Powaqoatse posted:yeah that. we called it a fluesmækker (flyswatter) for some reason don't you also call people who nitpick flyfuckers or were those the dutch
|
|
# ? Sep 28, 2017 16:29 |
|
|
# ? May 14, 2024 11:27 |
maybe denmark just has fly fetish because they went extinct due to all the cigarette and grill smoke everywhere
|
|
# ? Sep 28, 2017 16:30 |
|
oh yeah flueknepper
|
# ? Sep 28, 2017 16:35 |
|
part 1 of 3 https://googleprojectzero.blogspot.co.uk/2017/09/over-air-vol-2-pt-1-exploiting-wi-fi.html
|
# ? Sep 28, 2017 17:22 |
|
Powaqoatse posted:denmark did, since 1984 Every major retailer has a handful of those in the back somewhere, so that if their POS systems go down they can still take an imprint of your card and charge you later. They pay the card-not-present fee, and if your card doesn't have raised lettering they can't use it.
|
# ? Sep 28, 2017 19:42 |
|
I assume the Danish thing you're talking about is https://da.wikipedia.org/wiki/Dankort which is not actually related to VISA at all except both functions can fit on one card. Lots of nations had their own custom card system, and I guess quite a few of them used PIN from the beginning. Also this is what I was talking about earlier: https://www.youtube.com/watch?v=Ks_w352BS-Q&t=1344s Sure, Chip & PIN increases the safety for consumers in contrast with magstripes, but the fact that it was safer was used as a sledge hammer to shut down customer disputes.
|
# ? Sep 28, 2017 19:43 |
|
Jimmy Carter posted:Every major retailer has a handful of those in the back somewhere, so that if their POS systems go down they can still take an imprint of your card and charge you later. They pay the card-not-present fee, and if your card doesn't have raised lettering they can't use it. why do they pay card-not-present if they have a physical record of the card? I thought CNP was for online purchases and the like
|
# ? Sep 28, 2017 19:46 |
|
Subjunctive posted:why do they pay card-not-present if they have a physical record of the card? I thought CNP was for online purchases and the like presumably because while the card is present at the point and time of sale it's not present when the transaction is communicated to the credit card network? idk
|
# ? Sep 28, 2017 19:57 |
|
Cocoa Crispies posted:presumably because while the card is present at the point and time of sale it's not present when the transaction is communicated to the credit card network? idk that and probably just as a punitive measure to eliminate the method when not necessary
|
# ? Sep 28, 2017 19:58 |
|
haveblue posted:that and probably just as a punitive measure to eliminate the method when not necessary yeah that plus issuing cards without raised numbers like the new amex platinum
|
# ? Sep 28, 2017 20:01 |
|
ymgve posted:I assume the Danish thing you're talking about is https://da.wikipedia.org/wiki/Dankort which is not actually related to VISA at all except both functions can fit on one card. Lots of nations had their own custom card system, and I guess quite a few of them used PIN from the beginning. Since chip & pin was introduced card holder present fraud has reduced 69% quote:Since widespread implementation of EMV chip-and-PIN in 2004, counterfeit fraud declined drastically on UK-issued cards. Fraud losses from counterfeit cards have fallen by over 63 percent. In fact, in 2004 counterfeit card fraud accounted for over 25 percent of all card fraud on UK issued cards compared to 13 percent by the end of 2010. Domestic counterfeit card fraud fell
|
# ? Sep 28, 2017 20:02 |
|
Cocoa Crispies posted:presumably because while the card is present at the point and time of sale it's not present when the transaction is communicated to the credit card network? idk nah quote:A card not present transaction (CNP, MO/TO, Mail Order / Telephone Order, MOTOEC) is a payment card transaction made where the cardholder does not or cannot physically present the card for a merchant's visual examination at the time that an order is given and payment effected, such as for mail-order transactions by mail or fax, or over the telephone or Internet. https://en.m.wikipedia.org/wiki/Card_not_present_transaction
|
# ? Sep 28, 2017 20:03 |
|
jre posted:Since chip & pin was introduced card holder present fraud has reduced 69% nice
|
# ? Sep 28, 2017 20:05 |
|
jre posted:Since chip & pin was introduced card holder present fraud has reduced 69% did you read where I wrote "Chip & PIN increases the safety for consumers in contrast with magstripes" also did you watch the video at the timestamp I linked a bank literally said "we declare this was not fraud because a PIN was entered" while their own diagnostic code showed a PIN was NOT entered chip&pin is good but the only reason banks agreed to switch the infrastructure in the first place is because they could shift liability away in the few cases where chip&pin fraud legitimately happened
|
# ? Sep 28, 2017 20:08 |
|
i asked digicert a question about getting a certificate reissued and when their csr had closed the chat i was asked if they had done a good job, and given the options "yes, reward him" and "no, rebuke him"
|
# ? Sep 28, 2017 20:13 |
|
anthonypants posted:i asked digicert a question about getting a certificate reissued and when their csr had closed the chat i was asked if they had done a good job, and given the options "yes, reward him" and "no, rebuke him" No, him
|
# ? Sep 28, 2017 20:15 |
|
anthonypants posted:i asked digicert a question about getting a certificate reissued and when their csr had closed the chat i was asked if they had done a good job, and given the options "yes, reward him" and "no, rebuke him" don't be a snitch
|
# ? Sep 28, 2017 20:16 |
|
ymgve posted:chip&pin is good but the only reason banks agreed to switch the infrastructure in the first place is because they could shift liability away in the few cases where chip&pin fraud legitimately happened How much do the banks save from an >80% reduction in card holder present fraud which is what the figures at now in 2017 ? How much do the banks save from the 1% of stuff they can attempt to dispute with the liability shift ? Which do you think was actually the reason they did it ?
