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Nothus posted:What's with the bias against older homes in Japan? Is it a construction industry subsidy? those bamboo things which fill with water and then tip over like a drinky bird are protected by heritage laws so its TONK TONK TONK all loving night
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May 5, 2022 15:06
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Mola Yam posted:is housing good anywhere in the world Public housing in Vienna is good but you have to go on a waitlist and probably wont get anything these days :/
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May 5, 2022 15:14
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bitmap posted:those bamboo things which fill with water and then tip over like a drinky bird are protected by heritage laws so its TONK TONK TONK all loving night they’re called deer scares and they keep some animals away, but yeah, that noise all night might suck, but the closest one to me is like two blocks away, so I don’t notice it.
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May 5, 2022 15:35
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19 o'clock posted:this reads like the plot to an Ernest movie. jesus christ wormhole me to the universe where Ernest in the White House exists
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May 5, 2022 15:45
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numerrik posted:they’re called deer scares and they keep some animals away, but yeah, that noise all night might suck, but the closest one to me is like two blocks away, so I don’t notice it. lol
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May 5, 2022 15:48
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Euphoriaphone posted:this but we won't even get the nutrient goop thats because we're not even afforded the grace of the matrix timeline, we live in the ready player one one
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May 5, 2022 15:48
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bitmap posted:lol
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May 5, 2022 15:49
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numerrik posted:they’re called deer scares and they keep some animals away, but yeah, that noise all night might suck, but the closest one to me is like two blocks away, so I don’t notice it. i forget that hearing people complain about noise, a thing they take for granted anyways. sucks to be them 
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May 5, 2022 15:52
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Antonymous posted:yeah it;s more like 27000 now oops that’s kinda the magic of china though isn’t it. per capita gdp has gone up 2.5x since the last time you looked it up
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May 5, 2022 15:59
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i say swears online posted:you gotta live somewhere, and people tend to move to more expensive places each time
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May 5, 2022 16:22
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Lastgirl posted:thats because we're not even afforded the grace of the matrix timeline, we live in the ready player one one it's called ready player two
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May 5, 2022 16:49
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Lastgirl posted:i forget that hearing people complain about noise, a thing they take for granted anyways. sucks to be them sound of metal is a documentary
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May 5, 2022 17:21
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Deadly Ham Sandwich posted:When Americans buy a house, they usually go for the most expensive place they can afford with a 30 year mortgage. I think >90% of mortgages are for 30 year. Hell, even when renting or leasing people still go for the most expensive place they can afford. its more that the baseline is the most expensive they can afford there are no starter homes anymore
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May 5, 2022 18:08
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Ammanas posted:its more that the baseline is the most expensive they can afford In my neighborhood the 1500sqft ramblers are all being sold for 800k and immediately torn down by builders and replaced by $1.5 million McMansions that just sit for months entirely unoccupied
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May 5, 2022 18:10
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I’m seeing price drops in Duvall and gig harbor.
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May 5, 2022 18:17
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Ammanas posted:its more that the baseline is the most expensive they can afford Yeah I just bought a house back in Dec and it was just a bit past what my wife and I could afford (the mortgage is affordable but the repairs it needs means I need a raise or a new job with higher pay). But there wasn't any choice; we both saw the writing on the wall about interest rates getting jacked up so it was then or never. We squeezed in with a 3%, which is good for sure, but lol the joke will be on us when prices drop and we're paying on a house worth less than the loan. Lmao.
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May 5, 2022 18:20
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prices do not go down good luck
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May 5, 2022 18:21
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how long are you locked into 3% (I have never bought a house)
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May 5, 2022 18:21
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it is a 30 year loan op
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May 5, 2022 18:24
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Its fixed, so just 29 years and 7 months left! 
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May 5, 2022 18:24
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prices would have to crater so crazily for me to be underwater on my loan but I have faith in the fragility of our economic system.
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May 5, 2022 18:43
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DR FRASIER KRANG posted:prices would have to crater so crazily for me to be underwater on my loan but I have faith in the fragility of our economic system. 
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May 5, 2022 18:45
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a 1500’ ranch would still be less than 400 where I live so maybe my market is cool
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May 5, 2022 20:05
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euphronius posted:it is a 30 year loan op I'm just glad that as hosed as the US is, we're not one of the countries that has poo poo like a 30-year payoff schedule where you have to renew the mortgage terms every five years or whatever at current market rates (and if nobody will give you a re-up, you have to come up with the full balance immediately).
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May 5, 2022 20:18
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“we “ do have adjustable rate mortgages they aren’t very popular atm you can get a fixed rate very easily (relatively !!)
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May 5, 2022 20:18
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euphronius posted:“we “ do have adjustable rate mortgages they aren’t very popular atm Yeah, people can get ARMs, but they don't have to go through a new qualification period every few years.
