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http://www.tagesspiegel.de/politik/csu-chef-horst-seehofer-guttenberg-soll-wieder-in-die-bundespolitik/20096234.html
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Jul 24, 2017 05:29
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oliwan posted:lol im 34 and life really is too short to be thinking about your pension when you are still under 60 The idea is, that thinking a bit about it when you are under 40 and setting something up allows you not to think about it every single minute of your life in terms of "gently caress, how will I eat today?" when you are over 60 thanks to compound interest/the believe in rising stock markets/appreciating real estate. Assuming we still live in our current consumerist-capitalist society that takes the riches from the future generations with the last few vestiges of a social security system by then.
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Jul 24, 2017 06:08
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Decius posted:The idea is, that thinking a bit about it when you are under 40 and setting something up allows you not to think about it every single minute of your life in terms of „gently caress, how will I eat today?“ when you are over 60 thanks to compound interest/the believe in rising stock markets/appreciating real estate. These are obviously valid points and I do pay into a private plan myself, but man, you look at that list and just want to laugh. You're pretty hosed if you're just now getting into any of the three things you mentioned.
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Jul 24, 2017 08:43
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oliwan posted:lol im 34 and life really is too short to be thinking about your pension when you are still under 60 So... You're Swiss and you won't vote on the Rentenreform this September, which only happens to be one of the most important referenda of the past decade? Or will you vote and just not "think about it"?
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Jul 24, 2017 11:41
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But yeah lol "compound interest" and "actually being able to afford real estate that appreciates in value over time" - that stuff was relevant for my parents, it's out of reach for dumb millennials like me.
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Jul 24, 2017 11:43
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Wengy posted:But yeah lol "compound interest" and "actually being able to afford real estate that appreciates in value over time" - that stuff was relevant for my parents, it's out of reach for dumb millennials like me. Well, you'll inherit your parents' when they eventually die at the ripe old age of 169, so don't worry and be patient. You'll be a homeowner in no time at all.
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Jul 24, 2017 11:56
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Wengy posted:So... You're Swiss and you won't vote on the Rentenreform this September, which only happens to be one of the most important referenda of the past decade? Or will you vote and just not "think about it"? Ehm, I have a Swiss passport (besides my Dutch one) because my father is Swiss, but my family (including me) left Switzerland 27 years ago when I was 6 years old. The really issue however is this: Wengy posted:But yeah lol "compound interest" and "actually being able to afford real estate that appreciates in value over time" - that stuff was relevant for my parents, it's out of reach for dumb millennials like me. Also, if we dont have universal basic income in 35 years, everything is hosed anyway. oliwan fucked around with this message at 12:11 on Jul 24, 2017 |
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Jul 24, 2017 12:01
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oliwan posted:Ehm, I have a Swiss passport (besides my Dutch one) because my father is Swiss, but my family (including me) left Switzerland 27 years ago when I was 6 years old. You should still vote!
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Jul 24, 2017 12:17
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lollontee posted:Well, you'll inherit your parents' when they eventually die at the ripe old age of 169, so don't worry and be patient. You'll be a homeowner in no time at all. Yeah, by that time they'll have built in a wheelchair lift and everything, it's perfect
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Jul 24, 2017 12:17
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oliwan posted:Also, if we dont have universal basic income in 35 years, everything is hosed anyway. Evergreen post in 2052.
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Jul 24, 2017 12:20
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lollontee posted:Well, you'll inherit your parents' when they eventually die at the ripe old age of 169, so don't worry and be patient. You'll be a homeowner in no time at all. what if our parents are poor too and don't own anything, asking for a friend
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Jul 24, 2017 12:34
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You do inherit debts and liabilities as well.
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Jul 24, 2017 12:37
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This is why I'm actively and unironically hoping for financial collapse
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Jul 24, 2017 12:42
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gently caress off guys, inheriting my parents' house is like my only hope!!!! Which is why I was skeptical of the Erbschaftssteuer proposed by he Swiss social democrats a few years ago tbh
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Jul 24, 2017 13:01
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Randler posted:You do inherit debts and liabilities as well. You can deny your inheritance, I heard from a friend.
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Jul 24, 2017 13:14
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Wengy posted:gently caress off guys, inheriting my parents' house is like my only hope!!!! Which is why I was skeptical of the Erbschaftssteuer proposed by he Swiss social democrats a few years ago tbh neolib spotted! but wait, does switzerland not have Erbschaftssteuer right now? because just lol if so
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Jul 24, 2017 13:20
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Wengy posted:gently caress off guys, inheriting my parents' house is like my only hope!!!! Which is why I was skeptical of the Erbschaftssteuer proposed by he Swiss social democrats a few years ago tbh So, you are getting a house for free but you are complaining that it's not free enough? 
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Jul 24, 2017 13:24
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Wengy posted:Which is why I was skeptical of the Erbschaftssteuer proposed by he Swiss social democrats a few years ago tbh
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Jul 24, 2017 13:29
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oliwan posted:neolib spotted! Regulated per canton and by degree of kinship also.
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Jul 24, 2017 14:07
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botany posted:what if our parents are poor too and don't own anything, asking for a friend Good luck fighting off the radscorpions with a stick
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Jul 24, 2017 14:20
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botany posted:what if our parents are poor too and don't own anything, asking for a friend You shouldn't hang out with lower class poors cum, it's bad for your skin. Maybe they should've thought about their children when they decided to be poor and just work at rubbish jobs because they were lazy and also it was their choice to be poor because they were free to not be poor.
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Jul 24, 2017 14:26
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Randler posted:You do inherit debts and liabilities as well. liabilities are really actually just assets for someone else. Ya'll need to get real equities with them bitchass!
