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ate all the Oreos posted:I don't want to turn this into a John Oliver derail but I'm real curious because I've met a lot of people who find him insufferable and I'm wondering like, how would you set up a show that does a similar thing (draw attention to a different topic each week about how poo poo's hosed, in a way that's entertaining rather than serious so The Darn Millennials will actually watch it) that wouldn't come off as "preachy"? Like I get why people hate John but I think the idea for the show is pretty good / important and i'd like to know if there's a better, uh, "version" of it out there or if one could even be made? He can get so partisan and sanctimonious that it really is off-putting. I want to hear funny jokes (he can be truly hilarious), not some far left inquisitor shrieking at the camera. His is one of those shows where I feel the audience is waiting to find out if they're part of the group being mocked before they join in and laugh. 22 Eargesplitten posted:When I was planning our wedding, I saw an article on The Knot about 5 things your fiance will do. One was balk at the prices, and the article said you needed to have other quotes ready to demonstrate that $5,000 is actually a good price for a wedding cake. The Knot strikes me very much as the keeping up with the Jones's of the wedding world. Middle-class brides want to pretend for a day that they're (very) upper middle class. Social media peer pressure really leads to BWM decisions. That being said, wedding work can carry lots of overhead, is time consuming, and is not necessarily the license to print money you might assume, although admittedly a lot of money does change hands.
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Jun 13, 2017 18:12
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ranbo das posted:The whole Drumpf thing kinda turned me off to John Oliver. Like ok Trump making fun of people for changing their name is bad, got it. But then turning around and making fun of Trump for one of his ancestors changing their name and then selling merchandise with the old name on it rubbed me kinda wrong. Doesn't that put us literally exactly where he was? Shouldn't we be above the name-calling of the Republican party, rather than criticizing it and then immediately sinking to their level? His whole thesis of that episode was that criticizing trump on all the ways he's actually terrible demonstrably doesn't work because people have been doing that constantly this whole time (and he did it in the episode) and it's had zero effect, so we might as well try to denigrate him some other way since it's not working But I agree that one got real old real fast and now makes me cringe a bit 
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Jun 13, 2017 18:17
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LLCoolJD posted:He can get so partisan and sanctimonious that it really is off-putting. I want to hear funny jokes (he can be truly hilarious), not some far left inquisitor shrieking at the camera. His is one of those shows where I feel the audience is waiting to find out if they're part of the group being mocked before they join in and laugh. I heard an interview with him where he talked about how you don't want to get the "laugh and also applaud" response from the audience because that means you're just re-enforcing something they already believed, though at the same time he does tend to get that exact reaction from people pretty often. Idk. Anyway sorry for the derail e: I just realized this kinda-sorta sounds like a parting shot, I didn't mean it that way, anyone else feel free to get the last word or whatever 
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Jun 13, 2017 18:21
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ranbo das posted:The whole Drumpf thing kinda turned me off to John Oliver. Like ok Trump making fun of people for changing their name is bad, got it. But then turning around and making fun of Trump for one of his ancestors changing their name and then selling merchandise with the old name on it rubbed me kinda wrong. Doesn't that put us literally exactly where he was? Shouldn't we be above the name-calling of the Republican party, rather than criticizing it and then immediately sinking to their level? Not disagreeing with you but this is the nutshell rebuttal to everyone who goes "If the Liberals want to win they have to start fighting dirty like the Conservatives!" The teams play by different rules. canyoneer posted:The Huns used to conduct business, diplomacy and politics seated on horseback. BWM: Opening yourself up to the most open-and-shut disability discrimination lawsuit imaginable. Tiny Brontosaurus fucked around with this message at 18:29 on Jun 13, 2017 |
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Jun 13, 2017 18:26
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I think John Oliver punched way above his weight last season. He seemed to have eerily good timing on stories that only weeks later became larger news stories. This season is just a whole lot of Stupid Watergate. I'd rather see more of the terrible BWM stuff like the car that was sold two dozen times or his story on bail.
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Jun 13, 2017 19:16
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Krispy Kareem posted:I think John Oliver punched way above his weight last season. He seemed to have eerily good timing on stories that only weeks later became larger news stories. Yeah, Last Week Tonight was pretty amazing when it came to topics like payday loans, the car, tax exempt ministries and other stuff that showed how hosed up (and BWM) a lot of stuff related to money got. That should probably outweight the  nature of the Drumpf stuff (though imo that was more some parts of the fanbase that were already getting ready to add some parentheses, ironically of course).
