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Barry posted:Totally agree. The best (or worst) part is that in every single post he (evilmiera) complains about having very little money. I think he believes it to be endearing, but it's just pathetic. Basically the equivalent of someone who kicks a wall real hard with his bare feet and goes, "gosh, I'm going to need my already broken toes treated again, aren't I?"
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May 26, 2015 15:15
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canyoneer posted:A good article about being an Uber driver There's something about Uber and Lyft that attracts BWM types. I got a Lyft ride from the airport a couple of weeks ago. The guy was riding a brand new and fully loaded Subaru Impreza. We started chatting and I asked what made him become a driver. He said he's doing it for his newborn son's slush fund. You know, have a little extra income to pay for the little one's expenses, that sort of thing. Try to wrap your mind around that for a second. I can actually imagine what must have been going through his head. "My car payments are X dollars per month, so as long as I make more than that, I'm good!" We then started talking about houses (he was in real estate or some poo poo), and I told him I'm building my credit and might be buying one in a few years. He said, "the best way to build credit is to keep a balance. Never pay it off fully!" He then gave me his card and told me to contact him when I start looking. 
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May 28, 2015 02:00
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Antifreeze Head posted:I hesitate to see how everyone presented with a hundred large doesn't just say thanks and shove it all in their pocket. Who gives a poo poo about some people that may or may not even be real? If you are really in the giving mood, send 10% to a charity of your choice so you know it is actually going to get to someone that's is absolutely guaranteed not to be a construct of a TV network and call it a day. Protip: most of the money donated to charities actually goes towards running the charity itself, or similar overhead expenses. If you really want to change someone's life, I'd suggest Watsi, which actually funnels 100% of your donation to the recipient.
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May 29, 2015 02:02
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KYOON GRIFFEY JR posted:May seemed to be a strong month, what with the increasing the overall household debt by about 1k. They also spend $120/mo on "Convenience Store (getting something to drink while driving somewhere/candy/etc)" I think the last time I bought something from a gas station store was back in 2011 when my windshield wiper stopped working during a long road trip and I needed some clean water to wash something off the windshield. Even that made me feel a little bad.
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May 29, 2015 22:37
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n8r posted:Hah dude - you realize how crazy you sound saying that? I'm not particularly frugal, I just hate spending money at convenience stores since poo poo is marked up so much.
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May 29, 2015 22:47
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Blinkman987 posted:Why are people being so cordial to the OP in that Reddit thread? Every other thread I see with those types of numbers is full of people falling over themselves to tell the OP how stupid and pathetic they are. I was surprised by that too, but my guess is that her medical condition and subsequent surgery garner her some sympathy.
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May 30, 2015 00:00
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SiGmA_X posted:http://www.reddit.com/r/personalfinance/comments/37m6dj/i_am_16_years_old_i_have_15_credit_cards_in_my/ Worth noting that the kid himself isn't bad with money. He's saying that his grandfather used his identity to get him into so much debt.
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May 30, 2015 09:54
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Zauper posted:When I was in San Fran a while back, I got an uber driver that was driving a volt. Ah yes, nothing like passing your private business expenses to the city, which is probably swimming in more money than they know what to do with! Good with money for sure.
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Jun 1, 2015 15:53
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Cicero posted:So the city built free charging stations, and now it's bad that someone is using them to charge for free? What? He's driving a brand new Volt into the ground, and using free charging stations to charge it. The phrase "penny-wise, pound-foolish" comes to mind. Aside from that, yeah, I find it distinctly unethical that an independent contractor is taking a cost of doing business that would normally come out of his own pocket and passing it onto everyone else. I bet if this was a company operating a fleet of electric vehicles that were mooching off the city's free charging stations, people would be up in arms and demand that it pays extra taxes to offset its heavy usage.
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Jun 1, 2015 20:41
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Shipon posted:Where is this world that everyone can and should be a business owner? Businesses need workers too, or do we gloss over that fact when everyone says if you're not an entrepreneur you're worthless? Yeah, but why would you want to be a plebeian employee when you can be a captain of industry? 
