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skooma512)
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Skyl3lazer posted:Because it essentially reduces the price of everything by 2-5% also most Americans do not make enough to live an American lifestyle, so they just have a credit card payment every month for the rest of their lives to fill in the gap.
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Mar 23, 2023 16:39
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Where's the twitter post that says "white collar work is now people saying "glurp me on shitto because slack is down so I can't brongo will about the timesheets for the jantanglez app"" because I want to make a moderately funny quip about all of those companies having 10000 employees
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Mar 23, 2023 16:42
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what happened with the last company they exposed, the Indian billionaire? Did they make bank short selling or did the stock recover?
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Mar 23, 2023 16:42
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Pittsburgh Fentanyl Cloud posted:The Amazon reward dollars are worthless now that Amazon is essentially a Aliexpress drop ship website, but hey I used amazon cash back on prime for groceries constantly since their generic brand stuff was a bit better than walmart's and their name brand stuff is exactly the same price and quality as every other name brand stuff. then bezos raised the free delivery from $35 to $150 because he's a piece of poo poo also re: credit cards, they're interest free for 18-20 months so you might as well take advantage of that. we just put our badly needed siding onto interest free cards because i was worried that just saving up the cash would have us end up paying way more due to inflation also don't forget about running up 60-70k in CC debt and either fleeing the country or declaring BK. its free money!
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Mar 23, 2023 16:44
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Lacrosse posted:The lake near my last place has no lifeguards and they ripped out the old lifeguard towers last time they remodeled the park. No less than 3 people drown in that lake every summer. sounds like well over 99% of lake visits were not drownings, lifeguards were a waste
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Mar 23, 2023 16:45
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Mr SuperAwesome posted:most of (non-anglo) europe doesn't bother with credit cards, just debit cards oh IIRC most of EU doesn't have credit ratings either lol. in NL they can only register a _very_ limited subset of poo poo you owe and are delinquent on.
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Mar 23, 2023 16:45
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Mr SuperAwesome posted:most of (non-anglo) europe doesn't bother with credit cards, just debit cards the maximum allowable interest on European CCs is way lower. I know in Switzerland it's illegal to charge more than 12% under any circumstances, so it's not worth it for banks to offer large incentives. My card gives me rewards points with my grocery store, and that's the best I can do.
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Mar 23, 2023 16:45
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mastershakeman posted:I used amazon cash back on prime for groceries constantly since their generic brand stuff was a bit better than walmart's and their name brand stuff is exactly the same price and quality as every other name brand stuff. then bezos raised the free delivery from $35 to $150 because he's a piece of poo poo when i was a student in england i moved into a house where apparently each of the last 4 guys (foreign students) living there had done exactly that, borrowed a shitton and fled the country, pro move. downside was we got all the letters from the banks getting progressively more pissed off about wanting their money back
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Mar 23, 2023 16:47
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Mr SuperAwesome posted:when i was a student in england i moved into a house where apparently each of the last 4 guys (foreign students) living there had done exactly that, borrowed a shitton and fled the country, pro move. downside was we got all the letters from the banks getting progressively more pissed off about wanting their money back lmao hell yeah
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Mar 23, 2023 16:48
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actionjackson posted:what happened with the last company they exposed, the Indian billionaire? Did they make bank short selling or did the stock recover? From an article published today: "At last count, Adani was worth $58.90 billion, down from $150 billion in September last year."
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Mar 23, 2023 16:49
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Pittsburgh Fentanyl Cloud posted:also most Americans do not make enough to live an American lifestyle, so they just have a credit card payment every month for the rest of their lives to fill in the gap. that was they 'heyday' (re:horrible ghetto poverty) of the first housing bubble back in 05. most of those people when bankrupt in 09 and never touched credit (in its entirety) for the rest of their lives (see: mostly cracked out boomers). the latest american lifestyle is trying to obtain clean sheets of cardboard (for your spot on the sidewalk) to survive the night.