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Jun 13, 2017 19:44
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John Smith posted:I think we can all agree that dying with your money left unspent is BWM. Within this context, deliberately willing your money to your children counts as "spending" it. I think I've linked it before in this thread, but this podcast episode tells an extremely relevant story.
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Jun 13, 2017 19:47
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Randler posted:Yeah, Last Week Tonight was pretty amazing when it came to topics like payday loans, the car, tax exempt ministries and other stuff that showed how hosed up (and BWM) a lot of stuff related to money got. That should probably outweight the Honestly that's why I tend to disagree that bad presidents are a boon to comedy. It was the same thing with W. - "pee pee doo doo he is a bad president" becomes the only joke.
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Jun 13, 2017 19:48
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Ashcans posted:I don't even have a concept for what an $100,000 wedding would look like, that is such an insane amount of money for people with jobs to spend on it. If you were royalty or just so amazingly fuckoff rich you had to have $100,000 to stir from your perpetual hedonistic torpor I'd guess it made sense. He had better be arriving in a carriage drawn by giraffes or something. Imagine ~300 people eating a plated meal on tables with linens under a rented tent at a place which is a physically desirable location for some reason or other. There is an open bar serving alcohol for several hours. A band and dance floor are present and the sound/lighting are rented as well as the required bathroom trailers. There are numerous flowers. One individual in particular is wearing a very expensive dress which may cost between $2-10k or so. That's a $100,000 wedding.
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Jun 13, 2017 20:10
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Tiny Brontosaurus posted:Honestly that's why I tend to disagree that bad presidents are a boon to comedy. It was the same thing with W. - "pee pee doo doo he is a bad president" becomes the only joke. I saw Lewis Black this year and he said he can't make jokes about Trump because he's already a walking satire.
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Jun 13, 2017 20:55
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BEHOLD: MY CAPE posted:Imagine ~300 people eating a plated meal on tables with linens under a rented tent at a place which is a physically desirable location for some reason or other. There is an open bar serving alcohol for several hours. A band and dance floor are present and the sound/lighting are rented as well as the required bathroom trailers. There are numerous flowers. One individual in particular is wearing a very expensive dress which may cost between $2-10k or so. That's a $100,000 wedding. I see this as more of a $50,000 wedding.
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Jun 13, 2017 20:58
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EAT FASTER!!!!!! posted:I see this as more of a $50,000 wedding. Depending on the number of horse-drawn carriages involved along with the quality of the booze and food it could top 100k easily.
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Jun 13, 2017 21:02
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Food itself can easily be $100+ per plate from a high-end caterer, so there's 30k right there for 300 people. It doesn't *have* to be that expensive but it's certainly not unheard of. Bar packages often are extremely expensive as well from these kinds of caterers, so multiply something like $10-$20 per person per hour by six hours by 300 people...
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Jun 13, 2017 21:03
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EAT FASTER!!!!!! posted:I see this as more of a $50,000 wedding. Now imagine this wedding is taking place in the SF Bay Area.
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Jun 13, 2017 21:05
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EAT FASTER!!!!!! posted:I see this as more of a $50,000 wedding.  more banal wedding cost debates pleasehttps://www.reddit.com/r/personalfinance/comments/6gxd3w/is_it_wise_to_take_out_a_small_401k_loan_for_new/ posted:Hi all, I'm fairly new and uneducated when it comes to 401k stuff. I have one. It has money in it, maxed out per year is all I know. Here's the photographer for your $100k wedding!
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Jun 13, 2017 21:12
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Randler posted:Yeah, Last Week Tonight was pretty amazing when it came to topics like payday loans, the car, tax exempt ministries and other stuff that showed how hosed up (and BWM) a lot of stuff related to money got. That should probably outweight the I think whether you like the show probably depends on what episodes you happened to catch. In my case my friends were talking about all the drumpf type episodes which were meh at best to me, but I'm definitely gonna check out some of the BWM episodes that people have mentioned cause they seen interesting.
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Jun 13, 2017 21:23
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Hoodwinker posted:You get into murky territory, efficiency-wise, when you're already so filthy loving rich that "maxing your retirement accounts" is a blip on the radar in terms of wealth management. The rules break down, like exotic matter at super low temperatures or being a white person on trial for white-collar crime.............. I know this is sarcasm, but you're not really wrong. At a certain level of investment income, consumption at pretty much any level of extravagance is a budgetary rounding error (exception would be treating private planes as disposable or something). Decisions that might change portfolio returns a fraction of a percent will be far more significant choices than the price of a wedding or horse. Is it really BWM for someone in that situation to maximize the utility of their consumption regardless of efficiency?
