Register a SA Forums Account here!
JOINING THE SA FORUMS WILL REMOVE THIS BIG AD, THE ANNOYING UNDERLINED ADS, AND STUPID INTERSTITIAL ADS!!!

You can: log in, read the tech support FAQ, or request your lost password. This dumb message (and those ads) will appear on every screen until you register! Get rid of this crap by registering your own SA Forums Account and joining roughly 150,000 Goons, for the one-time price of $9.95! We charge money because it costs us money per month for bills, and since we don't believe in showing ads to our users, we try to make the money back through forum registrations.
 
  • Post
  • Reply
BonerGhost
Mar 9, 2007

Hoodwinker posted:

I like the part where she was repeatedly told why this was a bad idea and went ahead with it anyway. I hope she doesn't wake up in a cold sweat later when the impact of this all returns to her.

I hope she does.

Who knows though. Maybe she'll have the last laugh when the pension is raided in 15 years and her $8k is far more than anyone else gets from it.

Adbot
ADBOT LOVES YOU

BonerGhost
Mar 9, 2007

Krispy Kareem posted:

I enjoyed the tax attorney suggesting he contact his BWM Senator to have a debt forgiven, even though according to his mother there was no profit and everything will be fine when they refile his taxes. Which of course ignores the fact it's still a fraudulent return since his identity was stolen.

If he had the gumption, he could probably sic the IRS on both his parents and the attorney.

"The attorney" suggested

Because the attorney definitely really exists and isn't just his mother digging deeper into this con?

BonerGhost
Mar 9, 2007

No Butt Stuff posted:

I will always roll over a 401k when I leave a company to the tsp and start over fresh at the new company. Love the tsp.

So...better to max out the TSP with the target fund than even mess with the Roth at 30y/o, I take it?

BonerGhost
Mar 9, 2007

brugroffil posted:

There are state employment laws to consider too, though.

True, but those are terribly fragmented. Someone can't make a blanket statement saying that a question is safe or forbidden when it comes to those.

BonerGhost
Mar 9, 2007

BEHOLD: MY CAPE posted:

In the era of Uber etc how in the world does a stupid car and a couple security guards for hire possibly cost $1000+ an hour

Well uh first of all you want them to know how to get to the venue/not pull a Princess Di on you

Secondly you probably want them to actually know how to work security, if you think your rear end needs protection.

BonerGhost
Mar 9, 2007

Also, people just plain guilting friends/relatives into buying it from them to "support" their "business". So much of it literally is that simple.

BonerGhost
Mar 9, 2007

Zo posted:

amway is a loving juggernaut in japan, way way way bigger than it was in US or Canada as far as I can tell

Among the Japanese or are we talking like American expats or military/contractors?

BonerGhost
Mar 9, 2007

Noctone posted:

When I worked at a grocer in Nebraska we were always told we had to ID anyone who touched or talked about the alcohol being bought. Always was curious if that was actually the law or just a CYA type of thing.

The law doesn't say you have to ID all members of the party around here, but we've also decided it's cool to hold the cashier liable should the ID'd actual purchaser provide alcohol to minors, so you pretty much have a duty to do all these things to CYA.

BWM: having to be an expert on every state's ID and figure out who the alcohol is really for at risk of huge personal liability while performing for your employer and making $10.50/hr

BonerGhost
Mar 9, 2007

I loved when the DARE officer visited my fifth grade class and insisted the only definition of a gang was people out to commit crimes. At that age I pretty much only read Stephen King and Arthur Clarke so I tuned him out after that.

BonerGhost
Mar 9, 2007

Zo posted:

i think I'm finally getting old enough to lose my grasp on new technology because i have no idea what that person is buying in that post and how time/area factors into Snapchat filters

Thank God I'm not the only one who didn't understand that moonspeak.

And gently caress Snapchat in general. The bro dude owners have bragged about reviewing private pics and they think they've got rights to everything on your device when you install the app. Screw that. When my embarrassing photos get leaked, I want it to be the old fashioned way: revenge porn.

BonerGhost
Mar 9, 2007

canyoneer posted:

Are Passion Parties one of those MLM sex toy things? Please tell me it is, that's the last space I need on my bad with money bingo card

It totally is.

