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BIG-DICK-BUTT-gently caress posted:WINTER IS COMING Yes you can make it up.
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Dec 4, 2022 14:39
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Dicty Bojangles posted:Yes you can make it up. I say there's a big chance that articles like this are attempts to scare loan holders into making stupid mistakes that will then make them ineligible for any forgiveness. It's a Mafia-esque handled system of repayment anyway... a tactic like that is just standard operating procedure.
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Dec 4, 2022 20:51
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… and it’s an uncredited “screenshot” posted to twitter which, as we all know, isn’t exactly a fountain of knowledge. Who knows, might even be true.
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Dec 4, 2022 20:58
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idk why they didn't link but it's legit: https://www.businessinsider.com/student-loan-borrowers-mistakenly-informed-debt-relief-approval-education-corrections-2022-12 quote:Millions of student-loan borrowers will soon receive an updated email on the status of their debt relief.
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Dec 4, 2022 21:12
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Dicty Bojangles posted:… and it’s an uncredited “screenshot” posted to twitter which, as we all know, isn’t exactly a fountain of knowledge. Who knows, might even be true. Scared? Gonna piss your pants? It's real and there's nothing you can do about it. (USER WAS PUT ON PROBATION FOR THIS POST)
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Dec 5, 2022 02:34
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What a weird thread
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Dec 5, 2022 02:41
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BIG-DICK-BUTT-gently caress posted:Scared? Gonna piss your pants? It's real and there's nothing you can do about it. lol
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Dec 5, 2022 03:20
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I hope everyone got the shitposting out of their systems, because the next one on this page gets at least 12 hours off. Fair warning.
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Dec 5, 2022 04:21
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oldskool posted:idk why they didn't link but it's legit: Interestingly, it does make me wonder if there were multiple "groups" of applicants and this only applies to one of those groups. That is to say, the wording of (the body of) my email I got on the 23rd is slightly different than what the very first wave of recipients reported getting. Either way, there's nothing objectionable about they body of my email - they said they received it and/or they have enough info to process it - and even if they end up asking for more info, I'm 99.9% sure I qualify so it really doesn't change anything on my end I guess. It does make me wonder if there was a first group that 100% for sure did qualify, everything was on file, and THAT set of users is ready to go . . . and then there's the second set where maybe everything isn't quite as firmed up (iirc I haven't submitted my income to FAFSA anytime in the last decade or anything, so if they aren't taking that data directly from the IRS they may end up asking me for more info or something?)
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Dec 5, 2022 05:12
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This email had the same subject line mentioned in this article. I paid off my loans during the freeze and am located in the area affected by those stupid lawsuits. The subject line is some clickbait poo poo for sure and I would love my money back. 
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Dec 5, 2022 19:35
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(USER WAS PUT ON PROBATION FOR THIS POST)
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Dec 8, 2022 09:11
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lol, I apologize for threadshitting. Let me do a mea culpa by trying to contribute. Do you think all those people that got a false forgiveness acceptance letter have any sort of legal recourse or appeal process?
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Dec 9, 2022 02:59
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they should have their student loans forgiven imo
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Dec 9, 2022 03:13
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ScRoTo TuRbOtUrD posted:Do you think all those people that got a false forgiveness acceptance letter have any sort of legal recourse or appeal process? I'm hardly an expert in the law so my assumptions might be very wrong here, but I would think that legal recourse or appeal would only be possible if they made a specific dollar amount promise. Of course there was their vague offer to forgive up to $20k, but they didn't -- at least not in the email I received -- say exactly how much they'd forgive. hot cocoa on the couch posted:they should have their student loans forgiven imo 
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Dec 9, 2022 06:08
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YeahTubaMike posted:I'm hardly an expert in the law so my assumptions might be very wrong here, but I would think that legal recourse or appeal would only be possible if they made a specific dollar amount promise. Of course there was their vague offer to forgive up to $20k, but they didn't -- at least not in the email I received -- say exactly how much they'd forgive. That's a pretty big rug pull. I know that if I didn't enter the finance industry as a computer toucher it would have taken me years more to pay off my debt, and I'm old as poo poo. I hope it works out for you, were you one of the false approvals?
