Auspol Election 2022 - "lol" said the tuna, "lmao" said the sardines.

The Something Awful Forums > Discussion > Debate & Discussion > Auspol Election 2022 - "lol" said the tuna, "lmao" said the sardines.

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Who will win the federal Election This poll is closed.
Labor Majority	48	42.48%
Labor Minority	29	25.66%
Liberal Majority	3	2.65%
Liberal Minority	12	10.62%
UAP Majoirty	21	18.58%
Total:	113 votes

[Edit Poll (moderators only)]

JBP: Feb 16, 2017; You've got to know, to understand,
Baby, take me by my hand,
I'll lead you to the promised land.

Everyone is about to have a super poo poo time but I'm glad we will have brute forced out some tangible stuff before the country goes bankrupt.

# ? Jul 19, 2022 03:26

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# ? May 19, 2024 11:49

bell jar: Feb 25, 2009

JBP posted:

Everyone is about to have a super poo poo time but I'm glad we will have brute forced out some tangible stuff before the country goes bankrupt.

Looking forward to my Albo faced trillion dollar bill

# ? Jul 19, 2022 04:15

Eediot Jedi: Dec 25, 2007; This is where I begin to speculate what being a
man of my word costs me

Has to be bill shorten surely

# ? Jul 19, 2022 04:41

bell jar: Feb 25, 2009

Eediot Jedi posted:

Has to be bill shorten surely

He's on the Billion

# ? Jul 19, 2022 05:05

mahershalalhashbaz: Jul 22, 2021

SuddenCactus posted:

The oval office from Snowy River

# ? Jul 19, 2022 07:08

snickothemule: Jul 11, 2016; wretched single ply might as well use my socks

So the 5 year State of the Environment report was released, Tanya had a national press club chat and as expected shits royally hosed.

Sat on Susan Leys desk for 6 months and nothing was done about it. Can't go to the election with a report that damning evidently.

Now libs are whinging about partisan finger pointing and Ley's spokesperson made some bum rear end excuse why it wasn't appropriate to release at the time and Tanya should just do what the experts tell her to, like the Morrison government did.

On top of things the cuts to environment caused a huge backlog that lead to environmental approvals being late and taking over 116 days to get through. How poo poo do you have to be at running a government that not only are you rat loving the environment to oblivion, you also pull development to a screeching halt.

snickothemule fucked around with this message at 07:27 on Jul 19, 2022

# ? Jul 19, 2022 07:24

freebooter: Jul 7, 2009

bell jar posted:

I'm keen for when Metro tunnel is done, driving past the new station at the Domain Interchange looks cooler every time I go by

Deeply gives me the irrits that they're calling it Anzac instead of Domain

# ? Jul 19, 2022 07:45

Konomex: Oct 25, 2010; a whiteman who has some authority over others, who not only hasn't raped anyone, or stared at them creepily...

Recoome posted:

RATs are of dubious value for the current COVID strains

maybe Victoria should pull itself up by it's bootstraps like excellent NSW, WA, or QLD. It worked for the other lifter states.

I've said it before, just shovel some poo poo out of the ground and hawk it to China, India, Japan or whoever wants it. It's one easy trick to make Billions!

# ? Jul 19, 2022 08:46

I would blow Dane Cook: Dec 26, 2008

quote:

Former Sydney councillor tells ICAC inquiry Chinese developer paid for his escort

# ? Jul 19, 2022 10:17

WhiskeyWhiskers: Oct 14, 2013; "هذا ليس عادلاً."
"هذا ليس عادلاً على الإطلاق."
"كان هناك وقت الآن."
(السياق الخفي: للقراءة)

freebooter posted:

Deeply gives me the irrits that they're calling it Anzac instead of Domain

At least call it 'Memorial', Anzac station is so loving poo poo.

# ? Jul 19, 2022 10:33

Comstar: Apr 20, 2007; Are you happy now?

Work finally insisted on masks at all times. Except unlike last time everyone's still AT work - there hasn't been any announcement of lots of people going to WFH and do telehealth and send a lot of the workers out so the rest can spread out amongst closed offices.

Hopefully that happens tomorrow, but who knows.

