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Dear housing bubble, my wife wants to buy a place next spring so please pop by next May TIA
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# ¿ Jul 7, 2017 13:29 |
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# ¿ May 21, 2024 12:02 |
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How long until I can stop paying my student and car loan and not get in trouble for it?
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# ¿ Jul 10, 2017 14:35 |
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Rex-Goliath posted:car loan: whenever you want Yay Rex-Goliath posted:student loan: lol Nuts
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# ¿ Jul 10, 2017 17:40 |
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OhFunny posted:https://twitter.com/Reuters/status/889505466094637056 Ignore this guy, pop now so I can buy cheap next spring.
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# ¿ Jul 24, 2017 17:57 |
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There's an article on CNN's front page that Twitter did not add any new users globally in June, and that they're losing users in the US. Oh and also their stock dropped 10% in pre-market trading today. Apropos of nothing, a bubble is just a hollow orb
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# ¿ Jul 27, 2017 19:24 |
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Whoopsquote:(CNN) - An Ohio factory owner said Saturday that though she has blue-collar jobs available at her company, she struggles to fill positions because so many candidates fail drug tests. I mean weed needs to stop being such a deal-breaker for employers but lol at opiods screwing over addicts even more.
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# ¿ Jul 30, 2017 00:41 |
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X-post from the TRUMP thread- This is extortion, right?
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# ¿ Jul 30, 2017 19:54 |
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Where's the thread where I can read people's hot takes on Bitcoin splitting up or whatever happened?
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# ¿ Aug 4, 2017 03:03 |
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the bitcoin of weed posted:i hope they destroy the bay area I would feel bad for my brother who moved there almost exactly two years ago and no one in my family has visited him out there because the rest of us are all east of the Mississippi. Also if the nukes drop can I stop my car and student loan payments?
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# ¿ Aug 9, 2017 04:29 |
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Trash Trick posted:this poo poo + growing up during the ~great recession~ is why I save like a mad man. it is unfathomable to me, not saving at least 30% of every check. I want to get here but I currently need to work a second job just to have money left over to make progress on my debts (i.e. paying more than the minimums), and that's with an OK white-collar job that affords me the time to work said side hustle. My wife however, bless her heart, got a new job with a big raise and no increased cost of living so she's been putting aside a bunch of her paycheck each month. But we're likely going to smoke that on a down payment for a house next year and goodbye saving money after that.
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# ¿ Aug 27, 2017 01:56 |
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Lawman 0 posted:Here's my wonky solution. Nah quote:Very few Americans have enjoyed steadily rising pay beyond inflation over the last couple of decades, a shift from prior years in which the working and middle classes enjoyed broad-based wage gains as the economy expanded. At least they're honest about it. Also
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# ¿ May 29, 2018 03:57 |
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I know we've moved on but loving lol at the girl living on $25/h while her parents pay all of her living expenses. Yes it's just clickbait or a parody or whatever but come on man. Teal posted:If you wanted to objectively do the best for the biological health of the human species you'd start encouraging massive interracial intermingling and mixing (which is one of the worst nightmares of these people). Already on it my dude
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# ¿ Jul 19, 2018 15:17 |
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What does the student loan bubble popping look like? Lots of destroyed credit scores and nobody being able to secure a student loan anymore, or is it more detailed than that?
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# ¿ Jul 20, 2018 19:51 |
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My Chemistry Master's was paid for by my school, and all I had to do was work 60+ hours/week for three years while living on $20k/year. So far it's started me at an extra $1/hour at my last job and been one of my selling points for getting my current job, which I'm fairly certain could be completed by someone with a GED who maybe did well at AP Chemistry. Owned.
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# ¿ Jul 21, 2018 13:37 |
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Epic High Five posted:when I told them that half my kitchen staff quit because another restaurant across the street offered to pay them another dollar an hour they said it was probably a morale issue lmao I mean you could frame lovely pay as a morale issue, but to do so when you're the one writing the checks is disingenuous at best. I don't like my job because it's dreadfully boring, has no career advancement in sight, and my boss is a MAGA-chud and borderline crook, but if I walked in on Monday and they gave me a 10% raise I would immediately stop all of my current job searching efforts. Money can't buy happiness but it can sure as poo poo buy a little peace of mind.
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# ¿ Jul 21, 2018 18:22 |
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Taintrunner posted:why even try to work at this point. you’re just wasting your loving time lmao if you "try" at work. If you stitch together all of the time I've been busy at work in July you have maybe two whole 8-hour days, and my boss is none the wiser because he's in charge of three other groups and is stretched way too thin to actually pay attention to mine. Plus they gave me a new workstation at the start of the year that doesn't allow external media to be plugged in and they block all access to Dropbox and the like so that took out like half of the ways I could entertain myself on slow days (which are the majority of my days)
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# ¿ Jul 23, 2018 05:04 |
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Isn't this dude the one who was heavily implied to have actively sought Russian intelligence in recent Mueller documents?
