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FAUXTON posted:No but I've always wondered how easy it would be to set up an LLC to buy your own debt at pennies on the dollar some years after it's deemed all but uncollectable, and then report it as paid. After reading an article about debt collectors, I have to wonder how those companies are about paying bills because they of all people would know how to collect/avoid being collected on.
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Nov 26, 2018 20:04
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Thanatosian posted:Can we also talk about the $140 in subscription services? Porn. I guarantee this guy is jacking it non-stop in the van.
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Nov 26, 2018 20:04
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Krispy Wafer posted:Amazon will deliver to cars with their new Key program. I'm guessing that somebody who delivers packages to random strangers all day for a living sees all kinds of crazy poo poo related to people's living situations, would barely even bat an eyelash at delivering something to a homeless person in a car.
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Nov 26, 2018 20:31
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BWM: Signing a cognovit note (AKA confession of judgment) in order to get a loan. A confession of judgment is a legal document that effectively says "I give up my right to respond or contest to any civil suits relating to this debt." With it, a creditor can get an immediate verdict for a civil suit without having to follow due process. It's an arbitration agreement where borrower loses before the arbitration begins.
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Nov 26, 2018 20:34
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Living in a van is something you do for one of two reasons 1. You have lost most of your worldly possessions and are one tow truck away from homelessness 2. People with some spare cash, aged 22 to 29, want to be More Interesting Remember the BFC Goon who wanted to live in a houseboat to save money?
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Nov 26, 2018 20:57
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Midjack posted:Porn. I guarantee this guy is jacking it non-stop in the van. Really it is the only thing to do if you're living in a van.
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Nov 26, 2018 21:08
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wilderthanmild posted:It may sound crazy but I am beginning to think this PF poster could be an unreliable narrator. I am Jack's credit rating.
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Nov 26, 2018 21:25
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golden bubble posted:BWM: Signing a cognovit note (AKA confession of judgment) in order to get a loan. Insert guillotine emoji here.
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Nov 26, 2018 21:31
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golden bubble posted:BWM: Signing a cognovit note (AKA confession of judgment) in order to get a loan. Like payday loans for businesses, but somehow even worse!
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Nov 26, 2018 21:48
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BEHOLD: MY CAPE posted:I'm guessing that somebody who delivers packages to random strangers all day for a living sees all kinds of crazy poo poo related to people's living situations, would barely even bat an eyelash at delivering something to a homeless person in a car. I delivered papers for all of 6 months and saw at least 4 naked people stumbling around their kitchen at 4:30 in the morning during that time.
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Nov 26, 2018 21:53
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That's why most states do not accept cognovit notes. PA and NJ courts will accept them, but they usually are not friendly towards creditors with cognovit notes. NY courts, however, just don't give a gently caress.
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Nov 26, 2018 21:54
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Fuzzy Mammal posted:I delivered papers for all of 6 months and saw at least 4 naked people stumbling around their kitchen at 4:30 in the morning during that time. Why would you expect people to be awake and fully dressed at 4:30 AM?
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Nov 26, 2018 21:57
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For those who live in warmer climates and may not be in the know, this is from the Chicago threadTambreet posted:From the Tribune, lines are long at the Canada Goose store this morning! Canada Goose coats start at around $1,000.
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Nov 26, 2018 22:05
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Something Offal posted:For those who live in warmer climates and may not be in the know, this is from the Chicago thread That store is like 2 blocks from a Lamborghini and Ferrari dealership, it is in one of the very most affluent neighborhoods in the United States on top of the fact that one of the busiest shopping days of the year on one of the busiest shopping streets was struck by an unseasonably early blizzard
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Nov 26, 2018 22:52
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I'm the 19 year old university student waiting in line for an admittedly "overpriced" $950 jacket because apparently the $600 jacket didn't cut it
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Nov 26, 2018 23:16
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For those people in that neighborhood the switch to down coats might actually be GWM, they no longer have to maintain a collection of more expensive furs.
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Nov 26, 2018 23:54
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Lots of people who don't live in that very expensive area still shop there, especially on this particular holiday weekend
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Nov 27, 2018 00:10
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 This one actually comes from 9gag, self explanatory!
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Nov 27, 2018 02:45
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What a lovely thing to do
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Nov 27, 2018 02:57
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BattleMoose posted:
Poor Freckles, ate a poo and died.
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Nov 27, 2018 03:21
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What bad neighbors
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Nov 27, 2018 03:32
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Submarine Sandpaper posted:What bad neighbors Probably on an MUP or something. Not really a neigh-bors issue.
