|
22 Eargesplitten posted:Poor Freckles, thought of a I can only imagine how bad with money horse divorces can get.
|
#
?
Oct 28, 2017 11:41
|
|
|
|
| # ? May 18, 2024 10:54 |
|
|
EAT FASTER!!!!!! posted:Yeah it certainly does in Iowa - you're only allowed to run a raffle as a non-profit. Well, if you factor in the cost of a new car and his 12% 10 year loan he's definitely a not-profit.
|
|
#
?
Oct 28, 2017 13:13
|
|
|
High Lord Elbow posted:Well, if you factor in the cost of a new car and his 12% 10 year loan he's definitely a not-profit. 
|
|
#
?
Oct 28, 2017 16:03
|
|
|
Yond Cassius posted:I can only imagine how bad with money horse divorces can get. Imagine being stuck paying for the room, board, shoes, and feed bag of some broodmare that you were unable to maintain a stable relationship with. Really makes you think twice about galloping after phillies when you are already married.
|
|
#
?
Oct 28, 2017 16:08
|
|
|
https://www.reddit.com/r/personalfinance/comments/79d266/help_sister_fell_for_a_psychic_scam_75000_in_debt/ posted:So in January 2017, my sister was going through some major depression. She also kind of believes in psychics and evil spirits, so she turned to one to help her through this.
|
|
#
?
Oct 29, 2017 01:53
|
|
|
That's less of a funny amount of money than a really sad amount of money. Now I feel sad.
|
|
#
?
Oct 29, 2017 02:00
|
|
|
Desperation is a hell of a thing. I spent maybe $50K out of pocket treating my own depression (albeit FDA approved approaches), because the alternative was...major depression.
|
|
#
?
Oct 29, 2017 02:02
|
|
|
Subjunctive posted:albeit FDA approved approaches Psychics, on the other hand, ...
|
|
#
?
Oct 29, 2017 04:19
|
|
|
Short of a conservatorship, probably jack poo poo. Mental illness is a bitch.
|
|
#
?
Oct 29, 2017 04:36
|
|
|
If she wasn't depressed before, she certainly will be now.
|
|
#
?
Oct 29, 2017 08:10
|
|
|
EAT FASTER!!!!!! posted:Now I feel sad. Hello I am a psychic that can help you with your depression. Payments through PayPal only please.
|
|
#
?
Oct 29, 2017 10:37
|
|
|
Weatherman posted:Hello I am a psychic that can help you with your depression. Payments through
|
|
#
?
Oct 29, 2017 11:04
|
|
|
Aw yeah, this is the good stuff: https://www.reddit.com/r/personalfinance/comments/79b2nx/seriously_delinquent_on_a_vehicle_lease/?st=j9crhr9f&sh=939e4b6d quote:Hello I am in need of help. Long story short I got myself into a lease I could never afford. I absorbed negative equity from a previous lease from a family member and ended up screwing myself. I am over the miles by 50k and the lease ends in January the mileage overage is .20 cents a mile.. do I just turn it in? Or try and buy or what.. my income right now is $800 a week after taxes. It has been out for repo for over a year now. They have never found the car The comments are priceless.... quote:I owe 11k in just lease payments I haven't made a payment on it in 11 months.. the truck is costing me $660 a month. I couldn't afford the insurance either so I don't have any on it and it isn't registered.. I'm only 23 years old and not a clue what to do. I can't afford to buy it. My credit score is 530. I have a lot of student loans quote:The lease it up in January so it wouldn't be considered stolen until then.. I was going to drop it off in December But how did this young man get into this heinous situation that is totally not of his own doing? He's making $800/week, he should be able to fix this. quote:I just started making that weekly 3 weeks ago. I was a student before that. And unemployed WAIT!! How did he get such a massive lease while unemployed? quote:I got screwed from a family member. I was driving around a car she leased and paid for. She was behind on the payments. Told me it had to be turned in and that I could get my own. Turns out when I leased a new car I absorbed all her late payments and poo poo. She said she'd pay for the payments but never did. I have no idea how to translate that last one.
|
|
#
?
Oct 29, 2017 14:20
|
|
|
April posted:I have no idea how to translate that last one. "I tried to gently caress my cousin, but then my cousin hosed me - AMA"
|
|
#
?
