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Can someone educate me on the whole AmEx Membership Rewards program? Does one dollar equal one point or what? I can't for the life of me figure out how to compare it to something like a simple "2% cash back." I've got an AmEx Blue that I'm thinking about starting to use as my primary card but I can't figure out if that's my best bet.
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Jan 19, 2015 16:47
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| # ¿ Apr 28, 2024 22:08 |
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I'm thinking about applying for an AmEx Blue Cash Preferred card to use exclusively for groceries (6% cash back with a $6000 cap, which is about what we spend annually on groceries). A couple of concerns: - I recently had a US Bank Mastercard be not renewed because I hadn't used it in 18 months. Credit limit was ~$12k. - I recently changed jobs so my AmEx corporate card was automatically cancelled. - I recently opened a new card with Citi (credit limit of about $10k). - I already have a basic AmEx Blue card (credit limit $19,300). Aside from the cards mentioned above the wife and I have a few other [non-AmEx] cards each with limits in the low 5 figures. One of them has about $1500 on it, the others are at zero. I can't remember our credit scores from the last time I looked but I think we're both in the low 800s. Should I not apply because of all that recent activity? Should I not apply because I've already got a Blue card with a relatively high credit line? Or should I apply, and if not automatically approved, ask that my existing card have credit moved to a new card? For what it's worth we're not planning on applying for any significant credit (mortgage or car loans) in the near future.
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Jan 31, 2015 00:38
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I've accumulated a handful of miles (5000-ish) on United that I'd like to part with. That balance is probably too low for most exchange sites so I may just see if my parents want to buy them. Is 2 cents/mile fair for both parties? Or are there better options? Looks like I've got about 21k with Delta, so same question there I guess.
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Mar 10, 2015 17:33
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smackfu posted:For the really low balance one, are there any magazines you want? That's usually a good way to use up a small amount of miles. Nah, not really. Cashing them out would be optimal. Even if they're only worth a penny per mile that's still fifty bucks. Pissingintowind posted:How do you plan on getting them to your parent's account? http://www.united.com/web/en-US/content/mileageplus/transfer/default.aspx
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Mar 10, 2015 18:56
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Pissingintowind posted:Take a look at the price. drat, didn't read the not-so-fine print.
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Mar 10, 2015 19:41
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| # ¿ Apr 28, 2024 22:08 |
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disaster pastor posted:The 2% card everyone has is the Citi Double Cash (but make sure to get direct deposits instead of statement credits).
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Jan 20, 2024 00:22
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