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I guess you're getting bites but did you finish your degree before you started the new job?
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Nov 21, 2013 23:37
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| # ¿ Apr 28, 2024 01:28 |
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You know that if you don't put enough money down on a house you get hit by some penalties like mortgage insurance that causes the monthly payment to go way up right? You seriously can't buy poo poo like a PS4 like its no big thing, come on man.
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Nov 24, 2013 16:21
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How do people who are not students have time to play games from like 4 different systems? I hope you're getting enough sleep, being tired all the time makes everything harder.
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Dec 3, 2013 14:41
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neaden posted:And speaking as someone who has lived in the great lakes region for their entire life that doesn't seem very bad. I have a 10 year old sedan that has gotten my wife and I through winters on the shore of Lake Superior, you don't need a truck in Reno. Yeah, it snows like that almost every day Dec-Feb here some years. You get really loving sick of it after a while but I've only missed two days of work over 6 years, and one of those days the company shut down too. Trucks aren't really popular or necessary here.
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Dec 5, 2013 15:02
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I have to agree with the other guy, $1000 for a couch is nuts, and there is a ton of questionable things in hour budget. Why doesn't buying a $300 couch and putting $700 in savings sound good to you?
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Jul 3, 2014 13:21
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Knyteguy posted:The maternity leave and stuff we honestly don't know yet. I'll probably discuss this with you guys and her throughout the process so we can come up with an answer. I understand regarding the eating out stuff. That's where I'll need to step up as best I can. For the next baby, you should figure out the maternity leave benefits (and paternity) way before any sperm get close to a fertilizable egg.
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Jul 4, 2014 18:32
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moana posted:Make friends who like to watch the same things you watch, then go watch it with them. Bring a six-pack as thanks. Or go watch the games in a sports bar. You'll still come out ahead over cable even buying beer. Plus you get beer. I don't remember the last time I watched GoT alone; it's much more fun with friends anyway! What out of market town is going to show the Detroit Lions in their sports bars?
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Jul 12, 2014 01:14
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Knyteguy posted:Yep! That doesn't always make it cheap though; sometimes casinos charge $6.00 for a domestic. That's usually the touristy ones though. Haha I watch most of the Lions games. It only increases my blood pressure. I'm not sure why you'd seek punishment out like that but hey to each their own.
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Jul 12, 2014 01:51
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Rurutia posted:I'm sorry, but this is exactly what got you into a messier mess last time (altough the break was longer). Keep posting your expenses weekly and keep it accountable. Even if you have to suck it up and deal with a bit of trolling (or violent disagreement) isn't it worth keeping your finances at an even keel? It is very disheartening to see you say this. He hasn't changed his spending habit at all, and people are surprised about this?
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Aug 20, 2014 18:28
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No, don't use the credit card to pay off any loan, especially loans that have lower interest rates. There should be a $0 balance on the credit card at the end of every pay period. Never ever let any interest accrue there. Ever ever ever ever.
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Sep 8, 2014 19:27
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Veskit posted:You have way the gently caress too much money in discretionary spending. I feel like you're asking for a lot to pull it back to the number that you really want it to be, but given your situation it's inexcusable to have it any more than 500 bucks. Even 500 is loving way over the line and i mean like WAYH OVER the line, but 1 grand is absurd. Completely loving absurd. It seems that all of his food expenses have been sucked into discretionary for some reason. Oh poo poo, no, all of that got kicked up into a different meta category. Yikes.
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Sep 21, 2014 05:48
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Oh man. Whatever you do, please don't tell your grandmother who is willing to give you up to $20,000 that you have decided to contribute nothing towards your child's entrance into adulthood.
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Sep 22, 2014 23:33
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slap me silly posted:Yup, college money for the kid(s) is completely irrelevant right now. That's a luxury for people who have their financial poo poo together, which means it's going to be some years before Knyteguy needs to even think about it. There's a difference between starting a fund now and telling people 'I'm not going to ever fund my kids education because I had to pay for it myself', especially when your fam is hooking you up in a way most people can't dream of. A family fund is really underrated, and can help everyone avoid burning money through interest payments on loans. Its crazy not to utilize that power.
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Sep 23, 2014 03:30
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Knyteguy posted:College isn't for everyone, and again we're not even in a position to think about something like this yet. We'll probably open one of those 529 plans and put like $1,000 in there like I mentioned. I don't want to deny our child opportunities, but there are resources like scholarships, grants, and subsidized student loans that don't built interest until after they graduate to help them along as well. It just depends what our situation is like, and we're talking 18+ years in the future here. We could have a total glut of educated people and need skilled tradesmen by then, it's hard to say. What I'm saying is there is a lot more than college. There are a lot of big expenses for kids entering adulthood, you should read LoveMeDead's thread which is a better demo of that than I could ever explain. Also, everything you're experiencing right now.