# ? Jul 19, 2022 10:35

hooman: Oct 11, 2007; This guy seems legit.; Fun Shoe

The Age posted:

OPINION
Freaking out about interest rate rises? Here are 5 things to do today
Jessica Irvine

Phil Lowe just killed my holiday Zen buzz.
I returned this week from six blissful solo nights away in a cabin in the woods, where I meditated, cooked nourishing curries, listened to Dolly Parton and slept. Oh, did I sleep! Being me, I also packed my household budget binder and spent some time quietly reflecting on my annual budget.
Breath in-2-3. And out-2-3. Aaaaah. Zen at last.
But while I was away, our Reserve Bank governor, Phil Lowe, has been cooking up other plans for my emotional state this financial year.
What began as a gentle mid-election rate adjustment has developed lately into a full-blown, inflation-fighting, interest-rate war.
And it�s becoming clear that people like me � first-home buyers who only shackled themselves to rather large mortgages quite recently � are going to bear the brunt of rates pain. After nearly two decades of observing interest-rate rises from the sidelines as a dispassionate and renting journalist, I now find myself a cog in the wheel of the official �transmission mechanism� of �monetary policy�, under which borrowers are squeezed like lemons to bring about a slowing in demand and price pressures the central bank deems appropriate.
Fortunately, my household finances are sound. I have a substantial monthly savings buffer and my mortgage rate is fixed at a low 1.84 per cent until the middle of next year. Still, the prospect of what happens after that is unsettling. Higher costs will eat into my monthly savings buffer, either delaying my day of retirement or meaning I retire with less. At some point, it will also mean I have to cut back my standard of living � the position many recent borrowers find themselves in already.
A degree of fear about what is to come is, in fact, the precise emotional response Lowe is hoping to elicit in borrowers. However, Lowe doesn�t just want us wallowing in fear. He also wants us taking action, cutting back on non-discretionary spending and tightening our belts as best we can. Collectively, these actions will take demand out of the economy, which will help to curb price pressures. So, here are five things you can do today to help you navigate what is to come. Remind yourself it could be worse. The good news is that interest rates are only rising because of the underlying strength of our economy.
Joblessness is at its lowest in nearly half a century and, so long as you keep your job, you have an income to keep funding your mortgage. Homeowners might also take heart that there is, for most people, a real psychological value to be had from finally being on the ladder of secure housing tenure. Spare a thought for renters, who are also facing rising living costs with less housing stability.
Run your scenarios
That being said, rate rises are going to hurt. Use the MoneySmart Mortgage calculator to run some scenarios.
I did my sums this week. My monthly mortgage repayments are fixed at $2599. If I switched to one of the best available variable interest rate loans on the market (about 2.59 per cent), I would be paying an extra $300 a month.
If the cash rate rises to 2.5 per cent � which most economists expect � this pushes that lowest variable rate product to 3.74 per cent, and I�d need to find another $733 a month. I expect this will be at least what I will encounter mid next year, when my fixed-rate period ends.
If the cash rate goes to 3 per cent, I�ll be out of pocket by an extra $932 a month. And so forth. At some point, my monthly budget surplus of about $1500 would be extinguished, and I�ll need to take action.

Make a hit list of expenses you can ditch
Worst-case scenario, I could stop contributing extra to my superannuation, despite that strategy offering some of the best tax breaks in town.
My gym membership of $386 a month could get the chop, although I�d probably rather sacrifice my super to ensure I arrive at retirement in peak health. My holiday�s budget of $500-ish a month could also take a trim � I�ll have to Zen out at home.
After that, my budget is already looking pretty bare. I only budget $150 per month for eating out and $20 for alcohol.
There are also private school fees to pay, but I�d sooner switch to a higher-paid job than sacrifice that, which brings me to point 4�
Think about alternative employers or jobs
Australia�s historically tight labour market is a major driver of higher interest rates, but it also presents opportunities for borrowers, particularly highly skilled workers.
Now is the time to dip your toe in the jobs market to investigate what alternative employers are paying and/or to ask your boss for a raise.
Shop your mortgage interest rate. Review and compare insurance premiums and coverage at least once a year (and have policies with the highest excess possible).
Use comparison sites for energy such as energymadeeasy.gov.au or, for Victorians, compare.energy.vic.gov.au (and don�t forget to log on today and apply for your $250 power saving bonus!).
By far the best way to identify unnecessary spending is to start tracking it in whatever way suits you. It can be spreadsheet or just good old pen and paper. You can use my resources at jessicairvine.com.au/resources.
Knowledge is power and knowing where your money is going today will put you in the best position to find savings tomorrow, as needed.
Advice given in this article is general in nature and is not intended to influence readers� decisions about investing or financial products. They should always seek their own professional advice that takes into account their own personal circumstances before making any financial decisions.
Jessica Irvine is author of the new book Money with Jess: Your Ultimate Guide to Household Budgeting. You can follow more of Jess� money adventures on Instagram @moneywithjess and sign up to receive her weekly email newsletter.

