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therobit posted:"Fungibility" means actually being able to spend it, so it is kind of the one feature that would push it over the edge to being useful. Liquidity means being able to actually spend it. Fungibility means units are indistinguishable from each other. Gold is fungible, one ounce of gold is the same as any other ounce of gold. Oil is mostly fungible. Cars are not fungible.
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# ? Oct 13, 2017 18:04 |
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# ? Jun 4, 2024 10:58 |
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Nail Rat posted:One day your great, great, great, great, great grandchild will go to that restaurant, and there will be a legend passed down of that rear end in a top hat drifter who stiffed the ancestor of the waiter. Funnily enough, he had the same last name and came from the same town. This reminded me of something that should belong in this thread, but doesn't! Trusted Assistant Lending, where chinese banks in the 1800s would lend to future bureaucrats in the hopes of their obtaining civil service posts. The loans were illegal, unenforceable, there was no repeat lending, the bureaucrats were often far away from their lenders and there were no social consequences to default. But somehow they were lucrative to the banks because of the trusted assistants. The chinese civil service exams focused on academic Confucian thought, which would not prepare them to actually serve in the civil service. Trusted assistants were agents of the lender assigned to guide the bureaucrat through the social and political maze of wherever they were assigned. Trusted assistants had soft power to aid the bureaucrat in establishing their tenure, as well as representing the lender's interests to determine how much could be repaid. But wait, this is far away from the lender, why wouldn't the assistant merely take bribes from the borrower to capture those returns? Because the trusted assistant was from the region of the bank's operation and had social consequences, as well as future advancement based on the performance of the loans they oversaw. Additionally, trusted assistants were most valuable at the start of a term and would decline in value to the borrower as they became established in their post. The BWM is probably the people who failed their civil service exams, because they were typically poor to start with and lost most possibilites for advancement by failing their exams. But if they passed and got a post, they had to hire their own staff before they could travel to their post and start collecting taxes. https://helda.helsinki.fi/bof/bitstream/handle/123456789/14908/dp1317.pdf?sequence=1
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# ? Oct 13, 2017 18:09 |
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John Smith posted:I happen to disagree, but I respect your right to hold your opinion. normally when you say something completely dipshitted, and someone calls you out on it the decent thing to do isnt really double or triple down on it much less start throwing probies around over it, its say "oops im sorry for being a dipshit fuckhole, and I'll stop" since that isnt happening i guess it rankles some folks sensibilities and i cant blame em.
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# ? Oct 13, 2017 18:10 |
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John Smith posted:edit: Please don't fuel the fire You may think it is fair to edit me since I support you. It is not fair when you are scared to edit your enemies out of fears of bias claims. If you wish to be even-handed, edit (blank out) every single person including your friends and ***enemies***.
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# ? Oct 13, 2017 18:12 |
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sneakyfrog posted:normally when you say something completely dipshitted, and someone calls you out on it the decent thing to do isnt really double or triple down on it much less start throwing probies around over it, its say "oops im sorry for being a dipshit fuckhole, and I'll stop" My point was that pr0zac is stupid to issue orders to Moneyball, when he has no means to coerce Moneyball into obedience. How the hell is he going to enforce his will on Moneyball?
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# ? Oct 13, 2017 18:14 |
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a messed up horse posted:pr0zac is right and Moneyball is being an rear end. Just gonna throw my hat into this inevitable mass probation ring too. John Smith posted:It would severely weaken his position. Backing down when first challenged can be played off as reconsideration. Backing down to threats after firmly stating refusal, can only be weakness. Man you got a real hosed up idea of how people work buddy.
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# ? Oct 13, 2017 18:15 |
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John Smith posted:My point was that pr0zac is stupid to issue orders to Moneyball, when he has no means to coerce Moneyball into obedience. How the hell is he going to enforce his will on Moneyball? John Smith posted:Moneyball, stop editing my poo poo unless you edit your enemies as well.
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# ? Oct 13, 2017 18:16 |
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lol at moneyball posting toucans while he himself is the toucan
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# ? Oct 13, 2017 18:18 |
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Nope. I explicitly thought about that, read the reminder of my post (where my stick comes in). Which you very conveniently edited out. Who is the hypocrite here?
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# ? Oct 13, 2017 18:18 |
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John Smith posted:Even though I completely oppose these people, I am not blaming them for that. He was using moneyballs words against him not actually telling him not to post anymore. Please gain a little self awareness before talking about forums enemies in the future.
