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Auron posted:With Apple's iPhone upgrade plan, are you allowed to put money down to reduce the monthly payment, or do you have to do $0 down? Why would you pay extra into a program designed to let you trade in the device halfway through the payment plan? You'd be getting half the value of your upfront payment.
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Sep 9, 2016 02:37
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YA BOY ETHAN COUCH posted:Why would you pay extra into a program designed to let you trade in the device halfway through the payment plan? You'd be getting half the value of your upfront payment. What? That just doesn't make any sense. Putting $200 down right away would be like paying $200 over a year...just with a lower payment. Its not like you're magically losing money when you trade in.
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Sep 9, 2016 02:50
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Henrik Zetterberg posted:If a hard pull on your credit is causing that much of an issue, you can't afford one of the two. You haven't bought a house lately. Everything is scrutinized, even at a 836 FICO score.
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Sep 9, 2016 02:50
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I feel like I'm considering a 7 Plus just because of the improved feature set and having a bigger screen is never a bad thing. I do have small hands though, so not sure if it would just irritate me in use. Anyone take the jump with similar concerns before? How did it turn out for you?
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Sep 9, 2016 02:56
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Auron posted:What? That just doesn't make any sense. Putting $200 down right away would be like paying $200 over a year...just with a lower payment. Its not like you're magically losing money when you trade in. The iPhone upgrade plan is a two year repayment schedule. So if you pay 200$ on 900$ then the payments will be 700 stretched over 2 years. If you pay nothing down on $900, it will cost 37.50 a month for 2 years If you pay $200 down on $900, it will cost $29.17 a month for 2 years After one year you can trade it in and begin your contract over again. So after 1 year with no down, you have paid in $450 After 1 year with $200 down you have paid in $350 in installments + $200 down = $550 total So yes, paying 200$ or whatever up front is literally throwing half of the down payment away.
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Sep 9, 2016 02:59
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YA BOY ETHAN COUCH posted:The iPhone upgrade plan is a two year repayment schedule. So if you pay 200$ on 900$ then the payments will be 700 stretched over 2 years. I don't believe that's how it works, if so, anybody trading in their phone to start the upgrade program would be getting hosed. Wouldn't the extra paid in be rolled over into the next loan as a down payment, similar to an auto loan where you owe less than your trade in value? Auron fucked around with this message at 03:50 on Sep 9, 2016 |
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Sep 9, 2016 03:26
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You can pay ahead, yes. Also, hello iPhone thread. The new 7 sucks, therefore you should buy my 6S. http://forums.somethingawful.com/showthread.php?threadid=3789342
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Sep 9, 2016 03:44
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enojy posted:Yea, I'm sticking with the 6S too. I'd love to play with the dual camera setup on the 7+, but I love my headphone port (and $850) much more. I mean, it would really be like $200 or so instead of $850 since your 6S still fetches resale value assuming it's in decent condition.
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Sep 9, 2016 03:51
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One of the youtubers there was talking about how you can plug the headphones in either way since it's lighting now lol.
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Sep 9, 2016 03:51
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Auron posted:I don't believe that's how it works, if so, anybody trading in their phone to start the upgrade program would be getting hosed. Wouldn't the extra paid in be rolled over into the next loan as a down payment, similar to an auto loan where you owe less than your trade in value? No, if you sign on for a new 24 month term,and return the device, Apple forgives the second 12 months of the first term.
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Sep 9, 2016 03:52
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Don Lapre posted:One of the youtubers there was talking about how you can plug the headphones in either way since it's lighting now lol. Not unlike the standard 3.5mm plug! That's genius of them.
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Sep 9, 2016 03:52
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Geek Bench apparently is reporting that the 7 Plus has 3gb ram so that's pretty neat.
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Sep 9, 2016 04:36
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Lblitzer posted:Geek Bench apparently is reporting that the 7 Plus has 3gb ram so that's pretty neat. Yeah that was in the keynote.
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Sep 9, 2016 04:38
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Lblitzer posted:Geek Bench apparently is reporting that the 7 Plus has 3gb ram so that's pretty neat. 3:01 am
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Sep 9, 2016 04:39
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I'd imagine we're not going to know for sure for two weeks, but is the fidelity of the audio at least any better over lighting? It always bothered me how bad the sound was on earpods.