AAAAAAAAAAAAAAAAAAAAA

# ? Jul 19, 2022 13:00

cool biRd pics: Aug 28, 2009; you will feel ashamed of your words & deeds

how is scott morrison responding to the tragic death of former pm associated with a fringe religious group being gunned down by a person not even mad about federal politics

# ? Jul 19, 2022 13:01

Trimson Grondag 3: Jul 1, 2007; Clapping Larry

hooman posted:

AAAAAAAAAAAAAAAAAAAAA

Astonishingly bad advice followed by the correct advice to go get paid more.

# ? Jul 19, 2022 13:07

Solemn Sloth: Jul 11, 2015; Baby you can shout at me,
But you can't need my eyes.

Journalists that pretend they�re economists are legit some of the stupidest organisms ever to walk the earth

# ? Jul 19, 2022 13:18

dr_rat: Jun 4, 2001

Solemn Sloth posted:

Journalists that pretend they�re economists are legit some of the stupidest organisms ever to walk the earth

Seriously. Was there at no point where they were writing the piece did they think to themselves, is what I am spending my money on, what the average person reading what I am writing spending their money on.

Also lol that they didn't mention how much the private school was setting them back.

# ? Jul 19, 2022 13:25

Megillah Gorilla: Sep 22, 2003; If only all of life's problems could be solved by smoking a professor of ancient evil texts.; Bread Liar

hooman posted:

AAAAAAAAAAAAAAAAAAAAA

On the ABC website today they had an article with "Dramatically cut your electricity bill" and the article was just an interview with Some Random Bloke about how he cuts his bills. The biggest chunk of people's electricity bill is currently heating, of course, and he went on about how people just need to get used to being a little uncomfortable and we're all too soft.

Then the article got to the part where he lives in Queensland.

# ? Jul 19, 2022 14:01

Trimson Grondag 3: Jul 1, 2007; Clapping Larry

It's -3 overnight tonight, I will certainly turn my heater off.

# ? Jul 19, 2022 14:47

dr_rat: Jun 4, 2001

Trimson Grondag 3 posted:

It's -3 overnight tonight, I will certainly turn my heater off.

Do you have any idea how much money you can save by freezing to death? If you cut down on the Avo and toast as well you should be able to retire by the time you're 21!!!

# ? Jul 19, 2022 14:54

Zenithe: Feb 25, 2013; _{Ask not to whom the Anidavatar belongs; it belongs to thee.}

The prerequisite for step 1 is to already have bought your home

# ? Jul 19, 2022 21:36

freebooter: Jul 7, 2009

My favourite Irvine piece:

https://www.smh.com.au/money/investing/i-invested-in-shares-for-the-first-time-this-week-here-s-how-i-did-it-20210507-p57ppx.html

quote:

Opinion
I invested in shares for the first time this week: here�s how I did it

quote:

Jessica Irvine
Senior economics writer

# ? Jul 19, 2022 22:01

Recoome: Nov 9, 2013; Matter of fact, I'm salty now.

Trimson Grondag 3 posted:

It's -3 overnight tonight, I will certainly turn my heater off.

do people actually run heating overnight in winter??? when I was living in rural NSW theres no way we could afford to keep the heater on overnight (this was the 90's though)

# ? Jul 19, 2022 22:44

EoinCannon: Aug 29, 2008; Grimey Drawer

Recoome posted:

do people actually run heating overnight in winter??? when I was living in rural NSW theres no way we could afford to keep the heater on overnight (this was the 90's though)

It was -3 here overnight and I definitely did not run the heating.
Everyone's different I guess but I prefer a cold room for sleeping, just add blankets when it gets cold

# ? Jul 19, 2022 22:53

CAT INTERCEPTOR: Nov 9, 2004; Basically a male Margaret Thatcher

Solemn Sloth posted:

Journalists that pretend they�re economists are legit some of the stupidest organisms ever to walk the earth

Journalism is daycare for trust fund babies

# ? Jul 19, 2022 23:07

birdstrike: Oct 30, 2008; i;m gay

Like Anidav, news corp broke Jess Irvine�s brain and going back to Fairfax hasn�t fixed it

# ? Jul 19, 2022 23:31

birdstrike: Oct 30, 2008; i;m gay

The best part of it is completely missing the actual point here:

quote:

I now find myself a cog in the wheel of the official �transmission mechanism� of �monetary policy�, under which borrowers are squeezed like lemons to bring about a slowing in demand and price pressures the central bank deems appropriate.

Everyone knows the spike in inflation is caused by supply issues (Ukraine war, covid in factories, climate change killing crops) and compounded by businesses gouging except the particularly stupid RBA board and economics writers. There is no evidence raising rates will do anything to help.

