom when they pass. They did use them multiple times a year at least, but still there's no way to be gwm with timeshares (unless you own the timeshare company)
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Mar 2, 2017 18:46
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Motronic posted:There are no differences in qualifying for a green/gold/plat card with amex. It's just a difference in annual fees/card features. For example, I pay the outrageously high $450/year for a platinum card for myself because of my travel patterns. Between the precheck/global entry credit and lounge access it makes up for that insanity. Should my travel pace change I'll be switching that thing back out to a green card ($95/year) before the next annual fee. FYI it's increasing to $550/year
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Mar 2, 2017 19:04
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Krispy Kareem posted:You absolutely do make money. Just not enough to cover long term expenses. That's not making money though. That's losing money.
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Mar 2, 2017 19:05
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Nail Rat posted:That's not making money though. That's losing money. But it looks like you're making money. It'd be like a MLM that deferred all your startup costs for a year. Look at all this money I'm making!
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Mar 2, 2017 19:10
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How does one liquidate a timeshare? Do you have to go out and con someone else into taking yours?
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Mar 2, 2017 19:24
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El Mero Mero posted:How does one liquidate a timeshare? Do you have to go out and con someone else into taking yours? It probably varies from con to con but basically, is my understanding.
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Mar 2, 2017 19:31
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Sounds like selling real estate.
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Mar 2, 2017 19:42
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brugroffil posted:My grandparents own several time shares, I do not envy the headaches that will cause for my mom when they pass. You can disclaim an inheritance. Since most timeshares are hard to sell and cost a lot per year, it may well be worth it for your mom to look into this. And you, too, in case you get them!
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Mar 2, 2017 19:43
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