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boner confessor
Apr 25, 2013

by R. Guyovich

VictorianQueerLit posted:

This is a thing?!

I went into a pet store for the first time in decades recently and saw that they had $1,200 Chihuahuas and $2,400 Huskies and poo poo but I guess i didn't connect the dots that predatory lending had extended to using the guilt you feel for cute animals.

Just get a random street mutt at that point.

yeah pet leasing is a thing in america, it's a huge scam

https://www.policygenius.com/blog/pet-store-dog-lease-scam/

blarzgh posted:

Most (all?) states in the US have Usury statutes which set the maximum amount that a business can charge for interest on a consumer loan contract. If this is america, that loan is absolutely usurious. The remedy is generally to a) set aside the loan contract (give money/pet back) or reformat the loan to be non-usurious.

states maybe, but not tribal reservations!

https://www.cfinancialfreedom.com/western-sky-personal-loans/

https://www.buzzfeed.com/matthewzeitlin/fight-native-american-payday-lenders-and-the-government

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Clark Nova
Jul 18, 2004

Blade Runner posted:

Also, this is bad and a dumb thing to be insecure about, but she straight up lied to his face about it. The guy is a retard for thinking she's somehow tainted, but if he wouldn't have dated her had the known, that's his own problem. She should've told him the truth, and they're both sorta awful, though he's prolly worse.

Once she told the lie she was committed to maintaining sexual kayfabe in order to continue the relationship and avoid crushing the insecure pissbaby’s ego. Either be honest from the start or follow through.

maskenfreiheit
Dec 30, 2004

fruit on the bottom posted:

Native American tribes are exempt from this yeah? I think I saw a commercial advertising a loan with some absurd interest rate of like 200%.

yeah but their authority is only on the reservation so you could pull a mr robot and blow up the lending company then book it for the tribal line

i am not a lawyer

LGD
Sep 25, 2004

blarzgh posted:

Most (all?) states in the US have Usury statutes which set the maximum amount that a business can charge for interest on a consumer loan contract. If this is america, that loan is absolutely usurious. The remedy is generally to a) set aside the loan contract (give money/pet back) or reformat the loan to be non-usurious.

The upshot is that the maker of the loan (the lender) will get hit with penalties and fees, and likely have to pay the borrower's attorneys fees for having to fight it.

However, this plan of attack requires a degree of foresight, planning, and competence that these two dipshits likely do not possess.

definitely not all, as a quick google search will show- there are a number of states with no limit, or no limit so long as there's a written contract signed by all parties (i.e. no limit)

plus, as boner confessor noted, it's often handled as a lease which may not be subject to the same restrictions- so even if you can get out of the insane payments by just giving Fido back to the company you're probably going to be really resistant to giving up "your" dog forever

LGD fucked around with this message at 21:20 on Nov 1, 2017

boner confessor
Apr 25, 2013

by R. Guyovich

maskenfreiheit posted:

yeah but their authority is only on the reservation so you could pull a mr robot and blow up the lending company then book it for the tribal line

i am not a lawyer

nope, it's the opposite - if you want to contest the loan, you have to go to tribal court and have your case tried on the rez. good luck traveling to the rear end end of north dakota or wherever just for a tribal judge to tell you to get hosed lol

maskenfreiheit
Dec 30, 2004

boner confessor posted:

nope, it's the opposite - if you want to contest the loan, you have to go to tribal court and have your case tried on the rez. good luck traveling to the rear end end of north dakota or wherever just for a tribal judge to tell you to get hosed lol

that's why you just blow it up

Doggles
Apr 22, 2007

My [M30] wife [F30] just told me that she's never been in love with me. Doesn't want a divorce, but wants an open marriage. Need some advice.

quote:

So like the title says, my wife and I have been married for 7 years with 3 kids 5 and under. This last weekend she told me that she didn't think that she was ever really in love with me. Loves me as a best friend and life partner and father of her kids, but not romantically. Our sex life has always been great so that was a surprise to me. We were both raised Mormon and she is blaming the societal pressure to marry as the reason for marrying me even though she wasn't in love with me. This all came out when I found out that she had been chatting with some guy online and then he took her upstairs at the Halloween party we went to. She says they just hugged but I have my doubts. We talked a lot about it and came to the decision that we didn't want to divorce for the kids' sake, but that she needed outside fulfillment. We decided that she would just chat online with guys and get her "butterflies" that way. Then I find out from my 3 year old today that mom had a friend meet them at the park today. Turns out it was the guy from the party. Confronted my wife and she admits that she wants to be married to me and have a relationship with this guy. I'm heartbroken and don't know how to move forward. Any advice would be much appreciated.

tl;dr wife wants an open marriage and I don't know what to think.

