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Raskolnikov2089
Nov 3, 2006

Schizzy to the matic

Cyrano4747 posted:

Pretty sure this was the thread that was talking about I-Bonds a while ago.

If you want to get one at 9.62% get on that poo poo right. now. With the CPI coming out they're slashing the rate on the bonds to 6.48% on November 1.

I have no idea how the CPI coming in at 8% and change means the ibonds go two points lower than that, but I'm not a fancy economist either. Still, get in while the getting is good.

Bought mine thanks to this thread. Also the treasury.gov website is horrible. Having to type your password on a virtual keyboard should be an automatic trial before the Hague.

Motronic posted:

I mean, it's just typical lowest bidder government contract poo poo.

If you use developer mode you can remove the readonly="readonly" from the password field and use your password manager to fill it in.


Bless you.

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AreWeDrunkYet
Jul 8, 2006
Probation
Can't post for 7 hours!

Qwertycoatl posted:

What's he doing while on vacation with his wife, that she doesn't join in on, that unexpectedly cost an extra 3K?

It's always something boring (for the reader) like drugs or gambling.

WithoutTheFezOn
Aug 28, 2005
Oh no

Cyrano4747 posted:

I have no idea how the CPI coming in at 8% and change means the ibonds go two points lower than that, but I'm not a fancy economist either. Still, get in while the getting is good.
Different time periods, one year vs. six months. The CPI-W went up about 3.25% from March through Sept. Double that is the new rate.

Cyrano4747
Sep 25, 2006

Yes, I know I'm old, get off my fucking lawn so I can yell at these clouds.

:10bux: says either drugs or going to a casino.

Hedge bet on buying expensive tickets to a sporting event.

KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22
I'll take some kind of goofy experiential thing like skydiving because at least that would be fun

MEIN RAVEN
Oct 7, 2008

Gutentag Mein Raven

Midjack posted:

Speed Queen "Financial" Services

LanceHunter
Nov 12, 2016

Beautiful People Club


Cyrano4747 posted:

:10bux: says either drugs or going to a casino.

Hedge bet on buying expensive tickets to a sporting event.

Drugs maybe, but that seems like something that either the wife would be more upset about or would be joining in on. Also, while drugs aren't cheap, they aren't that expensive either. It would be hard to spend $3k on an amount of drugs that you would be doing by yourself during a short timeframe (like on a vacation) that wouldn't put you in the hospital.

I could see someone going wildly over-budget if they had a fancy dinner and decided they needed to feel like a baller and covered the table's bill. But I don't see how that would work with the wife not being involved or with the guy borrowing money from someone.

So yeah, casino or big-ticket sporting event is likely. Maybe he went in with this guy (and maybe some other folks) to get a box suite at an NFL or MLB game. It would fit the bill for something that he could talk his wife into letting him do, that the other guy would feel okay covering for him, and could happen during an interlude on vacation.

KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22
https://www.papermag.com/horse-kicks-2658475562.html?rebelltitem=6#rebelltitem6

we are gradually approaching heelys for dogs becoming a reality

The junk collector
Aug 10, 2005
Hey do you want that motherboard?

Raskolnikov2089 posted:

Bought mine thanks to this thread. Also the treasury.gov website is horrible. Having to type your password on a virtual keyboard should be an automatic trial before the Hague.

The "high security" spec for these websites randomizes the location and order of the buttons on the virtual keyboard with the idea being that someone can't get your password by reading mouse location.

drk
Jan 16, 2005

Cyrano4747 posted:

Pretty sure this was the thread that was talking about I-Bonds a while ago.

If you want to get one at 9.62% get on that poo poo right. now. With the CPI coming out they're slashing the rate on the bonds to 6.48% on November 1.

I have no idea how the CPI coming in at 8% and change means the ibonds go two points lower than that, but I'm not a fancy economist either. Still, get in while the getting is good.

TIPS are paying a real yield of 1.7-2.0% which is better than I bonds (0%) if you are planning to hold medium-long term. If you are planning on selling in 1-2 years, I bonds might be better since you can lock in that 9.6% nominal rate for the first 6 months for another week or so.

Sundae
Dec 1, 2005

Phanatic posted:

Thanks for the reminder, I'd been forgetting to do this.

However, holy poo poo, this is the dumbest interface I've ever used:


You pick a strong password, which means it's a jumble of letters and characters, but you can't just paste it into the password field. No. You have to click on the buttons one at a time. But that's okay, they simplify things by making your strong password case-insensitive.


Let's give them the old MapleStory login interface, where you have this exact bullshit, but it also changes the location of the letters between clicks so that nobody can trace mouse movements or some non-existent threat. Let's run this poo poo into the ground.

Involuntary Sparkle
Aug 12, 2004

Chemo-kitties can have “accidents” too!

Chainclaw posted:

Those drive thru espresso places here are often very exploitive, the whole situation sucks https://exoduscry.com/articles/seattles-bikini-baristas-coffee-stands-serve-up-sexual-harassment/

There are other, longer articles that go into more detail, but this one I'm sharing because it's from just a few months ago, it's still a big problem.