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Mar 23, 2023 16:50
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WhatAGreatCountry posted:that was they 'heyday' (re:horrible ghetto poverty) of the first housing bubble back in 05. most of those people when bankrupt in 09 and never touched credit (in its entirety) for the rest of their lives (see: mostly cracked out boomers). the latest american lifestyle is trying to obtain clean sheets of cardboard (for your spot on the sidewalk) to survive the night. don't be hyperbolic. clean cardboard is abundant and most people can afford a tent to hide in a ditch on the side of the highway
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Mar 23, 2023 16:53
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During the last housing crisis it was HELOCs that people were using to live above their means, this time around it's cash out refis apparently https://www.nytimes.com/2022/05/10/business/economy-boom-times.html You don't even need to read between the lines, they outright say it: quote:For the 158 million who are employed, prospects haven’t been this bright since men landed on the moon. As many as half of those workers have retirement accounts that were fattened by a prolonged bull market in stocks. There are 83 million owner-occupied homes in the United States. At the rate they have been increasing in value, a lot of them are in effect a giant piggy bank that families live inside.
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Mar 23, 2023 16:53
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webcams for christ posted:the maximum allowable interest on European CCs is way lower. I know in Switzerland it's illegal to charge more than 12% under any circumstances, so it's not worth it for banks to offer large incentives. My card gives me rewards points with my grocery store, and that's the best I can do. in NL they would really prefer that you just pay your CC monthly, they deliberately make it hard to keep a rolling balance on your CC. not entirely sure why tbh? probably legal or regulatory because obviously they would make money from it if they did change you interest
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Mar 23, 2023 16:55
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Pittsburgh Fentanyl Cloud posted:The biggest parts of the SV 'tech' economy aren't really tech companies. Yeah but those are major customers for most actual tech companies (takes a lot of datacenters to reach 1 billion grandmas). Contraction in the bullshit sectors of the economy eventually trickles down elsewhere since at the end of the day that was a huge amount of money being sloshed around and now it's slowed. Even firms that did not overhire (or which contracted) during the last 3 years are having hiring freezes and layoffs, even if they are profitable. There was growth, and now there is less growth, hence moloch demands a sacrifice.
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Mar 23, 2023 16:59
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Morbus posted:don't be hyperbolic. did leon finally get run off
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Mar 23, 2023 17:00
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more detail on the Wells Notice from yesterday https://twitter.com/deitaone/status/1638924604436512769https://twitter.com/deitaone/status/1638924918317281285
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Mar 23, 2023 17:01
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webcams for christ posted:more detail on the Wells Notice from yesterday Whaaaat no way
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Mar 23, 2023 17:03
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euphronius posted:teachers nurses and moms are all doing work theres also like those four furries who run the entire internet backbone in the us
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Mar 23, 2023 17:03
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getting in on this while i still can
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Mar 23, 2023 17:06
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Lmao Sounds like they intentionally jacked up the maintenance cost so they charge for the service. Such efficiency!
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Mar 23, 2023 17:07
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https://twitter.com/democracyatwrk/status/1637810635013496835?t=XfwNOCqRrMnUPrv49S8_DA&s=19 https://twitter.com/democracyatwrk/status/1638719714817118208?t=aMW3mTKhTrkV70m-Q_B1yg&s=19 https://twitter.com/ChrisLynnHedges/status/1637551722502529025?t=NWvVEO4YqxUJUAVcJ-iQmg&s=19
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Mar 23, 2023 17:11
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Pittsburgh Fentanyl Cloud posted:The Amazon reward dollars are worthless now that Amazon is essentially a Aliexpress drop ship website, but hey If you have chase's amazon cc you can apply the rewards to a payment on the card.
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Mar 23, 2023 17:16
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Amazon becoming a shittier eBay is pretty funny though.