On the bright side, they probably save a lot on their Summer power bills because of how ice cold that wife is.

Blade Runner
Aug 14, 2015

Clark Nova posted:

Once she told the lie she was committed to maintaining sexual kayfabe in order to continue the relationship and avoid crushing the insecure pissbaby’s ego. Either be honest from the start or follow through.

To be honest, I don't care at all how many people someone I'm with has slept with. If they tell me and I found out they lied, however, I'd probably be annoyed over the lie and it might actually be enough to break up.

Bunni-kat
May 25, 2010

Service Desk B-b-bunny...
How can-ca-caaaaan I
help-p-p-p you?

Blade Runner posted:

To be honest, I don't care at all how many people someone I'm with has slept with. If they tell me and I found out they lied, however, I'd probably be annoyed over the lie and it might actually be enough to break up.

Same. But I'm going to cleverly avoid the issue by NEVER ASKING.

Rat Patrol
Feb 15, 2008

kill kill kill kill
kill me now
Oh my god that guy took out a $3k loan at 144% interest for a Dachshund yorkie mix. Fucker's up the financial creek for a loving mutt

Barudak
May 7, 2007

Doggles posted:

My [M30] wife [F30] just told me that she's never been in love with me. Doesn't want a divorce, but wants an open marriage. Need some advice.

Is your plan to stay together for the kids so they can dunk on you for the rest of their lives while you pay for them to hang out with their real dad?

coolskull
Nov 11, 2007

submit your sex resume on a single sheet of A4 paper, and yes, i will be calling your references

Vargatron
Apr 19, 2008

MRAZZLE DAZZLE


maskenfreiheit posted:

I don't even discuss numbers with my partners. I'll ask about protection, but frankly I don't care if she hosed the entire Wu Tang Clan as long as they used condoms.

And it can be fun hearing about what weird stuff she's done, but again that's more because I know what's on the table rather than making sure she's "pure".

I operate under Don't Ask, Don't Tell personally.

blarzgh
Apr 14, 2009

SNITCHIN' RANDY
Grimey Drawer

Doggles posted:

My [M30] wife [F30] just told me that she's never been in love with me. Doesn't want a divorce, but wants an open marriage. Need some advice.

/r/relationships: She says they just hugged but I have my doubts.

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Oct 15, 2012

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Biscuit Hider
I’m the infinitely rehashed jokes about taking direction well and being very goal oriented

Doggles
Apr 22, 2007

My girlfriend (24F) seems to think that I (26M) have intimacy issues. Wants me to go to therapy for it, but I don't think I have an issue.

quote:

Throwaway due to the fact she's a redditor.

I have been dating this girl for the last 5 months and things for the most part at least on my end are good. This is my first relationship but I'd say that I'm enjoying it so far.

She however seems to have complaints regarding my intimacy issues that I apparently have. I don't like being touched in general, and this creates a problem when having sex. I end up kinda just holding her hands down while we do it most of the time. She told me that she has mixed feelings about this. She says while she likes it, it also kinda scares her a bit. She feels as though it makes it so she can't get away if she wanted to. She wants me to go to therapy to work out my "issues", however I don't think I have a problem. How do I resolve this issue?

tl;dr:My girlfriend (24F) seems to think I (26M) have intimacy issues. Wants me to go to therapy for it, but I don't think I have an issue.

:thunk:

quote:

We try different positions and what not. It's just I don't do the touching and I don't have any psychological problems so I don't think therapy would really help.

Nope, certainly no psychological problems here.

Doggles fucked around with this message at 21:33 on Nov 1, 2017

Blade Runner
Aug 14, 2015

Last time someone asked me they just straight didn't believe my answer, so I shrugged and apologized because what else can you really do

Clark Nova
Jul 18, 2004

blarzgh posted:

/r/relationships: She says they just hugged but I have my doubts.

This story is mormons.txt so it’s 50/50 whether she really did just (side) hug the guy or did rear end to mouth.

MF_James
May 8, 2008
I CANNOT HANDLE BEING CALLED OUT ON MY DUMBASS OPINIONS ABOUT ANTI-VIRUS AND SECURITY. I REALLY LIKE TO THINK THAT I KNOW THINGS HERE

INSTEAD I AM GOING TO WHINE ABOUT IT IN OTHER THREADS SO MY OPINION CAN FEEL VALIDATED IN AN ECHO CHAMBER I LIKE

blarzgh posted:

/r/relationships: She says they just hugged but I have my doubts.

this

maskenfreiheit
Dec 30, 2004

Clark Nova posted:

This story is mormons.txt so it’s 50/50 whether she really did just (side) hug the guy or did rear end to mouth.

