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50 doll hairs betting that they get caught charging more to some minority group because algorithm in the next year
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May 25, 2021 23:25
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We ask you one simple question and then use machine learning algorithms that spit out "black guy in black neighborhood zip code = reject application" no matter what you answer For white people it's digital phrenology trying to derive how good a lending prospect you are from whether you have Amazon Prime and how many subscription boxes you're signed up for
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May 25, 2021 23:34
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sounds like that car insurance company that works exclusively through app. no way would they ever drop you the second they have to pay out a claim
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May 25, 2021 23:40
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Relevant Tangent posted:This is why you want brick walls. Now im wven more confused. Americans have walls that arent brick?
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May 25, 2021 23:43
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Spuckuk posted:Now im wven more confused. Americans have walls that arent brick? most houses in the US are made of paper and sticks
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May 25, 2021 23:44
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Spuckuk posted:Now im wven more confused. Americans have walls that arent brick? The house I grew up in was insulated with mud and horse hair(?) Or at least that's what I'm pretty sure my parents said was inside the walls during the renovations. I was young and dumber than I am now
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May 25, 2021 23:45
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As a costumer I imagine I actually want the insurance company with the highest "loss-ratio".
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May 25, 2021 23:45
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They used to be made of asbestos and sticks so we have improved somewhat
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May 25, 2021 23:46
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The Oldest Man posted:We ask you one simple question and then use machine learning algorithms that spit out "black guy in black neighborhood zip code = reject application" no matter what you answer tbf # of subscriptions is a pretty good indicator of how much of a rube someone is
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May 25, 2021 23:46
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Spuckuk posted:Now im wven more confused. Americans have walls that arent brick? Oh yeah we have all sorts of terrible yet profitable walls. I once broke a wall when I stubbed my toe and put my weight against the wall too quickly. I put a sticker over the hole and the rental company didn't notice the difference.
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May 25, 2021 23:48
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Len posted:The house I grew up in was insulated with mud and horse hair(?) Or at least that's what I'm pretty sure my parents said was inside the walls during the renovations. I was young and dumber than I am now I think you use horsehair in the plaster on the walls as a strengthening material. Old time wall insulation was more like crumpled or shredded newspaper, old jeans, random trash, literally nothing, or of course the crowd favorite asbestos.
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May 25, 2021 23:48
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Shwqa posted:Oh yeah we have all sorts of terrible yet profitable walls. I once broke a wall when I stubbed my toe and put my weight against the wall too quickly. I put a sticker over the wall and the rental company didn't notice the difference. When I lived in the dorms my dumbass roommates were loving around and put someone through the wall. A giant rear end shaped hole One of them apparently did a bunch of diy building before moving into hell and one quick trip to home depot later the rear end hole was patched and nobody had to pay any extra fees
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May 25, 2021 23:50
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Spuckuk posted:Now im wven more confused. Americans have walls that arent brick? Walls in the US are almost entirely wooden frames with insulation inside
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May 25, 2021 23:53
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Insulation is only outer walls and they also use house wrap
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May 25, 2021 23:55
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Len posted:The house I grew up in was insulated with mud and horse hair(?) Or at least that's what I'm pretty sure my parents said was inside the walls during the renovations. I was young and dumber than I am now it was probably light straw clay, common back in the day
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May 25, 2021 23:59
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Piell posted:Walls in the US are almost entirely wooden frames with insulation inside which, it should be noted, is not a bad way to build houses if done correctly
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May 26, 2021 00:02
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America was mostly lath and plaster on wood frames until like 1950
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May 26, 2021 00:04
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make insurance instant, seamless, and delightful. One of the worst sentences I have ever read in my life
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May 26, 2021 00:11
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Spuckuk posted:Now im wven more confused. Americans have walls that arent brick? LOL, brick walls. Our houses are made of this:   To either side of those studs we attach some other material, usually drywall for interior walls. Drywall is basically a sheet of plaster with a sheet of paper stuck to both sides.  So for interior walls, like the walls between apartments, townhouses, semi-detached units, etc., there will be like 1/2 an inch of drywall, a 4 inch air gap, and then another 1/2 an inch of drywall. If your neighbour snores you will know about it.