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Jul 24, 2017 14:30
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Raspberry Jam It In Me posted:So, you are getting a house for free but you are complaining that it's not free enough? It wouldn't have been "free" with the Erbschaftssteuer, i. e. I would've had to sell it, so screw that. But yeah. I realize that that's a rather selfish position. And yes, like pretty much everything in Switzerland Erbschaftsteuer varies from canton to canton. In fact, the best thing about the Erbschaftssteuerinitiative was that it would've abolished all cantonal Erbschaftssteuern and taxed inheritances at the federal level only. The proposed constitutional amendment was flawed, though (low Freibetrag and rückwirkende Geltung).
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Jul 24, 2017 14:30
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lollontee posted:lower class poors cum Moooods frankenfreak posted:Wengy? More like Nimby! It's more fygm than nimby
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Jul 24, 2017 14:33
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im 100% pro a high Erbschaftssteuer, however the big problem is that the very rich have means to circumvent it anyway
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Jul 24, 2017 14:34
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Wengy posted:It wouldn't have been "free" with the Erbschaftssteuer, i. e. I would've had to sell it, so screw that. But yeah. I realize that that's a rather selfish position. The correct answer to my joke post about the ridiculousness of inheritance being the only real way any of us are going to get a house, would've been that it should be free for everyone 
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Jul 24, 2017 14:34
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The problem with inheritance is that it is imho the root cause of unfair wealth-distribution that gets worse and worse over time - on the other hand tell a (wealthy or rich) person to put the well beeing of their country above that of their partners and children and give most of their stuff back to the government. At least in Europe it will never work and I can understand why.
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Jul 24, 2017 14:41
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dogboy posted:The problem with inheritance is that it is imho the root cause of unfair wealth-distribution that gets worse and worse over time - on the other hand tell a (wealthy or rich) person to put the well beeing of their country above that of their partners and children and give most of their stuff back to the government. At least in Europe it will never work and I can understand why. Where do you imagine this would work if not in Europe?
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Jul 24, 2017 14:50
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It's the root cause of wealth disparity yes, but only because there isn't any consensus on society providing counter-forces to it. Abolishing inheritance isn't a solution, state programs funded by taxes on the rich to provide everyone with the same baseline of material goods, housing, electricity and anything else that indeed everyone requires to live a basically respectable life is the solution. Those of the ruling class who would refuse to sacrifice for the Greater Good can face the wall for all I care. Society would be much better off anyway without people who don't want to carry their share of the burden.
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Jul 24, 2017 14:51
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lollontee posted:The correct answer to my joke post about the ridiculousness of inheritance being the only real way any of us are going to get a house, would've been that it should be free for everyone You can literally get a free (well, 1€ symbolic price) house right now in rural east Germany, you know?
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Jul 24, 2017 14:54
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pidan posted:You can literally get a free (well, 1€ symbolic price) house right now in rural east Germany, you know? I cannot, however, speak whatever mongrel languyage they speak there, study neurobiology, see my friends, or live where my home actually is. Sending poors out into the boondocks is not socialism, but simple state-subsidized embourgeoisement.
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Jul 24, 2017 15:02
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lollontee posted:I cannot, however, speak whatever mongrel languyage they speak there, study neurobiology, see my friends, or live where my home actually is. Sending poors out into the boondocks is not socialism, but simple state-subsidized embourgeoisement. I just want my - near the university - not near those people
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Jul 24, 2017 15:05
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Um, yeah? Studying in a school kinda requires that you can get to the school in question every day? I don't really get ya.
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Jul 24, 2017 15:09
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lollontee posted:I cannot, however, speak whatever mongrel languyage they speak there, study neurobiology, see my friends, or live where my home actually is. Sending poors out into the boondocks is not socialism, but simple state-subsidized embourgeoisement. lol
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Jul 24, 2017 15:09
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It's a joke about the east german accents ffs
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Jul 24, 2017 15:10
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pidan posted:Where do you imagine this would work if not in Europe? Maybe the chinese? But I agree its a fundamental and imho unsolved problem.
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Jul 24, 2017 15:15
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lollontee posted:It's the root cause of wealth disparity yes Another take: you can look at wealth disparity and say, some people are richer than others because those people have more money than other people, and those people giving their money to their kids keeps up the disparity. Or you can say: the society is unequal because in its very foundation is a program according to which some will have more than others. And maybe it's an interesting, or uninteresting, question of who those people picked to be the ones who have more are; but they are not the cause of the wealth disparity, they're the symptom.
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Jul 24, 2017 15:20
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Wealth concentration through inheritance is only a thing if you're inheriting a super successful business or a bunch of houses or enough cash to literally live off the interest your newly achieved capital accrues. I would agree with inheritance taxes that kick in above this threshold, not if you're just inheriting Oma ihr klein Häuschen or a few hundred thousand euros.
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Jul 24, 2017 15:21
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dogboy posted:Maybe the chinese? But I agree its a fundamental and imho unsolved problem. Please trust me when I say that this would not work with the Chinese. At least not now, they literally tried the whole "no private property" thing about 50-60 years ago and it didn't work out too well by most measures 
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Jul 24, 2017 15:24
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Cingulate posted:IIRC wealth per se is not very heritable. wait what? do you have a source for that? "wealth isn't very heritable" seems to be basically the opposite of what piketty says and as far as i'm aware that claim has not been attacked by the critics at all. unless you're talking specifically about lottery winners, because that's a case where it's true that those winnings tend to evaporate too quickly to benefit the next generation.
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Jul 24, 2017 15:27
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