[extremely mormon voice]

technically eating rear end isn't having sex

blarzgh
Apr 14, 2009

SNITCHIN' RANDY
Grimey Drawer

Clark Nova posted:

This story is mormons.txt so it’s 50/50 whether she really did just (side) hug the guy or did rear end to mouth.

Minor derail, but "Under the Banner of Heaven" by Jon Krakauer is a fantastic book that masterfully braids the stories of the history of the Mormon Church, the modern direction and missions of the Mormon Church, its dark underbelly of extremism, and the harrowing, violent murder of a young Mormon woman and her 4 year old daughter "in the name of prophecy."

Absolute must-read.

christmas boots
Oct 15, 2012

To these sing-alongs 🎤of siren 🧜🏻‍♀️songs
To oohs😮 to ahhs😱 to 👏big👏applause👏
With all of my 😡anger I scream🤬 and shout📢
🇺🇸America🦅, I love you 🥰but you're freaking 💦me 😳out
Biscuit Hider
I (f-24) confessed my feelings to my coworker (m-27) and he turned me down. How do I deal with this at work?

quote:

Last night I went to a party with an bunch of my coworkers for Halloween. I drank a little too much and wound up confessing trying to kiss my coworker and then admitted that I had feelings for him. He turned me down and said some things that. It was hard for me to hear and he left the party shortly after.

I am headed to work now and I’m nervous to see him. Should I act like everything is normal or give him some space? What if everyone knows now? What if he hates me? I work with him often and he sits in the desk next to me. I can’t avoid him!!

I’m on mobile so if you need more detail, ask!

TL;DR: I confessed my feelings to my coworker and he turned me down. How should I act at work now?

quote:

I know it's probably too big an ask for you, but why not try acting professionally?

First time for everything and all that

quote:

I am going to act professionally and try to talk to him about it at a later date.

:doh:

maskenfreiheit
Dec 30, 2004
Should I beg for Sex? (self.dating_advice)

OP posted:

Like, will that help me, if I BEG for sex, BEG for it?


A redditor posted:


I think we need more information.

Are you high libido and they are low libido?

I’m going to assume it’s the case. And if your partner is not having sex with you and you’re wanting more, Begging for it won’t work.

That just creates pressure between you two and frustration. You can look at other subs like dead bedroom for more information.

OP posted:

I don't have a girlfriend

ArbitraryC
Jan 28, 2009
Pick a number, any number
Pillbug

maskenfreiheit posted:

if tricking dumb people was illegal our economy would crash

Pyramid scams are still illegal even if they're perfectly "consensual" so I sorta figured absurdly high loans would also fall under similar types of laws.

blarzgh posted:

Most (all?) states in the US have Usury statutes which set the maximum amount that a business can charge for interest on a consumer loan contract. If this is america, that loan is absolutely usurious. The remedy is generally to a) set aside the loan contract (give money/pet back) or reformat the loan to be non-usurious.

The upshot is that the maker of the loan (the lender) will get hit with penalties and fees, and likely have to pay the borrower's attorneys fees for having to fight it.

However, this plan of attack requires a degree of foresight, planning, and competence that these two dipshits likely do not possess.

Ah yeah this is what I expected, so they could fight it if they tried.

Pvt.Scott
Feb 16, 2007

What God wants, God gets, God help us all

Warbadger posted:

Part of being grown up means understanding that you are an adult and consequently you don't actually need your SO's parents to accept your marriage. Neither you nor your SO should need your parents to make the big boy/girl decisions.

Marrying someone whose family detests you/vice versa, might be considered a poor decision. Is your SO willing to cut all ties? Are you? If not, I’d reassess the relationship.

I grew up with a grandma who despised her daughter’s husbands (and was vocal about it) and did everything to break up their marriages. Grandma was manipulative, abusive and overall probably not worth the hassle if you were going to do things over again with hindsight.

Asking “hey do you mind if I marry your daughter/son/dragonkin,” is part of the fact-finding mission you should undertake. If they can’t hold their tongue on a gimme question like that, don’t think they won’t be trying to jump in every time there’s an opening after the wedding to spill poison from their throats.

