(Thread IKs:
skooma512)
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gradenko_2000 posted:https://twitter.com/murderxbryan/status/1665097849984409600?t=VRohK0YVAVgfyQ0dRVwHXQ&s=19 i have a credit onion and my bank has all those things just fine. idk what they're talking about. the only bad thing is it used to let you make free custom credit cards with any image file but they got rid of that several years ago when chip came out. then again no big bank lets you do that either
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Jun 4, 2023 08:09
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| # ? Jun 11, 2024 15:53 |
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the other bad thing about credit unions is they're savings rate is still like 0.002%. i ended up moving majority of my account to fed market since at least fed interest rates at like 5%. the main reason to go with a credit union is better customer service, abolishing ATM fees, better auto loans, etc.
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Jun 4, 2023 08:11
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Sorry, if someone publicly complains that their card has to be swiped instead of tapped I can't take anything else about them seriously
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Jun 4, 2023 08:13
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Xaris posted:the other bad thing about credit unions is they're savings rate is still like 0.002%. i ended up moving majority of my account to fed market since at least fed interest rates at like 5%. I just use a CU for everything but interest yielding places to park cash, they hosed up and offered a 2.375% mortgage last year. Credit Unions rock, even if ours probably lost a ton of notional income on me lol
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Jun 4, 2023 08:22
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Doesn't bofa charge money monthly just for having a checking account. 🤡
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Jun 4, 2023 08:27
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err posted:Doesn't bofa charge money monthly just for having a checking account. that is correct, if you have under $1500 in your account you're charged $15/month. honestly i have no idea why anyone would use bofa or wells fargo, they're the absolute worst banks of all time and oops scams all the way. i'd rather at least use chase if i had to go for a mega-bank.
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Jun 4, 2023 08:30
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Xaris posted:that is correct, if you have under $1500 in your account you're charged $15/month. i like it when my bank has to pay fines for not paying fines for stealing customers money and lying constantly and not changing a thing so they have to pay more fines for that because the fines are less than the profit than stealing and lying so gently caress it
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Jun 4, 2023 08:32
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SKULL.GIF posted:Trial run for the rest of the country. it costs like $90 to register an LLC in Delaware. quote:This bill would allow the City of Seaford to authorize artificial entities, limited liability corporations' partnerships, and trusts to vote in Municipal elections held in Seaford following the principle of "one person/entity/one vote". Letter to the Editor: More voters for Seaford doesn’t mean more are voting (2022) baytobaynews.com posted:Seaford needs to increase very poor municipal elections’ voter turnout. As previously emphasized, thanks to the actions of the mayor and City Council, the number of registered voters for Seaford elections jumped dramatically by approximately 3,500 from 2020 to 2022.
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Jun 4, 2023 08:39
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gradenko_2000 posted:https://twitter.com/murderxbryan/status/1665097849984409600?t=VRohK0YVAVgfyQ0dRVwHXQ&s=19 he's right, credit unions are loving garbage and worshipping them is just more small business wankery
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Jun 4, 2023 09:31
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Jel Shaker posted:at least marianne Antoinette suggested the poor should be able to eat See the funny thing about this story is that Marie Antoinette did not use the word 'gateau', she used the word 'brioche'. And she said this because the French had a rule at the time that said that if a bakery ran out of normal bread, they had to sell their brioche at the standard price. Which is to say, even the regime most famous for wealth inequality had a rule prevented retailers from creating false supply issues to increase revenue.
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Jun 4, 2023 09:57
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everything is a scam. nothing you do matters even the slightest. the only reason to participate in society is to prevent random violence from befalling you and ensuring access to food and shelter and medical care, and even that isn't guaranteed or even likely. just because things seem to have not collapsed yet doesn't mean they aren't about to, and when they do no one gives a poo poo about what a number some imploded inaccessible computer system has about you. do whatever you want. there's not much time left
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Jun 4, 2023 10:13
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i am harry posted:it also stole a big chunk of its video footage that plays when you get a world wonder built from a movie called Baraka Yeah blew my mind way later when an arty friend showed me baraka in college. drat smac (and baraka i guess) owned
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Jun 4, 2023 10:27
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Xaris posted:i have a credit onion and my bank has all those things just fine. idk what they're talking about. this motherfucker just said credit onion
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Jun 4, 2023 11:15
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Xaris posted:credit onion Thread title
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Jun 4, 2023 11:25
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Knight posted:Sorry, if someone publicly complains that their card has to be swiped instead of tapped I can't take anything else about them seriously i had my card cloned like six times when swiping was still a thing. after tap took over i haven't had to deal with fraud once.
