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A lot of those boxes were barely $5, much less $10 or $15. I that guy had primed the pump by actually sending out decent stuff at first, he probably could have cleaned up pretty well on the second wave of repeat/recommendation buyers. A lot of people are totally fine with paying for the anticipation or possibility of getting something great, but likely getting nothing worthwhile. That's basically the entire premise of a lottery, after all, it's just that the mystery boxes cost a lot more and the baseline is somewhat higher than nothing.
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May 2, 2017 17:49
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Yea, there were plenty of flags in the initial posting, and a few people that actually noticed and tried to call it out without any luck. Please forgive me if this is not entirely on topic, but seeing as we visited the snake house in the previous thread I thought you guys would like to know there is a sequel in Minnesota quote:“I brought my first sort of box here to my bedroom and I found a snake,” Whitley said. She has spent $13,000 trying to get rid of them (it hasn't worked), but I am not sure this is exactly BWM, because I am not sure you really have another option besides just laying down in a nest of snakes and accepting your fate.
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May 2, 2017 18:07
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Is there a more BWM expression than 'income free'?
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May 2, 2017 20:52
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Really you should just make it part of regular schooling; by the time a lot of people leave school they are 18 or older and might already have gotten screwed on something. Ideally you want this to be in high school so people have a chance to understand the impacts of the choices they get to make at 18 a little better.
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May 3, 2017 19:04
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Jake Mustache posted:If your group buy on the snake house falls through you could always go in for the mysterious unpaying tenant house. Sounds like the Phantom of the Opera has come down a little in the world.
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May 10, 2017 15:00
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A weird confluence here is Peter Ostrum; he was Charlie in the 1971 Willy Wonka and the Chocolate Factory. After completing the film he declined a three-movie deal to go back to regular life - and used his payment from the movie to buy a horse and pursue his interests. He became a vet, seems to be happy and successful, and enjoys a little bit of niche stardom. So BWM on passing up a three-movie deal and buying a horse, but GWL for not getting sucked into some terrible child-star spiral and finding a job you love.
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May 11, 2017 19:03
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Can I get my kids designated as Emotional Support Animals so that I don't have to buy a seat for them and they can just lay on the floor by the seats or something? That's where they end up most of the time anyway. They're smaller than a miniature horse.
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May 18, 2017 14:20
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Isn't a huge part of the Keurig market stuff like offices where single serves of stuff is useful? I'm assuming most of those places aren't going to want a beer machine.
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May 21, 2017 13:48
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Yea, it doesn't sound like they are going to be leaving their kids much less in the way of assets, so making sure that they have life insurance for them sounds like the only decent choice they made. Of course they shot themselves in the foot with whole insurance, but its still better than buying another disney vacation.
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May 24, 2017 17:03
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Given what a complete bitch the removal process seems to be for a lot of people I'm always a little puzzled why people go in on it and get them all taken out without any actual problems. I don't think its standard in most of the world, it seems to be a very American thing (hence the jokes about British teeth - in Britain it was much more typical to only address things like alignment if they are actual problems, not for purely comestic reasons).
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May 29, 2017 15:00
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Barry posted:We should probably just move this thread to D&D and be done with it. Why can't we just post hilarious BWM schadenfreude to laugh at? 'It's hard to eat at home or get to the store!' *manage to spend $1500 on groceries anyway*
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Jun 1, 2017 17:04
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Volmarias posted:That's only an expense you can cut when they're old enough to do it. If the kids aren't spaced far apart, that might be a while. They're paying for 4 phone lines, so I am going to guess that at least one or two of the kids old enough to do some yard work. But yea, that $100 isn't really important when there is literally $2500 simply not included in the line items at all.
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Jun 1, 2017 17:25
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I just want to be able to afford that avocado on toast. 
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Jun 7, 2017 18:19
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I don't even have a concept for what an $100,000 wedding would look like, that is such an insane amount of money for people with jobs to spend on it. If you were royalty or just so amazingly fuckoff rich you had to have $100,000 to stir from your perpetual hedonistic torpor I'd guess it made sense. He had better be arriving in a carriage drawn by giraffes or something.
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Jun 13, 2017 14:15
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AreWeDrunkYet posted:I know this is sarcasm, but you're not really wrong. At a certain level of investment income, consumption at pretty much any level of extravagance is a budgetary rounding error (exception would be treating private planes as disposable or something). Decisions that might change portfolio returns a fraction of a percent will be far more significant choices than the price of a wedding or horse. Is it really BWM for someone in that situation to maximize the utility of their consumption regardless of efficiency? I think that however much money you have, if you do something objectively stupid like rent your cat, you are fair game for being mocked in this thread, even if you don't wreck your life/future with it.
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Jun 13, 2017 22:31
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I'd try to set a friend straight or maybe even some random person in a social setting, but I'm not going to open that box of worms at work.