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Jun 13, 2017 21:47
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Inept posted:
He knows he is maxing out his 401(k) at the $18,000 annual limit, but doesn't know what it is and doesn't have $2,000 available?
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Jun 13, 2017 21:48
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Leon Trotsky 2012 posted:He knows he is maxing out his 401(k) at the $18,000 annual limit, but doesn't know what it is and doesn't have $2,000 available? Maybe he means 'maxing out the company match', which is a bit of confusion/delusion that I've heard more than a few times.
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Jun 13, 2017 21:56
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Yond Cassius posted:Maybe he means 'maxing out the company match', which is a bit of confusion/delusion that I've heard more than a few times. Yup, that's my guess too.
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Jun 13, 2017 22:19
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Leon Trotsky 2012 posted:He knows he is maxing out his 401(k) at the $18,000 annual limit, but doesn't know what it is and doesn't have $2,000 available? He might be confused about how 401k limits work, but it's easily possible for someone to invest in retirement and not have large amounts of cash on hand. Because they invested it in retirement. Let's see what Reddit can bring us: Someone who's about to be unemployed: My company paid me 4 days early in a Bi Monthly schedule and now I'm on day 18 of not being paid. quote:Now we are supposed to get paid every 15th and 30/31st of every month. I got paid on May 26th. Do I have any recourse in getting paid before the 15th? We are a new company and I'm not good with finances. What should I say to my boss? I'm just worried this will mess up things in the future. We are supposed to get paid every 15-16 days. And if I get paid on the 15th that at 20 days since my last payday. Someone suspiciously light on backstory: If I'm 19 and have to move out in 48 hours, what's my best action? quote:Things went south pretty fast... Edit: I have about 6k and a part time job currently, also college expenses but only community college, so 600 per semester about. Someone shockingly getting screwed over by their boiler room sales job: My previous employer says I owe them money for my current "ledger balance" quote:Last year I tried working sales. I hated it, hated what I was selling, so I went to my boss and spoke with her telling her it wasn't a good fit for me and I wouldn't be able to keep working there. I told her this in the first week of January but I didn't hand in a letter of resignation, but I do have texted from her after that asking me to come back to work in February I believe, I'd have to check. Tiny Brontosaurus fucked around with this message at 22:29 on Jun 13, 2017 |
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Jun 13, 2017 22:20
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AreWeDrunkYet posted:I know this is sarcasm, but you're not really wrong. At a certain level of investment income, consumption at pretty much any level of extravagance is a budgetary rounding error (exception would be treating private planes as disposable or something). Decisions that might change portfolio returns a fraction of a percent will be far more significant choices than the price of a wedding or horse. Is it really BWM for someone in that situation to maximize the utility of their consumption regardless of efficiency? I think that however much money you have, if you do something objectively stupid like rent your cat, you are fair game for being mocked in this thread, even if you don't wreck your life/future with it.
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Jun 13, 2017 22:31
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Why goons shouldn't breed: Spend $1500+/month on groceries and eating out, please help! quote:For as long as I can remember, my family has eaten out 75% of meals. My mother is the only mother I've ever known who is a certifiably terrible cook (my dad refuses to eat any fruits or vegetables or anything with spices other than S+P, so that doesn't help). Throughout college, I worked full time while going to school full time and spent most of my money pursuing the same habits, getting Wendy's or Taco Bell 4-5 times a week. I've never really learned to cook and when I think about it psychologically I realize I definitely turn to Fast food as a comfort and really enjoy the feeling of "being out" at a restaurant or something. I'm really unhappy if I manage to not eat out for a week or so and feel miserable. This guy might actually be the rare good candidate for a Blue Apron type service. He seems to need the handholding.
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Jun 13, 2017 22:34
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Ashcans posted:I think that however much money you have, if you do something objectively stupid like rent your cat, you are fair game for being mocked in this thread, even if you don't wreck your life/future with it.
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Jun 13, 2017 22:34
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Tiny Brontosaurus posted:Why goons shouldn't breed: Even if he doesn't take up cooking, he could probably cut his food costs in half just by going to Panera or something instead of the bougie restaurants.