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Nov 27, 2018 04:08
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Hope she doesn't sue the dog owner, but I wouldn't put it pasture
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Nov 27, 2018 04:31
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golden bubble posted:BWM: Signing a cognovit note (AKA confession of judgment) in order to get a loan. As another poster mentioned, they're not accepted in many jurisdictions, but NY doesn't give a gently caress. In general, small businesses can get really hosed with unfair contractual terms, since they're often understood by the courts to be savvy enough to avoid predatory deals (because they're not consumers). Of course this doesn't account for the differences in bargaining power that exist even among businesses, and we end with this.
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Nov 27, 2018 04:44
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Car loan 72 months and 7.29%APRquote:Hello reddit ! Age:23 M I’m in the process of getting a 2019 wrx premium , I’m putting down 7k and the total of the car is 31,000. My credit score is 750 , they told me they can do 72 months for 450$ with apr of 7.29% No other bank would approve me except the dealership
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Nov 27, 2018 06:49
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GoGoGadgetChris posted:Hope she doesn't sue the dog owner, but I wouldn't put it pasture I suspect, foal-play!
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Nov 27, 2018 12:31
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Whoopsy
brugroffil fucked around with this message at 12:49 on Nov 27, 2018 |
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Nov 27, 2018 12:43
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Nov 27, 2018 12:47
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Lol wrong thread!
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Nov 27, 2018 12:49
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 speaking of bad with money
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Nov 27, 2018 13:22
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Because not everyone CAN be on welfare
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Nov 27, 2018 13:51
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Speaking of being bad with money: The US national debt. Are there any good unbiased sources that do the math about various social programs, healthcare programs, tax cuts and so on suggested by the various political figures and sides in the US? I'm sitting here in Europe, scared about US debt.
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Nov 27, 2018 15:01
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MrOnBicycle posted:Speaking of being bad with money: The US national debt. Are there any good unbiased sources that do the math about various social programs, healthcare programs, tax cuts and so on suggested by the various political figures and sides in the US? I'm sitting here in Europe, scared about US debt. US national debt is a tricky subject because our unique position in the world coupled with low interest rates means it’s not a problem like say, Italy with its recent deficit talk. Rising interest rates are a problem along with the fact we’re running trillion dollar deficits while in our second longest economic expansion ever. At this stage during our longest economic expansion ever we were looking at hundreds of billons in tax surpluses. The next recession is going to be absolutely brutal on our balance sheets. And the math is pretty simple. We’re going to have to raise taxes.
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Nov 27, 2018 15:12
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MrOnBicycle posted:Speaking of being bad with money: The US national debt. Are there any good unbiased sources that do the math about various social programs, healthcare programs, tax cuts and so on suggested by the various political figures and sides in the US? I'm sitting here in Europe, scared about US debt. Eh US debt isn't like household debt because we print the world's reserve currency.
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Nov 27, 2018 15:18
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Krispy Wafer posted:We’re going to have to raise taxes. Yes, but how much? Who's taxes? Will it even help? How much spending needs cutting as well? Some analysts say that it's not even possible to repay anymore. Trying to find good analyses but at least YouTube is just a svamp filled with more or less hidden political agendas. MrOnBicycle fucked around with this message at 15:25 on Nov 27, 2018 |
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Nov 27, 2018 15:23
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MrOnBicycle posted:Yes, but how much? Who's taxes? Will it even help? How much spending needs cutting as well? Some analysts say that it's not even possible to repay anymore. Trying to find good analyses but at least YouTube is just a svamp filled with more or less hidden political agendas.
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Nov 27, 2018 15:34
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It's entirely possible to "fix" if we taxed the wealthy appropriately, stopped letting corporations hide their profits, and scaled back our absolutely over the top military spending.
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Nov 27, 2018 15:37
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sheri posted:It's entirely possible to "fix" if we taxed the wealthy appropriately, stopped letting corporations hide their profits, and scaled back our absolutely over the top military spending.
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Nov 27, 2018 15:41
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sheri posted:It's entirely possible to "fix" if we taxed the wealthy appropriately, stopped letting corporations hide their profits, and scaled back our absolutely over the top military spending. Listen here you pinko commie meathead, America needs a strong army to help guard the rich people!
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Nov 27, 2018 15:45
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Hoodwinker posted:Car loan 72 months and 7.29%APR He never follows up in the thread, but I guess realized he can't afford that car. So then he starts posintg: "Is this a good deal ? 2009 328xi" Yes, an $8500 10 year old BMW is a great idea kid.
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Nov 27, 2018 15:52
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