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Sep 9, 2016 04:53
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gypsyshred posted:I'd imagine we're not going to know for sure for two weeks, but is the fidelity of the audio at least any better over lighting? It always bothered me how bad the sound was on earpods. The actually headphone jack out of Apple products was usually pretty well regarded when used with nice headphones. Pack-in EarPods aren't nice headphones, so don't expect any different just because they're plugged into a different hole.
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Sep 9, 2016 04:56
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Shillary posted:No, if you sign on for a new 24 month term,and return the device, Apple forgives the second 12 months of the first term. So essentially if you're planning on trading in the phone to Apple ASAP, it doesn't make sense to pay more than the minimum required payments. If you're planning on buying it straight-out when you upgrade to the new phone (so you can sell the old one independently), then sure, go ahead and pay more than the minimum requirement if you want. You're going to be paying full price at one point or another anyway.
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Sep 9, 2016 05:34
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Verizon now copying tmobile offer http://www.verizon.com/about/news/get-next-gen-iphones-next-gen-network-available-verizon-lte-advanced-beginning-friday-september You can all thank tmobile for this lol
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Sep 9, 2016 05:47
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Don Lapre posted:Verizon now copying tmobile offer 649.99 device payment purchase req’d. Less $649.99 trade-in credit applied to account over 24 mos; credit begins in 2-3 bill cycles & ends when balance paid;
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Sep 9, 2016 06:35
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They put $27 a month on your bill and then a $27 credit every month on your bill.
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Sep 9, 2016 07:25
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Right but it says the credit doesn't kick in for 2-3 cycles. Does the billing not kick in until then? That would be surprising.
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Sep 9, 2016 07:29
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For those not looking to take advantage of the Verizon trade-in deal (since apparently annual upgraders like me would forfeit half of the $650 credit), the My Verizon iOS app will already let you place preorders - all you have to do is go through the upgrade process as normal, and when selecting the new device press the search (magnifying glass) button. If you type in 'iPhone 7' or 'iPhone 7+' it will link you to the product page and let you proceed to checkout.
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Sep 9, 2016 07:35
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MarcusSA posted:Yeah that was in the keynote. That's a first, right? Usually we have to wait for the iFixit teardown.
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Sep 9, 2016 08:01
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Preorders up for anyone on Verizon's website?
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Sep 9, 2016 08:04
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beergod posted:Preorders up for anyone on Verizon's website? negative 
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Sep 9, 2016 08:04
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Avocados posted:negative I am refreshing like a madman r/n
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Sep 9, 2016 08:06
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carriers are all late it seems
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Sep 9, 2016 08:08
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Apple is too.
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Sep 9, 2016 08:09
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Is it better to buy carrier or through apple?
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Sep 9, 2016 08:09
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Avocados posted:Is it better to buy carrier or through apple? Apple is more of a guaranteed first day phone typically if you can get through.
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Sep 9, 2016 08:11
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Didn't preorders start 13 minutes ago? Getting that the website and app are down.
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Sep 9, 2016 08:13
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Oh god they let the guy who runs the apple twitter manage the preorders
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Sep 9, 2016 08:15
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Boris Galerkin posted:Didn't preorders start 13 minutes ago? Getting that the website and app are down. They went up about 2 minutes ago. Everybody is busy placing orders instead of making "It's up!" posts I assume.
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Sep 9, 2016 08:15
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So im on ATT, but Im going to switch to Verizon next year--how in the world do i order a Verizon/Sprint phone without an account?
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Sep 9, 2016 08:17
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9 minutes after. The store goes up and a 256 7+ Matte Black cant be sent to me until the 27th and no stores can pick up.
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Sep 9, 2016 08:18
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Reservation confirmed in the fastest time ever. Good luck with copy and pasting your serial number if you're on the upgrade program and also on your phone! 
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Sep 9, 2016 08:18
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I keep getting booted from the Verizon page. God these people are incompetent.
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Sep 9, 2016 08:18
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Verizon doesn't even have the options up yet
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Sep 9, 2016 08:20
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Anyone get an order in yet on T-Mobile's site?
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Sep 9, 2016 08:21
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Feenix posted:9 minutes after. The store goes up and a 256 7+ Matte Black cant be sent to me until the 27th and no stores can pick up. Seems like the Plus and/or Jet Black are either not going to be ready for the 16th, or sold out in a couple of milliseconds. Everybody's saying similar dates.
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Sep 9, 2016 08:21
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