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# ? Oct 13, 2017 18:19 |
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Senor Dog posted:He was using moneyballs words against him not actually telling him not to post anymore. Please gain a little self awareness before talking about forums enemies in the future. pr0zac posted:[Moneyball] stop posting in this thread until you've ... publicly apologize to [TB] TTerrible posted:Do not show weakness on this internet comedy forum, I beg of you. If this is corporate in real life, would you agree that my analysis is reasonable? If yes, then why is it different just because the stakes are much lower? Money may not be at sake here, but ego surely is, no? John Smith fucked around with this message at 18:25 on Oct 13, 2017 |
# ? Oct 13, 2017 18:22 |
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Do not show weakness on this internet comedy forum, I beg of you.
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# ? Oct 13, 2017 18:22 |
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I can't believe this needs explaining but I don't think anyone here considers anyone else to be their "enemy." Moneyball seems like an alright person and like most people they sometimes do lovely stuff. I would really appreciate it if they were to apologize for the lovely stuff instead of doubling down on it but I'm not like, demanding that their modship be stripped from them and they be forever driven from the forums in shame. If you can't recognize that people are more complex than "sides" or "enemies" I really don't know what to tell you.
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# ? Oct 13, 2017 18:23 |
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pr0zac posted:Please stop posting in this thread until you've cooled enough to publicly apologize to the woman you insulted and keep probating for pointing out your (probable inadvertent) sexism. It would take twenty seconds and your stubbornness is doing more damage to this thread than she ever did by driving away posters that care about having diversity protected and building an echo chamber. The context of the thread is making fun of relatives and redditors behind their backs with an unhealthy amount of schadenfreude. It's a thread of assholes doing rear end in a top hat things. Huge assholes. I really don't see the line that Moneyball crossed by calling someone an It. That's like 2/10, hardly rankling at all compared to the overall tone of the thread. Are you the one who thinks women need to be white knighted, coddled and protected? Perhaps YOU are the (probable inadvertent) sexist.
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# ? Oct 13, 2017 18:23 |
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John Smith do you approach all interpersonal communication as if you're trying to stare down a wild animal?
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# ? Oct 13, 2017 18:25 |
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Eh its just rude. Just put on your big boy pants and apologize like an adult is all im saying.
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# ? Oct 13, 2017 18:25 |
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TTerrible posted:John Smith do you approach all interpersonal communication as if you're trying to stare down a wild animal? I mean, it would explain a lot honestly.
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# ? Oct 13, 2017 18:26 |
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John Smith posted:Ok, serious question. I fully confess I am bad at reading people. I think being able to own up to being wrong/lovely is more important than putting your ego on an unchallengable pedestal that must not be toppled at all costs. Acting like this is a weakness that must be extinguished makes people awfully agressive and lovely. (this is not a comment on moneyball, but a response to John Smiths question)
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# ? Oct 13, 2017 18:29 |
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think John Smith acts like he's staring down a /b/ mod not a reasonable actual person
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# ? Oct 13, 2017 18:30 |
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ate all the Oreos posted:I can't believe this needs explaining but I don't think anyone here considers anyone else to be their "enemy." Moneyball seems like an alright person and like most people they sometimes do lovely stuff. I would really appreciate it if they were to apologize for the lovely stuff instead of doubling down on it but I'm not like, demanding that their modship be stripped from them and they be forever driven from the forums in shame. If you can't recognize that people are more complex than "sides" or "enemies" I really don't know what to tell you. sneakyfrog posted:Eh its just rude. Just put on your big boy pants and apologize like an adult is all im saying. TTerrible posted:I think being able to own up to being wrong/lovely is more important than putting your ego on an unchallengable pedestal that must not be toppled at all costs. Acting like this is a weakness that must be extinguished makes people awfully agressive and lovely. (this is not a comment on moneyball, but a response to John Smiths question)
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# ? Oct 13, 2017 18:33 |
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Oh dude add it to the historical BWM thread
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# ? Oct 13, 2017 18:34 |
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I'll leave the derail here, but i'm specifically not talking about moneyball. I thought your original NEVER BACK DOWN, NEVER SHOW WEAKNESS comments were weird as gently caress and thats about it.
