(Thread IKs:
OwlFancier, crispix)
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Necrothatcher posted:Huh, thanks to this chat I just checked my Student Loan balance and it's -£2000. I thought it was well known that when you get close to paying it all off, you need to call up and pay off the balance, otherwise they will just keep taking your money until the start of the next year. Not that they would explicitly tell anyone that themselves, though...
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# ? May 6, 2024 11:05 |
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# ? May 27, 2024 04:18 |
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I started uni in '91, so I was in the first year to get ever increasing student loans to make up for the reductions in the maintenance grant. Tuition was still free back then, and I think the total borrowed over the 3 years was ~£1800. I successfully deferred repayments for the first 8 years then simply left them at the Paris address when I moved. For the next decade or so, the SLC kept phoning up my parents pretending to be old friends of mine trying to get in contact. My parents always knew it was the SLC because it was always a person with a Scottish accent, and the fact that I never gave out their home number to anyone. Mum and Dad to their credit kept repeating the lie that they hadn't seen or spoken to me since the mid 90's. gently caress you SLC!
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# ? May 6, 2024 11:14 |
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Clyde Radcliffe posted:Icing on the cake is going to be when it's revealed he was a Rwandan seeking asylum here. He was. https://www.gov.uk/return-home-voluntarily Home Office posted:You can get help to return to your home country if you do not have permission to remain in the UK. This is known as ‘voluntary return’.
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# ? May 6, 2024 11:14 |
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I was reading a story about Canada setting up adverts in Wales to entice Welsh nurses over to Canada by saying how poo poo the NHS is. I then made the mistake of reading a comment which said this was due to Wales being a political and economic basket case after 103 years of socialism. Enough news for today.
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# ? May 6, 2024 11:24 |
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My incredibly rich Scottish cousin was just telling me the other day about an old friend he had at uni in the 90s, how he wanted to repay him but couldn't find him. Even tried looking up his parents, but no luck. Such a sad story. Anyway he gave me the castle instead
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# ? May 6, 2024 11:25 |
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bessantj posted:I was reading a story about Canada setting up adverts in Wales to entice Welsh nurses over to Canada by saying how poo poo the NHS is. I then made the mistake of reading a comment which said this was due to Wales being a political and economic basket case after 103 years of socialism.
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# ? May 6, 2024 11:34 |
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Necrothatcher posted:Huh, thanks to this chat I just checked my Student Loan balance and it's -£2000. Your repayments don't stop once you have paid off the debt. You have to phone up and cancel the payments. So many of my friends got caught out by that
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# ? May 6, 2024 11:40 |
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Rwanda has a strong recent history of disappearing and/or torturing anyone inconvenient to the regime (or just inconvenient to some sort of regime official) so depending on why he was seeking asylum the whole "unable to locate" thing might not be so great. FitW Rwanda posted:The government has a long history of repressing political opponents and members of opposition parties. They face the threat of disappearance, arbitrary arrest and detention, and assassination. e: Incidentally Israel tried the same thing as Britain with Rwanda before: BBC: What happened when Israel sent its refugees to Rwanda BBC posted:Bahabelom Mengesha, a 36-year-old Eritrean man, knows what it's like to be sent to Rwanda by another country. But his stay there as an asylum seeker was brief. It did not go well. Private Speech fucked around with this message at 12:08 on May 6, 2024 |
# ? May 6, 2024 11:49 |
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Bobby Deluxe posted:I guess hell timeline is that they just amend or throw out the FTPA and put it off forever. The FTPA is a new thing (goes back to the 2010 coalition) and has already been thrown out. They still have to hold an election at least every five years (as before the FTPA) unless they literally want to go the full Long Parliament; we've had a fairly firm tradition of regular elected parliaments since the Glorious Revolution in 1689, I don't think that's going anywhere. If it were still in force, we wouldn't be having this discussion at all, we'd know exactly when the election is.
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# ? May 6, 2024 11:56 |
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But anyway I sure am glad that Britain now has a law declaring Rwanda to be a safe country regardless of how many human rights conventions they break.
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# ? May 6, 2024 12:01 |
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Marmaduke! posted:I thought it was well known that when you get close to paying it all off, you need to call up and pay off the balance, otherwise they will just keep taking your money until the start of the next year. Not that they would explicitly tell anyone that themselves, though... I finished paying mine off in November, they sent me multiple letters and emails throughout last year warning about overpaying.
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# ? May 6, 2024 12:13 |
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bessantj posted:I was reading a story about Canada setting up adverts in Wales to entice Welsh nurses over to Canada by saying how poo poo the NHS is. I then made the mistake of reading a comment which said this was due to Wales being a political and economic basket case after 103 years of socialism. This isn't just Wales, I've seen these ads all over Yorkshire, for example. It's something along the lines of "if you're a healthcare provider, your family should have good healthcare. Move to Canada!"
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# ? May 6, 2024 12:18 |
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Nurses going to Canada, water bill payments going to Canada. You'd think a government putting on a face of national strength might introspect...
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# ? May 6, 2024 12:43 |
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Necrothatcher posted:Huh, thanks to this chat I just checked my Student Loan balance and it's -£2000. lol so I decided to check just in case this had accidentally happened to me. I think I might have paid it off before I hit 50 if current trends continue.
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# ? May 6, 2024 13:29 |
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Kin posted:I don't know if it's because of the passive nature of the loan repayments (tied to income), or the tying interest to inflation makes it a "free" loan or whatever that was said when I was at uni, The second part is something I've never heard since. I was in the first cohort that didn't have grants, think this was the late 90s? Was I lied to, or is this an obscure facet of the early loan system?