BonerGhost
Mar 9, 2007

El Mero Mero posted:

Stopped by a mattress store today that was going out of business to see if we could pick up a good deal. While we were there the owner was showing me one of the luxery beds - just $52,000 (but now marked down 80% because he was going out of business)! Owner told me that when business was good he had been selling one of those at full price to techbros every 6 months. 0_o

How is this not a bog standard innerspring mattress with a thick layer of froufrou pillowy bullshit on top that may or may not hold out?

BonerGhost
Mar 9, 2007

captkirk posted:

I don't know what Moosebuger horsetail is but I'm pretty sure it's Navajo for BWM.

Like I said, froufrou bullshit that may or may not hold out. All the other fibers are known for softness and loft but that's in garments.

BonerGhost
Mar 9, 2007

Krispy Kareem posted:

There's always a chance most of it is medical. But you have to have some pretty spectacular bad luck plus bad decision making for that to happen.

aw poo poo I've never been special before:
Gallbladder cost after insurance (+ ultrasound + HIDA scan + office visits) $14K - sticker for surgery alone was $30k not counting anesthesiologist
Colonoscopy cost after insurance (+ office visits) $8k - sticker for scope alone was $15k not counting anesthesiologist
ER kidney stone after insurance $5k
hip surgery with overnight stay - sticker price $33k - thank god I didn't have to pay for this
2 MRIs, 3 X-Rays, 1 steroid injection, physical therapy since October of last year, psychotherapy, sundry prescriptions - $$$thousands$$$ thank god I didn't have to pay for this

I bet somebody could get there with one emergency appendectomy without even trying, though. I know they could get there if they had two infusions of Remicade and a colonoscopy in the same month if their insurance didn't correctly verify benefits to the hospital and they proceeded with treatment, which happens shockingly often. If their insurance is particularly slow to process claims, I bet they could get that third induction dose in and be a cool $60k in the hole before they knew what hit them. One infusion dose ran at least $20k at my hospital. Now if they have relapsed or refractory Non-Hodgkin's lymphoma, which to be fair might pass the spectacularly bad luck bar, they could squeeze in four doses before the average insurance company can get around to denying a claim, and be at least $80k in the hole just on rituximab, not to mention their doctor visits, scans, and any other meds or treatment they may need.

(USER WAS PUT ON PROBATION FOR THIS POST)

BonerGhost
Mar 9, 2007

Pompous Rhombus posted:

Ouch. A friend of mine had his gallbladder out, I think he said it cost him a similar amount. This was pre-AHCA and he didn't have any insurance.

He said he spent the next 1-2 years grinding like a motherfucker to pay it off: living at home, delivering pizzas, and flipping the occasional car.

I don't know about your friend, but mine was a bog standard, planned ahead-of-time laparoscopic outpatient surgery where I went home only a couple hours after. Any complication not only adds to your recovery time but also the financial cost. It might literally be hell.

I completely understand why someone would make stupid decisions with that kind of debt hanging over them. I made 34k a year at the time. It is a miserable loving existence that makes you want to die, and it's not even uncommon.

BonerGhost
Mar 9, 2007

SquirrelFace posted:

I'm 99% sure they named it so similarly on purpose to confuse people about who's responsible when they lose their healthcare.

Also, people get real freaked by collections and I can see someone knowing it's bad but still putting medical debt on credit cards when the hospital is threatening collections. People are irrational and if she had good credit with all that debt she's probably the type to pay more money to maintain that number.

When I had surgery a few years ago the hospital offered to let me put my bill on a payment plan at the low interest rate of approx 4%.

Got to squeeze those patients extra hard incase you didn't get all the money the first time.

Yup. I see more and more GPs charging similar interest rates for payment plans. I once saw an endocrinologist/internal med doc who required all patients to sign a contract acknowledging that any unpaid balances were subject to 6% interest. Dedicated urgent care clinics will do this too and they don't play when it comes to collections, they will sue very quickly. I got a letter from a lawyer the same month I got a bill from one urgent care clinic in town.

BonerGhost
Mar 9, 2007

BarbarianElephant posted:

Future idiots: "I was struggling when Obamacare took away my healthcare, but then Trump got elected and I got an plan on the state exchange website! But then the Democrats kept voting against healthcare so my prices went up! So I'm voting Republican until I die!"

Which won't take long at all without actual access to healthcare! Win-win!