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Jun 2, 2015 14:49
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blackmet posted:His follow up question to them was always something along the lines of "If you put 10k in the account today, and tomorrow it was only worth $7,500, how would you feel?" That's a horrible question. Tomorrow is meaningless. Investment is a long-term game. He should be asking how they would feel if they put in 100k today and it is down to 50k in ten years.
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Jun 26, 2015 15:22
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I want to invest but my religion expressly forbids me from taking interest.quote:Backstory: Muslims are expressly forbidden from ever taking or paying interest. This is important. quote:religion > money imo. One of the few points I won't compromise on. 
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Aug 16, 2015 11:06
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hanales posted:I hang out on the fico forums, because I was rebuilding my credit after being BWM for years. Now I try to give advice on things that I have learned over time and what has been successful for me. It's generally not a bad site, a lot of knowledgable people, and most people are on the right track, or legitimately don't know what to do so they seek help and get things fixed. Forget the interest. It's the mindset that baffles me the most: "I just bought two new cars, and I want another one in the next 6 months." And they are Chevys, for gently caress's sake. Might as well burn your money.
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Aug 19, 2015 12:36
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crazysim posted:Here's a link that wasn't provided. hanales posted:I'm on the first page and I"m horrified. I read the entire thing. All 24 pages of it. Took a while, but I'd say it's much, much more entertaining (and horrifying) than both slomo's and zaurg's threads. I really doubt anything posted here can top it, really.
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Aug 20, 2015 23:51
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Jeffrey of YOSPOS posted:As someone on the first page says, I'm pretty sure "Star Wars" is a cheeky name for heroin. Nah. She mentions movies and conventions. It's way too elaborate to be a euphemism. Really, she hasn't yet realized that she has married a literal manchild who: a) is in his 40s b) maintains - and continues to spend obscene amounts of money on - growing a massive collection of star wars media and merchandise c) has convinced her (and possibly himself) that he has "oral allergies" that prevents him from eating any fresh produce so that he can justify his eating out every meal d) literally doesn't respond when faced with criticism, which is what actual children do when reprimanded e) receives "birthday checks", probably from parents Note that the woman is also a nutcase, and has insane issues such as feeling like she has to buy literally every piece of merchandise at concerts, and hanging onto empty food containers for weeks before she can bring herself to throw them out. So they really deserve each other. I just feel really, really bad for their unborn child. He or she is going to be the weird kid that everyone makes fun of school.
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Aug 21, 2015 01:12
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Welp, she finally posted a picture and it appears she's for real. I can't decide whether to laugh or cry. Maybe I'll do both.
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Aug 21, 2015 05:49
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Not a Children posted:The picture was ripped from some article on raising children in slovenly houses from 2013, it's confirmed fake. Uh, you're a bit behind. I'm not talking about the picture CCCG posted. I'm talking about this one, which she posted as proof of her band merchandise insanity: 
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Aug 21, 2015 13:57
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Near the beginning of that thread she said something like, "I went to a concert in college but I was poor so I couldn't buy all the merchandise I wanted and I was really really sad, so now that I'm making some money I buy everything I can whenever I go to concerts and conventions." Like I said, total nutcase.
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Aug 21, 2015 14:33
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triplexpac posted:Sometimes I'm glad my family is poor, so I don't have to worry about money tearing us all apart Money tears apart poor families just as well. There's less of it to go around so people fight over it more desperately, especially when there's a windfall such as inheritance.
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Aug 25, 2015 19:28
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NancyPants posted:Sounds like...a...bank...? thatsthejoke.jpg
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Aug 25, 2015 20:14
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GoGoGadgetChris posted:I have it on p good authority that Blue Story's thread was a joke. Aren't you the troll who posted that fake photo, saying it's the one the OP sent you via PM? Yeah sorry but you don't have much credibility left.
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Aug 26, 2015 22:54
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Chomskyan posted:I knew a few friends who got involved with Vemma. It's funny because it was so obviously a scam right from the start. I mean you have to pay money to be their salesman. Anyone who's not a complete idiot has to raise their eyebrows at that. Top that off with a recruitment video a friend showed me where the founder of the company said that it should be illegal to work a regular job (because they're so boring and everyone should just sell energy drinks), and holy poo poo how did anyone fall for it? People want so desperately to get rich quick they will believe literally any lie. That, and a lot of people think they're smarter than everyone else, and want to believe that they've figured out the One Weird Trick to getting rich. Once they are onboard, they aren't likely to realize or admit that they got scammed, because that would be the equivalent of admitting that they are actually idiots.