Oct 29, 2017 14:53
|
|
|
[Property] Should I rent or join the property ladder?quote:I'm 21 living with my grandparents (paying £50/week) and sharing a room with my older brother. I don't know if it's worth renting a small flat, going into shared ownership or staying here until I have a large enough deposit and joining the property ladder. What have people here done and what would you suggest to someone like myself? Another redditor asks: quote:What do you mean your grandparents struggle? Financially or socially? OP: quote:Mainly financially but that does have an effect socially. I'll talk to him about it. Thanks Redditor: quote:If it's financially I'd suggest contributing more? OP: quote:That would make it harder to save, if I paid more board I could pay the same amount while renting so that wouldn't solve the issue. So OP is saving his own money by living with his grandparents and letting them struggle financially. 
|
|
#
?
Oct 29, 2017 15:13
|
|
|
Chocolate Milk posted:[Property] Should I rent or join the property ladder? His grandparents are crabs trying to pull him back into the boiling pot. Also paying more to share a room isn't that great either when you're 21 years old and want to live your life. Maybe if he convinced his brother to move he could make it work for 100 a week.
|
|
#
?
Oct 29, 2017 15:39
|
|
|
Chocolate Milk posted:[Property] Should I rent or join the property ladder?
|
|
#
?
Oct 29, 2017 15:57
|
|
|
John Smith posted:~500 per month (collectively) for a single room seems entirely reasonable. I don't see how he is screwing over his grandparents unless he is living in the heart of London (unlikely). He doesn't mention anything about food. So young guy and his brother might be eating granny out of house and home.
|
|
#
?
Oct 29, 2017 16:04
|
|
|
John Smith posted:~500 per month (collectively) for a single room seems entirely reasonable. I don't see how he is screwing over his grandparents unless he is living in the heart of London (unlikely). Where are you getting 500 from? If he and his brother are paying 50 a week each, that's 400 a month. And he's said nothing about paying for food or other bills, and he specifically says his grandparents are struggling financially with two 20-year-olds.
|
|
#
?
Oct 29, 2017 16:28
|
|
|
Chocolate Milk posted:Where are you getting 500 from? If he and his brother are paying 50 a week each, that's 400 a month. And he's said nothing about paying for food or other bills, and he specifically says his grandparents are struggling financially with two 20-year-olds. Something doesn't seem to add up. Other than food and utilities, what expenses does a 20 year old generate living there instead of his own place? No way those two add up to much more than several hundred pounds. Is it the opportunity cost of otherwise being able to rent out the rooms?
|
|
#
?
Oct 29, 2017 16:40
|
|
|
I can easily rack up a $400 food bill every month if I wanted to. And it’s a lot easier to do that when someone else is buying your groceries.
|
|
|
#
?
Oct 29, 2017 16:42
|
|
|
Chocolate Milk posted:Where are you getting 500 from? If he and his brother are paying 50 a week each, that's 400 a month. And he's said nothing about paying for food or other bills, and he specifically says his grandparents are struggling financially with two 20-year-olds. True, if he is not paying for his own food, then that may be a significant amount. But we have no clear information on that. John Smith fucked around with this message at 17:15 on Oct 29, 2017 |
|
#
?
Oct 29, 2017 17:13
|
|
|
My student digs in a cheap area of a relatively inexpensive city were about £100 a month back in 1999 so fifty a month sounds incredibly low. The cheapest average rent in the UK is £400 a month in Hull (because Hull is rubbish), with the cheapest I've found there from a quick search to be £175 per month, and that's as a month to month rent as a glorified house sitter. Those boys are getting a hell of a deal from their folks if they're getting utilities and food included.
|
|
#
?
Oct 29, 2017 18:13
|
|
|
Fil5000 posted:My student digs in a cheap area of a relatively inexpensive city were about £100 a month back in 1999 so fifty a month sounds incredibly low. It's per week.
|
|
#
?
Oct 29, 2017 22:01
|
|
|
Dunno how I managed to type fifty per month there, I meant week. My point was that to get to fifty per week you need to be in one of the lowest priced areas of the country AND be doing what amounts to house sitting on very short contracts.
|
|
#
?
