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Handsome Ralph
Sep 3, 2004

Oh boy, posting!
That's where I'm a Viking!


https://twitter.com/joshtpm/status/1088568547993939969

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Flying_Crab
Apr 12, 2002



:yooge: https://twitter.com/joshtpm/status/1088568547993939969?s=20 :yooge:

efb.

nwin
Feb 25, 2002

make's u think


Yes please tell that to some of the Coasties that can’t get approved for USAA’s loan, you gently caress.

Tiny Timbs
Sep 6, 2008

Is USAA for real denying people the loan

jfc I may really end up with Navy Federal before this is over

Tiny Timbs fucked around with this message at 00:21 on Jan 25, 2019

As Nero Danced
Sep 3, 2009

Alright, let's do this
Surprised that he didn't suggest we do what he did and get a small million dollar loan from our fathers.

colachute
Mar 15, 2015

Donald Trump literally has a wealthy child's understanding of how the world works.

Kawasaki Nun
Jul 16, 2001

by Reene

Fallom posted:

Is USAA for real denying people the loan

jfc I may really end up with Navy Federal before this is over

Many of the sailors I worked with had terrible, terrible credit and were leveraged to the gills with their stupid purchases. If I was a bank I wouldn't lend them money either

Tiny Timbs
Sep 6, 2008

Not gonna deny that but USAA gets a lot of credit for being compassionate to service members and it feels like that has evaporated lately

As Nero Danced
Sep 3, 2009

Alright, let's do this

Kawasaki Nun posted:

Many of the sailors I worked with had terrible, terrible credit and were leveraged to the gills with their stupid purchases. If I was a bank I wouldn't lend them money either

My plan if I ever have the money to start a business is to open up a buy-here-pay-here car lot with a tattoo parlor in it outside of a military base. I will be a millionaire in a month.

Hot Karl Marx
Mar 16, 2009

Politburo regulations about social distancing require to downgrade your Karlmarxing to cold, and sorry about the dnc primaries, please enjoy!
https://twitter.com/CNNPolitics/sta...ingawful.com%2F

Syrian Lannister
Aug 25, 2007

Oh, did I kill him too?
I've been a very busy little man.


Sugartime Jones
Babby-hands Piss-Babby needs to end up in super-max somewhere.

Then he'd have his walls

colachute
Mar 15, 2015


Won't this just get drug out in court?

facialimpediment
Feb 11, 2005

as the world turns

colachute posted:

Won't this just get drug out in court?

Yep. But Donnie's manly man fee-fees can't accept backing down.

Hot Karl Marx
Mar 16, 2009

Politburo regulations about social distancing require to downgrade your Karlmarxing to cold, and sorry about the dnc primaries, please enjoy!
https://twitter.com/ryanstruyk/stat...ingawful.com%2F

:hmbol:

nwin
Feb 25, 2002

make's u think

Fallom posted:

Is USAA for real denying people the loan

jfc I may really end up with Navy Federal before this is over

Yep. I personally know some Coasties that we’re denied and there’s quite a few people on reddit claiming the same.

To what Kawasaki said, yeah-think of some of the guys taking out huge loans for a ford raptor and barely getting by...USAA offered an awesome deal on a loan, but they need to protect themselves at the same time.

Edit: I’m not saying that’s what happened to all the people denied...the people that I know were junior enlisted (e4-e6).

nwin fucked around with this message at 00:41 on Jan 25, 2019

Syrian Lannister
Aug 25, 2007

Oh, did I kill him too?
I've been a very busy little man.


Sugartime Jones

No wonder his casino failed multiple times

Vasudus
May 30, 2003
the only people that i ever heard of getting usaa loans were officers

i don't think i've ever personally encountered an enlisted person that successfully got one

i tried several times during my dire financial years and was denied despite having good credit (at the time) and putting up collateral of greater value than the loan so i gave up and just used my credit cards

Untagged
Mar 29, 2004

Hey, does your planet have wiper fluid yet or you gonna freak out and start worshiping us?
USAA was also one of the last* mil banks to offer shutdown loan/banking assistance.


*There was a webpage you could go to for some information if you knew where to find it but they didn't make a large announcement about any programs until after most competitors.

nwin
Feb 25, 2002

make's u think

I wonder at what point navy federal will say they have to stop providing pay advances to everyone.

Flying_Crab
Apr 12, 2002



I'm thinking I should open a Navy Federal account soon given the somewhat bad press USAA has been getting lately.

Vasudus
May 30, 2003
I'll still probably keep USAA but they're definitely not as great as they used to be. I don't really use any of their services beyond banking anymore anyway, but if I ever buy a house it'll probably be with another bank.

That won't matter though because I'll never buy a house.

nwin
Feb 25, 2002

make's u think

I’ve had USAA for everything for the last 20 years-I was under my dad for car insurance and then put everything under me when he passed.

Their checking and atm reimbursement is good, but their checking and savings rates suck.

Their investment branch just got sold off to someone else and their USAA specific index funds have higher expense fees than vanguard.

I’m not sure on their car/renters/property insurance. I like it because I’ve never had a problem with an accident claim or when my wife’s diamond fell out of her engagement ring and went missing. I like their customer service in that regard but I’ve heard their rates are higher than others.