Blade Runner
Aug 14, 2015

maskenfreiheit posted:

Should I beg for Sex? (self.dating_advice)


/r/ relationships: I don't have a girlfriend

Blade Runner fucked around with this message at 22:11 on Nov 1, 2017

ArbitraryC
Jan 28, 2009
Pick a number, any number
Pillbug
I read the thread and that dude literally took out a 3k loan to buy:

*drumroll*

a "Dachshund yorkie mix"

LadyPictureShow
Nov 18, 2005

Success!



quote:

I really am disgusted with her, she initially told me that she had only slept with three other guys and I took a lot of pride in that.

Ugh. Women aren't like comic books or other weird collectible memorabilia where there's like a ranking of 'New in Box' 'Very Gently Used' etc.

I never cared about/asked about how many former partners anyone ever had. The only question I ever asked was 'are you up to date on STD tests?'

VictorianQueerLit
Aug 25, 2017

LadyPictureShow posted:

Ugh. Women aren't like comic books or other weird collectible memorabilia where there's like a ranking of 'New in Box' 'Very Gently Used' etc.

I never cared about/asked about how many former partners anyone ever had. The only question I ever asked was 'are you up to date on STD tests?'

vagina mileage is a thing

Pvt.Scott
Feb 16, 2007

What God wants, God gets, God help us all

Pick posted:

Like I've made it clear to a few guys recently, sorry, my answer is no for the foreseeable future, I'm way more jacked up than you think and I've got some real poo poo to figure out. That might seem unfair but that no is no.

Jacked up like you’ve been working out? Swole Pick 2020.

chitoryu12
Apr 24, 2014

Milotic posted:

It can be a poverty thing. My understanding is that in America it can be especially bad amongst poor African American children. I seem to remember a story on the BBC about a group drowning at a disused quarry due to lack of swimming pools and lessons. But this guy has a private pool, can afford professional instruction and is going on a cruise, so it’s not a poverty thing now if it ever was, so gently caress him. Not being able to swim and being on a boat puts himself and other people at risk. He’s a liability.

Back when Action Park was in its most infamous period in the 70s and 80s, they suffered a ton of near-drownings (and several actual drownings). One of the reasons attributed was its relative proximity to places like New York City, Pittsburgh, and other urban centers in a time when water parks weren't a huge thing across the United States. A lot of guests came from these places and had never learned how to swim, and they didn't realize how deep the pools were until they were underwater. Apparently they even put out Spanish advertisements without having a lot of Spanish-speaking staff!

I learned to swim thanks to Disney, funny enough. I live about 45-60 minutes from Walt Disney World, and back in the 90s and early 2000s my mom and I would often go to Disney resorts for "staycations" when she could get cheap room rates. Even when we weren't actually staying at a hotel, we would sneak into the pools because at that time they weren't really putting any effort into keeping the rabble out. I spent many hours as a child in Disney resort pools.

LadyPictureShow
Nov 18, 2005

Success!



VictorianQueerLit posted:

vagina mileage is a thing

You're referencing that reddit(?) sperg that put up that insane, weird-rear end math about 'average dick length x avg number of thrusts to completion x assumed number of hook-ups with each partner = vagina mileage' aren't you?

That was a doozy. (I feel like I saw it way, way back in this thread)

Darkhold
Feb 19, 2011

No Heart❤️
No Soul👻
No Service🙅
Payday loans in the UK can run up to 5000%. No I didn't mistype.

Thankfully I've never had to have one but hearing a commercial for a short term loan on the radio and hearing the APR mumbled at the end is always hilarious and sad to me. Supposedly they've had to crackdown a little on that because shockingly they'd pull someone in and get them into a cycle of debt repayment/late fees they'd never escape from.

It's weird though because the UK has alot of consumer protection that the US doesn't really have but there's things like Bailiffs that can steal your poo poo for your debts and banks can charge you insane daily penalties for overdraft fees.

ArbitraryC
Jan 28, 2009
Pick a number, any number
Pillbug

LadyPictureShow posted:

Ugh. Women aren't like comic books or other weird collectible memorabilia where there's like a ranking of 'New in Box' 'Very Gently Used' etc.

I never cared about/asked about how many former partners anyone ever had. The only question I ever asked was 'are you up to date on STD tests?'

Is it sexist if I'd be kinda turned off by a partner knowing everyone in her friends circle had banged her?

ArbitraryC
Jan 28, 2009
Pick a number, any number
Pillbug

Darkhold posted:

It's weird though because the UK has alot of consumer protection that the US doesn't really have but there's things like Bailiffs that can steal your poo poo for your debts and banks can charge you insane daily penalties for overdraft fees.
Are banks still allowed to do that thing where you have 110 in your bank account, make purchases in the order of like 5 bucks, 5 bucks, 10 bucks, 20 bucks, 100 bucks, then reorder your purchases so the 100 and 20 hit first so you get 4 overdraft fees instead of 1.