# ? Jul 19, 2022 23:39

Recoome: Nov 9, 2013; Matter of fact, I'm salty now.

birdstrike posted:

The best part of it is completely missing the actual point here:

Everyone knows the spike in inflation is caused by supply issues (Ukraine war, covid in factories, climate change killing crops) and compounded by businesses gouging except the particularly stupid RBA board and economics writers. There is no evidence raising rates will do anything to help.

Sorry OP, rates are too drat low.

Borrow too much because your broker said everything would be fine? Get capitalised, bitch

# ? Jul 19, 2022 23:41

JBP: Feb 16, 2017; You've got to know, to understand,
Baby, take me by my hand,
I'll lead you to the promised land.

Raising rates will stall the idiotic property market so that's something.

# ? Jul 19, 2022 23:43

Trimson Grondag 3: Jul 1, 2007; Clapping Larry

Recoome posted:

do people actually run heating overnight in winter??? when I was living in rural NSW theres no way we could afford to keep the heater on overnight (this was the 90's though)

We set it to 10c, we are doing house renos at the moment so there�s no insulation and it would get down to 1-2 easy overnight otherwise.

# ? Jul 19, 2022 23:46

Tomberforce: May 30, 2006

The off grid house we built is working well at these temps with sunny winter days. Stayed above 18 last night with no heating on in probably -4 outside in central Vic. North facing windows and insulatinled building envelope really works well.

Mortgage is getting more expensive now but at least no power bills to worry about.

# ? Jul 19, 2022 23:55

JBP: Feb 16, 2017; You've got to know, to understand,
Baby, take me by my hand,
I'll lead you to the promised land.

My apartment gets pretty hot in the summer, but I generally just run one of those Dyson fans and cope unless it goes over 35. Winter it stays perfectly warm which is a good deal on a morning like this one where I'm working from home.

Can't imagine what it's like living in one of those new apartments or a new development with black exteriors/rooftops and poo poo woof.

# ? Jul 19, 2022 23:59

bowmore: Oct 6, 2008; Lipstick Apathy

EoinCannon posted:

It was -3 here overnight and I definitely did not run the heating.
Everyone's different I guess but I prefer a cold room for sleeping, just add blankets when it gets cold

Same, I'd get too hot/worry about the house burning down

# ? Jul 20, 2022 00:15

Recoome: Nov 9, 2013; Matter of fact, I'm salty now.

Trimson Grondag 3 posted:

We set it to 10c, we are doing house renos at the moment so there�s no insulation and it would get down to 1-2 easy overnight otherwise.

No wonder there's an energy crisis, smdh

I would simply choose not be cold by wearing warmer clothing and having warm bedding.

# ? Jul 20, 2022 00:21

WhiskeyWhiskers: Oct 14, 2013; "هذا ليس عادلاً."
"هذا ليس عادلاً على الإطلاق."
"كان هناك وقت الآن."
(السياق الخفي: للقراءة)

Hot water bottles are my go-to

# ? Jul 20, 2022 00:35

Tomberforce: May 30, 2006

Electric blankets are also really good and use stuff all power.

# ? Jul 20, 2022 01:06

starkebn: May 18, 2004; "Oooh, got a little too serious. You okay there, little buddy?"

Recoome posted:

No wonder there's an energy crisis, smdh

I would simply choose not be cold by wearing warmer clothing and having warm bedding.

though I do live in Brisbane where this is easier

# ? Jul 20, 2022 01:09

Solemn Sloth: Jul 11, 2015; Baby you can shout at me,
But you can't need my eyes.

We have a heater on overnight for the kids, one is 8 weeks and the other is 2.5 but has a tendency to throw his doona off at some point during the night and this house gets loving freezing.

# ? Jul 20, 2022 01:17

dr_rat: Jun 4, 2001

starkebn posted:

though I do live in Brisbane where this is easier

Just recently came back up to Gympie from Vic to help my sister move. Been some nights where Melbourne's been warmer.

As soon as you get even a bit away from the sea, nights start getting cold fast.

# ? Jul 20, 2022 01:22

Trimson Grondag 3: Jul 1, 2007; Clapping Larry

starkebn posted:

though I do live in Brisbane where this is easier

Literally the same thing QLD people telling Victorians to turn their heaters off that started this digression:)

Next winter I should be able to get the house sealed up and insulated, just takes time.

# ? Jul 20, 2022 01:27

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# ? May 19, 2024 11:49

1000 Sweaty Rikers: Oct 13, 2005

WhiskeyWhiskers posted:

Hot water bottles are my go-to

I went to buy one from the chemist yesterday, but they were all sold out

# ? Jul 20, 2022 01:30

The Something Awful Forums > Discussion > Debate & Discussion > Auspol Election 2022 - "lol" said the tuna, "lmao" said the sardines.

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