M_Gargantua
Oct 16, 2006

STOMP'N ON INTO THE POWERLINES

Exciting Lemon

Vasudus posted:

the only people that i ever heard of getting usaa loans were officers

i don't think i've ever personally encountered an enlisted person that successfully got one

i tried several times during my dire financial years and was denied despite having good credit (at the time) and putting up collateral of greater value than the loan so i gave up and just used my credit cards

Yeah my experiences with USAA were bad. OTOH I can (and have) apply and get near immediate approval for a $5000 no collateral personal loan from navy fed. I've done it twice for deposit + first months rent when moving so that I still have cash on hand.

e; They also wanted more than double Gieco rates in car insurance

colachute
Mar 15, 2015

nwin posted:

I’ve had USAA for everything for the last 20 years-I was under my dad for car insurance and then put everything under me when he passed.

Their checking and atm reimbursement is good, but their checking and savings rates suck.

Their investment branch just got sold off to someone else and their USAA specific index funds have higher expense fees than vanguard.

I’m not sure on their car/renters/property insurance. I like it because I’ve never had a problem with an accident claim or when my wife’s diamond fell out of her engagement ring and went missing. I like their customer service in that regard but I’ve heard their rates are higher than others.

I pay $7/mo for renter's insurance in the nothern VA area.

I have two checking accounts with USAA and haven't had any issues in the ten years I've used them.

Syrian Lannister
Aug 25, 2007

Oh, did I kill him too?
I've been a very busy little man.


Sugartime Jones
I only have car insurance and a credit card through them

nwin
Feb 25, 2002

make's u think

colachute posted:

I pay $7/mo for renter's insurance in the nothern VA area.

I have two checking accounts with USAA and haven't had any issues in the ten years I've used them.

Yeah my renters insurance is cheap as gently caress-just not sure how their insurance products compare with others in general.

Tiny Timbs
Sep 6, 2008

I've tried comparing auto insurance rates but none of the competitors' websites would give me a better deal than USAA without reducing coverage.

Vasudus
May 30, 2003
I have a checking account, savings account, two credit cards, and renter's insurance. They're slightly cheaper than what my apartment complex offers for their insurance, like 11 dollars vs. 12 a month.

I did have car insurance from them and when my ex crashed the car in a parking lot and got a daytime DUI USAA refused to pay the other guy somehow??? Then they totaled it and I got more than I could possibly have sold that car for.

I don't use them for investments because I have no investments other than my very generous 401k and corporate stock plan. I'm not at that point yet, but it's probably gonna be with Vanguard when I do.

psydude
Apr 1, 2008

Vasudus posted:

I'll still probably keep USAA but they're definitely not as great as they used to be. I don't really use any of their services beyond banking anymore anyway, but if I ever buy a house it'll probably be with another bank.

That won't matter though because I'll never buy a house.

Their car and homeowners insurance is still way cheaper than anything else I can find.

Melthir
Dec 29, 2009

I need to go scrap some money together cause my avatar is just sad.

nwin posted:

Does he not understand that junior enlisted, or really anyone for that matter, currently deployed, can’t just start looking for another job?

I don’t agree with what you think he wants. To me it just seems like more posturing. I’m obviously biased, and I know trump/republicans started this mess, but now it seems like both parties are at an impasse, with neither side willing to negotiate. Trump won’t do a thing without his loving wall, and the Democrats won’t give it to him.


From the guys who wrote the bill.
https://www.facebook.com/1471607336201700/posts/2464405933588497/

Casimir Radon
Aug 2, 2008


I've said it before. I totaled a car when I was 17 and USAA hosed us on it.

Flying_Crab
Apr 12, 2002



I just have two checking + renters insurance through USAA. I do credit cards through Chase. I guess I'd be looking more or less for somewhere to prospectively get a mortgage through.

Tiny Timbs
Sep 6, 2008

Yeah I just checked with GEICO through Navy Federal and they offered a $20 discount over USAA

Casimir Radon posted:

I've said it before. I totaled a car when I was 17 and USAA hosed us on it.

I've told my story a couple times here about how USAA treated my wife like a piece of garbage for daring to be the victim of a driver on their insurance.

Soulex
Apr 1, 2009


Cacati in mano e pigliati a schiaffi!

USAA's loan plan is you basically just signing up for a credit card. This is what they told me when I asked for a personal loan to help with closing costs and a 790 credit score.

Im not happy with USAA mostly.

Milo and POTUS
Sep 3, 2017

I will not shut up about the Mighty Morphin Power Rangers. I talk about them all the time and work them into every conversation I have. I built a shrine in my room for the yellow one who died because sadly no one noticed because she died around 9/11. Wanna see it?

Eej posted:

It's really late so I thought that Ken Griffey Jr. somehow became a billionaire

I never knew there was such money in documentaries

e: I will say, I at least want to see it. I may not like and in fact mostly hate such conspicuous spending but I want to at least take a peek at what a quarter bill will get you

Melthir
Dec 29, 2009

I need to go scrap some money together cause my avatar is just sad.
I got the loan. 10k in cash payments over 12 months. I'm still switching after this is over for how they treated my guy who had the audacity to put his medical travel on his personal card because his government card was compromised and almost max it out.

ewe2
Jul 1, 2009

When (if?) this shutdown ends, are Federal employees going to get back pay? Can the system handle such a big chunk of transactions?

Vasudus
May 30, 2003
Yeah they're going to get backpay, a bill was already passed for that. And they even future proofed it by making backpay mandatory in any future shutdown.

Contractors and indirect collateral organizations still get hosed over though, that part will never change.

Tiny Timbs
Sep 6, 2008

The payroll system often can't handle something as simple as a cash advance or a PCS without dicking over a guy's pay for 6 solid months so I'm gonna go ahead and say there will be some big problems

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Icon Of Sin
Dec 26, 2008



One person gets paid everyone else’s wages would be peak stupidity.

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