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I feel like many people use credit cards to purchase things over time that they don't have the funds to purchase all at once. Credit card companies are often like layaway lenders so that the businesses themselves don't have to setup their own programs. I'm curious how far the individual consumer appeal is going to go. If going straight from your account was really that appealing, wouldn't everyone have migrated to debit cards already?
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# ¿ Sep 26, 2022 19:31 |
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# ¿ May 12, 2024 03:12 |
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Leon Trotsky 2012 posted:Debit cards don't go straight from your account. The bank and person receiving the money still pay fees for debit card transactions (they are just much smaller than credit card swipe fees). They still use Visa/Mastercard payment processors and ACH takes a few days to verify before the transaction is complete. That is why over drafting is a thing that is possible. That's a good correction point to make. I'm still twitchy as an end user having any of those transactions drawn straight up against my actual bank account as opposed to a credit card where I at least have some (perceived?) flexibility about how to pay off my card balance. And like you and others pointed out, how exactly do rewards and fraud protections get set up if you have more straight bank-to-bank setups?
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# ¿ Sep 26, 2022 20:06 |
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Solkanar512 posted:I'm also wondering how holds work with gas, hotels and rental cars. Yeah. Are the banks going to step in with all the built-in transaction/liability protections that the credit card companies take on right now?
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# ¿ Sep 26, 2022 20:33 |
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LorneReams posted:Mastercard and Visa are not going to allow this to happen, unless they are part of the transition. Both of them have bought up FinTechs to get a presence that space if that is the future. For example… https://fintechmagazine.com/digital-payments/visa-buys-payments-fintech-currencycloud-usdollar962mn
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# ¿ Sep 27, 2022 01:16 |
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sniper4625 posted:His son, uh, appears to have had enough Is this guy legit? He’s still putting out pro-Desantis stuff elsewhere on that account. Weird poo poo.
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# ¿ Oct 4, 2022 02:22 |
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OPEC really hates our Brandon. https://mobile.twitter.com/nytimes/status/1576933847526170632
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# ¿ Oct 4, 2022 02:26 |
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As much as I want to believe it's all falling apart for the GOP, inflation and bad economic sentiment are playing into their hands very well. I get ugly 2016 vibes every time people get smug about their stumbles. Then again, life is short and one should try to get joy where they can get it. I might just be a miserable dude.
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# ¿ Oct 4, 2022 17:16 |
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Boot and Rally posted:To goose the price and sell his current position. He is doubling down on not having to buy Twitter. Do you have more details on how this would work?
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# ¿ Oct 4, 2022 18:02 |
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Radicalizing anyone is a problem. Plus, even though old people might theoretically be closer to death, they're more reliable voters.
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# ¿ Oct 5, 2022 03:29 |
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Brandon needs to smoke up so he doesn’t get too pissed off at OPEC+ countries.
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# ¿ Oct 6, 2022 20:14 |
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HisMajestyBOB posted:I'm gonna spend the $10,000 I saved in student loan payments on weed now. No!!! That’ll lead to inflation!
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# ¿ Oct 6, 2022 20:23 |
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selec posted:https://twitter.com/nycsouthpaw/status/1578096090020446209?s=46&t=oczDDryhrWPFKttENsPQ6A Yay. A teaser for what will get rammed down our throats in 2023 by conservative media after the GOP take over Congress.
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# ¿ Oct 6, 2022 21:09 |
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Tayter Swift posted:Do we call him Doctor’s rear end or Professor’s rear end Dean's rear end
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# ¿ Oct 6, 2022 21:43 |
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Ben Sasse used to be president of Midland University. He's also put out occasional articles in publications like the Atlantic about education. https://www.theatlantic.com/ideas/archive/2022/05/student-loans-forgiveness-higher-ed/639438/ So, to me, it's not totally weird that he'd become a university president again. It is weird to leave his senate term again, but maybe being in the GOP right now kind of sucks unless you're really a nutcase radical. Or he has weird visions about reshaping the youth into his kind of conservatism. EDIT: PeterWeller beat me to every point.
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# ¿ Oct 6, 2022 22:26 |
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Regardless of how the midterm elections go, it looks like we'll continue to live in interesting times. https://twitter.com/JonahFurman/status/1579513805834715136
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# ¿ Oct 10, 2022 19:12 |
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https://www.cnbc.com/2022/10/12/biden-says-he-doesnt-think-there-will-be-an-economic-recession.htmlquote:President Joe Biden said he doesn’t believe there will be a recession in the near future and if there is, he expects it to be a “slight” economic dip. This is going to bite him in the rear end, isn’t it?