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Mar 23, 2023 17:21
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Pittsburgh Fentanyl Cloud posted:We were out and about yesterday and got two chicken sandwich combos at Wendy's because we were in a hurry. It was $22 and change. At that price I just don't bother with fast food at all Wendy's still has 4 for $4 and a $5 meal
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Mar 23, 2023 17:21
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drake no: Chinese products with Chinese names drake yes: Chinese products with American names
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Mar 23, 2023 17:23
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rex rabidorum vires posted:Amazon becoming a shittier eBay is pretty funny though. you have always been able to get actual deals on ebay if you're patient, just look for the pictures that look like they were taken by real people instead of objects floating in a white void
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Mar 23, 2023 17:24
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Mr Hootington posted:https://twitter.com/democracyatwrk/status/1637810635013496835?t=XfwNOCqRrMnUPrv49S8_DA&s=19 oh yah, that reminds me: quote:A royal banquet at the Palace of Versailles planned for King Charles is forced to be relocated due to continuous threats of violence in Paris. lol
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Mar 23, 2023 17:24
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webcams for christ posted:more detail on the Wells Notice from yesterday It's hilarious how long we let the blatantly illegal things just continue to operate and fleece people.
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Mar 23, 2023 17:25
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https://twitter.com/SquawkStreet/status/1638938575483072513?t=bL-SKhbPCo7m1o_CLbMLjg&s=19 There was a big hearing about tiktok today but it boils down to "we are going to ban tiktok because we do not have access to its data and thus no ability to spy or influence American teens."
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Mar 23, 2023 17:30
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Chad Sexington posted:I decided to fact check this whole "food inflation" media conspiracy by looking at a Mint account I hadn't logged into in a while. We're actually spending roughly the same amount we did on food per month as we did in 2018. So ha! Downwardly mobile, and loving it.
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Mar 23, 2023 17:33
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Mr Hootington posted:https://twitter.com/SquawkStreet/status/1638938575483072513?t=bL-SKhbPCo7m1o_CLbMLjg&s=19 its still ongoing
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Mar 23, 2023 17:34
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gradenko_2000 posted:you might think the latter is the smarter one, but only if they can correctly predict when they'll die sooner than the current actuarial tables would suggest
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Mar 23, 2023 17:34
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actionjackson posted:what happened with the last company they exposed, the Indian billionaire? Did they make bank short selling or did the stock recover? it nearly collapsed the indian government and presumably they made millions
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Mar 23, 2023 17:35
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Oglethorpe posted:its still ongoing They are still yelling at that Chinese ceo? Lol
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Mar 23, 2023 17:35
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Willa Rogers posted:oh yah, that reminds me: https://www.youtube.com/watch?v=U4KFNhxibec
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Mar 23, 2023 17:36
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Nothus posted:If you have a cash back or travel point credit card, putting everyday spending on it and paying it off at the end of the month is fine. Just be aware the credit card companies are trying to trap you into carrying a balance. I do this. it works out pretty nice, but I preplan what goes on the CC to ensure the balance is manageable each month to zero out. like a few bills, gas and grocery purchases for example. but about once a quarter, the cash back is around 250-300 bucks which then, like a good little paypig, is wired into amazon so whatever purchases I make there up to that number are free. This is basically how I buy books and the occasional doo dad.
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Mar 23, 2023 17:37
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War and Pieces posted:Wendy's still has 4 for $4 and a $5 meal costco still has $1.50 hotdog and soda pbuc
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Mar 23, 2023 17:39
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Twerk from Home posted:I've been seeing news coverage for years that the Navy has cut back to skeleton crews all around, newer ships are designed for smaller crews, and there's just not enough sailors around anymore to maintain them. It comes back to MBA mindset where they see personnel as inefficiencies instead of required to do the unglamorous work at sea like scrub, oil and paint things.
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Mar 23, 2023 17:40
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War and Pieces posted:Wendy's still has 4 for $4 and a $5 meal Relevant Tangent posted:costco still has $1.50 hotdog and soda 
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Mar 23, 2023 17:45
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