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May 5, 2022 20:21
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 oh no
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May 5, 2022 20:21
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Bar Ran Dun posted:I’m seeing price drops in Duvall and gig harbor. I know people in Gig Harbor and trust me when I say you could not pay me enough to live there. Crime is so out of control there when I visited them last they insisted I stay the night because there's so many people drunk driving around the Key Peninsula after dark. They told me the crime went up sharply as soon as the Covid stimulus ended. I was driving to the state park and some dude walking along the highway whipped out his junk as I drove past. It's insane.
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May 5, 2022 20:29
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I would like housing prices to go down in places that I actually want to live, rather than Duvall or Gig Harbor
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May 5, 2022 20:39
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Ornery and Hornery posted:I would like housing prices to go down in places that I actually want to live, rather than Duvall or Gig Harbor pray that amazon/tech stock keeps diving
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May 5, 2022 20:42
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euphronius posted:
If you have to buy a house when interest rates are high or climbing, then ARMs can make sense with the idea that you would refinance to a fixed rate when interest rates lower. ARMs will typically have a lower initial interest rate then a fixed rate at the time and that allows you to put more money toward the principal potentially saving a ton of money in the long run. Doubly so if you do a 15year ARM, then refinance after like 3 years.
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May 5, 2022 20:45
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Antonymous posted:https://www.century21global.com/property/%E9%BB%84%E9%87%91%E5%9F%8E%E9%81%93619%E5%BC%84-shanghai-china-C21126880406-USD if this were a bungalow I’d guess it was in Canada that bathroom is baller status and that kitchen is way bigger than mine
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May 5, 2022 20:46
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Ornery and Hornery posted:I would like housing prices to go down in places that I actually want to live, rather than Duvall or Gig Harbor 100% federal vacancy tax ramping up for each additional housing unit that is not lived in by the owning entity. 1 primary residence + 1 empty "investment" property = 100% vacancy tax pro-rated weekly 1 residence + 10 investment houses = 10000% vacancy tax, per empty unit. So blackrocks weekly tax owed would be somewhere around 70 quintillion dollars, and when they couldn't pay it, HUD would repossess houses at fair market value until the bill was paid. Simple. ate shit on live tv has issued a correction as of 20:52 on May 5, 2022 |
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May 5, 2022 20:49
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Ornery and Hornery posted:I would like housing prices to go down in places that I actually want to live, rather than Duvall or Gig Harbor Sorry we need to save all those houses for AirBnB
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May 5, 2022 20:55
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Eason the Fifth posted:Yeah I just bought a house back in Dec and it was just a bit past what my wife and I could afford (the mortgage is affordable but the repairs it needs means I need a raise or a new job with higher pay). But there wasn't any choice; we both saw the writing on the wall about interest rates getting jacked up so it was then or never. We squeezed in with a 3%, which is good for sure, but lol the joke will be on us when prices drop and we're paying on a house worth less than the loan. Lmao. Congratulations, you are a huge beneficiary of rampant inflation!
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May 5, 2022 21:01
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Wraith of J.O.I. posted:pray that amazon/tech stock keeps diving what the area needs is a good 30,000 amazon employee layoff
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May 5, 2022 21:12
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Vox Nihili posted:Congratulations, you are a huge beneficiary of rampant inflation! That's true, but I also feel forced into a last-ditch and exceptionally last-minute attempt that I can't entirely afford (as housing prices have bounded out of predatory and into the totally absurd) to make some sort of long-term investment into a property that requires more money than I have to maintain, in the vague hope of a long-term financial security I likely won't live to see. but lol, so it goes I guess
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May 5, 2022 21:47
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bitmap posted:those bamboo things which fill with water and then tip over like a drinky bird are protected by heritage laws so its TONK TONK TONK all loving night relax dude its heritage not hate
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May 5, 2022 21:54
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Eason the Fifth posted:Yeah I just bought a house back in Dec and it was just a bit past what my wife and I could afford (the mortgage is affordable but the repairs it needs means I need a raise or a new job with higher pay). But there wasn't any choice; we both saw the writing on the wall about interest rates getting jacked up so it was then or never. We squeezed in with a 3%, which is good for sure, but lol the joke will be on us when prices drop and we're paying on a house worth less than the loan. Lmao. chances of that are very dependent on what area you're in tbh like a co-worker at my old company who lived in Michigan was underwater on their house until like 2017-2018 after the last crash, but Portland, OR basically just saw a small dip and then held steady congrats on getting it locked in though, even with issues/deferred maintenance, it seems better than the alternatives
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May 5, 2022 21:56
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making an offer on a house today that I don’t really want but literally going to be homeless by mid June otherwise. rental vacancy is basically nil thanks to sharply rising prices and Airbnb, especially living in a tourist area in summer. wooooo.
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May 5, 2022 22:17
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