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Sep 23, 2014 14:00
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Quantum Finger posted:You're a real piece of work. You're pressuring your pregnant wife to do what you want (stay at home) and have been pretty clear that this is your preference since you dropped the bomb that you guys were going to have a baby. NOW, of course, it's ~*suuuuuuuper important*~ that your wife think carefully about this huge decision. NOW it's important that she pick up YOUR slack. Meanwhile you don't have to deal with swollen feet and a giant rear end and hormones loving up your disintegrating brain. Whoever said you are incredibly self-centered had you all figured out; this even shows up in the way you talk about your pets. Of course you HAVE to keep the dogs because you are "responsible" when the actual responsible thing to do would be to rehome at least one of them because two dogs, three cats, and two people--soon to be three!--in 800 square feet of crowded apartment is miserable for all involved. It was irresponsible to get the second dog in the first place. Let it go to a new home with people who could actually take it on walks and devote the time it needs to training. You know, like a responsible pet owner would. He doesn't only have poor impulse control for spending, but also for communicating. He just blurts out whatever is on his loving mind at that time without thinking of how much of an rear end it would make him seem. Knyteguy posted:Uh my wife wants to stay at home with the baby, and I've been trying to help her do that while keeping us out of this shithole apartment. You act like I'm the only one that makes decisions in the household. You're framing it like my wife is literally incapable of helping the household to make good decisions, or to even play a part in the decision making process. And she and I just said in this very thread we're open to rehoming the cats. ~*Chiiiiiill out*~. Man, you need to chill out. You keep making budgets over and over every single day, talking about what to do with your wife every day (probably dumping a ton of pressure on her by hyping up the situation), and while its good to be budget conscious, never coming to a concrete decision or following any kind of path towards a goal is completely counter productive and puts unneeded stress on everyone. This is what a budget is supposed to do: you decide on it once, then just follow the rules without over thinking things. You do this crazy poo poo of retweaking things constantly with these mental self justifying arguments so you get what you wanted in the first place, and trying to do this for 365 days a year is going to burn you out and you're going to fail. Then you're going to think budgeting failed because you spent tons of time reading, typing on the internet, making charts every day and you still have no money. But you're not budgeting. Showing charts and spreadsheets here earns you $0. Following your budget in daily life is the key. You seemed to have missed this somehow and its driving everyone here loving nuts.
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Sep 25, 2014 03:37
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Knyteguy posted:Yea it's not too bad getting rid of a lot of it. Cymbals are Sabian XS20 series high hat, ride, crash, and 1 additional ride (Meinl HCS) for a little different sound. Having a baby maintenance area is a big help, some kind of changing/storage/clean up station. Baby in your room for a little while is probably a good idea anyway, but you're gonna wanna move baby after a while so YOU sleep better.
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Sep 27, 2014 22:56
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I wanna know the story on how you settled on a Harley Davidson rewards card, among all of the rewards cards on the planet.
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Oct 2, 2014 05:39
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Can we get a name change to H. D. Rider here?
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Oct 3, 2014 05:26
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Well, he's about to have a baby but yet has gotten a more expensive everything since he originally started this thread, what do you think?
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Nov 22, 2014 02:40
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Taco Box posted:How is everyone so bad at taxes on BFC? This poo poo ain't hard to figure out. Bonuses and poo poo are a drag. Between state and fed I get about 50% of the bonus withheld, if you/company is not willing to withhold that much it can add up real fast. Last year I still ended up paying about $1k in state taxes, despite being (what I thought) super conservative and reading up about all of that.
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Feb 15, 2015 16:22
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SiGmA_X posted:What. Withholding the extra 25% is a cop out by a lazy payroll department. Determine taxes for bonuses is simple. Publication 15, method 1-b details it clearly. If you run into troubles, it's because you have an income that requires additional withholding over the normal withholding amount - likely due to being MFJ and higher or largely different incomes. Yeah, using the calculator plus state comes out to about 48% so not far off.
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Feb 16, 2015 23:19
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You probably shouldn't let your boss know you are entertaining offers unless you already have something lined up. You don't even have a finalized resume yet.
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Apr 20, 2015 19:00
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Knyteguy posted:I'm not and I haven't. I'm confused where you guys got that idea from. Either your boss said that cause you asked him about it directly, or he just came up to you one day out of the blue and said that. If he came out of the blue and said that then he knows he's underpaying you like crazy. Also, remember if you go through a recruiter they will siphon off a ton of your potential pay for doing pretty much zero things after landing you the job, for as long as you have the position. I missed a few posts apparently, but if you get $120k even through a recruiter take it! It is away from family but Dallas isn't really thaaaat far. Especially for that kind of bump Uncle Jam fucked around with this message at 02:41 on Apr 21, 2015 |
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Apr 21, 2015 01:54
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I'm getting this feeling all of the stuff he's posting now happened like a month ago because there is no way nobody is this bad at following advice. Rule number one of negotiating is don't advertise your current salary. Repeated multiple times, then you went and did it. Come on man.
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Apr 22, 2015 01:59
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n8r posted:If your dog did in fact do that level of damage to another dog, it should not be in the home of a small child. Any dog that bites to the point of breaking skin whether it's a dog or a person needs to be evaluated by a dog trainer with experience in aggression cases. You are putting your child at risk if you do not keep the dog separated from it. Dog bites of that level are not normal. Hey now keeping pets is good with money, so he can't get rid of it.
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Jul 21, 2015 23:14
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If he can't save any money on pets, then he should at least put them to good use. Place them at the front of a wheeled chariot and have them pull you to work.
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Jul 23, 2015 07:46
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In my experience the 'token gift' for generating mounds of revenue when you have nothing written into your employment agreement usually amounts to a dinner with the boss at a chop house. It's worse than getting nothing imo.
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Aug 2, 2015 01:13
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All services received are stickly confidential. Runt fuga.
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Aug 4, 2015 03:31
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| # ¿ Apr 28, 2024 01:28 |
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Some of the most fun I've had was driving a caged corolla on the dirt in the scrub of Arizona, it's a good car.
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Aug 7, 2015 22:21
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