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# ¿ Jul 24, 2018 18:48 |
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crazy cloud posted:About 8 months, in the northern hemisphere, give or take I appreciate this post.
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# ¿ Jul 25, 2018 12:33 |
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Another thread on SA taught me the phrase "if it floats, flies, or fucks, rent it by the hour" and I hope to have enough money to put it to use one day. Also gently caress you Betsy DeVos. E: Serves you right for docking in Ohio C-Euro fucked around with this message at 16:51 on Jul 26, 2018 |
# ¿ Jul 26, 2018 16:36 |
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We got some rutabaga in our produce box a couple months ago and it was drat good. Also got the biggest sweet potato I've ever seen. I did a camping weekend with some friends in the UP a few years back and drove up the western side of Lake Michigan to get there, the UP is very pretty but there's not a lot going on.
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# ¿ Jul 26, 2018 20:51 |
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This is pretty doomsday right? https://twitter.com/EPN473/status/1022692238176870400
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# ¿ Jul 27, 2018 05:41 |
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Jose posted:david cameron decided to bet destroying the country economically and fracture of the UK to make some insane MPs in his party happy and probably didn't think he'd win an outright majority so could abandon doing it As we've learned in the UK and in America in the last few years, don't loving put someone or something up for vote if you aren't prepared for it to win.
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# ¿ Jul 27, 2018 13:38 |
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Willie Tomg posted:1 in 8 divorces is caused by student loans Well thank gently caress mine will be paid off next year if I have any sort of luck. Tars Tarkas posted:Bachelor parties, sure I'm in my sister's wedding next month and her fiance invited me to his bachelor party, which came with an $800 price tag for airfare and festivities I was actually supposed to leave for the party this week but I bailed as soon as I saw the full cost. Sorry I'm broke! E: my bachelor party was my best man and brother both coming to my place while we walked around the city and drank, while that same weekend my now-wife flew to her maid of honor's place to do the same. C-Euro fucked around with this message at 19:12 on Jul 27, 2018 |
# ¿ Jul 27, 2018 18:59 |
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Tars Tarkas posted:My favorite credit story was right before the crash in 08 I was a grad student making 20K and was working at a Starbucks for extra money and got a credit card at a jewelry store just to get 10% off wedding bands for me and my wife (which I paid off and cancelled immediately) and they offered me a $90,000 line of credit $90k good lord. If you put 1/10 of that in front of me and said that I had to spend it on physical goods instead of paying off debt or saving it, I would have no idea what to do with it. 90k seems a little excessive. Also this is the part where I thank my lucky stars that my wife doesn't give a drat about jewelry other than cheap earrings.
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# ¿ Jul 27, 2018 20:07 |
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"shareholder wealth" lol. You gotta sell that poo poo for any actual money my dudes.i say swears online posted:no-crust kids were loving awful Finally, a good post in this subforum. WrightOfWay posted:Crust is fine but I refuse to eat the heels. I made a grilled cheese last night with one of the heel pieces, don't knock it until you've tried it.
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# ¿ Jul 28, 2018 13:40 |
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lol if capitalism was what we needed all along to label white gunmen as terrorists
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# ¿ Jul 29, 2018 01:37 |
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Raskolnikov38 posted:when your economy is good and strong: Can confirm that first paragraph or so. When I was hired at my current job I was told that Master's degree made my candidacy really strong, but after working here for three years I can confirm that you could do my job with just a GED. Just don't tell my boss that! Tubgoat posted:Today, I found ~$900 of counterfeit Magic cards and a box of spaghetti. The spaghetti was a little water-damaged but smells fine and tastes just fine. This is my economic doomsday story, thanks for listening. $900 worth as in "I spent $900 on fake cards" or "these fake cards would be worth $900 if they were real"?
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# ¿ Jul 30, 2018 00:28 |
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lol I'm booking a flight home for my sister's wedding next month and American's Basic Economy program is now basically just Spirit Airlines. I haven't flown since April, is every airline doing this now?
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# ¿ Jul 30, 2018 03:11 |
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Ytlaya posted:As an unrelated airline thing, I recently flew to Denver for work, and it's hilarious how much airlines try to nickel and dime you now. When I was checking in at the kiosk, it gave me the option of upgrading to priority boarding for 31 dollars. Literally all this would accomplish is letting me board the plane sooner. They've also started charging more for a variety of seats outside of business class, sometimes because of them having extra foot room and sometimes just because "these seats are more highly desired" (despite being identical in terms of space, etc). Yeah they upsell everything now, and lol at paying more money to spend more time sitting on the plane as it's on the tarmac. I assume that the move to "one carry-on item that fits under the seat in front of you only" is people moving away from checked bags whenever possible, so the airline makes you pay more to get your standard carry-on + personal item.