BonerGhost
Mar 9, 2007

I am a "get married in a ditch with a possum as your officiant" type and that carriage looks fun as hell. Omg the idiot horse is even looking at the camera :3:

BonerGhost
Mar 9, 2007

Ashcans posted:

I wasn't really paying too much attention to this because lol, cryptocurrency:


So basically, someone got enough of a stake that it crashed the whole thing when they sold. What are the chances that was their intention, and they immediately turned around and re-bought at the bottom, so they now have a pile of money and enough stake in ether to repeat the same trick again?

This is what I've been saying about holding huge amounts of any of these cryptocurrencies. Any time you do manage to transfer out a bunch, it totally destabilizes the market.

BonerGhost
Mar 9, 2007

Ashcans posted:

It wasn't one person burning the whole thing down. What happened is that one person dumped a ton of currency, and that flood began to fill up all the available orders, dropping the trading price - the first person kept on selling, so the price kept on dropping. They sold from $317 down to $224, so they only lost any money if they had bought up some of their share at higher than $224, but the original trigger stopped selling at $224, they didn't drive it all the way to the floor.

But what happened is that that price drop was severe enough to trigger a bunch of 'stop loss' orders other people had placed- basically people could set an order to automatically sell if the price dropped below X. Every time one of those stop-loss orders triggered, it dropped more available ether into the market, and kept pushing the price down further, triggering more stop-losses.

The whole thing got even worse because people were margin-trading:


So someone might be sitting there holding a certain amount of ether and with a number of margin trades. The first person sells a bunch, triggering stop-loss sales, which continue to push the price down, and now margin calls are coming in to prevent even larger losses - but what this does is dump the trader's held ether into the market at whatever the current price is, which just drives the trading price even further down and triggers even more stop losses and margin calls. It bottoms out when its blown through all those and hit a floor where there are no more stop losses and all the margin calls have been met; depending on the exchange, that was somewhere between $13 and $0.10.

So they set up macros to panic sell low and crashed their own currency.

The real comedy here is they're the people who think they don't need any consumer protections. Unrelated: been thinking about starting a financial advice firm, just need capital. Who wants to venture some?

BonerGhost
Mar 9, 2007

What can you do to lose your license from a car accident? Uninsured, DUI/DWI? He now needs an SR22 so he did something.

Sounds like her family is crazy people.

BonerGhost
Mar 9, 2007

Just put his trivial rear end on your ignore list and report, he never contributes anything to this thread anyway. If it weren't for you guys quoting him I wouldn't have to read his 5th grade libertarian bs at all.

BonerGhost
Mar 9, 2007

Cold on a Cob posted:

Want to be a fly on the wall when he says the wrong thing to a cop and they put a boot on his lambo the next time he does this.

Eh, people usually only do that when trying to get out of the ticket. Doesn't sound like he even tried, he just considered it the cost of parking there.

BonerGhost
Mar 9, 2007

Cold on a Cob posted:

I'm more imagining him just chatting with the cop and being "funny" about his parking tickets in a completely out of touch way and the cop being like "gently caress this guy" the next day.

Edit: I'm just saying sometimes "all cops are bastards" meets "rich bros are out of touch" and it's funny when this happens.

Yes, I could see that happening. Seems silly, all that parking ticket revenue though.

pig slut lisa posted:

FYI to clarify my probation decision up thread:

When I ask people to stop a derail, I like to give a five minute grace period to account for anyone who hasn't had reasonable time to see my request. That's why ranbo das is in timeout and Tiny Brontosaurus isn't. I didn't see anything worth a probation in the derail itself. If anyone has questions please PM. Thanks and hug your local derail bird today.

Just so you know, I will gently kiss the bird instead. I did appreciate the note on my last timeout though.

BonerGhost
Mar 9, 2007

lampey posted:

In a lot of places you will get a boot for 4 tickets and $1000 owed. It is easy to fall behind on that if you are driving like an rear end in a top hat all the time. If the cops were smart about it they wouldn't even deal with the boot, just catch him with the tow truck to get this menace off the road.

I naively assumed he was paying them as they came.

BonerGhost
Mar 9, 2007

Krispy Kareem posted:

I have a friend who really likes cruises and that's how he wants to retire. Just live on an ever changing number of cruise ships.

Some people do that as a form of assisted living. Bounce from cruise to cruise and food is covered along with housekeeping. Such is the lovely state of American healthcare that 4 weeks on a cruise ship isn't that much more expensive than a shared bedroom at an nursing home.