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# ¿ Oct 12, 2022 04:13 |
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At this point, it is going to be about how much work you want to put in to enforce the judgment, but there's at least something hanging over Jones' head now that makes his life more difficult.
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# ¿ Oct 13, 2022 03:15 |
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FlamingLiberal posted:I’m really glad we refinanced in like April of last year We are basically expecting the Fed to fix a government economic policy problem but our government is too paralyzed and cowardly to do what would work better (addressing supply chain issues and housing and production shortages and increasing taxation on higher earners). These are all problems that are decades in the making and will also take a long time to fix, sadly. I wish I could believe American political culture will change enough to be up for the tasks ahead of us, but I have a hard time seeing it.
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# ¿ Oct 13, 2022 16:33 |
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KKKLIP ART posted:Honestly looks like mediocre brisket. I think that's why FizFashizzle shared it. I'd still eat the hell out of it, but I'm sure there are better places elsewhere in the country.
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# ¿ Oct 14, 2022 16:37 |
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What should be done to help Haiti out? The US' record is appalling, but it sounds like a pretty dire situation that requires some kind of intervention.
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# ¿ Oct 17, 2022 16:51 |
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Madkal posted:Maybe I missed something but has Cuba even expressed any interest in helping Haiti or is this more of a "anyone but America" thing? I don't think Cuba has raised its hand to volunteer.
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# ¿ Oct 18, 2022 21:30 |
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I know it's not fun to think about, but what's the least bad realistic option when it comes to Haiti?
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# ¿ Oct 20, 2022 02:36 |
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pencilhands posted:Is it possible that, like the rise in income inequality in the US, we’re also seeing a concentration of sex at the highest sexual income levels - a sort of sex 1%? At the risk of sounding like some MRA weirdo, hasn't it always been a bit like that?
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# ¿ Oct 20, 2022 04:19 |
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Ghost Leviathan posted:Also apparently a lot of straight women are apparently having so much trouble finding men that aren't completely awful in so many ways they've given up. Probably gels with how a large and probably growing amount of young men weren't so much raised by their parents as they were kept alive and vaguely presentable when necessary, and have electronics thrown at them to keep them quiet by guardians who otherwise stare blankly at the prospect that he might have problems. This is probably a question for a much different thread, but I keep hearing about how common unsolicited dick pics are on dating apps and I wonder when it became a thing for dudes to think "Oh, let me take a picture of my junk and send it out!" Is it a sign of how we really don't know how to talk to each other anymore? And at the risk of sounding like Jordan Peterson (ugh), I think we're just beginning to see what it's like for people to have gone through puberty in the age of ubiquitous online porn. I imagine that has had an effect on the amount of actual sex people are having.
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# ¿ Oct 20, 2022 15:24 |
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FLIPADELPHIA posted:Dang Liz Truss just resigned. Too bad our fascists have more staying power over here. She'll just get replaced with someone equally horrible. And I think there's a very good chance Boris Johnson comes back? I'm sure the GOP would be way less scattered than the Conservative Party.
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# ¿ Oct 20, 2022 15:36 |
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I feel like you have to be wary of anything done by Rolling Stone, but this is a weird story. I wonder what Meek was up to. https://twitter.com/RollingStone/status/1582707631990493186
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# ¿ Oct 20, 2022 17:14 |
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Clarste posted:RIP Twitter, we hardly knew ye. Is that really going to happen? I feel like Twitter is so embedded in how people go through the internet now that it'll take a while for its userbase to erode. I don't know anything else that competes. Maybe Musk is right and everything will be just great for his new version of Twitter because God seems to love him.
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# ¿ Oct 21, 2022 14:36 |
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I keep hearing about how Facebook is supposedly in danger but they seem to be doing just fine in terms of userbase. Their main problem seems to be lighting money on fire trying to establish the Metaverse.
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# ¿ Oct 21, 2022 14:50 |
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Twitter is going to bring back Trump's account and Musk will be in charge of the American WeChat and you're all going to be sorry because our country will be in even worse shape.
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# ¿ Oct 28, 2022 01:52 |
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So is Twitter going to start making fart noises?
