The housing market - Think it depends on the definition of underwater

The Something Awful Forums > Discussion > C-SPAM > The housing market - Think it depends on the definition of underwater

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DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

LGD posted:

that'd be my conclusion as well, save for retirement and focus on personal life, both are highly worthy goals on their own and can potentially lead you to home ownership/secure housing down the road (and give you greater flexibility)

e:

that really sucks

tbh I think this is an issue with a bunch of relatively "higher status" but low-ish pay white collar jobs at the moment, which have been used to taking advantage of stagnant wages and sense that they're something to be aspired to, and because they're "professional"/often were able to be at least partially remote/didn't suffer as much COVID-turnover have been slower to adapt than public-facing hourly service positions

I might just be generalizing too much from my wife's experience trying to hire people for back office positions at a credit union, which has incredibly good benefits but is objectively underpaid (something she's not in a position to address atm, despite her efforts) - it's hard to sell people on the idea that a job is a "career" or keep talented people if [absent benefits] working at a literal car wash pays about the same

I see a lot of jobs that pay similar to mine but they all seem like actual work (or they're public-facing). at least at my job I can sit inside and gently caress off all day then go home without a broken back.

# ¿ Apr 22, 2022 21:51

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# ¿ May 11, 2024 22:10

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

fart simpson posted:

lol how is the average 35k that�s insane

turns out paying for labor at a fair value is actually costly.

# ¿ Apr 25, 2022 02:33

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

prices would have to crater so crazily for me to be underwater on my loan but I have faith in the fragility of our economic system.

# ¿ May 5, 2022 18:43

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

it'd probably be a bad idea to prep your house for sale with a giant shark fathead and a Bible quote. just my first blush impression.

# ¿ Nov 18, 2022 17:42

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

my neighbors built an ADU in their back yard and it looks really cool.

it took them over two years to do it though, and not for lack of trying.

# ¿ Jan 10, 2023 18:21

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

Paradoxish posted:

An island layout like this is so loving pointless. You're literally putting a massive obstacle between the fridge and the rest of the important appliances, leaving yourself no room to walk around, and you're gaining absolutely nothing. There's already a ton of usable counter space without the island.

Like, why would you actually want to sit down at that island? What's the point of those stools? It arguably makes sense in a very large kitchen or an open floorplan where the island might be a reasonable place to sit down for breakfast, but why would you ever want to jam yourself into that tiny area next to the fridge when there's almost certainly somewhere better to sit down and drink a cup of coffee in the morning.

the stools are so that you can slam your kneecaps right into the cabinet underneath when you try to scooch close enough to get to your plate.

# ¿ Jan 22, 2023 04:04

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

Teabag Dome Scandal posted:

downturns over

guarantee that first pending sale resulted in a disclosure they could no longer ignore.

# ¿ Jan 24, 2023 16:16

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

Ammanas posted:

toured a home last night that was a total starter home in a lovely decaying neighborhood listed for $430k, meaning you need to earn around 10k/month to afford the monthly but traditional guidance. god bless you Sacramento real estate

I don't think you did the math right unless it's a 10 year mortgage or something.

# ¿ Jan 26, 2023 21:35

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

Pittsburgh Fentanyl Cloud posted:

My wife got a Tony Packo's shirt there and wore it for six years until it fell apart

Jesus Christ dude buy her a second shirt

# ¿ Feb 8, 2023 21:12

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

today I was browsing the intranet dank memes page and found a comment from a woman who said she only goes to work in person because in order to power her laptop and two monitors she has to wire up three extension cords from different rooms or she trips a breaker.

# ¿ Feb 17, 2023 21:54

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

even mush mouth was a man with a corporeal form. the state of mush is not necessarily one without volumetric boundaries, nay, it is of the soul of the mush with which one must contend

# ¿ Mar 3, 2023 17:50

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

Wraith of J.O.I. posted:

what is going on with this lady's shirt

Dan Flashes has branched out

# ¿ Mar 8, 2023 20:30

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

Twerk from Home posted:

I'm in this same situation and it's honestly a little upsetting to me. I realize my extreme privilege to have been able to buy a house 6 years ago for half the price of now, then refinance it 3 years ago at insanely low interest rates, but also a lot of that is just that I'm getting older.

The youth are hosed.

very much the same situation here.

constantly feels like I'm on the bottom rung of a rope ladder attached to a helicopter that is definitely not flying in a manner I have 100% faith in.

# ¿ Mar 18, 2023 17:49

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

I'd say air bnbs CAN have a better location than a hotel and could save you the hassle of renting a car.

hotels are usually in the loving worst locations.

# ¿ Mar 27, 2023 20:37

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

my secret is just waiting out the hot weather. by the time I'm 69 it's gonna be tropical where I'm at.

# ¿ Apr 8, 2023 16:47

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

my area is slowly filling up with vacation rentals. you can always tell because (in addition to rarely seeing anyone come or go), the yard is generally clean but then there will be a rotting jack o lantern sitting by the side of the house for 8 months.

# ¿ Apr 8, 2023 17:11

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

we got a new manager in my group and during his introduction he said he recently bought ten rental units and he's eager to "fill them with tenants".

like he's not a flipper or someone with a nascent real estate interest. he just wants the passive income.

fuckin gross all around.