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Jun 4, 2023 12:31
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Knight posted:Sorry, if someone publicly complains that their card has to be swiped instead of tapped I can't take anything else about them seriously you put your card on your phone... wtf you even take out a card for???
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Jun 4, 2023 12:40
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https://twitter.com/BusinessInsider/status/1665277742160527362?s=20quote:An individual-size deep dish cheese and tomato pizza on Pizzeria Uno's site, for example, costs $12.49 for collection from its restaurant in Revere, Massachusetts, plus tax of $0.87.
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Jun 4, 2023 13:05
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Frosted Flake posted:I don't know about Shadowrun, but I suppose GURPS would let you compare directly, since detailed AA guns and detailed dragons exist in the same rule system. The problem is, I have no idea how to read any of the rules: Bear in mind, Firewings was able to solo a near future germany for a good while... even with how decrepit they are militarily, that is not some small feat. https://davidgerard.co.uk/blockchain/2023/06/03/crypto-collapse-get-in-loser-were-pivoting-to-ai/
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Jun 4, 2023 13:10
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I present the GURPS Unified Theory, uniting Doomsday Econ and TTRPGs                 
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Jun 4, 2023 14:00
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Raskolnikov38 posted:this motherfucker just said credit onion Crying as I open an account
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Jun 4, 2023 14:01
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I usually preorder my food by calling the restaurant directly and picking up food by myself. Works great and prices are still decent. Some chicken wings with fries and uh carrots/cucumber were 12,5€ yesterday. Pre-inflation it was 10€.
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Jun 4, 2023 14:06
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Shageletic posted:Crying as I open an account I don't get all the whining about credit unions. Its demonstrably a better business model, and most of the complaints boil down to "this is slightly inconvenient compared to my current experience of high fees and arbitrary decisions by a corporate behemoth!" I have never banked in 22 years of adulting. Only credit unions.
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Jun 4, 2023 14:07
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what about credit bunion and it's got hella rear end
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Jun 4, 2023 14:21
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skybolt_1 posted:I don't get all the whining about credit unions. Its demonstrably a better business model, and most of the complaints boil down to "this is slightly inconvenient compared to my current experience of high fees and arbitrary decisions by a corporate behemoth!" U want a medal or something?
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Jun 4, 2023 14:30
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Goa Tse-tung posted:what about credit bunion and it's got hella rear end Hell yeah credit uniussy
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Jun 4, 2023 14:32
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skybolt_1 posted:I don't get all the whining about credit unions. Its demonstrably a better business model, and most of the complaints boil down to "this is slightly inconvenient compared to my current experience of high fees and arbitrary decisions by a corporate behemoth!" Yeah for general checking it is fine, it is just a lot of them give terrible rates on savings/CDs and you probably should shop around. I know TD has 6 month CDs at 5.1-5.3%, which really isn't a bad return. So I was bored recently, and I started watching some "spending/debt shaming" YouTube channels. You know how it goes, but one thing that struck me is that a lot of people weren't making such perhaps not financially defensible but not really insane decisions either, but that even some sloppiness with their accounting or some bad luck could get them in serious trouble, and it wasn't that easy to cut back on essentials at a certain point. I know SA likes those memes as well, but I wonder at this point if it is a bit of a crab bucket phenoma where we like to believe people in credit card debt are just frittering it all away when in reality, living in the US, even with a relatively decent income, is a high wire act. Not to mention, that everything in American society is about trying to get someone to make a poor decision at some point and then latch on to them. Making 80-60k used to be a lot, but if you take 2k-2.2k out of a month for rent, taxes, and maybe some forbidden Starbucks or whatever, it can go pretty quickly. I personally think the whole delivery thing is nuts, but there is a reason that it has gotten so bad. On one hand, I would tell people just to cook their own food, but this whole thing isn't an accident either. Ardennes has issued a correction as of 14:41 on Jun 4, 2023 |
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Jun 4, 2023 14:32
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UKJeff posted:U want a medal or something? Looks like the UK isn't sending their best
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Jun 4, 2023 14:32
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If you use a credit union instead of Jamie Dimon ripping you off some guy in the gated community who knows the mayor rips you off
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Jun 4, 2023 14:41
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Xaris posted:the other bad thing about credit unions is they're savings rate is still like 0.002%. i ended up moving majority of my account to fed market since at least fed interest rates at like 5%. This was the thing for me. I've made more in a high yield savings account this year than I ever did with the credit union I signed up for a decade ago. I still use the credit union for direct deposit and paying expenses, but all my savings get parked elsewhere. re: delivery, we still do it as an indulgence a couple times a month... but yeah, between the higher menu prices for delivery, fees, and trying to give the driver a good tip to assuage the gig worker guilt it can cost as much or more tham a proper meal out used to pre-pandemic
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Jun 4, 2023 14:46
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I said elsewhere that I think a lot of people with poor impulse control and low energy get a bit stuck into a cycle of 'press button, receive food' with delivery apps and lose track of how much it's actually costing them.
