Barely Warranted Massage: Pay the handy man for a good corking

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Barely Warranted Massage: Pay the handy man for a good corking

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

Hoodwinker posted:

lmao @ crypto but the concern about SIM swaps and the problems with SMS-based 2FA are legit whether it's attacks against your shitcoins or your actual bank account.

With an actual bank account at least you have recourse. No excuse for using SMS 2FA, though, complain to your bank if they can't do better.

# ¿ May 22, 2019 21:21

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# ¿ May 17, 2024 23:25

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

Hoodwinker posted:

Thankfully, when you look at the list of investment companies, many of those support hardware and software tokens.

Vanguard supports U2F tokens but refuses to let you use them with any browser but Chrome and requires a SMS fallback

# ¿ May 22, 2019 21:40

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

DaveSauce posted:

People steal unsecured password databases (or they take secured databases and they crack the encryption offline) and then use those credentials to log in to other sites. No amount of complex passwords will help you there

Complex passwords can easily be impossible to extract from a leaked but otherwise well-secured database, while simpler ones might still be found by brute force.

# ¿ May 23, 2019 16:55

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

OctaMurk posted:

I dont see where it says what he majored in, but the dude only took out 12k in loans the second time which seems like a small amount. Plus he basically had to go back to school because the recession hosed his career.

A recession doesn't magically invalidate your education after the economy recovers.

# ¿ Jul 14, 2019 22:30

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

deedee megadoodoo posted:

Can’t say I’m surprised that a bunch of people got roped into that cattle Ponzi scheme. Bet a lot of people have beef with that guy now.

Less than they thought they did, though.

# ¿ Oct 2, 2019 23:57

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

Vox Nihili posted:

Wine experts can absolutely differentiate between red and white wines, among other things. The people actually buying the stuff typically cannot (iirc the study you're probably thinking of was with normal people, not experts).

For a good time, do a blind tasting with self-described wine afficionados. Everyone shits themselves in fear of liking the "wrong" stuff. Works with whiskey too, especially Scotch and the Japanese bullshit.

I've had the opportunity to try a bunch of really high end scotch, and IMO the quality actually starts going down above $60/bottle or so. It starts getting to be less about the taste and more about the story behind the bottle. There's also lots of really excellent cheap stuff out there that just hasn't found its marketing footing yet.

# ¿ Nov 12, 2019 22:12

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

paternity suitor posted:

Don't hold out on me man!

The most striking example of liquor price nonsense I recently purchased is actually an overproof rum I found by way of an restauranteur acquaintance: Rum Fire. From the price and the branding you'd expect paint thinner, but it's actually one of the most flavorful rums I've ever had. I don't see this staying cheap for long, with how cocktail bars are flocking to it. Rum is a good category for this in general since it doesn't have so much cachet.

I don't buy so much scotch these days since even the cheap stuff is expensive, but basically you can be confident that most of the big names (Laphroaig, Lagavulin, etc) got that way because they make genuinely excellent liquor at mid-market prices. I find American whiskies are often better price per quality as well, for a similar, if not quite identical, spirit; for example Copperworks punches above its weight, though it's not the cheapest to begin with.

# ¿ Nov 13, 2019 00:14

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

wilderthanmild posted:

I mean, you might be able to make a perfect copy of some $1000 scotch and sell it for cheaper than that, but how much of a market is there for that?

Not much, especially once people catch on that $1000 scotch is not nearly as good as $60 scotch.

# ¿ Nov 14, 2019 00:50

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

untzthatshit posted:

Like, do you not realize how easy it is for a worm to edit your unsecure email and have me sending your millions to some bank in Hong Kong?

Has that ever actually happened? Fake invoices, sure, but intercepting and editing a real one in-flight is some real high-touch targeted attack level poo poo, and if you're that good there are easier ways to get rich.

# ¿ Nov 21, 2019 06:54

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

It bothers me how much of a bad rap pots of lentils get. Properly spiced, they can be delicious and effort-efficient. If it's economical as well, all the better!

# ¿ Feb 14, 2020 01:24

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

Sundae posted:

Indian food is the best poo poo ever. Give me chickpeas and lentils until I die of happiness.

Lately I've been into doing huge pots of palak paneer. It turns out that with a baking stone you can even do half decent fresh naan! Heats your house nicely in the winter, too.

You don't have to be a cultist to cook large batches of cheap delicious food.

# ¿ Feb 14, 2020 01:52

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

Switchback posted:

I guess I don't understand this attitude at all, especially in this thread.

Why talk about the price of anything, then, if planning ahead is impossible because wHo kNoWs? If you are buying a $100,000 house, it seems really dishonest to not also consider that you are purchasing an $80,000 mortgage TODAY, so you are committing to a $180,000 purchase right now. Even if you don't pay it off for 30 years, and so (maybe?) it feels like less money in the future than it does right now, that house will still cost you $80k more in today's dollars than if you bought it in cash.

We talk about house prices all the time. We always consider car cost plus the financing cost. Yet the second biggest purchase most people will ever make in their lives NOBODY TALKS ABOUT, and people brush me off saying "well that's a useless number".

You can and should make reasonable estimates of the total cost in today's dollars of a mortgage including interest. Blindly summing up every interest payment and ignoring the fact that they're distributed over time over which inflation and opportunity cost occur is not how you do that. You're grossly overestimating the total cost.

# ¿ May 4, 2020 03:49

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

I, too, am physically nauseated by the prospect of people with common interests socializing in organized events.

# ¿ May 20, 2020 17:44

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

That's a pretty tame lesson learned, honestly.

# ¿ Nov 2, 2023 01:39

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

The Leck posted:

I feel like this is probably the best thread to share the amazing ad I got recently:

Did Robinhood post that image? Are they trying to make fun of Vanguard for warning buyers of the risks with some probably-legally-required but extremely reasonable boilerplate? What a weird angle.

# ¿ Feb 7, 2024 00:13

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

Boris Galerkin posted:

Can I just choose to not do my taxes every year and just get audited?

I hate doing taxes. I work multiple gigs and have multiple retirement plans and it’s a bit of a headache filing and the amount I owe Uncle Sam every year seems so random.

What’s the worst that can happen if I choose to just not file my taxes and instead wait for the IRS to audit me for what I owe? (Aside from needing to pay interest?)

In addition to the above, if the IRS has to do your taxes for you they'll just assume the most expensive possible answer to any question involved.

# ¿ Apr 16, 2024 00:19

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# ¿ May 17, 2024 23:25

Ralith: Jan 12, 2011; I see a ship in the harbor
I can and shall obey
But if it wasn't for your misfortune
I'd be a heavenly person today

Cast_No_Shadow posted:

There is a contribution limit about 20k

The mega backdoor has a significantly higher limit, though you need a cooperative employer to pull that one off.

# ¿ Apr 25, 2024 03:06

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Barely Warranted Massage: Pay the handy man for a good corking