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Dec 9, 2022 06:39
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ScRoTo TuRbOtUrD posted:That's a pretty big rug pull. I know that if I didn't enter the finance industry as a computer toucher it would have taken me years more to pay off my debt, and I'm old as poo poo. Yes, and I was so skeptical & leery of the message I got that I came straight here and asked if anyone else had received it. The second I saw it, I assumed it was spam. me a few weeks ago posted:The reasons I thought there was a chance it might not be legit are 1) I'm just generally suspicious of everything about this whole thing, and 2) when I looked over the requirements/restrictions before applying, I was very sure that I wouldn't qualify. From the very beginning, before I even applied, I expected nothing and feared the worst.
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Dec 9, 2022 06:57
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ScRoTo TuRbOtUrD posted:lol, I apologize for threadshitting. Let me do a mea culpa by trying to contribute. If you acted on the information in such a way that you were harmed, you could conceivably recover those damages. If you had 20k cash laying around and then because of the forgiveness you sunk it into a roth and now need to pull it out to pay then you might be able to recover your tax penalty payments for example.
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Dec 9, 2022 07:15
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I dropped out of University in 2012 and haven't paid back a dime on my student loans since then. At the time, I don't think I was eligible for a Pell Grant because I was still being claimed as dependent. Since I've gotten a bit older, I've taken community college classes and received a pell grant. Since I've received a pell grant since I've taken out my loans, will I be eligible for $20k in forgiveness or just $10k?
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Dec 9, 2022 12:19
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Trollipop posted:I dropped out of University in 2012 and haven't paid back a dime on my student loans since then. At the time, I don't think I was eligible for a Pell Grant because I was still being claimed as dependent. Since I've gotten a bit older, I've taken community college classes and received a pell grant. Since I've received a pell grant since I've taken out my loans, will I be eligible for $20k in forgiveness or just $10k? My understanding is that it'll be if you have a pell grant listed at all on StudentAid.gov: Neito posted:My understanding is that any loan listed as DIRECT is eligable.
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Dec 9, 2022 15:06
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Finally got my “we goofed” email today. Here’s the title of and body of the email: “CORRECTION: Status of Your Student Loan Debt Relief Application Due to a vendor error, you recently received an email with a subject line indicating your application for the one-time Student Loan Debt Relief Plan had been approved. The subject line was inaccurate. The body of the previous email was accurate. We have received your application but are not permitted to review your eligibility because of ongoing litigation. We will keep your application information and review your eligibility if and when we prevail in court. We apologize for the confusion, and you do not need to take any further action at this time. We will keep you updated with any developments.”
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Dec 13, 2022 09:00
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If you send these type of mixed messages to a dog by teasing it with a doggie treat, a lot of dogs will bite you because of it.
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Dec 13, 2022 19:07
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Ramen Pride! posted:If you send these type of mixed messages to a dog by teasing it with a doggie treat, a lot of dogs will bite you because of it.
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Dec 13, 2022 19:49
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Shame about the people who payed off their loans recently: they lost out on the loan money, the taxes paid on the repayment money, and the potential forgiveness money. Its like paying 2.3 times!
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Dec 17, 2022 17:00
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Comatoast posted:Shame about the people who payed off their loans recently: they lost out on the loan money, the taxes paid on the repayment money, and the potential forgiveness money. Its like paying 2.3 times! Anyone can get a refund for any payments made during the payment pause.
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Dec 17, 2022 18:51
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Speaking of which I got my refund check yesterday. I can't wait to have to pay it back again. Does this mean it goes back on my credit history?
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Dec 17, 2022 19:30
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Slimy Hog posted:Anyone can get a refund for any payments made during the payment pause. gently caress em lol
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Dec 17, 2022 22:56
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FilthyImp posted:Lol I asked my servicer for the money back since they never paused and they were like "oh your account is paid off (since it was consolidated by FedLoan) and we can't give refunds on zeo balances!" Pretty sure they're lying to you. I got my fully paid off loan refunded to me.
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Dec 18, 2022 03:06
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Got an email today saying they are extending the payment pause. That's something I guess.