People tell me they love cruises and I hear "ok so we went on vacation and we lived on the plane the whole time! We got off for the day to shop here and there but otherwise you bob up and down and eat buffet food for two weeks! Oh and if anyone gets sick you all catch it!"

Cruises sound like punishment is what I'm saying.

BonerGhost
Mar 9, 2007

therobit posted:

Since non-celiac gluten sensitivity is made up bullshit it is probably not how it works.

Non celiac enteropathy is very much a thing, however. A lot of people with NCE or celiac will refer to it as an allergy for simplicity's sake or when unsure of literacy, rather than get into the details of "well I had this biopsy and blah blah blah," because it's tiresome and private. In general: don't worry about what someone else is eating unless you are feeding them or they are your child.

Someone in your office going on and on about their medical problems? End the conversation. This isn't hard.

BonerGhost
Mar 9, 2007


Don't you work in government? I know some of this is to be expected but uuuuugh

Is a Philly pretzel full of cream cheese? What is that?

canyoneer posted:

That is incredible. And the fact that it's a fundraiser for an "employee appreciation day". They must appreciate you so much to allow you to pay for your own event.

They have to, their funding can't pay for any non-necessities. How dare them gubmint workers get fat on Our Tax Dollars!

BonerGhost fucked around with this message at 19:06 on Jun 29, 2017

BonerGhost
Mar 9, 2007

I have overdosed on BWM good poo poo, do not let the paramedics use Narcan on me. I want to die of this pure, beautiful high.

BonerGhost
Mar 9, 2007

Donate plasma or start mowing lawns, it's less than two months.

BonerGhost
Mar 9, 2007

I dunno, doesn't that lease become void without any consideration, though?

BonerGhost
Mar 9, 2007

Hot Dog Day #91 posted:

No. They're in default of the lease by not paying each month. The consideration is paying rent. Failing to pay rent doesn't void the lease, but they could be evicted.

They've got a pretty good excuse though. They tried to perform under the lease. If they were my client I'd advise to pour each months rent into a savings account and be prepared to pay or move at any time once someone realizes the situation. I'd also hire a title company to do a title search and see who owns the property now.

It's a really interesting situation and I wish they weren't dumb internet people so I could find out the truth.

That makes sense. What about the letter they say they got from the city saying they were taking over the property? Couldn't they have independently verified with the city at that time if they were concerned it was some kind of scam, especially when their landlord stopped cashing their checks (assuming they continued to set that money aside every month)?

BonerGhost
Mar 9, 2007

Security clearance decisions are the real purestrain. I love the ancillary details that make their way in, and the best part is how they become a matter of official record as investigated by the goddamn FBI.

BonerGhost
Mar 9, 2007

Hey man that medical marijuana is no joke, that stuff knocks you on your rear end. Or so I hear.

BonerGhost
Mar 9, 2007

ate all the Oreos posted:

Serious question: travel agents still exist?!

e: Well I guess it makes sense for rich people who need to feel coddled and can't be assed to do things themselves without someone assuring them that they're getting the best most exclusive version of something

We used one to book part of our honeymoon but if you're doing it for anything other than getting a deal on a hotel and flight you're doing it wrong.

Sure if you love sanitized bullshit, have a travel agent plan your activities I guess. Seems dumb as hell.

BonerGhost
Mar 9, 2007

ate all the Oreos posted:

Just give the gifts to yourself every month except December, perfect plan!

This is a good plan

BonerGhost
Mar 9, 2007


I think we've got our BWM olympics nominee

BonerGhost
Mar 9, 2007

Virtue posted:

If i had a meteorite I would incubate it so the aliens could grow

BonerGhost
Mar 9, 2007

ate all the Oreos posted:

lol "pay a vendor" this guy's totally a drug dealer

Pretty sure I'd rather have a regular drug dealer who can pay two years' rent up front than someone selling Chinese research chemicals whose "income is bitcoin-based" any day. Someone with that kind of money probably has people skills for starters, isn't obviously using and dealing out of his place, probably has a nest egg, and his income stream won't suddenly crash or split in half, not to mention it's actually accepted everywhere.

But really it's based on the fact that big time dealers wear deodorant, if I'm being perfectly honest.

Adbot
ADBOT LOVES YOU

BonerGhost
Mar 9, 2007

gently caress it, take the horse, kid. Spend that extra year in college.

  • 1
  • 2
  • 3
  • 4
  • 5
  • Post
  • Reply