There's probably some bad with money in that story, but it's mostly just creepy men.

evilweasel posted:

uh, there are plenty of drive through coffee places that have their baristas in normal clothing

Yeah, I was just talking about all of the other regular drive through espresso places around town.

Thesaurus
Oct 3, 2004


Chainclaw posted:

Those drive thru espresso places here are often very exploitive, the whole situation sucks https://exoduscry.com/articles/seattles-bikini-baristas-coffee-stands-serve-up-sexual-harassment/

There are other, longer articles that go into more detail, but this one I'm sharing because it's from just a few months ago, it's still a big problem.

There's probably some bad with money in that story, but it's mostly just creepy men.

How fun to learn about a new, horrible business today... There a lot of potential discrimination/harassment liability built into those businesses, so hopefully they all get sued out of business. Easy money: Apply as a male barista and see what happens.

Motronic
Nov 6, 2009

Thesaurus posted:

Easy money: Apply as a male barista and see what happens.

That doesn't work for the same reasons you can't just yell "discrimination! give me a check!" at Hooters and strip clubs. Or movies and TV shows. Look up "bona fied occupational qualification."

LanceHunter
Nov 12, 2016

Beautiful People Club


Thesaurus posted:

How fun to learn about a new, horrible business today... There a lot of potential discrimination/harassment liability built into those businesses, so hopefully they all get sued out of business. Easy money: Apply as a male barista and see what happens.

Alas, if a place is classified as a "sexually-oriented business" then they can do things like discriminate based on gender in the relevant roles (exotic dancer, bikini barista, Hooters waitress, etc) without liability. There are sometimes zoning restrictions on those type of businesses, but it can vary greatly from place to place and typically is only enforced when there is actual nudity involved.

Tomfoolery
Oct 8, 2004

Motronic posted:

That doesn't work for the same reasons you can't just yell "discrimination! give me a check!" at Hooters and strip clubs. Or movies and TV shows. Look up "bona fied occupational qualification."

Since you're big into pedantry, I think you'd appreciate knowing that you can either write "bonified" if you're writing dialogue for a spaghetti western, or "bona fide" otherwise.

Phanatic
Mar 13, 2007

Please don't forget that I am an extremely racist idiot who also has terrible opinions about the Culture series.

Motronic posted:

That doesn't work for the same reasons you can't just yell "discrimination! give me a check!" at Hooters and strip clubs. Or movies and TV shows. Look up "bona fied occupational qualification."

It's tough to establish gender as a bona fide occupational qualification, though. Hooters did in fact settle just such a lawsuit and agreed to hire men (although not as waiters), probably because they were afraid of losing entirely if it went to a decision.

https://www.nytimes.com/1997/10/01/us/hooters-settles-suit-by-men-denied-jobs.html

With strip clubs, the women are generally independent contractors. A better example might be something like the Rockettes or NFL cheerleaders.

Thesaurus
Oct 3, 2004


Motronic posted:

That doesn't work for the same reasons you can't just yell "discrimination! give me a check!" at Hooters and strip clubs. Or movies and TV shows. Look up "bona fied occupational qualification."

It's not at all a settled issue. BFOQ is a narrow exception not so simple as declaring that you only want to hire hot chicks for whatever business. Eg, courts have ruled that you can't just hire female flight attendants, even though the airlines argued that their clientele expected attractive young women in that role. Hooters has also dealt with a lot of litigation on this point. Notably, most of these disputes have ended in private settlements and it's not courts siding with the employer.

My point is just that there's a lot of liability for what is on paper a "coffee" shop to operate as an unofficial strip club, and there is a 100% chance that the type of people who own these businesses haven't given this any thought.

Edit: In practice, men don't apply to these jobs and the women are used to putting up with sexual harassment from customers (which the company is obligated to prevent).

Thesaurus fucked around with this message at 21:40 on Oct 21, 2022

Thesaurus
Oct 3, 2004


On a related note, has anyone suggested "bikini donut vendors" as a business idea for the guy in the other thread?

RPATDO_LAMD
Mar 22, 2013

🐘🪠🍆

Phanatic posted:

It's tough to establish gender as a bona fide occupational qualification, though. Hooters did in fact settle just such a lawsuit and agreed to hire men (although not as waiters), probably because they were afraid of losing entirely if it went to a decision.

https://www.nytimes.com/1997/10/01/us/hooters-settles-suit-by-men-denied-jobs.html

With strip clubs, the women are generally independent contractors. A better example might be something like the Rockettes or NFL cheerleaders.

The "although not as waiters" part seems pretty important here.
Obviously "be a sexy lady" is not a bona fide occupational qualification to be the person microwaving wings in the back of the titty restaurant.

Dik Hz
Feb 22, 2004

Fun with Science

Tomfoolery posted:

Since you're big into pedantry, I think you'd appreciate knowing that you can either write "bonified" if you're writing dialogue for a spaghetti western, or "bona fide" otherwise.
I’m here for this level of petty.

rufius
Feb 27, 2011

Clear alcohols are for rich women on diets.