# ¿ May 17, 2023 23:44

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

shrike82 posted:

https://twitter.com/BusinessInsider/status/1668347059353669632?s=20

if he spent hundreds of thousands and took in $234k... is he operating at a loss still?

# ¿ Jun 13, 2023 02:52

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

Crusty Nutsack posted:

the cutesy bathroom word "art" is getting out of hand

I read this as an Airbnb that doesn't want to clean up piss dribbles on the floor.

I can't say I blame them but part of my use of the space is pissing near the toilet.

# ¿ Jun 20, 2023 17:57

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

some family moved on to my street about six years ago and then they recently listed their house for sale and sent all of us an email with their farewells as they "sell [their] starter house".

internally, I reacted like Dennis Reynolds when he was told his car was a starter car.

# ¿ Jul 5, 2023 16:24

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

it was more annoying and tone deaf than anything else. gently caress them, glad they're gone.

# ¿ Jul 5, 2023 17:22

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

my bony fealty posted:

why do your neighbors have your and your others neighbors' email that's awful

we use a google group to send out emails such as:

"is this someone's bike in my yard?"

"heads up: this dude took all my mail."

"oh yeah he took my son's bike too."

etc etc

# ¿ Jul 6, 2023 16:27

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

lmao "house of the month"

# ¿ Jul 7, 2023 16:44

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

no I got my plaque for house of the decade years ago you nerd.

# ¿ Jul 7, 2023 17:05

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

a lot of the house flipping shows in the states are based in Texas and Missouri for some reason.

# ¿ Jul 7, 2023 19:17

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

PoundSand posted:

Why does this work anyways? Like if I were going to hypothetically sell to an obvious flipper couldn't I just do the cheap reno myself and pocket the higher sale price? Someone coming to you to buy your house like this is basically out in the open saying that they want to turn around and sell it for more than they will offer you. It'd be like having your own business and then hiring a boss to skim profits from you.

We get these texts all the time cause our neighborhood is hot but even if we were ever thinking of selling instead of just living here till we die on our cheap af mortgage I know we'd get way more from putting it on the market than just accepting a random person coming by hoping for an easy profit.

I think it's to catch people who are desperate and/or in a tight spot.

# ¿ Jul 8, 2023 18:28

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

Pittsburgh Fentanyl Cloud posted:

City-loving millennials here have been moving to the suburbs eventually for as long as I�ve been paying attention. You can set a clock the instant they have kids.

When we were looking for a new place earlier this year, the majority of the houses we looked at had pictures of toddlers or other stuff saying they�d just had a kid. White people are terrified of city schools and if you don�t send your (white) kid to one of the suburban districts here people act like you�re abusing your kids.

you have so many stupid as gently caress opinions about poo poo you have zero clue about. it's sort of impressive.

# ¿ Jul 10, 2023 00:42

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

Pittsburgh Fentanyl Cloud posted:

You moved to send your kids to a white school district too, huh

what

do you even have kids lmfao

# ¿ Jul 10, 2023 02:41

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

you post a shitload about kids and parents for someone who knows absolutely nothing about them. makes you think.

# ¿ Jul 10, 2023 03:13

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

what the gently caress are you talking about

# ¿ Jul 10, 2023 03:23

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

if you find yourself constantly asking others if they're jealous of you, chances are nobody is.

# ¿ Jul 10, 2023 04:48

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

all of my white as hell friends simply got priced out of owning homes in the city because nobody has a million dollars to spend on their first house.

# ¿ Jul 10, 2023 17:02

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

wait a second what makes one an urbanism vs not one?

# ¿ Jul 11, 2023 04:28

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

oh. even if you don't own any cars, having a garage and a driveway is super useful for all kinds of poo poo. Mostly for doing projects where you need ventilation but don't want to be inside stinking up your house with paint/varnish/whatever sealant you're working with.

# ¿ Jul 11, 2023 05:06

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

lol trampoline parks

literally every adult I've know who's held an event at one of those places is responsible for one of their friends completely wrecking a part of their body with lifelong effects as a result.

# ¿ Jul 11, 2023 16:43

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

super glad I bought a house ten years ago. jeez louise those rates are insane.

# ¿ Jul 20, 2023 23:15

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

"oh this house full of bats? yeah that was a calculated move."

# ¿ Jul 26, 2023 23:50

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

that's a model train village, can't fool me.

# ¿ Jul 27, 2023 02:47

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

I was talking to a younger coworker about her plans to buy a home and the only silver lining she came up with is that "well, you can always refinance but you can't ever change the principle purchase price so I'm hoping prices go down even if rates don't."

she's right about the principle but I don't know if "you can always refinance" is true right now unless your timeline for that is super long.

# ¿ Jul 27, 2023 16:45

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# ¿ May 11, 2024 22:10

DR FRASIER KRANG: Feb 4, 2005; "Are you forgetting that just this afternoon I was punched in the face by a turtle now dead?

ArmZ posted:

when you understand supply and demand.

yeah I supply five people and they demand 1 bedroom each PLUS two spare shitters for emergencies.

# ¿ Jul 31, 2023 20:33

The Something Awful Forums > Discussion > C-SPAM > The housing market - Think it depends on the definition of underwater

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