|
# ? Sep 28, 2017 20:24 |
|
ymgve posted:I assume the Danish thing you're talking about is https://da.wikipedia.org/wiki/Dankort which is not actually related to VISA at all except both functions can fit on one card. Lots of nations had their own custom card system, and I guess quite a few of them used PIN from the beginning. yeah dankort. anyway it didnt change customer liability here, so sucks to be u i guess
|
# ? Sep 28, 2017 20:40 |
|
Powaqoatse posted:yeah dankort. anyway it didnt change customer liability here, so sucks to be u i guess I went to check what the situation was in the UK and quote:According to the Lending Code, the consumer is liable for the cost of fraud - that is, must pay the cost of the fraudulent transaction - when: So not the case in the UK either
|
# ? Sep 28, 2017 20:45 |
|
sounds of real something awful vol 4 side 1: a man with no idea what he's talking about holds court on how chip and pin works in europe
|
# ? Sep 28, 2017 21:25 |
|
at least the argument is moving to facts and learning how wrong they are within a page rather than 20 this time around
|
# ? Sep 28, 2017 21:31 |
|
Most card-present fraud is fixed with the chip, since that should prevent card cloning (and the new readers are generally more resistant to tampering and do clever stuff like encrypt-on-swipe). The PIN just prevents someone from using the card you left at the bar, which is a minority of fraudulent transactions (no one really seems to know what percentage is tho) Either way the consumer isn't liable, and lol if you think the banks will pass on any savings that they might see with PIN vs signature
|
# ? Sep 28, 2017 21:36 |
|
wyoak posted:Most card-present fraud is fixed with the chip, since that should prevent card cloning (and the new readers are generally more resistant to tampering and do clever stuff like encrypt-on-swipe). The PIN just prevents someone from using the card you left at the bar, which is a minority of fraudulent transactions (no one really seems to know what percentage is tho) idgi what savings do you think there are to pass down. my cards are already free and so are my accounts??
|
# ? Sep 28, 2017 21:42 |
|
I miss being able to swipe my card. It just worked without delays and angry buzzing noises.
|
# ? Sep 28, 2017 21:42 |
|
Any credit/debit card infrastructure/procedural changes are part of the eternal battle between banks and merchants to foist any and all costs and liabilities onto the other.
|
# ? Sep 28, 2017 21:43 |
|
fishmech posted:idgi what savings do you think there are to pass down. my cards are already free and so are my accounts??
|
# ? Sep 28, 2017 21:43 |
|
WAR DOGS OF SOCHI posted:Any credit/debit card infrastructure/procedural changes are part of the eternal battle between banks and merchants to foist any and all costs and liabilities onto the other. capitalists duking it out among themselves over their ability to externalize costs to eachother will forever be the most beautiful part of capitalism.
|
# ? Sep 28, 2017 22:04 |
|
wyoak posted:Most card-present fraud is fixed with the chip, since that should prevent card cloning (and the new readers are generally more resistant to tampering and do clever stuff like encrypt-on-swipe). The PIN just prevents someone from using the card you left at the bar, which is a minority of fraudulent transactions (no one really seems to know what percentage is tho) The one other bonus of the pin is that you get asked for it the first time you try contactless, and then every x times after that. So it prevents people stealing envelopes with new cards and going on a contactless rampage.
|
# ? Sep 28, 2017 22:42 |
|
akadajet posted:I miss being able to swipe my card. It just worked without delays and angry buzzing noises. some of the newer chip readers i'm encountering are mad fast, like on the order of < 1 second between insert/remove nice the first gen is definitely miserably slow though
|
# ? Sep 28, 2017 23:19 |
|
just use Apple Pay, frotting your watch against the terminal because you forgot your phone at home across the street from the store and don't feel like climbing five flights of stairs is super convenient
|
# ? Sep 28, 2017 23:34 |
|
akadajet posted:I miss being able to swipe my card. It just worked without delays and angry buzzing noises. nfc cards are hella fast
|
# ? Sep 29, 2017 00:37 |
|
hackbunny posted:nfc cards are hella fast well id use one but nobody bothers to include paypass anymore
|
# ? Sep 29, 2017 00:41 |
|
costco's credit cards have nfc. but it's not enabled at costco. though i do see their fuel pumps and terminals do have support for them.
|
# ? Sep 29, 2017 00:55 |
|
https://twitter.com/SINON_REBORN/status/913493359846715393
|
# ? Sep 29, 2017 01:03 |
|
https://www.youtube.com/watch?v=Ua20Hxx8xDE
|
# ? Sep 29, 2017 01:17 |
|
I called the local weather hotline and it is also playing ads for bitcoin and etherium now. No magstripe on bitcoin I guess.
|
# ? Sep 29, 2017 01:33 |
akadajet posted:I miss being able to swipe my card. It just worked without delays and angry buzzing noises. are you going to shops for poors
|
|
# ? Sep 29, 2017 04:25 |
|
|
# ? Sep 29, 2017 05:13 |
|
|
# ? May 14, 2024 11:27 |
|
I don't understand how that particular code snippet caused the bot to talk like a cybrid
|
# ? Sep 29, 2017 05:17 |