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Jun 15, 2017 21:44
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Repurposing your dumb money-sink animal into a $52,000 mattress to fleece the gullible rich is pretty GWM, I have to applaud that.
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Jun 19, 2017 14:50
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EAT FASTER!!!!!! posted:Horsehair is a pretty commonly utilized material for the super premium segment of mattresses. A Swedish company, Hastens, is widely considered to make the finest innerspring mattress purchasable on the market. I wonder how cheap those fancy weddings feel when they realize they only sprung 2/3 the price of a real mattress.
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Jun 19, 2017 16:02
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You could try slinging 200 of them side by side belowdecks.
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Jun 20, 2017 15:32
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Yea, if you have to go to the ER or get a procedure done, they generally don't demand payment in advance, just that you sign something confirming you are responsible for the costs. Then you end up with thousands of dollars in debt directly with the hospital - they'll send you a bill, you call them and say you cannot pay it, and usually they'll negotiate it down or give you some sort of payment plan. Often these plans don't even include any interest on the amount as long as you making payments, because hospitals and other medical offices know are usually glad you are actually trying to pay them and not just declaring bankruptcy/dodging them/dying instead. This being America I would not be surprised if there are places that want you to pay up front for non-emergency procedures, and in that case I don't know what you would do to manage it.
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Jun 20, 2017 16:12
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I wasn't really paying too much attention to this because lol, cryptocurrency: quote:According to GDAX's official statement, a single and as yet unknown actor sold millions of dollars worth of ether So basically, someone got enough of a stake that it crashed the whole thing when they sold. What are the chances that was their intention, and they immediately turned around and re-bought at the bottom, so they now have a pile of money and enough stake in ether to repeat the same trick again?
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Jun 22, 2017 18:09
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It wasn't one person burning the whole thing down. What happened is that one person dumped a ton of currency, and that flood began to fill up all the available orders, dropping the trading price - the first person kept on selling, so the price kept on dropping. They sold from $317 down to $224, so they only lost any money if they had bought up some of their share at higher than $224, but the original trigger stopped selling at $224, they didn't drive it all the way to the floor. But what happened is that that price drop was severe enough to trigger a bunch of 'stop loss' orders other people had placed- basically people could set an order to automatically sell if the price dropped below X. Every time one of those stop-loss orders triggered, it dropped more available ether into the market, and kept pushing the price down further, triggering more stop-losses. The whole thing got even worse because people were margin-trading: quote:he process was even more painful for the many traders who were engaged in margin trading, a feature that GDAX has only permitted on the exchange since March. In margin trading, traders are permitted to place buy and sell orders for larger sums than they have in their accounts, multiplying the potential size of both gains and losses. According to the support documents on the site, GDAX offered margin traders up to 3x leverage for the USD/ETH trading pair, meaning that someone with only a $1,000 account balance could buy or sell up to $3,000 of ether. So someone might be sitting there holding a certain amount of ether and with a number of margin trades. The first person sells a bunch, triggering stop-loss sales, which continue to push the price down, and now margin calls are coming in to prevent even larger losses - but what this does is dump the trader's held ether into the market at whatever the current price is, which just drives the trading price even further down and triggers even more stop losses and margin calls. It bottoms out when its blown through all those and hit a floor where there are no more stop losses and all the margin calls have been met; depending on the exchange, that was somewhere between $13 and $0.10.
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Jun 22, 2017 22:27
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BarbarianElephant posted:That's because they died the moment they started to lose their health, rather than dragging their withered frames into a full century like we do now. They died about the same time we start thinking about retirement. Most people are still pretty healthy at that point even these days.
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Jun 27, 2017 18:26
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Jeeze you guys are so pessimistic, I at least expect to be able to limp my way into my mid 60s so that I can fully appreciate what a terrible mistake I made bringing children into the world as they grow up in the hellscape we have created for them.
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Jun 27, 2017 18:45
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Known Lecher posted:The best part about the comments is that someone dug up Amtrak's price sheet if you want to attach your own private rail car to an Amtrak train. There's a fairly hefty minimum charge, but at under $3/mile it's not as expensive as I would have imagined. I had no idea that you could do this, and the idea that you can just pay Amtrak to tow your personal car around the country is awesome. You could get an old one and furnish it as some sort of crazy luxury cabin/sleeper and cruise around the country. I mean it's not cheap, but it would be rad.
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Jun 28, 2017 02:50
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Hargrimm posted:Just imagine the kind of sounds that come out of this rust-on-rust braking system No problem, when you realize how much fun it is to ride the rails in your own car, you'll never want to stop!
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Jun 28, 2017 16:24
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'Weight loss laser therapy' makes me think of someone just carving chunks out of your side with a high-powered laser. Which would at least be effective.
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Jun 28, 2017 18:04
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The actual album isn't amazing, but this Imgur title sure calls to this thread: So far my free boat has only cost me $500 (day 3) Trying to get a link but stymied by my phone. I'll try to edit it in
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Jul 4, 2017 23:40
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He never would have had a double bankruptcy if it wasn't for that pound of cheese.
