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Poll: Who Should Be Leader of HM Most Loyal Opposition? This poll is closed. |
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| Jeremy Corbyn |
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95 | 18.63% |
| Dennis Skinner |
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53 | 10.39% |
| Angus Robertson |
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20 | 3.92% |
| Tim Farron |
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9 | 1.76% |
| Paul Ukips |
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7 | 1.37% |
| Robot Lenin |
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105 | 20.59% |
| Tony Blair |
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28 | 5.49% |
| Pissflaps |
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193 | 37.84% |
| Total: | 510 votes | ||
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jabby posted:So Afzhal Khan got the nomination for Manchester Gorton. Why would you want to see a candidate imposed on a CLP ?
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Mar 23, 2017 09:15
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| # ? May 15, 2024 03:33 |
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Rupert of Hentzau posted:Law enforcement agencies are very aware of incidents like the North Hollywood shootout, where two bank robbers in body armour basically shrugged off small-calibre gunfire for 15 minutes until SWAT turned up with assault rifles. Seeing armed police makes me very uncomfortable but for the sort of organised attacks these officers are supposed to deter I'm not going to quibble with them being armed with something that can put down a prepared attacker ASAP. If this sounds familiar to anyone it's because it was the inspiration for the gunfight in Heat. Based on an earlier film, a telemovie also directed by Michael Mann called LA Takedown, the scene used to be used in training police and probably still is.
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Mar 23, 2017 09:19
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Pissflaps posted:Why would you want to see a candidate imposed on a CLP ? I expect he wants to see someone who shares his politics in charge and is prepared to do so by force if necessary.
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Mar 23, 2017 09:22
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Seaside Loafer posted:I'll do a bit of stereotyping/casual racism to counter the deluge that is going to hit the papers tomorrow, why do most male coppers look like white pudgy shaved thumb-heads? Its very a very common observable thing if you look out for it. Not saying they are all like that or anything, I know a copper who has hair and isnt a nazi. The filth is the natural environment of any angry white bloke too fat and stupid for the army.
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Mar 23, 2017 09:28
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Oberleutnant posted:The filth is the natural environment of any angry white bloke too fat and stupid for the army. Your comment is topical: the policeman that died yesterday in the terrorist attack had been in the army before joining the police.
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Mar 23, 2017 09:30
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Pissflaps posted:Your comment is topical: the policeman that died yesterday in the terrorist attack had been in the army before joining the police.
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Mar 23, 2017 09:31
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 HMT are pushing up the pension age. If youre in your 30s now get set to get the state pension when youre 70. If youre in yoyr 40s youll get it when youre 68. You'll still be able to access your private pension from Age 55. http://www.bbc.co.uk/news/business-39352654 Theyre getting rid of the triple lock too. Mr Cridland also recommends: A new system of carer's leave, allowing older people with caring responsibilities to have time off work A mid-life "MOT" to help people take decisions about work, health and retirement Some vulnerable people in their 60s should have access to a means-tested benefit, along the lines of pension credit There should be no "early access" to the state pension, despite this being raised as a possibility in the interim report People could defer drawing their pension, taking higher benefits later THE MAIN THING TO TAKE FROM ALL THIS IS TO MAKE SURE YOU PAY INTO A PRIVATE PENSION. AND NOT JUST MINIMUM CONTRIBUTIONS EITHER. YOU SHOULD PUT ASIDE HALF YOUR AGE
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Mar 23, 2017 09:32
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Oberleutnant posted:I didn't say people from the army dont join the police. I said people too thick for the army are definitely the sort to go into the police. I know. And I'm saying it's topical because the policeman who died yesterday afternoon had been in the army before joining the police.
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Mar 23, 2017 09:35
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Christ you're a dickhead.
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Mar 23, 2017 09:37
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A thrifty alternative to paying into a pension is to die before you retire.
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Mar 23, 2017 09:38
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THat's all very well and good, but with wages stagnating, especially at the bottom end of the scale, and we just had a higher than expected inflation rise, it's becoming more and more difficult for those even on moderate salaries to do just that. Company I work for will match+double up to 5% contribution, so I get to put in 5%, but actually am adding 15%, but my wage isn't exactly great, so there's a solid chance that if my wage "progression" follows how it has for the last decade, I will be working through my retirement.
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Mar 23, 2017 09:37
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Breath Ray posted:
This is great thanks for this financial advise. I'd like to add that if you have the opportunity to join a final salary pension scheme you should take it.
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Mar 23, 2017 09:37
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Oberleutnant posted:I didn't say people from the army dont join the police. I said people too thick for the army are definitely the sort to go into the police. Good luck in your interview
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Mar 23, 2017 09:39
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Breath Ray posted:
Well fuckity. Is that going to be enough, though? If you're on a low income even a long period of savings seems like it'd have a fairly low weight by end-of-life.
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Mar 23, 2017 09:40
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Breath ray does that 12% figure include your employer's contribution? And is it gross salary or net?
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Mar 23, 2017 09:42
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Pissflaps posted:Breath ray does that 12% figure include your employer's contribution? No and net. But don't forget that you get tax relief on what you pay in so the higher tax bracket you're in the more tax you avoid 
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Mar 23, 2017 09:45
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Breath Ray posted:No and net. But don't forget that you get tax relief on what you pay in so the higher tax bracket you're in the more tax you avoid Hmm I'm putting in 9.6% but combined with my employer's contribution it's a beefy 31%.