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# ? Oct 13, 2017 18:35 |
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TTerrible posted:I'll leave the derail here, but i'm specifically not talking about moneyball. I thought your original NEVER BACK DOWN, NEVER SHOW WEAKNESS comments were weird as gently caress and thats about it. As for whether weakness is acceptable, different people can reasonably have different positions. I do not claim to be indisputably right on this. But surely you can understand that ***some people*** will think not. [And once again, I do not think Moneyball is wrong to begin with]
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# ? Oct 13, 2017 18:40 |
Look ma, there's someone out there being bad with money!quote:10k Loan to help my parents get out of debt. quote:Would it be detrimental for my credit/financial future for me to take out a 10k loan to help my parents pay off their credit card debt? If so, are there any alternative solutions? I'm making $35k/yr, let me take out a $10k loan to pay off my parents debt. Yes, I do currently have $8k in student loan debt. Know who's not being bad with money? Moneyball. Shhh.
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# ? Oct 13, 2017 18:41 |
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Zauper posted:Look ma, there's someone out there being bad with money! Not saying he should do it, but 35k while living at home at 23 isn't the worst situation in the world unless he has an undisclosed horse on the side. If the parents are consistently making their payments, and if they'd agree to close the accounts that they're paying high interest on (as to not just rack em back up once the balances are cleared), and if they budget in more than that minimum payment to get that loan squared away before the 3 years is up, it's not The Worst Idea.
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# ? Oct 13, 2017 18:50 |
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It's fine on paper but these things go lovely like 95% of the time, and nobody thinks they're gonna be the 95%.
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# ? Oct 13, 2017 18:57 |
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John Smith posted:3) Lastly, Moneyball can hardly back down now whether he is right or wrong (I think he is right). It would severely weaken his position. Backing down when first challenged can be played off as reconsideration. Backing down to threats after firmly stating refusal, can only be weakness. shut the gently caress up, backing down when you're wrong is an intelligent and humane thing to do you face-obsessed lemur
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# ? Oct 13, 2017 19:00 |
potatoducks posted:It's fine on paper but these things go lovely like 95% of the time, and nobody thinks they're gonna be the 95%. Their parents have had to declare bankruptcy once before because they couldn't control spending. If he wants to help his parents, pay them rent....after helping them with a budget. Pay off his student loans and kick the monthly payment he puts on the student loans (~350) + some of his other extra income towards helping them with their bills.
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# ? Oct 13, 2017 19:02 |
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KYOON GRIFFEY JR posted:shut the gently caress up, backing down when you're wrong is an intelligent and humane thing to do you face-obsessed lemur I just remembered that John Smith is a perfect star child that has never made any mistakes in his life, no wonder he thinks the only reason people would change their position is due to threats and not, you know, self-reflection
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# ? Oct 13, 2017 19:03 |
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potatoducks posted:It's fine on paper but these things go lovely like 95% of the time, and nobody thinks they're gonna be the 95%. This is the real reason that it's a bad idea.
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# ? Oct 13, 2017 19:08 |
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ate all the Oreos posted:I just remembered that John Smith is a perfect star child that has never made any mistakes in his life, no wonder he thinks the only reason people would change their position is due to threats and not, you know, self-reflection Nonetheless, I actively seek to correct myself and learn from my mistakes in real life. Because I can earn more and otherwise benefit from it. What incentive is pr0zac offering Moneyball to obey him? Pray tell... Moneyball has already considered the matter, it is not as if any new information has come to light on this issue.
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# ? Oct 13, 2017 19:09 |
Apologizing is not a weakness.. I have given goons many apologies, sometimes for misunderstanding their posts, or probating someone when I shouldn't have. I apologized for loving up the TGRS project, and am trying to do better.. I don't think that's weak. I think it's important to stay active my community (TGRS) and maintain a good relationship with my posters there and elsewhere on the forums. Obviously there are still gonna dicks who follow me around and attempt to drag me, but it is what it is.
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# ? Oct 13, 2017 19:15 |
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Koalas March posted:Apologizing is not a weakness.. Moneyball has indicated that he gave due thought to the issue and that he stands his ground. And no new information has arisen now (since after all, it is a fairly straightforward situation). Doing something because you think it is a good idea is very different from because ***other*** people think it is a good idea. I apologise many times in real life too (in response to your example). John Smith fucked around with this message at 19:23 on Oct 13, 2017 |
# ? Oct 13, 2017 19:17 |
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John Smith posted:I have made numerous mistakes, of varying magnitudes. But yes, I have indeed succeeded in not screwing up big. What is this "obey" crap? It is one person showing solidarity with another over an insult, and making it clear to the aggressor that his behavior is unacceptable. People interacting with people, the entire point of an internet forum.