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Jun 4, 2023 14:46
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i don't think making 60-80K has been "a lot" for a couple decades at this point
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Jun 4, 2023 14:47
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Can't believe people ITT think CUs are worse than banks now. I'm sure there's some small ones that suck or w/e, but mine is pretty good.
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Jun 4, 2023 14:53
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If credit unions and big banks are on the ballot I'm staying home
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Jun 4, 2023 14:59
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Ghost Leviathan posted:I said elsewhere that I think a lot of people with poor impulse control and low energy get a bit stuck into a cycle of 'press button, receive food' with delivery apps and lose track of how much it's actually costing them. Granted, isn't that how the system is supposed to work? You just get someone to make a mistake and then get on top of them. I don't do delivery, but it is clear exactly how abusive it is and I could see how someone could get caught in it and perhaps spend more than they really think. Same for microtransactions, Starbucks, other random crap, companies know that everyone isn't going to be hold out and when they slip up, then the teeth come out. cat botherer posted:Can't believe people ITT think CUs are worse than banks now. I'm sure there's some small ones that suck or w/e, but mine is pretty good. They can suck if you park more than a few k in them at a time. I think people get into a habit of trusting a CU and then not realizing that yeah they are getting fleeced in terms of yields on their money. Obviously, it isn't all CUs but I am surprised at how low rates are at a lot of them in Oregon. Ardennes has issued a correction as of 15:04 on Jun 4, 2023 |
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Jun 4, 2023 15:02
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Frosted Flake posted:I present the GURPS Unified Theory, uniting Doomsday Econ and TTRPGs where are you finding these snippits? did you find a trove of pdfs somewhere? also you are mixing editions which may not be helping your system confusion there is no way there aren't other, better pizza options in suburban boston. hell they are probably right there on doordash as well.
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Jun 4, 2023 15:39
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Knight posted:Sorry, if someone publicly complains that their card has to be swiped instead of tapped I can't take anything else about them seriously “my card has security features THIS IS BULLSHIT WHERE THE gently caress IS THE NEAREST WELLS FARGO BRANCH PEOPLE SHOULD BE ABLE TO EXTRACT WEALTH FROM ME SIMPLY BY BUMPING A BLUETOOTH CARD READER AGAINST MY BUTT WHEN IM IN PUBLIC THIS IS BULLSHIT”
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Jun 4, 2023 16:17
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shrike82 posted:i don't think making 60-80K has been "a lot" for a couple decades at this point but what you think is so incredibly skewed that it doesn’t really even merit a response
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Jun 4, 2023 16:22
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median personal income is 37.5k as of the most recent census data but sure 60-80k isn't a lot lmao
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Jun 4, 2023 16:27
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Ammanas posted:myth and myth 2 loving own, such well written and well designed (hard as gently caress) games. i can hear the audio in my head clear as day. "casualty" Those games were so loving good I love how they tracked your forces
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Jun 4, 2023 16:29
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| # ? Jun 11, 2024 15:53 |
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atelier morgan posted:median personal income is 37.5k as of the most recent census data but sure 60-80k isn't a lot lmao Yeah, if people making 80-60k “don’t have a lot,” I wonder how everyone else is doing.
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Jun 4, 2023 16:36
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