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Aug 29, 2015 09:23
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Uh, that's why you donate anonymously through a third-party who handles the payments.
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Sep 5, 2015 06:27
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Barry posted:Yeah I'm not getting some sort of third party involved for my $90/year museum membership. I'm not even sure how I'd receive the benefits if it was anonymous. It's not that hard. You pay via PayPal or equivalent and the only thing the museum knows (and needs to know, to give you the benefits) is your name.
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Sep 5, 2015 07:04
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Subjunctive posted:Given the amounts in question, I tend to want a tax receipt. If you're donating so much that you want a receipt, you can make them sign a paper that says they won't sell your info. Most charities are desperate for donations and they will be happy to comply. I'm speaking from experience here. This may sound like too much work but it's in your best interest to keep your name off of any "People Who Have Money" list.
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Sep 5, 2015 14:44
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Watsi is great.
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Sep 5, 2015 18:08
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Jumpingmanjim posted:Unemployment Insurance?
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Sep 9, 2015 04:40
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cowofwar posted:Beep boop beep getting non-STEM degree is illogical, calculating maximum cost/reward for all degrees, beep boop beep computer science is clearly superior. Beep boop those with arts degrees are therefore stupid. Beep boop. They aren't stupid, just bad with money. Which is literally the topic of this thread. Hope this helps.
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Sep 9, 2015 17:02
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Glad you agree.
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Sep 9, 2015 17:18
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WobblySausage posted:
Yet another proof that goons don't understand statistics. gently caress, we don't even need reddit at this point, you guys are providing great BWM entertainment as it is.
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Sep 9, 2015 17:26
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WobblySausage posted:And apparently your grasp on making coherent arguments in the English language is lacking. Perhaps you should take some college courses for that. There's probably something in there on speaking in absolutes. 
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Sep 9, 2015 17:37
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The Butcher posted:Could be a repost since I'm reading some months back in the GBS confessions thread, but here ya go if not. I absolutely don't understand how people can stay in relationships like that.
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Sep 13, 2015 06:13
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Hashtag Banterzone posted:Gold is really the only option for a currency. This article explains why - http://www.npr.org/sections/money/2011/02/15/131430755/a-chemist-explains-why-gold-beat-out-lithium-osmium-einsteinium That's about what you can expect from a mouthpiece of the establishment. Everyone knows that bitcoin is the only option for currency.
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Sep 14, 2015 03:53
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"Don't save money. Make more money."
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Sep 18, 2015 17:25
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SiGmA_X posted:MORE BAD WITH MONEY, LESS DERAIL! Not sure why you believe this is a derail. We are LITERALLY talking about people who are bad with money.
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Sep 18, 2015 23:16
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Judging by that wikipedia entry, he's probably better at flipping domains than houses.
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Sep 20, 2015 22:05
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Just found out today that one of my coworkers is BWM. It's a long story, but the short version is that his kid got diagnosed with autism and he and his wife decided to go on an anti-vaccine rampage... by suing the government. Over the past year they've spent an obscene amount in legal fees, and I overheard the other day that they sold their house in Arizona to be able to keep paying the legal expenses in the case. I don't have numbers unfortunately, but I imagine suing the government must be expensive.
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Sep 21, 2015 16:53
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BigDave posted:Who the hell are they suing? Who can you sue for that anyway? FDA? HHS? CIA? Whichever branch of the US government is responsible for public immunization policy, I think. If there is such a branch.
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Sep 21, 2015 19:51
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Subjunctive posted:Is it even a federal thing? I'm wondering the same thing. I don't care enough to go find out though. 
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Sep 21, 2015 20:12
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Vahakyla posted:Bad with money: crippling energy drink consumption, multiple cans a day. I hope they are sugar-free energy drinks. Even then though, they put so much junk in those things you're better off drinking coffee. I think I'd rather pay $1-2 for coffee than drink free Red Bulls.
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Sep 22, 2015 14:18
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