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# ? May 6, 2024 13:38 |
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Setting up the legislation to allow the Student Loans Company to take the repayments directly from your pay packet was a real piece of foresight from the government of the day: they obviously envisaged a time when a mass movement of debtors might say: "We're not paying: gently caress off" and put the framework in place to prevent that possibility.
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# ? May 6, 2024 13:40 |
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Bobby Deluxe posted:I remember being at college and going to a presentation where one of the things we were off-handedly told was that 'if you don't earn enough you don't make repayments, and if you don't pay it off after a certain number of years it gets written off anyway.' There's a table here with the ages at which various plans have the debt wiped https://www.moneysavingexpert.com/students/student-loans-repay/
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# ? May 6, 2024 13:42 |
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Guavanaut posted:Meanwhile Saskatchewan was actually run by socialists during the era where they created Canadian public health care, which was part of the package that turned them from a wasteland of the Great Depression into at one time the most prosperous province. Then Wales needs 103 years of socialism with Saskatchewan characteristics.
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# ? May 6, 2024 14:00 |
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notaspy posted:Your repayments don't stop once you have paid off the debt. You have to phone up and cancel the payments. I actually got a letter from them a year before mine was due to end, saying that I should call them up and switch to paying by direct debit rather than have it taken out of my pay to avoid this, thought they would have done this for everyone.
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# ? May 6, 2024 14:12 |
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there's specialist debt collectors for student loans now so given the trajectory of everything else I can imagine SLC stuff going to collections sooner or later
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# ? May 6, 2024 14:18 |
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Getting kneecapped by big Dave because teenage me thought it would be cool to find out what a dialectical materialism is.
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# ? May 6, 2024 14:27 |
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Private Speech posted:That is really not very good, they might want you to pay some or all of it in a lump sum, possibly with additional interest. If you live abroad you are supposed to send them declarations of your income every year and as you said the payment thresholds depend on the cost of living in a given country, but are generally much lower than in the UK. All in all it's a giant pain to deal with, not the least because you also should have supporting documentation officially translated into English for each year (and/or each job change). well crikey, that's put the willies up me. Appreciate the post though, will probably get my arse in gear now and hope they don't try to gently caress me too badly Just did a bit of rough maths, and the amount I should have paid by now doesn't actually seem that bad. A bit of a chunk, but it's an amount I could comfortably pay in one go if necessary. That's without whatever interest there might be though I think the process of getting it all sorted is going to be more of a hassle than the actual payment to be honest
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# ? May 6, 2024 14:50 |
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a pipe smoking dog posted:lol so I decided to check just in case this had accidentally happened to me. Better than me. My original loan (uni 2001-2004) was 9k. It's now 9500. I got a second one of about 20k when I did teacher training 2018/2019. It's now 22k. Perfectly content to leave it alone. The most annoying thing is that when they pushed up student fees to 3k from 1k, they also made that student loan wipe out much earlier. Mine wipes out at 65. Loans taken out in 2005 wipe after 25 years. My other one wipes after 30 years.
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# ? May 6, 2024 15:01 |
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Paperhouse posted:well crikey, that's put the willies up me. Appreciate the post though, will probably get my arse in gear now and hope they don't try to gently caress me too badly Definitely worth it. I was overseas for a good few years after uni and home got constant letters. Definite threat of problems if you ignored them. I sent them my wage slips from Japan and they said I had to pay about a tenner a month.
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# ? May 6, 2024 15:02 |
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# ? May 6, 2024 15:11 |
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intent is stored in the sinuses
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# ? May 6, 2024 15:13 |
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Is his Loyalty Left or Right side affiliated?
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# ? May 6, 2024 15:15 |
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Just Another Lurker posted:Is his Loyalty Left or Right side affiliated? The larger loyalty lobe appears to be sinister
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# ? May 6, 2024 15:26 |
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PM Starmer gets a skinhead and is left with only Securonomics and Intent
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# ? May 6, 2024 15:27 |
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disco elysium sequel looking dire tbh.
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# ? May 6, 2024 15:29 |
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Private Speech posted:But anyway I sure am glad that Britain now has a law declaring Rwanda to be a safe country regardless of how many human rights conventions they break. this simple trick gets your country out of its human rights obligations human rights havers hate it
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# ? May 6, 2024 15:39 |
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Private Speech posted:But anyway I sure am glad that Britain now has a law declaring Rwanda to be a safe country regardless of how many human rights conventions they break. *braverbrain intensifies* what if we proved to them that the UK was no better at respecting human rights than rwanda
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# ? May 6, 2024 15:43 |
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# ? May 6, 2024 16:10 |
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# ? May 6, 2024 16:18 |
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Excellent, but imo one of those needs to be "father=toolmaker"
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# ? May 6, 2024 16:18 |
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Sad Panda posted:Better than me. My original loan (uni 2001-2004) was 9k. It's now 9500.
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# ? May 6, 2024 16:23 |
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# ? May 6, 2024 16:28 |
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Tijuana Bibliophile posted:this simple trick gets your country out of its human rights obligations Ireland just declared the Uk a "safe country" last week for similar reasons. edit: Starmer needs some wet eggs on the brain. Just Another Lurker fucked around with this message at 16:36 on May 6, 2024 |
# ? May 6, 2024 16:33 |
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Before I realised it was a glass of whiskey I thought you had him fantasising about a tin of wood varnish, which kinda works as well
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# ? May 6, 2024 17:11 |
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# ? May 27, 2024 04:18 |
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This suggests that a precisely delivered Phineas Gage will turn him into an old socialist with a love of gardening and home made jam.
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# ? May 6, 2024 17:31 |