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# ? Oct 13, 2017 19:23 |
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Eldred posted:What is this "obey" crap? It is one person showing solidarity with another over an insult, and making it clear to the aggressor that his behavior is unacceptable. People interacting with people, the entire point of an internet forum. pr0zac posted:[Moneyball] stop posting in this thread until you've ... publicly apologize to [TB]
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# ? Oct 13, 2017 19:25 |
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Alright, so we'll give this another try. Just because a number of posters are unsatisfied, it should not hold up an otherwise awesome thread. If you're not TB, that issue has nothing to do with you and I'm not getting in to it, so drop it. If that's not good enough, there is an admin team to contact, but otherwise leave it out of the thread. I'm not going to take anything personally, but it has to be annoying as hell to thread regulars. Thread regulars: sorry No punishments for last week's trainwreck, but going forward, stick to what the thread was made for. If people start fighting each other or bringing this thing back up again, I've got to be a little less lenient. Let's have some content! I'm 18, and my mom wants me to get a loan in my name to pay our overdue bills? posted:I live with my mom and we are hopelessly behind on bills. She has asked me to look into getting a student loan, because she says that I won't have to pay interest on it for a couple years, and it won't be very much when I do. I guess my question is, is that a bad idea? I'm scared of ruining my credit or going into debt, and I don't know much about how it works anyway, but I don't know if I have any other option. If anyone has any suggestions I would be so grateful. I really don't know what to do. y'all got any of those BWM horse stories?
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# ? Oct 19, 2017 03:43 |
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When your ponzi scheme collapses and you end up owing your own company $7m.quote:Damien Grant and Steven Khov estimated the company owed at least $7,062,598 because they said Hibbs had breached several director duties under the Companies Act. These included incurring debt when the company could not pay it back and carrying out business in a manner that "created a substantial risk of serious loss to its creditors". Sorry but he didn't buy a horse with whatever money he received. We do have a horse that is a debt collector in New Zealand. https://www.racing.com/horses/the-debt-collector-nz-nz Devian666 fucked around with this message at 04:18 on Oct 19, 2017 |
# ? Oct 19, 2017 04:15 |
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reddit posted:
https://www.reddit.com/r/personalfinance/comments/77c1ly/i_broke_up_with_my_fianc%C3%A9_i_want_my_45k/ 45 THOUSAND DOLLARS? Hoooooooly poo poo. How big is that diamond??
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# ? Oct 19, 2017 04:55 |
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Moneyball posted:y'all got any of those BWM horse stories? So you want to work with horsies... some poor bastard posted:Can I have input on salaries of a show barn manager - if this is a great opportunity or the going rate. I will list the tasks and what the return is. the same poor bastard posted:I would be the employee in the northeast. Fortunately the collective response from the crowd of horse ladies is "you're getting screwed". One noted that she was being paid the same wage as OP in the same position in 1974...plus tips. [Insert "financially stable" pun here] OP posted:I am currently free leasing an amazing upper-level horse who I absolutely adore. I am financially stable & can comfortable afford to pay for him and all of my other bills, but I do have some debt (student loans & credit cards) that I would love to have paid off for various reasons (ie: I don't like having debt & I would be able to use those monthly payments for other things). Other posters chime in with some unsound advice: quote:I agree that anything could pop up to create more debt, but for me that's just a reason to keep the horse and stay happy. Sure, you can take 8 months off and pay off your current debt. What happens if something else creates more debt? Do you stay off horses for longer to pay THAT off? Again? And again? quote:Totally agree. I am probably around this posters age. I feel like OP is financially responsible because she is still paying down these debts. Most people have some sort of debt especially these days. There is no shame in carrying around a little cc debt if it is manageable. quote:I'm not saying go hog wild and live above your means, but carrying a bit of unsecured debt? Meh, not a big deal. OP is broke, asks about debt consolidation, still HAS A HORSE quote:Okay, so my debt isn't huge in the grand scheme of things, but last year while I was homeless and jobless for several months, I racked up a high 4 figure debt split between two credit cards. Youth Decay fucked around with this message at 05:54 on Oct 19, 2017 |
# ? Oct 19, 2017 05:52 |
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# ? Jun 4, 2024 10:58 |
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These people need divorces from their horses.
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# ? Oct 19, 2017 06:18 |