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May 26, 2021 00:16
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PostNouveau posted:Cool, yet another thing that will be run by algorithm with no recourse for consumers. What are you talking about, you can talk to AI Maya on the phone all you want. Nobody else works here.
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May 26, 2021 00:21
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Facebook Aunt posted:LOL, brick walls. Our houses are made of this: At least here where hurricanes happen the outside of the house is usually built out of concrete blocks so it doesn't just get blown the gently caress away, though the interior is the same hollow uninsulated drywall and wood bullshit.
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May 26, 2021 00:22
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What made people accept this?
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May 26, 2021 00:26
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Biplane posted:What made people accept this? it's cheap(er)
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May 26, 2021 00:28
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Biplane posted:What made people accept this? It is a lot faster and cheaper to build this way.
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May 26, 2021 00:29
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Our ancestors heard the story of The Three Little Pigs and thought, "A house made of sticks, what a grand idea."
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May 26, 2021 00:30
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Biplane posted:What made people accept this? Your options are "house" or "not house"
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May 26, 2021 00:32
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again, wood framed houses can be excellent, it’s the lovely building practices that’s the problem
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May 26, 2021 00:35
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If you rent you're just hosed, if you're buying a house in a suburb then whatever developer built the suburb used the cheapest materials and did it as fast as possible because every second a house is not sold they're losing money on it so you're just hosed, basically the only houses normal people can afford that are built out of anything but twigs and crepe paper are very old (and therefore a nightmare for other reasons) or one you explicitly have custom-built yourself (at which point it's no longer a house a normal person can afford)
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May 26, 2021 00:35
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I remember when the bottom fell out in 2008 a bunch of in-progress housing developments just stopped, so there were a fuckin' ton of large areas where all the trees and nature had been torn down, and the roads and street lights and electric poo poo all ran for a neighborhood that didn't exist. Street lights would come on at night and everything, just nothing there. They were spooky as poo poo, like someone took a suburb and removed every single house but left everything else in a completely functional state. Anyway I'm sure every developer remembers that and now builds houses even faster and cheaper in an attempt to make sure they're not left out to dry the next time poo poo takes a dip.
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May 26, 2021 00:41
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I'm the common rafter
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May 26, 2021 00:44
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I've been looking at geodesic dome house kits off and on, they look weird and have some quirks (traditional right angle stuff doesn't play well with  ) but they save on energy and construction costs. For an added bonus the structure is naturally much stronger to the point that they're mostly disasterproof.
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May 26, 2021 00:48
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Fame Douglas posted:I'm the common rafter They call me the jack stud 
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May 26, 2021 00:49
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Anyone over 25 that doesn't live in a dome house is a failure.
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May 26, 2021 00:49
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Fame Douglas posted:Anyone over 25 that doesn't live in a dome house is a failure. The movie Biodome really did inspire a generation.
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May 26, 2021 00:52
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Shwqa posted:They call me the jack stud king stud here 
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May 26, 2021 00:53
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Man this capitalism poo poo fuckin sucks.
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May 26, 2021 00:55
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Wild that in America you can just get a saber saw and cut your way through the side of a persons house into their living room.
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May 26, 2021 00:57
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Failed Imagineer posted:Wild that in America you can just get a saber saw and cut your way through the side of a persons house into their living room. A fisted size rock and a decent hurl in the right place would probably be enough.
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May 26, 2021 00:59
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Failed Imagineer posted:Wild that in America you can just get a saber saw and cut your way through the side of a persons house into their living room. This is like the fiftieth easiest way to get in a house uninvited
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May 26, 2021 01:02
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The Bloop posted:This is like the fiftieth easiest way to get in a house uninvited Yeah I'm not saying it's a smart or convenient way to burgle, just crazy to think how easy it would be
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May 26, 2021 01:09
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