Tomfoolery posted:

Since you're big into pedantry, I think you'd appreciate knowing that you can either write "bonified" if you're writing dialogue for a spaghetti western, or "bona fide" otherwise.

Dik Hz posted:

I’m here for this level of petty.

You can also spell it bonerfied if you’re in the south :smuggo:

Vice President
Jul 4, 2007

I'm number two around here.

thanks to recent world events I've become aware that one of the shortest-serving prime ministers of the UK was named Bonar Law.

Elephanthead
Sep 11, 2008


Toilet Rascal

Vice President posted:

thanks to recent world events I've become aware that one of the shortest-serving prime ministers of the UK was named Bonar Law.

Too hard for the job.

Vice President
Jul 4, 2007

I'm number two around here.

Elephanthead posted:

Too hard for the job.

good av+post combo

Sundae
Dec 1, 2005

Thesaurus posted:

On a related note, has anyone suggested "bikini donut vendors" as a business idea for the guy in the other thread?

Yep, I did. Specifically, that he should work front of shop too.

LifeSunDeath
Jan 4, 2007

still gay rights and smoke weed every day

evobatman
Jul 30, 2006

it means nothing, but says everything!
Pillbug

https://twitter.com/JennyENicholson/status/1582913000637284352

TraderStav
May 19, 2006

It feels like I was standing my entire life and I just sat down

I'd like the "painted on a white conversion van" version of this please.

Chamale
Jul 11, 2010

I'm helping!




Classic scam: Sell item to yourself on eBay for $300,000, then sell another one to a sucker for $10,000.

AreWeDrunkYet
Jul 8, 2006
Probation
Can't post for 7 hours!

Chamale posted:

Classic scam: Sell item to yourself on eBay for $300,000, then sell another one to a sucker for $10,000.

Your scam involves paying eBay $7,800 in fees for the first item. And a bit over $1,000 for the second one.

AreWeDrunkYet fucked around with this message at 16:52 on Oct 23, 2022

Tendales
Mar 9, 2012
So, a tidy $1200 profit and also a strong financial incentive for ebay to not crack down on your bullshit

grenada
Apr 20, 2013
Relax.
Listed for vs sold for is a huge difference on eBay. I flip art as a hobby and I pay for historical price databases to gauge value before I buy artwork. The only reason to look at current ebay listings is to determine the sell-through rate for an artist (or item/antiques/collectibles generally). I always inflate the prices of the items I sell and then negotiate downwards with interested buyers.

But heritage auctions will actually do that shill bid scam. They partner with grading agencies to overvalue collectibles and then shill bid up the first few items to create a mania around a class of collectibles to get people to “invest” is a normally worthless item.

SpelledBackwards
Jan 7, 2001

I found this image on the Internet, perhaps you've heard of it? It's been around for a while I hear.

I know it's been covered in the thread already, but that's definitely going on with classic video games too.

Joe Mama
May 10, 2008
I stood next to two guys in front of the games at Half Price Books who were discussing just that. "I can make $5 ($10, blah blah) off that, that, that..."

Midjack
Dec 24, 2007



Joe Mama posted:

I stood next to two guys in front of the games at Half Price Books who were discussing just that. "I can make $5 ($10, blah blah) off that, that, that..."

That's not even getting into graded stuff, that's just arbitrage between HPB and eBay or whatever. You can make money that way but it's a grind like any low volume arbitrage is. Graded insanity is the poo poo like 2 megabucks for a sealed Super Mario Bros cartridge a few years back.

RPATDO_LAMD
Mar 22, 2013

🐘🪠🍆
the point is that the arbitrage guys were totally wrong about their arbitrage opportunity because they didn't understand the difference between asking price and actual sale price.
they were just looking at unsold books on ebay with a higher asking price and saying "i can totally sell it for that much"

notwithoutmyanus
Mar 17, 2009
It's finally happening.

https://www.bloomberg.com/news/articles/2022-10-27/bitcoin-btc-miner-core-scientific-says-it-may-seek-bankruptcy


Apparently mining on 0 profits can run a company bankrupt. What a surprise.

Bird in a Blender
Nov 17, 2005

It's amazing what they can do with computers these days.

notwithoutmyanus posted:

It's finally happening.

https://www.bloomberg.com/news/articles/2022-10-27/bitcoin-btc-miner-core-scientific-says-it-may-seek-bankruptcy


Apparently mining on 0 profits can run a company bankrupt. What a surprise.

Ha, they've sold like 98% of their bitcoin holdings in one month, which was a little over 1,000 BTC, or roughly $20 million if I got all my zeroes right. At this rate they have no more than 2 months worth of money left. So long.

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Dik Hz
Feb 22, 2004

Fun with Science

Bird in a Blender posted:

Ha, they've sold like 98% of their bitcoin holdings in one month, which was a little over 1,000 BTC, or roughly $20 million if I got all my zeroes right. At this rate they have no more than 2 months worth of money left. So long.
A crypto business going bankrupt without exit-scamming?

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