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Jul 6, 2017 18:07
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I'm pretty sure there is a goon lawyer trying to get his taco truck viable because he'd rather make tacos for drunk people every night than keep practicing law. But lawyer is probably one profession where opening a food business will mean working less hours and dealing with less stupid bullshit.
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Jul 8, 2017 23:41
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It's probable that we shouldn't call it 'balancing a checkbook' anymore because even people who write checks probably aren't filing out the register and then checking it against their bank statement, but the basic concept that it is trying to teach you is reconciling your transactions with your assets so that you know where your money is going and that there aren't any mistakes. That is actually a pretty significant and valuable lesson that a lot of people probably don't get until they gently caress up whatever self-management they have developed and overdraw/bounce payments and get to deal with the fallout from doing so. It's also the second half of the budgeting process that a lot of people miss; many people do the 'make a budget' thing and then are sloppy about following through and confirming where all their spending has actually occurred. Not that we are any better at teaching people that first step, either.
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Jul 13, 2017 14:56
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curufinor posted:I'm going to need to you make a list of other places where you can get 2-100 million for objectively stupid ideas You have a weird definition of 'start-up'
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Jul 13, 2017 16:54
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monster on a stick posted:I'm sure they would be able to live in a house independently without support, all they need to do is man up. Turns out that its actually much more effective to give people a home and then help them overcome their problems than expect them to overcome those problems on the street before they're allowed to rejoin society. They provide them with case managers to help them out, and that is still cheaper than having to scrape people off the street year-round because they have no where to go and no consistent support.
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Jul 13, 2017 20:39
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Given the 'once my parents see that transaction' line, I'm assuming he was dumb enough to use a card they get statements for. Really though, what kind of shoddy place bills under their sign name? Usually places like porn shops have a boring legal name that shows up on statements like 'Gifts & Novelties Inc'.
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Jul 18, 2017 17:46
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I know I shouldn't be, but I am constantly amazed at people who do something like spend $45,000 on a horse, and then not bother to actually get a contract for its boarding, or pay some sort of horse attorney $500 for a consultation about its damages.
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Jul 21, 2017 02:00
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Hot Dog Day #91 posted:You know, if that's all the money the guy has in the world and he's homeless, it's not that much money. You know what, that guy has $250 more than Donald Trump. Makes you think.
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Jul 22, 2017 19:54
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Pff, you're not supposed to rent a spot for your trailer like a regular fly-over state plebe, you're supposed to park it in the lot of the McDonalds down the street from your job and blog about 'disrupting the traditional paradigm of home mobility'. Like that google guy who was living in the office parking lot.
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Jul 24, 2017 19:04
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Leon Trotsky 2012 posted:That $2 million in forgiven loans is treated as taxable income. Can you discharge owed taxes through bankruptcy? 
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Jul 27, 2017 14:16
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I Like Jell-O posted:It's hard to reposses an education. That isn't true of most other things that people will lend you a bunch of money to buy. You don't get to take out a loan to buy a Tesla, declare bankruptcy, and keep the Tesla free and clear. Same thing with a house. If student loan debt was as easy to discharge as credit card debt, what's the incentive to not run up maximum debt at school and declare bankruptcy as soon as you graduate? I can run up thousands of collars in unsecured debt on food, drinks, entertainment, all sorts of things you can't repossess. There are also all sorts of things that the bank can repossess that aren't actually going to recover them much if anything of their money. I mean granted that I don't think anyone gets given a million-dollar credit limit to spend freely, but the average student debt is something like $25,000 and that's in the same range as the amount of unsecured credit someone might have.
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Jul 27, 2017 15:53
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Twerk from Home posted:Can a horse person explain to me what "teeth floating" and "coggins" are, and how often horses need them? Please don't call us 'horse people', we prefer to be called 'centaurs'. quote:To float a horse's teeth certainly sounds funny, too. Floating means to smooth or contour your horse's teeth with a file (called a "float"). Unlike your own teeth, your horse's teeth keep growing. At times, your horse's teeth may develop sharp edges, making it difficult for her to chew food, hold a bit, or simply have pain and discomfort inside her mouth. quote:The Coggins test detects a disease in horses called EIA. EIA stands for Equine Infectious Anemia and is a blood-based parasite that is transmitted through mosquito bites between horses. Because EIA is incurable and fatal in 30-50% of the cases, a negative Coggins test (often referred to as a "Coggins paper") is generally required before a horse can be transported across state lines, shown, bred or moved into a new barn or stable. tl;dr: Horses are essentially a pile of health complaints and chornic conditions stitched together into a temperamental lump of self-destruction and you have to fastidiously maintain their entire body for them or they'll die as soon as they can.
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Aug 3, 2017 19:55
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