VictorianQueerLit
Aug 25, 2017

LadyPictureShow posted:

You're referencing that reddit(?) sperg that put up that insane, weird-rear end math about 'average dick length x avg number of thrusts to completion x assumed number of hook-ups with each partner = vagina mileage' aren't you?

That was a doozy. (I feel like I saw it way, way back in this thread)

Yeah.

Also people are just really stupid about their sex parts sometimes. So I can see the guy having some hilariously bad preconceived notions that would make him demand a partner with "low mileage."

We had a goon in one of these threads talking about how he had to loosen his partner up when he met her and keep her regularly stretched out or else. I even had a girlfriend who would keep track of how many times we had sex based on some kind of internal schedule she had devised to keep herself from ruining her vagina. Her goal was to save enough vagina to have a child and have vagina leftover or something? I dunno.

Barudak
May 7, 2007

VictorianQueerLit posted:

Yeah.

Also people are just really stupid about their sex parts sometimes. So I can see the guy having some hilariously bad preconceived notions that would make him demand a partner with "low mileage."

We had a goon in one of these threads talking about how he had to loosen his partner up when he met her and keep her regularly stretched out or else. I even had a girlfriend who would keep track of how many times we had sex based on some kind of internal schedule she had devised to keep herself from ruining her vagina. Her goal was to save enough vagina to have a child and have vagina leftover or something? I dunno.

Fun fact: when the doctor stiches the vagina back together after the delivery of a baby, some go one extra stitch past the vaginas original size in what is known as “the husband stitch” so some women get “tighter” after birthing a baby.

blarzgh
Apr 14, 2009

SNITCHIN' RANDY
Grimey Drawer

ArbitraryC posted:

Is it sexist if I'd be kinda turned off by a partner knowing everyone in her friends circle had banged her?

I think its probably fair for someone to value sex as something "special" or important enough in some way that they choose not to have it with everyone they know. If you find out the person you're with doesn't feel that way about sex, then that's a different in values, and would of course be a point of friction (hurr hurr).

But insecure little babies, who are dating someone because it makes them feel good about themselves rather than because they feel a deeper connection to the other person, feel like they aren't 'special' if their partner used to sleep around because their feelings of self worth are tied directly to the amount of evidence (and lack of controverting evidence) that their partner thinks they are 'special.'

MF_James
May 8, 2008
I CANNOT HANDLE BEING CALLED OUT ON MY DUMBASS OPINIONS ABOUT ANTI-VIRUS AND SECURITY. I REALLY LIKE TO THINK THAT I KNOW THINGS HERE

INSTEAD I AM GOING TO WHINE ABOUT IT IN OTHER THREADS SO MY OPINION CAN FEEL VALIDATED IN AN ECHO CHAMBER I LIKE

LadyPictureShow posted:

You're referencing that reddit(?) sperg that put up that insane, weird-rear end math about 'average dick length x avg number of thrusts to completion x assumed number of hook-ups with each partner = vagina mileage' aren't you?

That was a doozy. (I feel like I saw it way, way back in this thread)

This was originally from a movie btw, so don't think Mr. Reddit vaginileage was inventive or anything. It was just used in the movie to calculate the miles of unused vagina based upon average penis size being smaller than the average vagina.

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christmas boots
Oct 15, 2012

To these sing-alongs 🎤of siren 🧜🏻‍♀️songs
To oohs😮 to ahhs😱 to 👏big👏applause👏
With all of my 😡anger I scream🤬 and shout📢
🇺🇸America🦅, I love you 🥰but you're freaking 💦me 😳out
Biscuit Hider
I (34M) missed my daughter's(2F) first Trick-Or-Treat last night. Devastated, and afraid I will miss her birthday as well.

quote:

Title says most of it. My wife(32F) and I are going through a bad separation. Lawyers, restraining orders, the whole deal. Legally I'm allowed to see my daughter, but I've been advised to go through attorneys to do it, and they're taking their sweet time of it.

I just wish there was honest, effective communication so that my wife and I didn't have to question each other's motives. Right now it's like some sick version of that game you'd play in gradeschool where you whisper something to the person next to you and by the time it gets to the other end of the classroom it's all jumbled up. I just want to be a father. I just want the opportunity to work out the conflict. And I don't want my daughter alienated from either one of her parents.

Any ideas from someone who's been through something similar?

TL;DR : Feeling isolated from my daughter. No effective communication between my wife and I.

3rd sentence in but still feels like burying the lede.

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