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# ¿ Oct 28, 2022 02:11 |
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selec posted:https://twitter.com/pnjaban/status/1586031119647928320?s=46&t=lypfoWlrUOSzqw_LFxvuLQ This is a weird Tweet. Process servers aren’t supposed to engage in the kind of evasion and breaking and entering a guy with a hammer and the intent to harm would. If everybody’s just punching a clock and not taking the assignment seriously, I can totally see how a random white dude could sneak in. EDIT: oh God. She’s some horrible “get tough on crime” GOP goon.
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# ¿ Oct 28, 2022 20:07 |
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squibble posted:She's a GOP official trying to imply that this was a false-flag. I figured.
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# ¿ Oct 28, 2022 20:28 |
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projecthalaxy posted:I mean, "in a 6-3 decision" and all but isnt Musk not allowed to be president because he's South African? You need to be a natural born citizen. It's not the kind of thing you can 6-3 your way out of without further undermining the legitimacy of the Supreme Court and I don't think even the most recent Trump appointees would have go that far. I read Bannon has a whole campaign to take control of state legislatures to push a Constitutional convention and change the constitution without a popular vote being needed, but that's a bit more work. https://www.theguardian.com/us-news/2022/oct/19/steve-bannon-us-constitution-tea-party-republican-state-legislatures
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# ¿ Oct 31, 2022 18:15 |
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virtualboyCOLOR posted:Is this meant to be humorous? The Supreme Court technically is illegitimate now if one were to follow the letter of the constitution at all. Given the text of the Constitution, expanding what it means to be "natural born" would be one step too far and it'd also undermine a bunch of right wing arguments about immigration that I'm sure a lot of the justices want to see pass. I agree that a lot of the fiction of the Court's legitimacy is laughable and aggravating, but there is still a bare amount of window dressing that you need to put on things. Plus, even if you pushed the boundaries, they'd probably want something more worthwhile for that than Elon Musk. virtualboyCOLOR posted:By whom? The current Dem party aka the decorum police? There has been zero meaningful pushback to anything the right has done thus far (such as the takeover of the Supreme Court), which would have been grounds for civil war / unrest in any functioning country. A country with a civil war is, by definition, not functional.
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# ¿ Oct 31, 2022 22:22 |
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FlamingLiberal posted:I’m baffled that TMZ of all places decided to cover for Kanye on this in 2018 I wonder if either TMZ was going to blow him up on their own whenever they felt like the time was right or if he was a big gossip leaker for them himself.
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# ¿ Nov 3, 2022 21:49 |
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The Life of Franco
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# ¿ Nov 3, 2022 22:24 |
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I have to say that I've gotten into the habit of sharing Twitter links because they turn into pretty little thumbnails on here and on other social media platforms. Is there a way that SA could do that for just general URL links?
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# ¿ Nov 4, 2022 13:57 |
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haveblue posted:Not really, making a summary/thumbnail without the site at the other end of the connection cooperating and doing some prep work is pretty hard. It would take either a big investment in tech and servers or the market clout to force other sites to comply with a standard and this site is too dead and gay to have either That's too bad. I'll settle for people not checking out my links as much as I really don't want to help Elon out that much. I'm probably white noise on here anyways.
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# ¿ Nov 4, 2022 14:09 |
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Jeffrey of YOSPOS posted:That's fair - I would have to look into this one, and also think about whether it's something we want. Certainly I like that image and url tags are separate and wouldn't want to "preview" images in the latter. I do agree it'd be nice to have some clue what a link was about though. Devor posted:No, they want to be able to post on SA a link to NY Times and have the article come up in their SA post without anyone have to click I just was thinking of a "preview" thumbnail where you get a picture and a headline. I'm not trying to get around a paywall and I usually just copy and paste excerpts I find interesting. What I was thinking of was when you share a link on Facebook or what happens when you share a Tweet here. You get a picture and a headline.
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# ¿ Nov 4, 2022 14:38 |
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# ¿ May 12, 2024 03:12 |
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Sir Lemming posted:This is indistinguishable from a Trump tweet. Too many words to explain the problem. Trump is much better about quickly defining what he wants to rail against. But you can tell Elon has been studying Trump tweets, trying to capture that mojo. Or as another person put it... https://twitter.com/barry/status/1588244210893086721 I really didn't know this distinction was a thing. https://twitter.com/Arr/status/1588020105136349184
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# ¿ Nov 4, 2022 17:27 |