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# ¿ Jul 30, 2018 05:37 |
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MeatwadIsGod posted:American CEOs are paid a king's ransom because of their intelligence, ambition, and business acumen...but CEOs can give themselves massive raises? I had hoped that the Trump presidency would dispel with the myth of "more money = smarter than" but we're a long way from that. Speaking from personal experience my current CEO only really knows how to spend money in flashy ways, and doesn't know poo poo about the actual industry that we're in.
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# ¿ Jul 30, 2018 13:51 |
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A couple of my co-workers 10-15 years older than me were talking over lunch about how they had so much longer to work until retirement I got up and left without saying a word. Tanks But No Tanks posted:it was Northern in DeKalb, so both of these As a former Dekalb resident, I don't think anyone would notice if it was swallowed up by an earthquake.
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# ¿ Aug 1, 2018 18:42 |
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got any sevens posted:lol at people thinking retirement wont just be an irl version of blade runner A few years ago when she was in grad school my wife talked about wanting to retire (or at least not having to work anymore and just generating passive income) by 40. It's taken her about a year outside of academia and in the corporate world to get her on the doomsday economics track.
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# ¿ Aug 1, 2018 19:10 |
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Dawncloack posted:What.... what? Like.... what was her reasoning/assumptions? Landing a high-paying job after her postdoc, starting some small business that makes money without her needing to do a lot of work after a certain point, and having the tenacity to actually pursue and hold on to both of those goals. To her credit she makes a good 35% more than I do for her base salary, but the business part is a work in progress (not for lack of trying!)
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# ¿ Aug 1, 2018 19:36 |
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H.P. Hovercraft posted:yes having a paid off house and millions of dollars saved up to be able to afford to stop working at middle age and not have to choose between eating and cancer treatment for the last decade or two of your life is in fact completely unattainable for almost everyone P much
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# ¿ Aug 1, 2018 20:14 |
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I just want someone to break me off 10 Gs so I can stop having debt that I accrued so I could tread water in society.
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# ¿ Aug 1, 2018 21:35 |
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Crowsbeak posted:until three months ago I had no cardss, credit score? 0. I have one card that I use twice a month on Amazon, pay it off weekly, now I have a score of 775. This is kind of my scheme too. Have had this one card for a long time, owed a bunch of money on it until a few years ago, now I use it only for my one >$100 purchase each month and pay it immediately. My credit score is pushing 800 I assume things like auto and student loans count towards that score as well? I'm saddled with those for a few more years assuming I don't take out any more but I've at least been rock-solid about hitting the minimum each month. Shear Modulus posted:if you really want to gaze into the abyss of people trying to minmax their credit score bullshit the term that people use for the "i want a loan so please ding my credit score" is "hard pull" and the term for the other one is "soft pull". and you can find people obsessing over having Too Many Hard Pulls because that will make their credit score go down. There's a really obvious masturbation joke using the term "too many hard pulls" but I'm too tired to think of it right now.
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# ¿ Aug 2, 2018 04:11 |
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Shear Modulus posted:Unfortunately the government killed the program where you could buy dollar coins in bulk at cost because of that. They were selling them at cost to try and get people to circulate them, but americans hate dollar coins so nobody was buying them to actually give them out as change. instead people were just getting thousands of dollars worth of coins shipped to their house then immediately depositing them at their bank, and the bank would immediately deposit them back with the fed because dollar coins are useless for a bank. so the government was spending tons of money (and burning fossil fuels) shipping heavy coins to people to facilitate a scheme where a small percentage of the credit card fees that the government was also eating went back to the customer. it was late capitalism as hell. I loving loved the golden dollar coins they were trying to push around 2000 or whatever and I'm legit sad that they never caught on. I still have a few in my coin tray at home.
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# ¿ Aug 2, 2018 05:03 |
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Didn't we have an actual climate change thread at one point, or did I imagine that?
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# ¿ Aug 2, 2018 15:14 |
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Genderfluent posted:In moviepass news, Helios and Matheson has lost 99.9% of it's value since February, and is currently trading at 14 cents a share, from a high of nearly $2500 lol Is Moviepass just opt-in socialism? Discuss.
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# ¿ Aug 2, 2018 18:19 |
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# ¿ May 21, 2024 12:02 |
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No one talking about how Apple hit a $1T valuation today, or is that less meaningful/doomsdayish than it sounds?
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# ¿ Aug 2, 2018 20:36 |