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Jun 13, 2017 22:58
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Haifisch posted:I was about to say I couldn't fathom spending that much a month, even if you're eating out literally every meal, but then I saw he's going to fancy places on the reg. Seems like he does quick service a lot too, but he doesn't say where he lives so who knows what his options actually are. Guy's sodium intake has to be through the roof though. Even if he's not fat (somewhat easier to achieve if you're spending that much vs. living on fast food) I bet his body hates him. For a mere $1000 a month I'd happily mail this guy three burritos a day. Knock it up to $1250 and I'll even vary the flavors.
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Jun 13, 2017 23:02
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I went through a 3-month period when I was depressed during which I averaged about $70/day on meals. I was basically medicating myself at every meal. I had the finances for it, and I'm doing much better now, but every time I see one of these stories I have a "grace of god" moment. E: ^^^ my body hated me
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Jun 13, 2017 23:02
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Tiny Brontosaurus posted:Seems like he does quick service a lot too, but he doesn't say where he lives so who knows what his options actually are. Guy's sodium intake has to be through the roof though. Even if he's not fat (somewhat easier to achieve if you're spending that much vs. living on fast food) I bet his body hates him.
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Jun 13, 2017 23:08
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Haifisch posted:I was about to say I couldn't fathom spending that much a month, even if you're eating out literally every meal, but then I saw he's going to fancy places on the reg. He could even save money doing it Blue Story style, by making "froofy" sandwiches by buying Panera bread and Panera salad and adding grocery store deli meat
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Jun 13, 2017 23:08
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Haifisch posted:I was about to say I couldn't fathom spending that much a month, even if you're eating out literally every meal, but then I saw he's going to fancy places on the reg. Oh yeah, a proper fancy place can easily run $200 for two people for a dinner and a single drink each.
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Jun 13, 2017 23:11
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Subjunctive posted:I went through a 3-month period when I was depressed during which I averaged about $70/day on meals. I was basically medicating myself at every meal. I had the finances for it, and I'm doing much better now, but every time I see one of these stories I have a "grace of god" moment.  I'm glad you and your body are friends nowcanyoneer posted:He could even save money doing it Blue Story style, by making "froofy" sandwiches by buying Panera bread and Panera salad and adding grocery store deli meat I never did understand why she didn't just buy her sandwich meat at the place that sold meat sandwiches.
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Jun 13, 2017 23:12
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He makes $200k a year, he can afford to spend $1500 on food because he can't cook.
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Jun 13, 2017 23:16
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cowofwar posted:He makes $200k a year, he can afford to spend $1500 on food because he can't cook. Haifisch posted:I see a lot of responses in that thread going "dude can afford it, what's the problem?", but he's probably going to have health issues from this if he doesn't get his diet under control. It's really hard to stay healthy eating out all the time thanks to the carbs/sodium/grease/huge portion sizes/low amounts of vegetables. Hoodwinker posted:But being bad with money isn't about, "Being bad about acquiring/retaining wealth." It's about, "Being bad with using wealth." Just because it doesn't hurt your net worth doesn't mean it isn't justifiably stupid.
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Jun 13, 2017 23:19
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cowofwar posted:He makes $200k a year, he can afford to spend $1500 on food because he can't cook. He doesn't seem to think it's a good use of money, per his post.
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Jun 13, 2017 23:21
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Inept posted:
Dude has been pumping 18k a year into his 401k but doesn't have two grand for a camera
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Jun 13, 2017 23:28
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brugroffil posted:Dude has been pumping 18k a year into his 401k but doesn't have two grand for a camera Again, maybe that's because he's been putting 18k a year into his 401k. Did the BWM thread suddenly decide hobbies are more important than retirement savings?
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Jun 13, 2017 23:31
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nah I'm with you on this TB just because you *can* doesn't mean you should Wasn't it shown that debt grows with income? I'm willing to bet it's because people *can* and has little to do with their actual needs
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Jun 13, 2017 23:34
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He wants to start a business but can't even afford $2k startup capital without a 401k loan. That doesn't seem gwm.
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Jun 13, 2017 23:42
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brugroffil posted:He wants to start a business but can't even afford $2k startup capital without a 401k loan. That doesn't seem gwm. Nobody said it was, but investing less in retirement so you can have fun money lying around to buy cameras when the mood strikes isn't GWM either. Too many people in this thread act indignant that anyone ever might not have infinite money for whatever their heart desires.
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Jun 13, 2017 23:47
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KingSlime posted:Wasn't it shown that debt grows with income? I wonder how much of this is due to "I have more money now so I can afford more things!" and how much is due to how having a higher income tends to make more credit available to you. I mean I'm sure it's both I'd just be interesting to see it broken down.
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Jun 13, 2017 23:47
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