Oct 29, 2017 22:33
|
|
|
This is last week's news but the NZ National Party finally lost their copyright infringement case to Eminem. This is the same political party that changed the Copyright Act to make the rules more strict, also conducted a raid on Kim Dotcom's house and just lost the election after declaring victory. https://www.stuff.co.nz/entertainment/music/95132686/national-party-loses-court-decision-on-use-of-eminemesque-song quote:In a 132-page decision released by Justice Helen Cull on Wednesday, the Wellington High Court judge found Eminem's Lose Yourself was a "highly original" work and the "soundalike" version called Eminem Esque, which National used in a campaign advert in 2014, substantially copied it. John Oliver's take on this if you want something less dry. https://www.youtube.com/watch?v=lCDqHVMzyl8 GWM: Eminem is donating the proceeds of the court case to hurricane relief. Devian666 fucked around with this message at 00:28 on Oct 30, 2017 |
|
#
?
Oct 30, 2017 00:24
|
|
|
I have to say that the new thread title is just... ridiculously good. Content: I work for a small boutique consulting company, and we have a really good match on a great set of funds in a Fidelity 401k. As of 2017, we get matched dollar for dollar up to 5% of salary, so even for our absolutely most junior fresh out of school 22 year olds they can get about $3,500 in free money from the company. Before 2017, we got a 50% match on every dollar contributed to the 401k. One of my peers has been here six years and has risen up through the ranks, now making probably low six figures in base salary. I learned the other week that despite being generally GWM he has not contributed a single dollar to the 401k until this year. He was pissed about it now, but the rationale at the time was that he thought every year from 2-5 that he would probably bail and go to b-school so he figured cash on hand was more valuable to him. Still, I calculate that he missed out on somewhere between $30,000 and $51,500 in free money from the company, exclusive of tax benefits and returns.
|
|
#
?
Oct 30, 2017 13:13
|
|
|
KYOON GRIFFEY JR posted:I have to say that the new thread title is just... ridiculously good. Well he is not all that GWM if he doesn't realize that stuffing his own money into a 401(k) is more valuable than cash savings that would pay down business school tuition even without a completely free generous employer match. Nevermind the bonus good fortune he would've been having killing it in the market for the last five years.
|
|
#
?
Oct 30, 2017 15:50
|
|
|
He's GWM in that he makes more money than he spends and has a fairly high savings rate which beats the gently caress out of most of the retards that get posted in this thread
|
|
#
?
Oct 31, 2017 12:51
|
|
|
|
|
#
?
Oct 31, 2017 15:37
|
|
|
My body can't handle this much blood rushing to my nethers so quickly.
|
|
#
?
Oct 31, 2017 15:43
|
|
|
Ol' Gil really screwed the pooch on this one! This is worse than the time I bought all those yo-yos!
|
|
#
?
Oct 31, 2017 16:25
|
|
|
Are those the unsafe recalled ones? Guy needs to get out to some flea markets and fair type events and move those spinners!
|
|
#
?
Oct 31, 2017 16:31
|
|
|
fentanyl can only dream of being a high this good
|
|
#
?
Oct 31, 2017 16:32
|
|
|
hahahahahahahaha This is amazing. I remember being such a hero when I picked one up early on when they were sold out everywhere, but about 4 weeks later you couldn't walk in a store without tripping over them.
|
|
#
?
Oct 31, 2017 16:37
|
|
|
Just waiting for this long-awaited Pog rally to kick off! And boy, am I well stocked on Beanie Babies!
|
|
#
?
Oct 31, 2017 16:51
|
|
|
That dude should work the local fair/flea market circuit. I'm sure with enough time and effort he could still eke out a bit of a profit.
|
|
#
?
Oct 31, 2017 17:28
|
|
|
Wonder if he'd be interested in trading them for my Silly Bandz collection.
|
|
#
?
Oct 31, 2017 17:36
|
|
|
I follow the blog of a card/game store here locally. Guy says he ordered fidget spinners and they were selling like gangbusters for $20 all day every day. Then when he ran out, he didn't order them again because they were definitely going to be $4 products inside a Wal Mart within a couple weeks. No regrets.
|
|
#
?
Oct 31, 2017 18:49
|
|
|
|
| # ? May 18, 2024 10:54 |
|
|
https://twitter.com/Billbrowder/status/925416890750652416 BWM? GWM? Hard to say.
|
|
#
?
Oct 31, 2017 19:07
|
|