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Mar 23, 2017 09:47
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that's pretty beefy
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Mar 23, 2017 09:51
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spectralent posted:Well fuckity. I think Cridland mentions that. Not sure why there are two govt reports at the same time on this important issue though.
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Mar 23, 2017 09:54
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Pissflaps posted:Hmm I'm putting in 9.6% but combined with my employer's contribution it's a beefy 31%. Very happy for you and as long as you started the pension when you were 19 you're bang on track.
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Mar 23, 2017 09:55
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When you say private, do you mean as an add on to the work place pension as well?? For example I am currently paying into an NHS pension, would it be wise to take an additional one out?
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Mar 23, 2017 09:57
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Looke posted:When you say private, do you mean as an add on to the work place pension as well?? No you just need one. Private as opposed to state pension.
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Mar 23, 2017 10:04
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However if you're anything like me you'll probably have a few pensions rattling around from your paper round and what have you. Well the good news is HMT has got you covered. They're doing a big IT project  on a pensions dashboard where you'll get all your pensions data visualised in one handy online place. With £800m in unclaimed pensions recently recorded it's good news for all of us.
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Mar 23, 2017 10:08
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Glad Cannon & Ball are having a good morning.
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Mar 23, 2017 10:13
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i put 10% of my gross salary into my pension
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Mar 23, 2017 10:18
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Jose posted:i put 10% of my gross salary into my pension how gross is your salary?
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Mar 23, 2017 10:31
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Breath Ray posted:Very happy for you and as long as you started the pension when you were 19 you're bang on track. Wait, so I need to put in half my age as a percentage, ignoring my employers contributions? So I need to start putting in 15% right now? I genuinely think losing 10% of my income right now would mean I go from having an almost comfortable lifestyle, to living like a student, but without the drinking.
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Mar 23, 2017 10:35
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Breath Ray posted:THE MAIN THING TO TAKE FROM ALL THIS IS TO MAKE SURE YOU PAY INTO A PRIVATE PENSION. AND NOT JUST MINIMUM CONTRIBUTIONS EITHER. YOU SHOULD PUT ASIDE HALF YOUR AGE Nah, just prepare to die no later than your 60s. Live an unhealthy life, smoke, drink, shoot up, eat lots of pies, don't exercise, job done. That's proper goon life advice, none of this pension bollocks. Oberleutnant posted:Christ you're a dickhead. This is hardly news.
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Mar 23, 2017 10:38
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I save at least £200 a month, more if I can. I have no idea if I am in any private schemes, because I am so disillusioned by the inescapable cage of society that engaging with it outside of my existing rut makes me wish I was loving dead so I don't have to bother.
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Mar 23, 2017 10:40
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Breath Ray posted:No you just need one. Private as opposed to state pension. ok cool i get you, don't really know much about them pension things Nenonen posted:how gross is your salary? if it's anything like him, competely
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Mar 23, 2017 10:45
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spectralent posted:Well fuckity. Most of the calculations are based on getting to quite a large pot by the time you start converting it into a lump sum and annuity, and assume around 50% of what you're currently on as your target income - it really all depends on when you want to actually retire and how much you really can get away with. For example, you want £10k per year from retirement, a sample pension pot would be around £200k by the time you want to retire. If you retire at 55, you wont get your basic pension of £6200 per year til your retirement age of 67/68, so you'd be on £10k from 55-67, then £16.2k after that. Now, most people would have paid off their mortgages and not really need the large incomes - as long as you lower expectations and needs, there's nothing to stop you retiring slightly later or not drawing as much as usual til you hit the old age pension requirement.
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Mar 23, 2017 10:48
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Not sure if this was covered here yesterday (I don't think so but I skimmed a few posts) but: Donald Trump Jr is as much of a prick as his brainless father: https://mobile.twitter.com/DonaldJTrumpJr/status/844594059679334400
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Mar 23, 2017 10:52
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Don't Lol me posted:Now, most people would have paid off their mortgages and not really need the large incomes - as long as you lower expectations and needs, there's nothing to stop you retiring slightly later or not drawing as much as usual til you hit the old age pension requirement.
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Mar 23, 2017 10:58
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i like living in newcastle nobody does terror attacks here
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Mar 23, 2017 10:58
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forkboy84 posted:Nah, just prepare to die no later than your 60s. Live an unhealthy life, smoke, drink, shoot up, eat lots of pies, don't exercise, job done. That's proper goon life advice, none of this pension bollocks. Or maybe happily, a short life filled with excess might be more desirable than a long austere one if those are your only two options. Statistics are scary.
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Mar 23, 2017 11:00
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Zephro posted:I'm not sure this is true. Increasing numbers of people won't have paid off their mortgage because the average age of a first-time buyer is 37 and rising, and home ownership is falling. Large numbers of people are going to either be paying a mortgage into their 60s and 70s or else paying rent for the rest of their lives. Ah, true - anyone renting would really need to consider also what happens if you manage to keep going past your annuity period and adjust accordingly.
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Mar 23, 2017 11:05
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living in newcastle is terror enough tbh
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Mar 23, 2017 11:26
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Looke posted:living in newcastle is terror enough tbh newcastle is really good https://twitter.com/maggieNYT/statu...2680%23lastpost
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Mar 23, 2017 11:27
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I've never seen his many police out on the roads. They must have every one out patrolling constantly. Felt very odd.
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Mar 23, 2017 12:00
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| # ? May 15, 2024 03:33 |
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Thank god leaving the EU will solve all of this 
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Mar 23, 2017 12:06
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