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Dec 21, 2022 14:18
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Malaria posted:Got an email today saying they are extending the payment pause. That's something I guess. They announced about a month ago that it's been extended to 60 days after the Supreme Court rules on it or 60 days after June 30th, whichever comes first. So, it will likely be extended until close to September 2023. Technically, the longest possible is August 29th, 2023.
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Dec 21, 2022 14:47
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2 months ago, I called MyFedLoan and requested a repayment of the payments I had made during the pandemic pause. These had paid off my student loans. They told me it would take 2 weeks to 2 months. Since it’s been 2 months and I hadn’t received anything yet, I tried to log into MyFedLoan today only to find out (from the fed loan servicing center) that they went out of business and no longer exist,  .The fed loan servicing center has no idea what loan servicer received my payments during that time.E: apparently Aidvantage is/was my loan servicer and after getting disconnected twice, I finally got someone who knew what they were talking about. They are "starting the process" of refunding the payments I made during the pandemic pause, which started 2 months ago at MyFedLoan, which apparently didn't do anything with them. Cacafuego fucked around with this message at 16:25 on Dec 21, 2022 |
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Dec 21, 2022 15:43
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The fact that you don't get to choose your loan servicer means the loan servicers treat you like poo poo and don't care about your problems at all. See also, textbooks. 'Murica
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Dec 21, 2022 17:04
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pseudanonymous posted:The fact that you don't get to choose your loan servicer means the loan servicers treat you like poo poo and don't care about your problems at all. See also, mortgages. Tangential, but still valid. Edit: I got the email a few days ago, too. CaptainSarcastic fucked around with this message at 20:38 on Dec 21, 2022 |
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Dec 21, 2022 19:50
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Malaria posted:Got an email today saying they are extending the payment pause. That's something I guess. Me too -- judging by your post time and the time I got my email, I think we got ours in the same round. Leon Trotsky 2012 posted:They announced about a month ago that it's been extended to 60 days after the Supreme Court rules on it or 60 days after June 30th, whichever comes first. 
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Dec 21, 2022 20:15
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Corn Glizzy posted:Finally got my “we goofed” email today. Here’s the title of and body of the email: Sorry if this has been answered, but I also got this and I'm curious: What makes the difference between getting this and the folks that are getting their forgiveness? Had I not gotten my degree in OR and work in CA, I would've thought it had something to do with red state poo poo.
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Dec 22, 2022 13:27
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It doesn’t make any difference. Because of the court delays nobody has gotten any forgiveness regardless of whether they received any mistake email.
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Dec 22, 2022 14:26
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Das Boo posted:Sorry if this has been answered, but I also got this and I'm curious: What makes the difference between getting this and the folks that are getting their forgiveness? Had I not gotten my degree in OR and work in CA, I would've thought it had something to do with red state poo poo. They email should have said they received your application, not that it was approved. Many people who got the "wrong" email are most likely still going to be approved, but they had to stop officially approving due to the court. Also, this: Dicty Bojangles posted:It doesn’t make any difference. Because of the court delays nobody has gotten any forgiveness regardless of whether they received any mistake email.
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Dec 22, 2022 14:38
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I don’t know how many of you are also eligible for PSLF, but I’m currently on something like day 110 out of 90 days for them to review/approve that application.
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Dec 23, 2022 01:20
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The Cubelodyte posted:I don’t know how many of you are also eligible for PSLF, but I’m currently on something like day 110 out of 90 days for them to review/approve that application. it's been like 4-5 months for me, no response at all
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Dec 23, 2022 01:45
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The Cubelodyte posted:I don’t know how many of you are also eligible for PSLF, but I’m currently on something like day 110 out of 90 days for them to review/approve that application. I think it took our friend 6 months to get it.
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Dec 24, 2022 04:32
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Nooner posted:Okay guys here is the plan, imma make a new university and charge $19,999/semester, all you guys apply and I'll let you in and take out a loan and pay me and then get the loan forgiven and then I'll "close" the university and we just all split the tuition money oh. gently caress. if Nooner had a plan and I didn't than something went wrong
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Dec 24, 2022 06:32
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